Patents

The following Experian products are covered by one or more of the following US patents

Experian business unit Name of product Patent number Issue date Application number Filing date
41st Click Compare 9,396,331 19/07/2016 12/988,796 18/01/2011
41st Data Spider 7,373,669 13/05/2008 10/640,826 13/08/2003
41st EZ Keys 9,412,123 09/08/2016 10/612375 01/07/2003
41st ImageMask I 8,612,854 17/12/2013 11/612,425 18/12/2006
41st ImageMask II 8,938,671 20/01/2015 11/769,674 27/06/2007
41st ImageMask III 9,703,983 11/07/2017 14/580,085 22/12/2014
41st Intellitags 9,060,012 16/06/2015 11/862,165 26/09/2007
41st Intellitags Consortium I 9,112,850 18/08/2015 12/732,034 25/03/2010
41st Mobile Device ID 9,521,551 13/12/2016 13/831,085 14/03/2013
41st Ring Logic 9,633,201 25/04/2017 13/782,745 01/03/2013
41st SafeSession I 8,151,327 03/04/2012 11/694,882 30/03/2007
41st SafeSession II 8,826,393 02/09/2014 13/414,678 07/03/2012
41st SafeSession III 9,196,004 24/11/2015 14/473,818 29/08/2014
41st SafeSession IV 9,754,311 05/09/2017 14/931,799 03/11/2015
41st TDL Consortium 9,390,384 12/07/2016 12/496,572 01/07/2009
41st TDL I 7,853,533 14/12/2010 11/241,739 29/09/2005
41st TDL II 8,862,514 14/10/2014 12/248,867 09/10/2008
41st Variable Risk Engine I 9,361,597 07/06/2016 13/276,908 19/10/2011
41st Variable Risk Engine II 9,754,256 05/09/2017 15/151,346 10/05/2016
41st WebGPS I 8,779,981 15/07/2014 12/714,412 26/02/2010
Auto AutoCheck Market Review 9,147,217 29/09/2015 13/099,243 02/05/2011
Auto Auto-Check Score Monitoring Service I 8,560,161 15/10/2013 12/605,238 23/10/2009
Auto Auto-Check Score Monitoring Service II 9,076,276 07/07/2015 14/048626 08/10/2013
Auto Auto-Check Score Monitoring Service III 9,053,590 09/06/2015 14/048,590 08/10/2013
Auto Auto-Check Score Monitoring Service IV 9,053,589 09/06/2015 14/048583 08/10/2013
Auto Auto-Check Vehicle Score I 8,005,759 23/08/2011 11/893,609 16/08/2007
Auto Auto-Check Vehicle Score II 8,392,334 05/03/2013 13/214,877 22/08/2011
Auto Automotive Product Loyalty System 8,626,560 07/01/2014 12/943,781 10/11/2010
BIS B2C Linkage 8,639,616 28/01/2014 13/250,851 30/09/2011
BIS Business Owner Linkage 7,912,865 22/03/2011 11/862,086 26/09/2007
CCM-Prod. Dev. Anal True Touch I 8,346,593 01/01/2013 10/881,436 30/06/2004
CCM-Prod. Dev. Anal. True Touch II 9,471,928 18/10/2016 13/689,425 29/11/2012
CIS Collection Triggers 9,690,820 28/06/2017 15/089,241 01/04/2016
CIS Credit File Locking Service I
(Zero Kelvin)		 9,256,904 09/02/2016 12/541,835 14/08/2009
CIS Credit File Locking Service II
(Zero Kelvin)		 9,489,694 08/11/2016 15/015,407 04/02/2016
CIS Credit Portfolio Benchmarking I 7,676,418 09/03/2010 11/475,428 26/06/2006
CIS Credit Portfolio Benchmarking II 7,904,367 08/03/2011 12/718,701 05/03/2010
CIS Credit Portfolio Benchmarking III 8,001,034 16/08/2011 13/028,106 15/02/2011
CIS Credit Union Auto Loan Opportunity Calculator 7,962,404 14/06/2011 11/936,720 07/11/2007
CIS Data Quality 9,529,851 27/12/2016 14/555,444 26/11/2014
CIS File One Phone Numbers 9,697,263 04/07/2017 13/784,063 04/03/2013
CIS NextGen 8,775,299 08/07/2014 13/546,965 11/07/2012
CIS Omniactivation 9,767,309 19/09/2017 15/253,743 31/08/2016
CIS Orion I 7,908,242 15/03/2011 11/103,659 11/04/2005
CIS Orion II 8,065,264 22/11/2011 13/043,793 09/03/2011
CIS Orion III 8,583,593 12/11/2013 13/300,414 18/11/2011
CIS Permission Based Character Assessment I 8,931,058 06/01/2015 13/175,401 01/07/2011
CIS Permission Based Character Assessment II 8,744,956 03/06/2014 13/594,448 24/08/2012
CIS Prospect Navigator I 8,606,626 10/12/2013 12/022,874 30/01/2008
CIS Prospect Navigator II 9,508,092 29/11/2016 14/090,834 26/11/2013
CIS Prospect Triggers 8,732,004 20/05/2014 11/231,339 20/09/2005
CIS Service Disconnect/Connect-Based Change of Address 8,175,889 08/05/2012 11/398,504 05/04/2006
CIS/R&D Data Lab Consumer Payroll Data Verification I 9,147,042 29/09/2015 13/302,414 22/11/2011
CIS/R&D Data Lab Consumer Payroll Data Verification II 9,684,905 20/06/2017 14/867,406 28/09/2015
CSID Biometric Authentication I 8,819,793 26/08/2014 13/236,687 20/09/2011
CSID Biometric Authentication II 9,237,152 12/01/2016 14/304,910 14/06/2014
CSID Cyber Agent I 9,235,728 12/01/2016 13/398,471  16/02/2012
CSID Cyber Agent II 9,558,368 31/01/2017 14/929,835  02/11/2015
CSID Cyber Agent III 9,710,868 18/07/2017 15/341,096 02/11/2016
CSID De-duping Credit Inquiries I 8,812,387 19/08/2014 13/828,566 14/03/2013
CSID De-duping Credit Inquiries II 9,595,066 15/03/2017 14/323,751 03/07/2014
CSID Delayed Authentication/Billing 8,751,388 10/06/2014 13/870,489 25/04/2013
CSID Fraud Identification 8,359,278 22/01/2013 11/846,305 28/08/2007
CSID Voice Authentication 7,340,042 04/03/2008 11/395,511 31/03/2006
DA-Decisioning Bankruptcy PLUS 7,711,636 04/05/2010 11/535,907 27/09/2006
DA-Decisioning Debit Score 8,694,420 08/04/2014 12/819,980 21/06/2010
DA-Decisioning Leveling Tri-Bureau Attributes I  8,036,979 11/10/2011 11/973,300 05/10/2007
DA-Decisioning Leveling Tri-Bureau Attributes II 8,315,943 20/11/2012 13/253,776 05/10/2011
DA-Decisioning Leveling Tri-Bureau Attributes III 8,626,646 07/01/2014 13/620,095 14/09/2012
DA-Decisioning Leveling Tri-Bureau Attributes IV 9,563,916 07/02/2017 14/091,232 26/11/2013
DA-Decisioning Prediction Models 6,873,979 29/03/2005 09/795,224 28/02/2001
DA-Decisioning Prepayment Score 6,185,543 06/02/2001 09/078,867 15/05/1998
DA-Decisioning Present Value Optimization Marketing I 6,993,493 31/01/2006 09/634,624 05/08/2000
DA-Decisioning Present Value Optimization Marketing II 7,499,868 03/03/2009 11/343,280 30/01/2006
DA-Decisioning Present Value Optimization Marketing III 8,015,045 06/09/2011 12/397,184 03/03/2009
DA-Decisioning Present Value Optimization Marketing IV 8,285,577 09/10/2012 13/190,832 26/07/2011
DA-Decisioning Score Simulator CIP I 7,593,891 22/09/2009 11/150,480 10/06/2005
DA-Decisioning Score Simulator CIP II 7,925,582 12/04/2011 12/563,779 21/09/2009
DA-Decisioning Score Simulator CIP III 8,321,334 27/11/2012 13/041,274 04/03/2011
DA-Decisioning Score Simulator CIP IV 8,589,286 19/11/2013 13/620,527 14/09/2012
DA-Decisioning STAGG – Attribute Toolbox I 8,606,666 10/12/2013 12/022,954 30/01/2008
DA-Decisioning STAGG – Attribute Toolbox II 9,619,579 11/04/2017 14/091,174 26/11/2013
DA-Decisioning Targeted Advertising 6,925,441 02/08/2005 08/958,675 27/10/1997
DA-Decisioning Targeted Marketing Optimization 6,640,215 28/10/2003 09/525,238 15/03/2000
DA-Fraud BustOut Fraud Score I 7,991,689 28/10/2003 12/220,320 23/07/2008
DA-Fraud BustOut Fraud Score II  8,001,042 16/08/2011 12/904,088 13/10/2010
DA-Fraud Early Life Account Score 8,725,613 13/05/2014 13/094,497 26/04/2011
DA-Fraud First Party Fraud/ Never Pay I 8,364,588 29/01/2013 12/875,045 02/09/2010
DA-Fraud First Party Fraud/ Never Pay II 9,251,541 02/02/2016 13/718,004 18/12/2012
Data Quality  Postal Address Database I 6,879,983 12/04/2005 09/976,399 12/10/2001
Data Quality  Postal Address Database II  7,366,726 29/04/2008 11/103,306 11/04/2005
Data Quality  Postal Address Database III 7,693,853 06/04/2010 12/111,002 28/04/2008
Data Quality  Postal Address Database IV 7,917,544 29/03/2011 12/754,547 05/04/2010
DA-UK Flexion Platform 8,930,262 06/01/2015 13/287,050 01/11/2011
ECS Always On Authentication  8,856,894 07/10/2014 13/797,364 12/03/2013
ECS Authentication Alerts 9,665,854 30/05/2017 13/524,920 15/06/2012
ECS Card Registry I 8,127,986 06/03/2012 12/334,278 12/12/2008
ECS Card Registry II 9,230,283 05/01/2016 13/919,898 17/06/2013
ECS Card Registry III 9,542,682 10/01/2017 14/987,463 04/01/2016
ECS Card Registry IV 9,767,513 19/09/2017 15/393,110 28/12/2016
ECS Card Registry V 8,464,939 18/06/2013 13/411,914 05/03/2012
ECS Cardpal I 7,451,113 11/11/2008 10/393,699 21/03/2003
ECS Cardpal II 7,689,505 30/03/2010 12/131,548 02/06/2008
ECS Cardpal III 8,781,953 15/07/2014 12/702,424 09/02/2010
ECS Child Identity Monitoring I 7,975,299 05/07/2011 12/028,665 08/02/2008
ECS Child Identity Monitoring II 7,841,004 23/11/2010 12/718,936 05/03/2010
ECS Cradle I 8,290,856 16/10/2012 10/724,315 26/11/2003
ECS Cradle II 8,290,840 16/10/2012 12/117,275 08/05/2008
ECS Credential Monitoring and Alerts I 9,106,691 11/08/2015 13/234,637 16/09/2011
ECS Credential Monitoring and Alerts II 9,542,553 10/01/2017 14/819,824 06/08/2015
ECS Credit Account Tiles 9,710,852 18/07/2017 14/258,789 22/04/2014
ECS Credit Dispute Resolution I 9,406,085 02/08/2016 13/831,341 14/03/2013
ECS Credit Dispute Resolution II 9,697,568 04/07/2017 15/195,823 28/06/2016
ECS Credit Revolution I D759689 21/06/2016 29/485,989 25/03/2014
ECS Credit Revolution II D759690 21/06/2016 29/485,991 25/03/2014
ECS Credit Revolution III D760256 28/06/2016 29/485,996 25/03/2014
ECS Credit Watch I 7,792,715 07/09/2010 10/665,244 20/09/2003
ECS Credit Watch II 7,970,679 28/06/2011 12/874,364 02/09/2010
ECS Credit Watch III 8,195,549 05/06/2012 13/168,736 24/06/2011
ECS Credit Watch IV 8,515,844 20/08/2013 13/471,859 15/05/2012
ECS CROA Registration 8,606,694 10/12/2013 13/175,712 01/07/2011
ECS Debt Manager aka Debt Trending I 8,095,443 10/01/2012 12/487,155 18/06/2009
ECS Debt Manager aka Debt Trending II 8,930,251 06/01/2015 13/345,319 06/01/2012
ECS Debt Services Candidate Locator 9,536,263 03/01/2017 14/280,527 16/05/2014
ECS Debt Settlement 8,738,516 27/05/2014 13/651,127 12/10/2012
ECS Digital Identity 9,721,147 01/08/2017 14/276,540 13/05/2014
ECS Exposing Reporting Cycle Information 9,558,519 31/01/2017 13/098,330 29/04/2011
ECS House America 8,660,919 25/02/2014 11/173,440 01/07/2005
ECS Inquiry Alerts 9,607,336 28/03/2017 13/525,061 15/06/2012
ECS KBA Adjustments 9,633,322 25/04/2017 14/208,595 13/03/2014
ECS Keeping up with the Joneses 9,576,030 21/02/2017 14/271,741 07/05/2014
ECS Lifescore 9,483,606 01/11/2016 13/543,669 06/07/2012
ECS Mobile Credit App User Interface Design I D710867 12/08/2014 29/447,791 06/03/2013
ECS Mobile Credit App User Interface Design II D717332 11/11/2014 29/447,796 06/03/2013
ECS Mobile Credit App User Interface Design III D718327 25/11/2014 29/447,787 06/03/2013
ECS Mobile Credit App User Interface Design IV D725664 31/03/2015 29/447,795 06/03/2013
ECS Mobile Credit App User Interface Design V D729268 12/05/2015 29/447,780 06/03/2013
ECS Mobile Credit App User Interface Design VI D753155 05/04/2016 29/447,788 06/03/2013
ECS Online Identity Management (SafetyWeb) 8,782,217 15/07/2014 13/293,014 09/11/2011
ECS Owizme 8,060,424 15/11/2011 12/265,249 05/11/2008
ECS Pay Now Button 9,443,268 13/09/2016 14/164561 27/01/2014
ECS Personal Finance Program Integration I 7,853,493 14/12/2010 12/141,317 18/06/2008
ECS Personal Finance Program Integration II 8,355,967 15/01/2013 12/966,932 13/12/2010
ECS Project 4 Seasons: Application Clusters I 8,478,674 02/07/2013 13/250,453 30/09/2011
ECS Project 4 Seasons: Application Clusters II 8,818,888 26/08/2014 13/929,692 27/06/2013
ECS Project 4 Seasons: People Search 8,484,186 09/07/2013 13/235,049 16/09/2011
ECS Score Planner Scenarios with drill down 9,569,797 14/02/2017 13/326,803 15/12/2011
ECS Score Simulator I 7,610,229 27/10/2009 10/452,155 30/05/2003
ECS Score Simulator II 8,015,107 06/09/2011 12/606,060 26/10/2009
ECS Score Simulator III 8,335,741 18/12/2012 13/225,225 02/09/2011
ECS Spin Wheel Interface I 8,930,263 06/01/2015 13/826,118 14/03/2013
ECS Spin Wheel Interface II 9,058,627 16/06/2015 14/226,499 26/03/2014
ECS Spin Wheel Interface III 9,400,589 26/07/2016 13/797,278 12/03/2013
ECS Tell Me About Me (Super-cookie) 9,654,541 16/05/2017 14/077,090 11/11/2013
ECS Tracking updates to personal information 9,477,737 25/10/2016 14/548,016 19/11/2014
ECS User Profiles Crowdsourcing 8,972,400 03/03/2015 13/794,459 11/03/2013
ECS Validated Company Data I 8,285,656 09/10/2012 12/058,632 28/03/2008
ECS Validated Company Data II 9,342,783 17/05/2016 13/620,103 14/09/2012
ECS
(Mighty Net)		 Indirect Credit Monitoring 9,652,802 16/05/2017 13/069,896 23/03/2011
Healthcare 271 Embedded Alerts 9,324,111 26/04/2016 14/099,804 06/12/2013
Healthcare Account Contribution Management 8,600,885 03/12/2013 13/326,134 14/12/2011
Healthcare Assessing Credit for Healthcare Patients I 7,904,306 08/03/2011 11/218,069 01/09/2005
Healthcare Assessing Credit for Healthcare Patients II 8,452,611 28/05/2013 12/699,789 03/02/2010
Healthcare Assessing Credit for Healthcare Patients III 8,930,216 06/01/2015 13/902,528 24/05/2013
MIS/CIS/DA Migration Attributes 8,595,101 26/11/2013 12/554,760 04/09/2009
MIS-UK Mosaic Economics 8,364,518 29/01/2013 13/026,856 14/02/2011
Targeting Audience IQ 9,152,727 06/10/2015 13/215,161 22/08/2011
Targeting Experian Distributed Network Appliance (EDNA) I 9,595,051 14/03/2017 14/627,338 20/02/2015
Targeting Experian Distributed Network Appliance (EDNA) II 8,639,920 28/01/2014 12/777,998 11/05/2010
Targeting Experian Distributed Network Appliance (EDNA) III 8,966,649 24/02/2015 14/162,498 23/01/2014
Targeting Real Time Market for Leads (RTML) Stage 1 8,135,607 13/03/2012 11/671,411 05/02/2007
Targeting Real Time Market for Leads (RTML) Stage 2 7,752,236 06/07/2010 11/671,412 05/02/2007
Targeting Real Time Market for Leads (RTML) Stage 3 I 8,027,871 27/09/2011 11/671,424 05/02/2007
Targeting Real Time Market for Leads (RTML) Stage 3 II 8,271,313 18/09/2012 13/245,312 26/09/2011
Targeting Real Time Market for Leads (RTML) Stage 3 III 8,626,563 07/01/2014 13/608,733 10/09/2012
Targeting Real Time Marketing for Leads (RTML-Legacy) 6,144,988 07/11/2000 09/121,291 23/07/1998
Targeting Realtime Profile Data Server (RTM) I  7,996,521 09/08/2011 11/942,613 19/11/2007
Targeting Realtime Profile Data Server (RTM) II 8,145,754 27/03/2012 13/197,610 03/08/2011
Targeting Realtime Profile Data Server (RTM) III 8,533,322 10/09/2013 13/427,676 22/03/2012
Targeting Realtime Profile Data Server (RTM) IV 9,058,340 16/06/2015 14/021231 09/09/2013
Targeting SuperKey I 8,312,033 13/11/2012 12/493,115 26/06/2009
Targeting SuperKey II 8,954,459 10/02/2015 13/673,918 09/11/2012
Targeting Thin File ITA Solution I 7,742,982 22/06/2010 11/871,572 12/10/2007
Targeting Thin File ITA Solution II 8,024,264 20/09/2011 12/818,096 17/06/2010
Targeting Thin File ITA Solution III 8,271,378 18/09/2012 13/236,555 19/09/2011
Targeting Thin File ITA Solution IV 8,738,515 27/05/2014 13/620,250 14/09/2012
Targeting Truvue Business Linking I  7,647,344 12/01/2010 10/651,469 29/08/2003
Targeting Truvue Business Linking II 8,001,153 16/08/2011 12/620,323 17/11/2009
Targeting Truvue Business Linking III 8,671,115 11/03/2014 13/180,028 11/07/2011
Targeting Truvue Business Linking IV 9,256,624 09/02/2016 14/160,973 22/01/2014
Targeting Truvue Business Linking V 9,710,523 18/07/2017 15/015,946 04/02/2016
Targeting Voyager -- Metadata I  7,707,163 27/04/2010 11/151,137 13/06/2005
Targeting Voyager -- Metadata II 8,135,747 13/03/2012 12/719,217 08/05/2010
Targeting Voyager -- Metadata III 8,775,473 08/07/2014 13/366,284 04/02/2012
Targeting Voyager -- Metadata IV 9,201,981 01/12/2015 14/287,007 24/05/2014
Targeting Voyager -- Metadata V 9,454,578 27/09/2016 14/953,365  29/11/2015
Targeting Voyager-Architecture 8,510,329 13/08/2013 11/137,618 25/05/2005