Acquisition of Controlling Interest in Malaysian Credit Bureau ‘RAMCI’

KUALA LUMPUR, MALAYSIA, 23 October 2019Experian, the global information services company, is pleased to announce that it has acquired a controlling interest in RAM Credit Information Sdn. Bhd (RAMCI), a leading credit bureau in Malaysia. 

Founded in 2000, RAMCI is one of the leading consumer and business information bureaus in Malaysia. It provides credit reports, alerts and monitoring, primarily to financial institutions, helping them with credit origination, portfolio management and collections activities. It also has a direct-to-consumer business, empowering consumers to better understand their credit and help protect their identities.

Ben Elliott, CEO of Experian Asia Pacific said “The acquisition of a controlling interest in RAMCI further extends Experian’s position in Asia Pacific, adding a fourth credit bureau to our operations in the region. It extends our position in Malaysia, an economy seeing rapid expansion and with a population of 32 million.

“Experian has a long history of investment and commitment to Malaysia, given our existing investments in our global delivery centre with its 800 employees, as well as our recent investment in Jirnexu which runs RinggitPlus, Malaysia's leading financial comparison website. By combining Experian’s world leading technology and platforms together with RAMCI’s data expertise and local knowledge, we will better serve consumers and businesses in Malaysia.”

This acquisition also marks a key step for Experian in accelerating its market presence in Malaysia, with RAMCI coming on board as Experian Malaysia’s Data arm. Through acquiring a controlling interest, this will fast-track Experian’s overall offering in Malaysia – creating more synergies across its Data and Decisioning portfolio. To better reflect this enhanced proposition in market, RAMCI will be rebranded to Experian over the coming months.

RAMCI will be reported within our EMEA/Asia Pacific Business-to-Business segment (under Data). 


About Experian

Experian® is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers – we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime. We have 17,200 people operating across 44 countries and every day we’re investing in new technologies, talented people and innovation to help all our clients maximise every opportunity.  We are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.

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