Glossary

The following abbreviations are used in this Annual Report, and are taken to have the following meanings:

Abbreviation Meaning
AFS Arvato Financial Solutions
AGM Annual General Meeting
AI Artificial intelligence
APAC Asia Pacific
API Application Programming Interface
B2B Business-to-Business
B2B2C Business-to-Business-to-Consumer
B2C Business-to-Consumer
Benchmark EBIT Benchmark earnings before interest and tax. See note 6 to the Group financial statements
Benchmark EBITDA Benchmark earnings before interest, tax, depreciation and amortisation. See note 6 to the Group financial statements
Benchmark EPS Benchmark earnings per share. See note 6 to the Group financial statements
Benchmark operating cash flow See note 6 to the Group financial statements
Benchmark PBT Benchmark profit before tax. See note 6 to the Group financial statements
CCM Experian's email/cross-channel marketing business (a discontinued operation)
CCPA California Consumer Privacy Act
CDP Formerly known as Carbon Disclosure Project, a non-profit charity that runs the global environmental disclosure system
CEO Chief Executive Officer
CFO Chief Financial Officer
CFPB Consumer Financial Protection Bureau
CGU Cash-generating unit
CIP Co-investment Plans
Code The UK Corporate Governance Code
Company Experian plc
COO Chief Operating Officer
CPIH The Consumer Price Index including owner occupiers' housing costs
CPRA California Privacy Rights Act
DEFRA The UK government’s Department for Environment, Food and Rural Affairs
DEI Diversity, equity and inclusion
EITS Experian Information Technology Services
EMEA Europe, Middle East and Africa
EPS Earnings per share
ERG Employee Resource Group
ERMC Executive Risk Management Committee
ESEF European Single Electronic Format
ESG Environmental, Social and Governance
FBU Fair, balanced and understandable
FCA The UK Financial Conduct Authority
FRS Financial Reporting Standard
FTE Full-time equivalent
FVOCI Fair value through Other comprehensive income
FVPL Fair value through profit or loss
FX Foreign exchange rate(s)
FY18 Year ended 31 March 2018
FY19 Year ended 31 March 2019
FY20 Year ended 31 March 2020
FY21 Year ended 31 March 2021
FY22 Year ended 31 March 2022
FY23 Year ending 31 March 2023
FY24 Year ending 31 March 2024
GAAP Generally Accepted Accounting Practice
GDP Gross Domestic Product
GDPR General Data Protection Regulation
H1 The first half of Experian’s financial year, being the six months ending 30 September
H2 The second half of Experian’s financial year, being the six months ending 31 March
HMRC The UK’s ‘Her Majesty’s Revenue and Customs’
IAS International Accounting Standard
IAS arrangement Income Access Share arrangement for the payment of dividends from a UK source
IASB International Accounting Standards Board
IBOR Interbank offered rate
IFRIC International Financial Reporting Standards Interpretations Committee
IFRS or IFRSs International Financial Reporting Standards
IP Intellectual property
IRS The US Internal Revenue Service
ISO International Organization for Standardization
KPI Key performance indicator
Last Year Year ended 31 March 2021
LGPD Brazil General Data Protection Law
LIBOR London Interbank Offered Rate
MSCIP Marketing Services Consumer Information Portal
NED Non-executive director
NGO Non-governmental organisation
NPS Net Promoter Score
OCI Other comprehensive income
OpCo Group Operating Committee
The Policy Directors’ remuneration policy
PSP Performance Share Plan
Q1 The first quarter of Experian’s financial year, being the three months ending 30 June
Q2 The second quarter of Experian’s financial year, being the three months ending 30 September
Q3 The third quarter of Experian’s financial year, being the three months ending 31 December
Q4 The fourth quarter of Experian’s financial year, being the three months ending 31 March
ROCE Return on capital employed
SaaS Software-as-a-Service
SBTi Science Based Target initiative
SOFR Secured Overnight Financing Rate
SONIA Sterling Overnight Index Average
TCFD Task Force on Climate-related Financial Disclosures
This year Year ended 31 March 2022
TSR Total shareholder return
WACC The Group’s pre-tax weighted average cost of capital

Downloads

Annual Report 2022 (Full PDF)
PDF (9,69 MB)
Download
Prototype interactive filing 2022 (UKSEF)
ZIP (19,20 MB)
Download