Half-year results FY26

7am, 12 November 2025 ─ Experian plc, the global data and technology company, today issues its financial report for the six months ended 30 September 2025.   

Brian Cassin, Chief Executive Officer, commented:

“We delivered strong growth in revenue, earnings and cash flow in H1 as we continued to build momentum in our business. We have enhanced our product platforms, deepened consumer relationships and transformed customer experiences and internal processes through AI-driven automation and personalisation. At constant currency and from ongoing activities, total revenue was up 12%, organic revenue growth was 8%, Benchmark EBIT increased 14% and Benchmark EBIT margin was up by 50 basis points. Benchmark earnings per share increased by 12% at actual exchange rates.

“For FY26, we now expect total revenue growth of 11%, with organic revenue growth of 8%, at the top end of our prior guidance range, with margin accretion in the range of +30 to +50 basis points, all at constant exchange rates and on an ongoing basis.”

1. See Appendix 1 (page 13) and note 6 to the condensed interim financial statements for definitions of non-GAAP measures.
   
   
2. Organic revenue growth is at constant currency.
   
   
3. Revenue and Benchmark EBIT for the six months ended 30 September 2024 have been re-presented for the reclassification to exited business activities of certain Business-to-Business (B2B) businesses, detail is provided in notes 7(a) and 8 to the condensed interim financial statements.
   
   
4. See page 14 for reconciliation of Benchmark EBIT from ongoing activities to Profit before tax.

Highlights

• Strong H1 progress. 8% organic revenue growth with consistent performance during the half. Q1 organic revenue growth was 8% with Q2 organic revenue growth of 9%. Total H1 revenue growth from ongoing activities was 12% at constant exchange rates and 13% at actual exchange rates.
  
  
• Consumer Services organic revenue growth was 9%. We have expanded to over 208 million free members with strengthened engagement and an expanded product suite across our regions.
  
  
• B2B organic revenue grew 8%. Strength in data, analytics, mortgage and our verticals drove H1 growth.
  
  
• All regions contributed to organic revenue growth in H1, up 10% in North America, 4% in Latin America, 1% in the UK and Ireland, and 6% in EMEA and Asia Pacific.
  
  
• Benchmark EBIT from ongoing activities rose 14% at both actual and constant exchange. Benchmark EBIT margin was up 50 basis points at constant exchange rates and 30 basis points at actual exchange rates.
  
  
• Good conversion from Benchmark EBIT into Benchmark EPS. Benchmark EPS grew 12% at actual exchange rates, and 13% at constant exchange rates.
  
  
• Benchmark operating cash flow was up 25% year-over-year. Cash conversion reached 77% in our seasonally weaker H1, compared to 71% in the prior period, with Net debt to Benchmark EBITDA of 1.8x.
  
  
• Statutory profit before tax of US$975m, an increase of 36% (2024: US$718m), driven by operating performance, non-cash foreign exchange gains on our Brazilian intercompany funding and other financing fair value remeasurements. Statutory Basic EPS increased by 36%.
  
  
• First interim dividend up 10% to USc 21.25 per ordinary share.

View the full press release in PDF format.

Experian

Nadia Ridout-Jamieson               Investor queries                                       +44 (0)20 3042 4220

Nick Jones                                   Media queries                                           +44 (0)7976 734 702

Teneo

Graeme Wilson, Louise Male and Lisa Jarrett-Kerr                                +44 (0)20 7353 4200

There will be a presentation today at 9.30am (UK time) to analysts and investors via webcast. To view the slides and listen in online please go to experianplc.com for the link.

Experian will update on third quarter trading for FY26 on 21 January 2026.

Roundings

Certain financial data has been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.

Forward-looking statements

Certain statements made in this announcement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements. See the risk section on page 12 and note 26 to the condensed interim financial statements for further information on risks and uncertainties facing Experian.

Company website

Neither the content of the Company’s website, nor the content of any website accessible from hyperlinks on the Company’s website (or any other website), is incorporated into, or forms part of, this announcement.

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.

We invest in talented people and new advanced technologies to unlock the power of data and to innovate. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,100 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.