Making credit and lending simpler, faster and safer
Data and technology enables us to make credit and lending simpler, faster and safer for consumers and businesses.
When consumers apply for credit, they want to apply online and for that process to be easy. They seek a seamless, online experience. At the same time, lenders need to make rapid decisions on who to lend to and how much, while reducing risk and meeting regulatory obligations. Our data assets and advanced analytics mean the time taken to make decisions is greatly reduced and consumers can get responses quickly. In this way, friction in the whole lending process is reduced and everyone benefits from a better experience.
credit decisions are facilitated every year
of lenders use data beyond the traditional credit report
Unlocking artificial intelligence and machine learning processes across the credit lifecycle
A sophisticated platform that manages credit risk decisioning, including marketing, identity and fraud, and affordability checks
Consumer-contributed transaction data to seamlessly access new financial products and better interest rates
We empower consumers to improve their financial lives.
With fraudsters taking advantage of the growing number of transactions online, businesses increasingly need to protect themselves.
We help organisations in specialised verticals harness data, analytics and software to make smarter choices.
We enable businesses to find, understand and connect with audiences.