Our innovation is inherently driven by customer trends:

Make credit and lending simpler, faster and safer

Make credit and lending simpler, faster and safer

Through our data assets and advanced analytics, we greatly reduce the time taken to make decisions, providing consumers with quick responses.

Empower consumers to improve their financial lives

Empower consumers to improve their financial lives

Our solutions can help consumers access credit at affordable rates and manage their financial lives.

Help businesses verify identity and combat fraud

Help businesses verify identity and combat fraud

We provide services that help organisations identify and authenticate the people and firms they deal with to ensure transactions are legitimate.

Help organisations make smarter decisions

Help organisations make smarter decisions

We develop propositions relevant to a wide range of clients that can be adopted across a range of market segments. We focus on certain attractive vertical opportunities.

Enable businesses to find, understand and connect

Enable businesses to find, understand and connect

Businesses need to identify audience groups then target them with relevant messages and offers. We provide the insights they need.

How we organise our business and how it generates revenue

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Business-to-Business

We help organisations around the world make faster, smarter decisions

We transform data into information to help businesses lend responsibly, minimise the risk of fraud, offer a better customer experience, identify new opportunities and reduce costs. 

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Consumer Services

We ensure millions of consumers can improve their financial lives

We help people to understand and take control of their credit so they can save money and achieve their financial goals.