New service aims to help thousands of SMEs boost their business credit score

London, 28 November 2022, Experian has today announced the latest development in its partnership with Capitalise, as it launches a new business service to help thousands of UK SMEs take positive steps towards better financial health.

Through Capitalise’s Credit Review Service, powered by Experian, small businesses1 now have the ability to quickly improve their business credit score using new, relevant information, including data from their management account and debtor book. Working with a team of expert analysts, customers will determine whether newly submitted information will result in a positive outcome2 within five working days..  

The service also offers small businesses a far more comprehensive and detailed insight into their current financial position, allowing them to review their current score, and find areas where they may be able to improve it. It also provides easy access to valuable tools and resources to help them confidently manage their credit score going forward.

Paul Surtees, Co-founder and CEO at Capitalise said: “When we launched Capitalise in 2016 our primary goal was to connect SMEs with the funding that was right for them. But we always had the ambition to do more, and the pandemic showed us clearly that small businesses needed help and support to build better financial health.

“Small businesses have had a tough ride, with the forecast for more uncertainty on the horizon. By giving them the relevant tools and resources, through the Capitalise Credit Review Service, we aim to help provide some of the stability they need to ride out whatever lies ahead.”

James McGarva, Managing Director of Business Information at Experian UK&I, said: “SMEs have been working hard to build a road to recovery in the wake of the pandemic. But doing this against a backdrop of economic uncertainty raises many challenges, including the ability to withstand future change.

“By combining Capitalise’s reach and expertise with our unrivalled commercial data, we hope to help more SMEs take control of their finances and build much-needed financial resilience which will help their businesses prosper over the months and years ahead”

A business credit score is the measure of a business's creditworthiness. It is made up from a number of factors designed to give lenders an overview of the financial position of a business and its level of financial risk. Business credit scores range from 0 to 100, with 0 representing a high risk and 100 representing a low risk. They are one indicator lenders use to assess businesses seeking growth funding.



 Note to editor:

[1] Small businesses can also grant their accountants access to Credit Review Service.

[2] 96% of submitted applications result in a positive change to a business credit score. The amount of change is on a case-by-case basis and depends on the additional business information provided. No one will see their business credit score go down as a result of signing up to the service.

Media contact: 

Joe Green  

Senior PR Manager, Corporate & Business, at Experian UK&I 

Tel : 07812 737 768 / Email :  

About Capitalise

At Capitalise, our vision is to give small businesses and their advisers transparency and control over business finance, in one place.

Every business deserves an equal chance of success. So we must make business finance clearer. To show how credit scores impact plans for growth and how to improve them. To find funding that's a better fit. And to see risks to cash flow before they become a threat.

About Experian

Experian is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers – we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organisations to prevent identity fraud and crime.

We have 20,600 people operating across 43 countries and every day we’re investing in new technologies, talented people, and innovation to help all our clients maximise every opportunity. We are listed on the London Stock Exchange (EXPN) and are a constituent of the FTSE 100 Index.

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