Experian Unveils Surprising Credit and Small-Business Economic Trends at Vision 2008 Conference

Experian Unveils Surprising Credit and Small-Business Economic Trends at Vision 2008 Conference

Attendees to receive an exclusive first look at study results

Costa Mesa, Calif., Sept. 3, 2008 Experian®, a global information services company, today announced that its industry leading 28th annual Vision Conference is being held Oct. 5–8, 2008, at The Westin Diplomat Resort in Hollywood, Fla. At the conference, Experian plans to provide attendees with the first published editions of its most recent market research results, including insights, trends and surprises in the consumer and small-business lending environment.

“Headlines about financial and economic turmoil lead today’s news. Now, more than ever, companies are looking for information to help them make sense of the dramatic changes in the economy,” said Kerry Williams, group president, Credit Services and Decision Analytics, Experian. “At this year’s conference, our goal is to provide attendees with insight that will help them deal with current and upcoming challenges as well as provide the tools and resources needed to stay competitive.”

Experian’s new studies reveal some startling results. For example, in 2007, the company’s research uncovered a historic shift in consumer payment behavior, showing that consumers in the subprime lending segment were 30 days or more delinquent on mortgage debt more often than they were delinquent on unsecured bankcard obligations. The most recent analysis revealed another surprise. Many consumers in the prime lending segment are following the pattern of subprime consumers. Experian’s research found that in the prime lending segment, consumers with 60-day mortgage delinquencies outpaced those of bankcard delinquencies. Details of this analysis will be shared at the conference.

The Vision Conference also will have more than 50 breakout sessions in tracks on a full spectrum of topics for financial services professionals. Tracks focus on analytics and decisioning, customer acquisition, globalization, and telecommunications and utilities, among others. In addition, Experian and other industry experts will provide insights and unveil specialized research in areas such as small business, automotive lending, bankcard, collections, mortgage and fraud prevention.

This year’s general sessions will feature keynote presentations from best-selling business author Gary Hamel, described by The Economist as “the world’s reigning strategy guru”; Wayne Best, senior vice president of business and economic analysis for Visa USA, Inc,; and Arthur Levitt, former chairman of the Securities and Exchange Commission.

Experian also is delighted to announce that the legendary band Huey Lewis & The News will perform exclusively for Vision 2008 Conference attendees.

More information about Experian’s annual Vision Conference can be found at www.experian.com/vision.

About Experian plc
Experian plc is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions.

Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage.

For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalog, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, Calif., and Nottingham, UK. Experian employs approximately 15,500 people in 38 countries worldwide, supporting clients in more than 65 countries around the world. Continuing sales for the year ended March 31, 2008, were in excess of $4 billion.

For more information, visit Experian plc’s Web site on www.experiangroup.com.

Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners.

Susan Henson
Experian Public Relations
1 714 830 5129 Telephone
susan.henson@experian.com Email

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