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Improving Financial Health
We are putting financial health at the heart of our strategy to create a better tomorrow for consumers, our clients, our people and communities. This is where we can make the biggest difference, using our people, products and profits to deliver positive societal impact and contribute to business growth.
Why Financial Health Matters
Financial health can transform people’s lives. It’s the key to fair credit that can open the door to life-changing opportunities – from having a home or building a business to paying for education and healthcare. This in turn drives social and economic development by helping to lift people out of poverty and improve quality of life. That’s why the United Nations includes access to financial services, including credit and microfinance, among its Sustainable Development Goals.
Our role – improving financial lives
This is at the heart of our purpose to create a better tomorrow for consumers, our clients, our people and communities. This is where we’re best placed to help, and where we can achieve a meaningful difference through our people, products and profits to deliver positive societal impact while contributing to business growth. It’s naturally one of our strategic business focus areas – to empower consumers to improve their financial lives, gain access to credit, safeguard their identity, save money, negotiate debt and improve their financial knowledge.
As the world’s largest credit bureau, Experian has a vital role to play in providing lenders with the information they need to offer more loans at fairer rates. Extending access to credit helps to drive social and economic development by enabling businesses to grow and families to pay for the essentials they need to transform their lives.
We’re also enabling people to take control of their financial lives by helping them understand, manage and improve their financial situation – and to protect themselves and their data. In doing so, we’re supporting the financial health of individuals, businesses and economies – and of our own business as we open the door to millions of potential new customers for us and our clients.
Read more about our commitment to improving financial health in our 2022 report here.
UN Sustainable Development Goals
Given our sustainable business strategic priority of Improving Financial Health for all, we have identified three of the SDGs where we can make a meaningful contribution:
- These SDG targets are related to improving access to credit, microfinance and financial services, and we contribute to these via our core products, social innovation, and community investment
- Target: Reach 100m people through social innovation products by 2025
- Target: Reach 100m people through United for Financial Health by 2024