Why invest in Experian?

Our revenue profile is highly recurring as many of our products and services are integral to our clients’ operating processes. This stability  is further enhanced by a strategically diversified portfolio that spans multiple industries, geographies and client needs, ensuring we are  not dependent on any single market or sector. As a result of our  strategic diversification and entry into new growth areas we have  driven consistent growth while maintaining exceptional resilience.  We have a proven ability to navigate economic downturns, market volatility, and unexpected challenges making us a robust and reliable  investment choice.

• 11+ industry sectors
• 4 geographic operating segments
• 32 countries

We drive growth by investing in new sources of data, product innovation, advanced technology, and our people. This enables us to deepen our relationships with existing clients, attract new ones, and expand our membership services to millions of people. Our world-class, scalable platforms seamlessly integrate data, analytics, and software to create differentiated solutions that clients embed directly into their workflows. We have strengthened and expanded our competitive lead by addressing emerging client and consumer needs and continual expansion into these areas. 

• 7% organic revenue growth
• US$651m capital investment
• US$150bn of estimated addressable market opportunities
• US$1.8bn revenue from new and scaling products
• 88 patents pending
• 200m+ free consumer members

Improving financial health is at the heart of Experian’s strategy, with  

a focus on financial inclusion that drives long-term revenue growth  and social impact. By extending access to credit, we support small enterprises and new borrowers, helping businesses grow and families transform their lives. Innovative solutions, such as Experian Boost, Experian Go and Lift Premium, can help improve the access to credit  for millions of previously underserved consumers, creating new revenue streams and expanding our total addressable markets globally.

Being a purpose-driven business not only attracts and retains talent  but also motivates employees and strengthens our relationships with key stakeholders, including consumers, clients, investors and regulators. Our pioneering products, such as Limpa Nome, demonstrate our commitment to innovation while enhancing our reputation and contributing to the success of our business.

• Committed to reducing Scope 1 and 2 emissions by 50% by 2030
• US$14.5bn of debt renegotiated through Limpa Nome in Brazil
• Contributing to UN SDG Targets 1.4, 8.10, and 9.3
• 82% employee engagement
• Recognised as one of the World's Best  Workplaces™ 2024 by Fortune and Great Place To Work® 

We have a demonstrated history of successful strategic execution and have generated strong returns on capital invested. We have an excellent track record of converting operating profit to cash and our cash generation is consistently strong. This allows us to prioritise investment, both organically and by pursuing focused acquisition opportunities, while balancing returns to shareholders. Our balance sheet is strong, and we aim to operate within our leverage policy target range of Net debt to Benchmark EBITDA of 2.0–2.5x.

• Resilient dividend: 6.5% CAGR over the past three years
• Stable long-term credit rating of A-/A3, with Moody’s recent upgrade in July 2024
• 8% of average organic revenue growth over the past five years
• 16.7% of average Return on Capital Employed (ROCE) over the past three years
• 97% cash flow conversion