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 <channel>
  <title>RSS Company News - Experian Corporate website</title>
  <link>http://www.experianplc.com/news/company-news.aspx</link>
  <language>en</language>
<webMaster>Investis</webMaster>
<item>
<title><![CDATA[Agreement to divest of PriceGrabber and North America online lead generation activities]]></title>
<description><![CDATA[10 May 2012
Experian, the global information services company, announces that it has signed an agreement to sell PriceGrabber, its price comparison shopping business and North America online lead generation activities, which operate under the brands Classes USA and LowerMyBills. The acquirer is Ybrant Digital Limited, a leading digital marketing services business based in Hyderabad, India. Both businesses have been non-core to Experian for several years, and the agreed divestment is consistent with Experian&rsquo;s strategic focus to extend its global lead in credit information and analytics, digital marketing services and direct-to-consumer services. 

Experian and Ybrant are committed to completing this transaction as quickly as possible, subject to various conditions and events by Ybrant. While there can be no clear certainty until all conditions are met, it is expected to close within the first half of the fiscal year. A further announcement will be made in due course.

The agreed consideration is US$175m, consisting of US$100m cash at closing and a US$75m loan note. On closing, cash proceeds will be used to repay bank borrowings. In addition, Experian expects to realise cash tax relief of approximately US$120m in respect of the transaction over the next two years. For the year ended 31 March 2012, revenues for the businesses subject to the divestment agreement were US$283m and EBIT was US$20m.

In view of Experian&rsquo;s intention to sell, both PriceGrabber and the North America lead generation activities have been treated as discontinued operations in the Group&rsquo;s financial statements for the year ended 31 March 2012, and as such excluded from organic revenue growth and Benchmark profit before tax and Benchmark EPS.

Going forward, the Interactive division will consist of Experian&rsquo;s Consumer Direct business only, and will be renamed Consumer Services, which more appropriately reflects the continuing operations of that business segment. The new name will be adopted in financial reporting for the year ending 31 March 2013.

Contact

 
  
   Experian
   
   
  
  
   Nadia Ridout-Jamieson
   Director of Investor Relations
   +44 (0)20 3042 4215
  
  
   James Russell
   Communications Director, UK&amp;I and EMEA
   
  
  
   
     RLM Finsbury
   
   
  
  
   Rollo Head
   
   +44 (0)20 7251 3801
  
  
   Don Hunter
   
   
  
 

About Ybrant Digital
 Ybrant Digital Limited is a provider of digital marketing solutions to businesses, agencies and online publishers worldwide. The company is headquartered in Hyderabad, India with offices in over 20 countries and over 450 employees globally. Its principal business lines include search and email marketing, lead generation, co-registration and affiliate marketing. Ybrant is led by founder and CEO Suresh Reddy, who also previously founded USA Greetings. In August 2011, Ybrant announced a reverse merger with publicly listed LGS Global Limited, a technology outsourcing and software services company based in India. At the completion of this merger transaction, the combined entity will be named Ybrant Digital Limited with a public listing on the Bombay Stock Exchange. 

About Experian
 Experian is the leading global information services company, providing data and analytical tools to clients around the world. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2012 was US$4.5 billion. Experian employs approximately 17,000 people in 44 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil.

For more information, visit http://www.experianplc.com.

]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 10 May 2012 10:45:00 GMT</pubDate>
<publishDate>Thu, 10 May 2012 06:08:04 GMT</publishDate>
<guid>{0ADD1727-F46A-42D9-B777-26E271A1BB6C}</guid>
</item>
<item>
<title><![CDATA[Preliminary results for the year ended 31 March 2012]]></title>
<description><![CDATA[10 May 2012
Experian, the global information services company, today issues its financial results for the year ended 31 March 2012.
Highlights

 Total revenue from continuing activities up 16%. At constant exchange rates, revenue from continuing activities up 15%. Organic revenue growth was 10% (excluding discontinued operations). Total Group revenue of US$4.5bn (2011: US$3.9bn).
 Good margin progression. EBIT margin from continuing activities up 50 basis points to 26.2%.
 Total EBIT from continuing operations of US$1,175m up 19%. At constant exchange rates, EBIT from continuing activities up 18%. 
 Profit before tax from continuing operations of US$689m (2011: US$656m). Benchmark profit before tax of US$1,128m, up 23%.
 Basic EPS from continuing operations of 66.8 US cents (2011: 49.4 US cents). Benchmark EPS of 78.9 US cents, up 18%. 
 Net debt of US$1,818m at 31 March 2012.
 96% conversion of EBIT into operating cash flow.
 Second interim dividend of 21.75 US cents per ordinary share, to give full-year dividend of 32.00 US cents per ordinary share, up 14%. 

In these results, the comparison shopping and lead generation businesses that are held for sale have been treated as discontinued operations and have therefore been excluded (please refer to separate divestment announcement). See Appendix 7 for a comparison of revenue and EBIT growth rates.

Sir John Peace, Chairman, commented:
&ldquo;In the five years since demerger Experian has delivered significant shareholder value. The business today is strongly positioned, more diverse by geography and by industry vertical and is pursuing numerous growth initiatives. Looking ahead, I am confident Experian can build on this success for all its stakeholders.&rdquo;

Don Robert, Chief Executive Officer, commented:
&ldquo;Experian delivered premium growth in FY12. We met or exceeded our financial objectives, our growth programme is gaining pace and, through the agreement to divest certain non-core activities, we have further sharpened our strategic focus on data and analytics. For the year ahead, we expect to continue to deliver high quality growth, consistent with our core financial objectives to deliver mid-high single-digit organic revenue growth, maintain or improve margin and deliver cash flow conversion of over 90%.&rdquo; 
Contacts




Experian



Don Robert
Chief Executive Officer
+44 (0)20 3042 4215 

Nadia Ridout-Jamieson
Director of Investor Relations


James Russell
Communications Director, UK&amp;I and EMEA



  RLM Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter



There will be a presentation today at 9.30am (UK time) to analysts and investors at the Bank of America Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will be available on the website later in the day.
Experian will update on first quarter trading on 13 July 2012, when it will issue an Interim Management Statement. 
See Appendix 2 for definition of non-GAAP measures used throughout this announcement.
Roundings
Certain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.
Forward looking statements
Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements. 
Company website
 Neither the content of the Company&rsquo;s website, nor the content of any website accessible from hyperlinks on the Company&rsquo;s website (or any other website), is incorporated into, or forms part of, this announcement.
About Experian 
 Experian is the leading global information services company, providing data and analytical tools to clients around the world. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2012 was US$4.5 billion. Experian employs approximately 17,000 people in 44 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil.
For more information, visit http://www.experianplc.com.
View the full press release in PDF format.

]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 10 May 2012 10:45:00 GMT</pubDate>
<publishDate>Thu, 10 May 2012 06:04:38 GMT</publishDate>
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<title><![CDATA[Experian appoints two new independent Non-Executive Directors]]></title>
<description><![CDATA[09 May 2012

Experian, the global information services company, today announces the appointment of two new independent Non-Executive Directors to the Board of Experian plc with effect from 1 September 2012.
Deirdre Mahlan, aged 49, a US national, has been the Chief Financial Officer of Diageo plc, the world's leading premium drinks business, since October 2010. Previously, she served as Deputy CFO and Head of Tax and Treasury for Diageo plc and Chief Financial Officer for Diageo North America. Before joining Diageo, Deirdre held various senior finance positions with Joseph E Seagram &amp; Sons, Inc.
 
George Rose, aged 60, a British national, was the Group Finance Director of BAE Systems plc, the global provider of defence and security products, from April 1998 to March 2011, having previously served as its Director of Finance and Treasury. Prior to joining BAE Systems, he held various senior finance positions with Ford, Leyland DAF plc and the Rover Group. George is Chairman of the Audit Committees of National Grid plc, Genel Energy plc and Laing O&rsquo;Rourke plc, and a member of the Industrial Development Advisory Board, which provides advice to the UK&rsquo;s Secretary of State for Business on applications for financial assistance. 
To provide continuity following the death of Paul Brooks, it is now confirmed that David Tyler will retire from the Board on 31 December 2012, rather than at the July 2012 AGM as previously intended.
Sir John Peace, Chairman of Experian, commented:
&ldquo;I am delighted to welcome Deirdre Mahlan and George Rose to the Board of Experian. They bring a wealth of experience from a wide range of international businesses and have a great deal to offer Experian. I look forward to working with Deirdre and George as we continue to develop and execute Experian&rsquo;s successful strategy for growth. 
&ldquo;I would also like to take this opportunity to thank David Tyler for his outstanding contribution to the Experian plc Board.
&ldquo;These changes reflect our commitment to thoughtful and rigorous succession planning, balancing this with the importance of maintaining continuity at Board level, to ensure we have the blend of skills and experience necessary to support Experian&rsquo;s continued growth.&rdquo; 

Contact:



 
  
   Experian
  
  
   Nadia Ridout-Jamieson
   Director of Investor Relations
   +44 (0)20 3042 4215
  
  
   James Russell
   Communications Director, UK&amp;I and EMEA
   
   &nbsp;
  
  
   &nbsp;
   &nbsp;
   &nbsp;
  
  
   RLM Finsbury
   &nbsp;
   &nbsp;
  
  
   Rollo Head
   &nbsp;
   +44 (0)20 7251 3801
  
  
   Don Hunter
   &nbsp;
   &nbsp;
  
 



About Experian
 Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, US; and S&atilde;o Paulo, Brazil. 
  
For more information, visit http://www.experianplc.com. 
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 09 May 2012 10:19:00 GMT</pubDate>
<publishDate>Wed, 09 May 2012 12:01:15 GMT</publishDate>
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<title><![CDATA[Experian announces availability of its PowerCurve decision management software]]></title>
<description><![CDATA[08 May 2012

Experian today announced availability of its new PowerCurve decision management software portfolio, which helps organisations to manage and grow their business by improving the way they use information to make decisions about their customers. 
 
&quot;Around the world, organisations are looking for the best ways to achieve profitable growth,&quot; said Joy Griffiths, global managing director, Experian Decision Analytics. &quot;The stakes for every customer decision are increasing. Organisations are faced with more data, more competition, greater regulatory pressures and higher consumer expectations. The key to profitable growth will be their ability to leverage innovative software like PowerCurve to make accurate, analytics-based decisions quickly, efficiently and repeatedly as they acquire, manage and grow their customer relationships.&quot; 

PowerCurve builds on the more than 30 years of experience that Experian Decision Analytics has in providing organisations across the globe with expert decisioning solutions. It is equipped with some of the most advanced decision analytics capabilities in the market today. 

&quot;We created PowerCurve in response to growing market demands for truly agile decisioning software that fully integrates the power and intelligence of advanced analytics,&quot; said Steve Platt, senior vice president, product management at Experian. &quot;PowerCurve strengthens our leadership position in the market and demonstrates a commitment to our clients to optimise decision making throughout the Customer Life Cycle, while giving them the ability to quickly adapt to dynamic business and regulatory environments.&quot;

Advanced strategy and customer management 
 As a flexible decision management technology platform, PowerCurve offers a unified set of component-based software products that make the process of creating, implementing and improving customer decisions simpler, more efficient and more user-friendly. The first two PowerCurve software products &mdash; PowerCurve Strategy Management and PowerCurve Customer Management &mdash; are available today. 

PowerCurve Strategy Management &mdash; enables organisations to quickly and easily develop and deliver customer acquisition, portfolio and debt management decisions. It does this by giving business users the ability to easily design, test, execute and continuously improve decision strategies. The software makes it almost effortless for users to harness the power of data and transform it, using advanced analytics, into knowledge of the potential revenue and risk associated with each and every customer interaction.

PowerCurve Customer Management &mdash; allows businesses to create highly profitable customer relationships by optimising cross-sell and up-sell offers, improving loyalty and managing risk. The software accomplishes this by creating a comprehensive view of each customer relationship, across an organisation&rsquo;s business and product lines, to more accurately quantify each customer's potential lifetime value and drive actions to develop and nurture it.

Committed to clients' success 
 &quot;The clients that have tested and used the software, including several international financial institutions, see tremendous value in PowerCurve's ease of use to validate, monitor and improve decision strategies,&quot; said Platt. &quot;Companies that integrate PowerCurve quickly realise how it becomes the backbone of their organisation&rsquo;s ability to drive better decision making, improve efficiency and generate profitable growth. The software does this by empowering business users to make and monitor decisions that result in both loyal customers and improved profits.&quot; 

Clients can choose to install the software within their own IT environments, integrating just the capabilities they need in order to effectively manage costs and leverage their existing software investments. Alternatively, PowerCurve can support delivery of Experian's analytics and decisions in a secure, hosted environment within the Experian firewall at one of its state-of-the-art data centers around the world. 

For additional information about PowerCurve, visit http://www.experian.com/powercurve

About Experian
 Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and Sao Paulo, Brazil.

For more information, visit http://www.experianplc.com.

]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 08 May 2012 05:38:00 GMT</pubDate>
<publishDate>Wed, 09 May 2012 09:59:08 GMT</publishDate>
<guid>{3FA33FDE-EB4E-46B0-86F5-97020551806F}</guid>
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<item>
<title><![CDATA[Mortgage fraud increases for fifth successive year, reveals Experian]]></title>
<description><![CDATA[18 April 2012
Insurance and current account fraud drives four per cent increase in financial services application fraud
Nottingham, UK &mdash; Experian&reg;, the global information services company, today revealed that fraudulent applications for mortgages increased by eight per cent in 2011. This was the fifth year in a row in which the rate of mortgage fraud has increased. 34 in every 10,000 applications for mortgages were found to be fraudulent in 2011, compared to just 15 in every 10,000 in 2006.
The overall rate of fraud at point of application across the UK&rsquo;s financial services sector increased by four per cent in 2011, to just over 17 in every 10,000 applications. In addition to record mortgage fraud figures, this overall increase was also driven by growth in insurance and current account fraud.
93 per cent of attempted mortgage fraud in 2011 was down to individuals misrepresenting their personal information on applications. Typically these first party frauds involved falsifying employment status or financial information, and &ndash; most commonly &ndash; attempting to hide an adverse credit history.
Experian&rsquo;s demographic insight revealed that Mosaic groups Terraced Melting Pot (young, poorly educated individuals living in small towns) and Suburban Mindsets (predominantly middle aged, middle and skilled working class individuals) were both responsible for around 15 per cent of first party mortgage fraud cases in 2011. The young, well educated professionals of the Liberal Opinions were also prone to attempting first party mortgage fraud, being responsible for 13 per cent of cases.
Nick Mothershaw, UK&amp;I director of identity &amp; fraud at Experian, comments: &ldquo;About 70 per cent of financial services application fraud in the UK fraud is down to first parties misrepresenting their circumstances, and the products such as mortgages and insurance that have seen fraud soar over the last year have a significant first party fraud element to them. This kind of fraud tends to originate from financially stressed segments of society.&rdquo;
Insurance fraud 
Insurance fraud rates reached 11 in every 10,000 applications and claims in 2011, an increase of 23 per cent over the last year. 89 per cent of insurance fraud was first-party led with the Terraced Melting Pot, Suburban Mindsets and Liberal Opinions demographics responsible for the most instances. Combined they accounted for 43 per cent of cases.
Current accounts
The rate of current account fraud increased to 36 frauds in every 10,000 applications in 2011, up from 23 in every 10,000 in 2010. 60 per cent of current account fraud in 2011 was committed by first-parties, almost a quarter (23 per cent) of which was down to the Terraced Melting Pot demographic. The remaining 40 per cent of current account fraud attempts were down to third-party identity fraudsters seeking to open accounts as a springboard to obtain other, more lucrative credit products, or for money laundering purposes.
Automotive and credit card fraud rates fall
Not all financial products saw fraud rates increase in 2011. Credit card fraud continued to fall, from 19 in every 10,000 applications in 2010 to 12 in every 10,000 in 2011. The rate at which fraudsters target new credit cards is almost a quarter of the level recorded in 2006, when 45 in every 10,000 applications were fraudulent.
Automotive finance providers have also seen fraud rates fall. 23 in every 10,000 applications were found to be fraudulent in 2011, down from 38 in every 10,000 during 2010. 85 per cent of these frauds were first party.
Mothershaw continues: &ldquo;It is vital that financial service firms accurately validate and verify the identities of the people they interact with and use every technique at their disposal which includes validating income claims and checking for signs of an adverse credit history.&nbsp; This is essential to restrict the significant damage fraud can do to the bottom line.&rdquo;&nbsp; 
Experian&rsquo;s Fraud Index utilises data from the National Hunter and Insurance Hunter fraud prevention systems, which Experian manages on behalf of its clients.&nbsp; These systems enable financial companies to analyse applications alongside previous ones and highlight inconsistencies which may be indicative of fraud.&nbsp; 
Fraud by financial product (detected frauds per 10,000 applications)

    
        
            Fraud rate
            2006
            2007
            2008
            2009
            2010
            2011
        
        
            ALL PRODUCTS
            19.70
            19.53
            21.48
            15.56
            16.53
            17.15
        
        
            Automotive finance
            24.87
            21.14
            32.49
            28.86
            37.71
            22.69
        
        
            Credit card
            44.75
            28.83
            21.36
            18.75
            19.44
            11.52
        
        
            Current account 
            -
            -
            -
            24.71
            23.48
            35.56
        
        
            Insurance
            1.85
            5.44
            8.53
            9.32
            8.89
            10.92
        
        
            Loan
            11.20
            9.16
            7.07
            4.75
            7.44
            6.71
        
        
            Mortgage
            15.42
            18.01
            26.34
            27.91
            31.77
            34.31
        
        
            Savings account
            -
            -
            -
            28.28
            10.24
            8.61
        
    

&nbsp;
First party fraud risk by demographic

    
        
            Group (% UK
            adults)
            All first
            party frauds
            Automotive
            fraud
            Card
            fraud
            Current
            Account
            fraud
            Insurance
            fraud
            Loan
            fraud
            Mortgage
            fraud
            Savings
            Account
            fraud
        
        
            &nbsp;
            Attempts
            Risk 
            Attempts
            Risk
            Attempts
            Risk
            Attempts
            Risk
            Attempts
            Risk
            Attempts
            Risk
            Attempts
            Risk
            Attempts
            Risk
        
        
            Alpha
            Territory (4%)
            2%
            46
            2%
            56
            2%
            51
            1%
            27
            3%
            75
            2%
            38
            6%
            149
            5%
            111
        
        
            Professional
            Rewards (10%)
            3%
            36
            6%
            60
            4%
            46
            2%
            17
            7%
            72
            2%
            25
            8%
            80
            1%
            12
        
        
            Rural
            Solitude (5%)
            2%
            32
            3%
            52
            2%
            34
            1%
            19
            3%
            59
            2%
            45
            3%
            62
            0%
            0
        
        
            Small Town
            Diversity (9%)
            4%
            48
            5%
            59
            5%
            51
            4%
            41
            6%
            62
            4%
            42
            6%
            64
            0%
            0
        
        
            Active
            Retirement (3%)
            1%
            44
            2%
            45
            2%
            50
            1%
            38
            2%
            61
            1%
            39
            2%
            46
            1%
            35
        
        
            Suburban
            Mindsets (13%)
            11%
            85
            12%
            91
            12%
            90
            10%
            77
            13%
            102
            6%
            47
            15%
            113
            14%
            109
        
        
            Careers &amp;
            Kids (5%)
            4%
            74
            9%
            171
            5%
            98
            2%
            44
            4%
            84
            5%
            94
            7%
            135
            0%
            0
        
        
            New
            Homemakers
            (4%)
            7%
            168
            7%
            184
            9%
            226
            7%
            170
            5%
            120
            5%
            135
            5%
            132
            6%
            149
        
        
            Ex-Council
            Community
            (11%)
            7%
            68
            9%
            88
            7%
            62
            7%
            69
            6%
            59
            11%
            103
            6%
            53
            2%
            22
        
        
            Claimant
            Cultures (5%)
            6%
            137
            7%
            151
            4%
            77
            7%
            157
            5%
            104
            13%
            284
            3%
            57
            1%
            26
        
        
            Upper Floor
            Living (4%)
            11%
            260
            6%
            142
            10%
            222
            14%
            318
            8%
            187
            11%
            247
            5%
            118
            19%
            443
        
        
            Elderly
            Needs (4%)
            2%
            52
            3%
            74
            2%
            46
            2%
            52
            2%
            49
            4%
            95
            1%
            23
            4%
            88
        
        
            Industrial
            Heritage (7%)
            5%
            69
            7%
            96
            6%
            75
            5%
            61
            5%
            70
            7%
            99
            6%
            80
            4%
            48
        
        
            Terraced
            Melting Pot
            (7%)
            20%
            301
            12%
            177
            14%
            218
            23%
            353
            18%
            282
            16%
            248
            15%
            229
            18%
            273
        
        
            Liberal
            Opinions (9%)
            13%
            150
            9%
            104
            17%
            197
            14%
            154
            11%
            124
            10%
            112
            13%
            144
            25%
            283
        
    

&nbsp;
ENDS
Media Enquiries
Experian
Chantal Heckford / Kate Douglas / Richard Holme
Lansons Communications
020 7490 8828
chantalh@lansons.com / kated@lansons.com / richardho@lansons.com&nbsp; 


About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil.&nbsp;
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 18 Apr 2012 14:10:00 GMT</pubDate>
<publishDate>Wed, 18 Apr 2012 12:27:25 GMT</publishDate>
<guid>{9BB728E6-BE9A-4ADE-AC70-2D08D8128CF9}</guid>
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<item>
<title><![CDATA[Formation of joint venture with Cerved Group SpA]]></title>
<description><![CDATA[		16 April 2012
Experian, the global information services company, announces that it has signed an agreement to form a joint venture with Cerved Group SpA to provide enhanced consumer credit information services to the Italian market. Cerved Group is one of the leading providers of credit information in Italy. The formation of the joint venture is subject to regulatory approval.
The joint venture will create a comprehensive consumer information bureau by combining Experian’s existing consumer credit information business in Italy, including data supplied by international banks and consumer finance houses, with Cerved Group’s consumer credit data, supplied by major Italian banking groups. The joint venture will utilise Experian’s bureau technology and value-added products to provide innovative new services to the Italian consumer credit market.
On receipt of regulatory clearance, the joint venture company, Experian Cerved Information Services SpA, will be established with initial gross assets of approximately USD$14m (Euro10m). Experian will own a majority stake in the company.
Contact

 
 
 Experian
 
 
 Nadia Ridout-Jamieson
 Director of Investor Relations
 +44 (0)20 3042 4215
 
 
 James Russell
 Communications Director, UK&amp;I and EMEA
 &nbsp;
 
 
 &nbsp;
 &nbsp;
 &nbsp;
 
 
 RLM Finsbury
 &nbsp;
 &nbsp;
 
 
 Rollo Head
 &nbsp;
 +44 (0)20 7251 3801
 
 
 Don Hunter
 &nbsp;
 &nbsp;
 
 

About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 16 Apr 2012 16:09:00 GMT</pubDate>
<publishDate>Tue, 17 Apr 2012 09:23:37 GMT</publishDate>
<guid>{3D416F9B-05DB-4B25-96E9-51B9E0828FF9}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Altovision Inc]]></title>
<description><![CDATA[
		27 March 2012
Experian, the global information services company, announces that it has acquired Altovision Inc., an email marketing company in Japan.
Founded in 2000, Altovision provides email distribution, marketing consulting (including business-to-business marketing), creative design and technical support to over 200 medium and large-sized clients in segments such as telecommunications, financial services, retail and healthcare.
This acquisition further strengthens Experian's market position in Japan and further extends Experian’s global lead in permission-based email marketing. Altovision will form part of Experian’s Marketing Services activities in EMEA/Asia Pacific.
In the year to 30 June 2011, revenue for Altovision was US$6m and gross assets as at 30 June 2011 were approximately US$5m. Altovision was acquired from a founding shareholder, senior employees and ngi group, inc. The acquisition has been funded from Experian’s existing cash resources.
Contact

 
 
 Experian
 
 
 Nadia Ridout-Jamieson
 Director of Investor Relations
 +44 (0)20 3042 4215
 
 
 James Russell
 Communications Director, UK&amp;I and EMEA
 &nbsp;
 
 
 &nbsp;
 &nbsp;
 &nbsp;
 
 
 RLM Finsbury
 &nbsp;
 &nbsp;
 
 
 Rollo Head
 &nbsp;
 +44 (0)20 7251 3801
 
 
 Don Hunter
 &nbsp;
 &nbsp;
 
 

About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 27 Mar 2012 16:09:00 GMT</pubDate>
<publishDate>Tue, 27 Mar 2012 08:02:34 GMT</publishDate>
<guid>{DE9314EF-56C3-4485-9005-B154C2DF52DF}</guid>
</item>
<item>
<title><![CDATA[Millions of private tenants to get credit where it’s due]]></title>
<description><![CDATA[
		15 March 2012

UK’s leading credit reference agency launches Rental Exchange

Nottingham, UK &ndash; Several million people* living in private rented accommodation could soon get a welcome boost to their credit rating, following the launch of the new Rental Exchange service by Experian&reg;, the global information services company.

While information about mortgages is included on credit reports, rent payment information currently isn’t. This means that someone living in a privately rented property who meets their rent payments on time hasn’t seen this positive information registered on their credit report – but this is about to change. 

The Rental Exchange will offer a secure and compliant way to include a tenant’s payment history in credit reports, with their permission, strengthening their credit history and helping them qualify for more and lower-cost credit deals. This enhanced view of people’s repayment history will also improve the ability of lenders to treat customers fairly with more accurate lending decisions based on a deeper understanding of their customers.

Renters will benefit from:


	Low-cost credit available for more people. The inclusion of rental-payment data will strengthen people’s credit histories, potentially giving them access to cheaper credit deals.
 A boost for first-time buyers. This could provide a welcome boost to the credit histories of people looking to get onto the property ladder for the first time, as lenders will be able to more easily verify their full borrowing history.
 Easier identity verification. Many financial organisations rely on electronic identity checks based on people’s credit reports. Stronger credit reports will help more people successfully satisfy these checks, avoiding the need to resort to slower, paper-based methods.


Sian Williams, Head of Transact, The National Forum for Financial Inclusion, comments: &quot;This is a very welcome development for many people living in private rented accommodation who until now have often found it difficult to build a credit history. If used well, this could be a very effective tool for allowing them to access a wider range of services at a more affordable cost. Key to its success will be ensuring that consumers are well educated about the service. This will include making clear the impact that missing a rental payment could have on their credit rating, especially if it is paid via housing benefit which is often out of their hands.&quot;

Paul Vescovi, UK &amp; Ireland Managing Director, Experian Credit Services adds: &quot;With several million people* living in privately rented accommodation, a significant percentage of the population could be missing out on mainstream, low-cost credit because lenders do not currently have a comprehensive picture of their financial track record. The Rental Exchange will strengthen people’s credit histories, helping them to access a wider range of credit deals.&quot;

Nick Jopling, executive director of Grainger, the UK’s largest listed residential landlord, comments:&nbsp;&quot;As renting increasingly becomes a lifestyle choice for many Britons, it is important that the process for credit scoring accurately reflects a tenant’s status and rent payment history to enable them to have fair access to affordable credit and services.&nbsp; As a socially responsible organisation we acknowledge that sharing this data will have major benefits for both landlords and, more importantly, our tenants.&quot;

ENDS

Contact
Chantal Heckford / Jennifer Comerford
Lansons Communications
020 7490 8828
chantalh@lansons.com / jenniferc@lansons.com 

About Experian

Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 15 Mar 2012 14:08:00 GMT</pubDate>
<publishDate>Fri, 16 Mar 2012 10:35:05 GMT</publishDate>
<guid>{61C12E65-88A4-4278-8981-7891002CC62D}</guid>
</item>
<item>
<title><![CDATA[Experian and Symantec selected for US healthcare contract]]></title>
<description><![CDATA[
		
      14 March 2012
      
Experian and Symantec’s two-factor credentialing solution selected by Centers for Medicare &amp; Medicaid Services
Experian and Symantec continue to gain traction in the public sector
Costa Mesa, Calif. and Mountain View, Calif. &ndash; Experian&reg; and Symantec Corp. (NASDAQ: SYMC) today announced that the two-factor credentialing solution jointly developed by the companies was selected by the Centers for Medicare &amp; Medicaid Services (CMS) to provide Enterprise Remote Identity Proofing (ERIP) and Multi-Factor Authentication (MFA) Credential Services in support of the Affordable Health Care Act (ACA). The Experian and Symantec solution will play a critical role in a $78 million contract that was awarded to Science Applications International Corporation (SAIC) providing CMS with an offering that helps them solve key challenges that arise in serving the nation’s large uninsured population.
The Experian and Symantec solution combines Experian’s identity proofing capabilities with the strong authentication capabilities of Symantec’s Validation and ID Protection (VIP) Service to deliver secure online identity credentials. It will minimize the risk of fraud by providing more than 35 million U.S. citizens with secure online access to the State and Federal Health Insurance Exchange, while complying with electronic authentication guidelines in the National Institute of Standards and Technology (NIST) Special Publication SP 800-63-1 and achieving Level 3 Assurance. 
“Experian is thrilled that our solution was selected by CMS and believes it will add great value in helping to provide millions of citizens with access to insurance and medical information, while simultaneously helping to safeguard individual users’ identities and complying with federal mandates and regulations.” said Scott Waldron, president of Experian’s Government Services. “Our innovative solution with Symantec continues to gain traction with government agencies and healthcare organizations, and this success is another milestone on our path to becoming the de facto standard in the public sector for identity proofing and authentication.”
The offering will utilize Experian’s Precise IDSM platform, risk-based identity proofing encompassing highly predictive risk assessments through a combination of identity element verification, authentication, risk scoring and progressive out-of-wallet questioning to refine decisions about which identities should be allowed to enter into the CMS system and which identities should be denied access or further verified via alternate processes.
Symantec’s VIP service, the leading cloud-based authentication service, will enable CMS to provide secure online access and transactions to help obtain compliance and reduce fraud risk. A fully hosted strong authentication Security as a Service (SaaS) solution, VIP offers a cost-effective way to give legitimate users access to business resources, enterprise applications and websites while protecting against cybercriminals. VIP provides an additional layer of protection beyond standard username and password by requiring a dynamic one-time-use, six-digit security code generated by a user’s VIP credential.
“Symantec is very excited about the opportunity to work with the SAIC team to provide our CMS customer with an advanced Symantec-Experian multi-factor authentication and identity proofing joint solution,” said Gigi Schumm, vice president and general manager of Symantec's Public Sector organization. “This capability will enable CMS to successfully roll out the Administration’s National Uninsured program under the Affordable Health Care Act, decrease risk associated with healthcare fraud, and support the realization of NIST’s ‘National Strategy for Trusted Identities in Cyberspace’.”

Contact
Michael Troncale
Experian Public Relations
1 714 830 5462
michael.troncale@experian.com

Cris Paden
Symantec Corp.
650-527-5526
cpaden@symantec.com

About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was $4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.
Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.
About Symantec
Symantec is a global leader in providing security, storage and systems management solutions to help consumers and organizations secure and manage their information-driven world. Our software and services protect against more risks at more points, more completely and efficiently, enabling confidence wherever information is used or stored. More information is available at www.symantec.com.
Note to Editors: If you would like additional information on Symantec Corporation and its products, please visit the Symantec News Room at http://www.symantec.com/news. All prices noted are in U.S. dollars and are valid only in the United States.
Symantec and the Symantec Logo are trademarks or registered trademarks of Symantec Corporation or its affiliates in the U.S. and other countries. Other names may be trademarks of their respective owners.
Forward-looking Statements: Any forward-looking indication of plans for products is preliminary and all future release dates are tentative and are subject to change. Any future release of the product or planned modifications to product capability, functionality, or feature are subject to ongoing evaluation by Symantec, and may or may not be implemented and should not be considered firm commitments by Symantec and should not be relied upon in making purchasing decisions.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 14 Mar 2012 14:08:00 GMT</pubDate>
<publishDate>Fri, 16 Mar 2012 10:35:08 GMT</publishDate>
<guid>{49802725-8965-425C-850A-178E143CCD53}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Court Ventures Inc]]></title>
<description><![CDATA[
		
      9 March 2012 
Experian, the global information services company, announces that it has acquired substantially all the assets of Court Ventures Inc., an aggregator of electronically available public records data in the United States.
Founded in 2001, Court Ventures sources, aggregates, repackages and distributes public record data, obtained from over 1,400 state and county sources. This acquisition strengthens Experian&rsquo;s consumer data assets in North America and is a further step in Experian&rsquo;s strategy to extend its global lead in credit information and analytics. 
Gross assets as at 31 December 2011 were US$1m. Court Ventures was acquired from its founding shareholder and will form part of Experian&rsquo;s Credit Services activities in North America. The acquisition will be funded from Experian&rsquo;s existing cash resources. 

Contact


 
  
   Experian
  
  
   Nadia Ridout-Jamieson
   Director of Investor Relations
   +44 (0)20 3042 4215
  
  
   James Russell
   Communications Director, UK&amp;I and EMEA
   &nbsp;
  
  
   &nbsp;
   &nbsp;
   &nbsp;
  
  
   RLM Finsbury
   &nbsp;
   &nbsp;
  
  
   Rollo Head
   &nbsp;
   +44 (0)20 7251 3801
  
  
   Don Hunter
   &nbsp;
   &nbsp;
  
 


About Experian 
  
 Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
 
 Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil. 
 
 For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 09 Mar 2012 07:04:00 GMT</pubDate>
<publishDate>Fri, 09 Mar 2012 09:40:54 GMT</publishDate>
<guid>{35BAB7C9-49F2-4E5D-9F21-997EF7B09D83}</guid>
</item>
<item>
<title><![CDATA[Experian launches its new generation of Indian Bureau Scorecards]]></title>
<description><![CDATA[
		7&nbsp;March 2012Even more predictive Experian Delphi Credit Scores will enable financial organizations to acquire and manage profitable customers 
Latest innovation from Experian welcomed by Fullerton India Credit Co. Ltd
Mumbai, India – The Experian Credit Information Company of India, today announced the launch of the next generation of Experian Delphi Credit Scores for customer acquisition and management to enable Banks and NBFCs to achieve even greater insight from credit bureau data. 
The latest innovation for the Indian market will see the Experian Delphi Credit Score for Customer Acquisition use a risk forecast underpinned by credit history data and other relevant data combined with analytics to help provide even greater insight into new customer lending decisions. Post-acquisition, the Experian Delphi Credit Score for Customer Management provides the risk forecast score at a point in time to help lending institutions to better manage credit limits, pricing, collections strategies, cross-sales, &amp; Basel II compliance. 
Mr. Mohan Jayaraman, Managing Director for Experian Credit Information Company of India Private Limited, said: “Today’s latest announcement further delivers on our promise to introduce world class products and services for the Indian credit industry. The Experian Delphi suite will enable financial organizations to create even, more sophisticated risk based decisions throughout the entire customer lifecycle.”
Mr. Anindo Mukherjee, Executive Vice President, Fullerton India Credit Co. Ltd. said: “Fullerton India Credit Company Ltd. welcomes the launch of the new Experian Delphi Credit Scores in India. We believe that the next generation Delphi Credit Scores launched by Experian will bring in a new level of analytical sophistication to the Indian credit industry. Fullerton India has been working with Experian on developing various analytics models to bring in objectivity in decision making and we are confident that Experian Delphi Credit Scores will give enhanced predictability in our retail business.”
Experian helps organizations to leverage data and analytics to better manage the risk and reward of their commercial decisions. Experian Credit Information Company of India Private Limited currently has members representing the Indian consumer credit landscape including private sector, public sector, cooperative banks, regional banks and NBFCs. Experian Credit Information Company’s significant investment in creating leading data matching capabilities and experience of operating 20 consumer credit bureaus worldwide allows services to be offered to banks and NBFCs in India to maximize profitable growth while managing risk optimally.
ENDS 
About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com. 
Contact: Experian IndiaRanjeet Pawar+91 98191 91061ranjeet.pawar@in.experian.comKetchum Sampark PR Suheil Merchant +91 98202 52745suheil.merchant@ketchumsampark.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 07 Mar 2012 14:10:00 GMT</pubDate>
<publishDate>Fri, 09 Mar 2012 12:07:47 GMT</publishDate>
<guid>{65CCB213-EE94-4BC9-8D43-4A0DE927242F}</guid>
</item>
<item>
<title><![CDATA[Appointment of Chief Financial Officer]]></title>
<description><![CDATA[
		1 March 2012
Experian, the global information services company, announces the appointment of Brian Cassin as Chief Financial Officer and as Executive Director of Experian plc, with effect from 30 April 2012.
Brian Cassin, an Irish national, joins Experian from Greenhill &amp; Co. International where he is a Partner and Managing Director and currently Co-Head of European Corporate Advisory. Brian has over 20 years experience in the corporate financial advisory sector. His role at Greenhill saw him act as strategic advisor to GUS ahead of the Experian demerger, and also act for Experian in subsequent years. Prior to Greenhill, he was at Baring Brothers, in London and New York. 
Don Robert, Chief Executive Officer of Experian said:
&ldquo;I am delighted to welcome Brian Cassin to Experian. He is an immensely talented individual, who is well known to the Experian team. Brian brings valuable experience and skills and I am confident that he will make a great contribution to Experian in the years ahead.&rdquo;
Commenting on the appointment, Brian Cassin said:
&ldquo;I am excited to be joining such a successful business as Experian and to be inheriting an exceptionally strong finance function. Experian is a company I know well and I look forward to being part of the management team as we work to further develop and grow the business.&rdquo;
Contact

 
  
   Experian
  
  
   Nadia Ridout-Jamieson
   Director of Investor Relations
   +44 (0)20 3042 4215
  
  
   James Russell
   Communications Director, UK&amp;I and EMEA
   &nbsp;
  
  
   &nbsp;
   &nbsp;
   &nbsp;
  
  
   RLM Finsbury
   &nbsp;
   &nbsp;
  
  
   Rollo Head
   &nbsp;
   +44 (0)20 7251 3801
  
  
   Don Hunter
   &nbsp;
   &nbsp;
  
 

About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil.&nbsp;
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 01 Mar 2012 16:09:00 GMT</pubDate>
<publishDate>Thu, 01 Mar 2012 07:03:51 GMT</publishDate>
<guid>{C23DAA44-2BB1-46CA-ADC4-61F25D53E4F7}</guid>
</item>
<item>
<title><![CDATA[Experian CheetahMail once again achieves leader status and perfect scores as cited by independent research firm]]></title>
<description><![CDATA[
		23 January 2012

Experian CheetahMail, the leading global technology services provider of integrated email, social, mobile and display marketing, today announced that Forrester Research deemed it among the leaders in The Forrester Wave: Email Marketing Services Providers, Q4 2011, most notably recognizing CheetahMail’s unrivaled customer service and rave reviews from clients. 

As reported by Forrester, “We count on high services and customer satisfaction scores from Experian CheetahMail and it did not disappoint. Its large support teams — which are staffed and operated independently of the larger Experian organization — win customer kudos particularly for their availability, operational expertise, collaboration and practical, proactive advice. Retailers love this firm because of its experience managing promotional emails although it suits any marketer who needs some extra hands on his email program.” They continued, “Experian CheetahMail dominates on services. Experian CheetahMail, the study’s largest vendor, lands as our third Leader because of its well-staffed, capable professional services teams, tenured management, 14-country international footprint, and near-perfect customer satisfaction scores. Rave client reviews of this vendor’s social and data security solutions.”
“I was gladly a reference for Experian CheetahMail for this year’s Forrester Wave and gave them top marks across the board,”&nbsp;remarked Jenn McClain, vice president of online marketing for Chico’s. “I’ve worked with a number of email service providers referenced in the report and have never worked with an email services provider who has made as significant of an impact on our business.”
“We are truly obsessed with our clients, and it’s always great to receive recognition for the service, expertise and technology we provide them with every day,” said Rachel Bergman, general manager, Experian CheetahMail. “Our continued global growth; 97 percent client retention rate; and investment in emerging mobile, social and display technologies are just some of the things that illustrate our dedication to our clients’ success. We were thrilled to not only be recognized for our customer service, but also for our technology and received the second-highest marks in the Wave for ‘Current Offering’ and the highest scores for ‘Market Presence,’ highlighting the fact that we continue to be the largest email services provider in the world. We agree with Forrester that email marketers are only getting more mature, and we believe we have the technology and services to make any company more successful tomorrow than they are today.”

  The Forrester Wave: Email Marketing Service Providers, Q4 2011, evaluated six Email Service Providers (ESPs) based on a variety of 37 weighted criteria, including current offering, strategy and market presence. Ratings also were based on Forrester Research’s opinion of each ESP’s corporate strategy, product road map, vertical strategy and revenue. Technology demonstrations and in-depth interviews with a number of customer references and top executives also were included in the evaluation process.
ENDS
Contact:

Erin Geoghegan
Experian CheetahMail
1 212 999 5692
erin.geoghegan@experian.com



  About Experian CheetahMail
 Experian CheetahMail is the trusted service provider of email marketing and customer intelligence technologies for top enterprises worldwide. With the industry’s largest client services teams, feature-rich email technology and a broad range of data management options, Experian CheetahMail enables clients to build data-driven, relevant relationships with their customers. Servicing the world’s most recognizable brands, Experian CheetahMail’s globally diverse client base includes Carnival Cruise Lines, Chicos, Neiman Marcus and Wyndham Hotels. Experian CheetahMail, a business unit of Experian (LSE:EXPN), was founded in 1998 and is headquartered in New York City, with offices in Los Angeles, San Francisco, London, Dublin, Amsterdam, Paris, Barcelona, Sydney, Auckland, Singapore, Hong Kong, Madrid, Beijing, Melbourne and Brazil. For more information, please visit http://www.cheetahmail.com or email info@cheetahmail.com.
About Experian Marketing Services
Experian Marketing Services delivers best-in-breed customer data and insight, marketing technologies and data management services into multiple regions around the globe. It is focused on helping marketers more effectively target and engage their best customers with meaningful communications across both traditional and digital media. Experian Marketing Services enables organizations to encourage brand advocacy, create measurable return on investment and significantly improve the lifetime value of their customers.&nbsp;For more information, please visit http://www.experian.com/marketingservices.
About Experian 
 Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
 For more information, visit http://www.experianplc.com.
Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners. 

]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 23 Jan 2012 14:13:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:45:48 GMT</publishDate>
<guid>{38064236-ED76-4958-9E50-89708D978347}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, third quarter]]></title>
<description><![CDATA[
		17 January 2012
Experian, the global information services company, today issues an Interim Management Statement that includes an update on trading for the three months to 31 December 2011.

Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“We are pleased to have delivered another strong performance in the third quarter. At constant exchange rates, total revenue growth was 12%, with organic revenue growth of 7%.
“We continue to see good results from the execution of our growth strategy, helping us to withstand uncertainties in the global economy. Looking ahead, we expect organic revenue growth for the second half to be at least as strong as the third quarter, while for the year as a whole, we reiterate our expectations of modest margin improvement and strong cash flow conversion.”

 
Experian plc 
 
% change in revenue year-on-year for the three months to 31 December  2011


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic growth %
      At constant exchange rates
  
  
  
  
    North America
    3
    3
    2
  
  
    Latin America
    34
    42
    27
  
  
    UK and Ireland
    9
    10
    7
  
  
    EMEA/Asia Pacific
    19
    19
    7
  
  
    Experian
    11
    12
    7
    
  


1 Continuing activities exclude the contributions of UK Database Marketing and other smaller discontinuing items
2 Experian reports in US dollars
 
In the three months to 31 December 2011, total revenue from continuing activities at Experian increased by 12% at constant exchange rates. Group organic revenue growth was 7% year-on-year. 

By principal activity, organic revenue growth was 15% at Credit Services, 3% at Decision Analytics, and 7% at Marketing Services. Organic revenue declined 1% at Interactive. 





North America
Total revenue growth in North America was 3%, with organic revenue growth of 2%. The difference relates primarily to Medical Present Value (acquired June 2011).

There was good growth at Credit Services, with organic revenue up 7%. Consumer information benefited from further improvement in origination and customer management activity, and there were strong contributions from business information, automotive and healthcare payments. At Decision Analytics, organic revenue growth was 9%, reflecting good progress in software, fraud prevention and analytics. At Marketing Services, organic revenue growth was 7%, primarily reflecting strength in demand for targeted digital services. Organic revenue at Interactive declined 4%. Growth at Consumer Direct was offset by a decline in lead generation, although the rate of decline moderated somewhat during the quarter as prior-year comparables eased.

Latin America
At constant exchange rates, total revenue growth in Latin America was 42%. Organic revenue growth was 27%. The difference relates to the acquisitions of Virid Interatividade Digital (acquired July 2011) and Computec (completed in November 2011).

There was very strong growth at Credit Services, with organic revenue up 28%. Both consumer and business information performed well, and there was an exceptional boost from authentication revenue in the quarter. Growth benefited from strength in credit reference volumes, enhanced data coverage, clients trading up to premium products and further penetration of the small and medium enterprise sector. Growth at Decision Analytics of 60% reflected further progress in scoring and value-added products, while there was a decline of 15% at Marketing Services due to phasing.

UK and Ireland
At constant exchange rates, total revenue growth in UK and Ireland was 10%. Organic revenue growth was 7%. The difference relates to the acquisition of Techlightenment (acquired January 2011) and LM Group (acquired July 2011).

Credit Services delivered organic revenue growth of 2%, while growth at Decision Analytics was 4%. Growth benefited from moderately improved activity levels within the financial services sector and good progress in expanding across new customer segments. At Marketing Services, organic revenue growth was 2%, with growth in digital marketing offsetting weakness in the public sector. Interactive performed very strongly, with organic revenue growth of 29%, arising from the success of the bundled consumer proposition and improved retention. 

EMEA/Asia Pacific
At constant exchange rates, total revenue growth for EMEA/Asia Pacific was 19%. Organic revenue growth was 7%. The difference relates primarily to the move to a majority holding in DP Information (April 2011).

Organic revenue growth at Credit Services was 6%, with continued resilience across the majority of Experian’s bureau markets in Europe and growing contributions from business information activities in Asia Pacific. At Decision Analytics, organic revenue declined 9%, with some deferrals on software projects in Continental Europe. Marketing Services delivered exceptionally strong performance, with organic revenue growth of 17%, led by excellent performance across digital channels. 



The acquisition of a 98% holding in Computec S.A. was completed in November 2011, for a consideration of US$380m. Other than as disclosed, there has been no change since 30 September 2011 to Experian’s general financial position, which remains strong, and no material change to Experian’s trading position to the date of this statement. 

Future events
Experian will announce its preliminary results for the year to 31 March 2012 on 10 May 2012.

 
Contact:
 

  
    
      Experian
    
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
      James Russell
      Communications Director, UK&amp;I and EMEA
      &nbsp;
    
    
      &nbsp;
      &nbsp;
      &nbsp;
    
    
      RLM Finsbury
      &nbsp;
      &nbsp;
    
    
      Rollo Head
      &nbsp;
      +44 (0)20 7251 3801
    
    
      Don Hunter
      &nbsp;
      &nbsp;
    
  


 
This announcement is available on the Experian website at http://www.experianplc.com. There will be a conference call today to discuss this update at 9.00am (UK time), which will be broadcast live on the website with a recording available later.
 
All financial information is based on unaudited management accounts. Certain statements made in this Interim Management Statement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements. 
 
Neither the content of the Company’s website, nor the content of any website accessible from hyperlinks on the Company’s website (or any other website), is incorporated into, or forms part of, this announcement.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 17 Jan 2012 10:32:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:45:47 GMT</publishDate>
<guid>{CDDB550E-07FA-4B83-8378-686BA6036F4C}</guid>
</item>
<item>
<title><![CDATA[Paul Brooks]]></title>
<description><![CDATA[
		9 January 2012
It is with great sadness that we are announcing the death of Paul Brooks, Chief Financial Officer of Experian plc. Paul died suddenly this weekend at his home in California. Our thoughts and deepest condolences are with Paul's family at this time.
 
Sir John Peace, Chairman, said:
 
&quot;Paul was a great friend, a talented colleague and an inspirational leader and will be greatly missed by all those who had the pleasure of working and dealing with him. Our immediate thoughts are with his wife and family and we will do everything we can to support them at this difficult time.
 
&quot;Paul's legacy to Experian will be the very strong global finance team he developed, who will provide all the necessary support and coverage needed as we move forward.&quot;
    
    Contact
    
    
 
  
   Experian
   &nbsp;
   &nbsp;
  
  
    Don Robert
    Chief Executive Officer
    +44 (0)20 3042 4215
  
  
   Nadia Ridout-Jamieson
   Director of Investor Relations
   &nbsp;
  
  
   James Russell
   Communications Director, UK&amp;I and EMEA
    
  
  
   &nbsp; 
   &nbsp; 
   &nbsp; 
  
  
   Finsbury
   &nbsp; 
    
  
  
   Rollo Head 
    
   +44 (0)20 7251 3801
  
  
   Don Hunter
   
   
  
 


      About Experian
    Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil. 

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 09 Jan 2012 09:48:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:45:47 GMT</publishDate>
<guid>{4F60A76A-F4AB-4034-A368-915356323E50}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Garlik Limited]]></title>
<description><![CDATA[
		23 December 2011
Experian, the global information services company, announces that it has acquired Garlik Limited, a provider of web monitoring services based in the United Kingdom.
Founded in 2005, Garlik helps consumers to protect themselves from the risks of identity theft and financial fraud. Through its main product, DataPatrol, Garlik captures and monitors information from a variety of sources across the wider web and social networking sites using its proprietary web-crawler technology. DataPatrol generates alerts when an online loss, disclosure or theft of consumer data is detected, and suggests next steps on how to respond to incidents before an individual becomes a victim of financial crime or identity fraud. Garlik provides services in the UK, US, Germany and Italy.
The acquisition of Garlik extends Experian’s presence in identity protection, consistent with Experian’s strategic goal to become the most trusted consumer brand for credit monitoring and identity protection services. It enables Experian to offer a more comprehensive identity protection product to its customers and clients, while accelerating plans to expand consumer protection services into new geographies. The acquisition will form part of Experian’s Interactive business.
At 31 December 2010 Garlik had gross assets of US$1m. Garlik was acquired from venture capital investors DFJ Esprit and Doughty Hanson, and the founding shareholders. The acquisition has been funded from Experian’s existing cash resources.
Contact

  
    
      Experian
      &nbsp;
      &nbsp;
    
    
      Nadia Ridout-Jamieson 
      Director of Investor Relations
      +44 (0)20 3042 4215 
    
    
      James Russell
      Communications Director, UK&amp;I and EMEA
      
    
    
      &nbsp;
      &nbsp;
      &nbsp;
    
    
      Finsbury
      &nbsp;
      
    
    
      Rollo Head 
      
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  

 About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 23 Dec 2011 09:55:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:47:20 GMT</publishDate>
<guid>{604B8390-0540-4967-9924-699E66AA0ABA}</guid>
</item>
<item>
<title><![CDATA[Acquisition of 192business Limited]]></title>
<description><![CDATA[
		28 November 2011
Experian, the global information services company, announces that it has agreed to acquire 192business Limited, subject to approval by the Office of Fair Trading. 192business is a leading provider of online identity verification services based in the United Kingdom. 
Launched in 2002, 192business helps organisations to verify and manage the identity of their customers online in order to minimise fraud and risk. Increasing regulation, the rise in fraud globally, growth in e-commerce sales and the move from traditional offline identity checks to online checks are all contributing to growth in the identity verification market. 
192business provides organisations with timely identity verification, including personal data verification, fraud screening, online document verification and voice verification. It services a wide range of global clients, covering segments such as e-commerce, insurance, utilities, retail, finance and legal services. 
The acquisition will form part of Experian&rsquo;s Decision Analytics business line, expanding its range of identity verification and fraud prevention products and services.
In the year to 31 March 2011, 192business reported revenue from continuing operations of US$11m, and at 31 March 2011 had gross assets of US$9m. 192business will be acquired from its founding shareholder, senior employees and private investors. The acquisition will be funded from Experian&rsquo;s existing cash resources.

Contact

 
  
   Experian
   &nbsp;
   &nbsp;
  
  
   Nadia Ridout-Jamieson 
   Director of Investor Relations
   +44 (0)20 3042 4215 
  
  
   James Russell
   Communications Director, UK&amp;I and EMEA
    
  
  
   &nbsp; 
   &nbsp; 
   &nbsp; 
  
  
   Finsbury
   &nbsp; 
    
  
  
   Rollo Head 
    
   +44 (0)20 7251 3801
  
  
   Don Hunter
   
   
  
 



About Experian 
 
 Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
 
 Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil. 
 
 For more information, visit http://www.experianplc.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 28 Nov 2011 08:43:00 GMT</pubDate>
<publishDate>Mon, 28 Nov 2011 13:03:03 GMT</publishDate>
<guid>{FF0990D0-6F5C-4D37-BDFA-DED404645072}</guid>
</item>
<item>
<title><![CDATA[Half-yearly financial report]]></title>
<description><![CDATA[
		10 November 2011
  Experian, the global information services company, today issues its half-yearly financial report for the six months ended 30 September 2011. 
Highlights

 Total revenue from continuing activities up 15%. At constant exchange rates, revenue from continuing activities up 11%. Organic revenue growth of 6%. Total Group revenue of US$2.3bn (2010: US$2.0bn).
 Further margin progression. EBIT margin from continuing activities up 20 basis points to 24.5%.
 Total EBIT from continuing operations up 16%. At constant exchange rates, EBIT from continuing activities up 12%. Total EBIT of US$560m. 
 Profit before tax from continuing operations of US$343m (2010: US$283m). Benchmark profit before tax of US$539m, up 20%.
 Basic EPS from continuing operations of 25.6 US cents (2010: 19.2 US cents). Benchmark EPS of 38.3 US cents, up 18%. 
 Net debt of US$1,708m at 30 September 2011.
 78% conversion of EBIT into operating cash flow, in the weaker half year for cash generation.
 First interim dividend of 10.25 US cents per ordinary share, up 14%. 

Sir John Peace, Chairman, commented:
&ldquo;Experian has made excellent progress in the half, creating further shareholder value through strong financial performance and a 14% dividend increase to 10.25 US cents.&rdquo;
Don Robert, Chief Executive Officer, commented:
&ldquo;Experian has again delivered a strong performance driven by solid execution of our strategy. We are realising the benefits of investment in our global growth programme, which is increasingly apparent in our results. While the external environment remains uncertain, we are driving growth by pursuing the many opportunities open to us. For the second half, we expect organic revenue growth at least as strong as the first half. For the year as a whole, we reiterate our expectations of modest margin improvement and strong cash flow conversion.&rdquo;
Contacts

 
  Experian
  &nbsp;
  &nbsp;
 
 
  Don Robert
  Chief Executive Officer
  +44 (0)20 3042 4215
 
 
  Paul Brooks
  Chief Financial Officer
  &nbsp;
 
 
  Nadia Ridout-Jamieson
  Director of Investor Relations
  &nbsp;
 
 
  James Russell
   Communications Director, UK and EMEA
  &nbsp;
 
 
  &nbsp;
  &nbsp;
  &nbsp;
 
 
  Finsbury
  &nbsp;
  &nbsp;
 
 
  Rollo Head
  &nbsp;
  +44 (0)20 7251 3801
 
 
  Don Hunter
  &nbsp;
  &nbsp;
 

There will be a presentation today at 9.30am (UK time) to analysts and investors at the Bank of America Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will be available on the website later in the day.
Experian will update on third quarter trading on 17 January 2012, when it will issue an Interim Management Statement. 
See Appendix 2 for definition of non-GAAP measures used throughout this announcement.
Roundings
Certain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.
Forward looking statements
 Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements. 
Company website
 Neither the content of the Company&rsquo;s website, nor the content of any website accessible from hyperlinks on the Company&rsquo;s website (or any other website), is incorporated into, or forms part of, this announcement.
About Experian 
 Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
 
 Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and S&atilde;o Paulo, Brazil.
 
For more information, visit http://www.experianplc.com.
    
      View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 10 Nov 2011 00:00:00 GMT</pubDate>
<publishDate>Thu, 10 Nov 2011 07:04:26 GMT</publishDate>
<guid>{B923F5E2-4358-45BC-B8BF-0FCB20156090}</guid>
</item>
<item>
<title><![CDATA[Experian acquires majority stake in Computec]]></title>
<description><![CDATA[
		9 November 2011
Further to the announcement on 3 May 2011, Experian, the global information services company, is pleased to announce that it has completed the acquisition of a 98% holding in Computec S.A. for the equivalent of US$380m. Computec is a leading Latin American credit services information provider based in Colombia.
The acquisition of Computec further strengthens Experian's Latin American presence, building on the leading market position Experian has established in Brazil. Computec is a unique asset, with the market leading credit bureau in Colombia.
Don Robert, Chief Executive Officer, Experian, said:
&quot;This acquisition is another important step in our strategy to develop Experian's presence in fast growing emerging consumer economies. The combination of our global expertise and Computec's market leadership means that we are well placed to accelerate our growth in Colombia.&quot;
Contact

 
 
 Experian
  
  
 
 
 Nadia Ridout-Jamieson 
 Director of Investor Relations
 +44 (0)20 3042 4215 
 
 
 James Russell
 Communications Director, UK and EMEA
  
 
 
 &nbsp; 
 &nbsp; 
 &nbsp; 
 
 
 Finsbury
 &nbsp; 
  
 
 
 Rollo Head 
  
 +44 (0)20 7251 3801
 
 
 Don Hunter
 
 
 
 

About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The Group helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 09 Nov 2011 09:51:00 GMT</pubDate>
<publishDate>Wed, 09 Nov 2011 15:16:41 GMT</publishDate>
<guid>{E277CE8E-FD26-4C8E-8790-CB6C77AB0575}</guid>
</item>
<item>
<title><![CDATA[UK Internet users spend 240 million hours watching online videos every month]]></title>
<description><![CDATA[
		20 October 2011

London - UK Internet users spend 240 million hours every month watching online video content, according to analysis from Experian Hitwise, the competitive intelligence experts. The findings come from its new report, “Online Video: Bringing Social Media to Life” which outlines the latest consumer trends in this sector and advice for digital marketers.
In September 2011, the UK Internet population made over 785 million visits to online video websites – an increase of 36 per cent year-on-year. The majority of growth in this space has been driven by YouTube, now the third most popular website in the UK after Google UK and Facebook. YouTube dominates with 70 per cent of all visits to online video sites. Every month, UK Internet users spend 184 million hours watching YouTube content, with an average session time of 20 minutes. 
Ranking second and third are the video-on-demand (VOD) services from BBC iPlayer and ITV Player, which now represent a significant percentage of overall internet visits to video sites. Niche sites have also seen a huge increase in traffic, including videozer (+853 per cent), MSN Video (+913 per cent) and Hulu (+123 per cent). 
James Murray, Marketing Research Analyst at Experian Hitwise, said: “There are now more visits to video websites every month than to email providers, travel or sports sites, which represents a huge opportunity to the savvy marketer. The average Internet user will make 18 visits to video sites a month and almost half will visit at least three different sites. While YouTube dominates the market, the increase in traffic to video-on-demand and more niche sites demonstrates that content is what matters most to today’s Internet users and they’ll go to whatever site has the content they’re most interested in viewing”. 
Music top driver of traffic to video sites 
Music, TV, films and gaming are the top four search topics that drove consumers to video websites. Music is the biggest driver of traffic, accounting for 33 per cent of search clicks. The majority were looking for music videos, where Lady Gaga was the most searched for artist. 
Seventeen per cent of search clicks to online content were for TV-related search terms; specifically EastEnders, Britain’s Got Talent, X-Factor and South Park, while gamers were looking for trailers for new games and walkthrough cheats.
Brands can capitalise on growing video trends
James Murray said: “As people consume more video content online, brands should increasingly be looking to use video as a core part of their digital strategy. Online video is a very diverse media that can be used to build brand awareness, to bring traffic to a website, as an educational tool to demonstrate a product or service, as a customer service channel, or as a way to attract a completely new online audience”.
“Domino’s and British Airways are excellent examples of how brands can use YouTube as a customer service channel. Others, such as Yeo Valley, have created successful multi-channel advertising campaigns by repurposing TV adverts online, where the online advert had a potent effect in generating media awareness and enabled the company to reach a completely new audience”.
ENDS
Contact:
Alexandra Banks
 Digital PR Manager, Experian Marketing Services 
 +44 (0) 7966102823
 alexandra.banks@uk.experian.com 
 press.uk@hitwise.com 
About Experian Hitwise
Experian Hitwise is the leading online competitive intelligence service. Experian Hitwise gives marketers a competitive advantage by providing daily insights on how 25 million Internet users around the world interact with more than 1 million Web sites. This external view helps companies grow and protect their businesses by identifying threats and opportunities as they develop. Experian Hitwise has more than 1,500 clients across numerous sectors, including financial services, media, travel and retail.
Experian Hitwise (FTS:EXPN), www.experianplc.com, operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada, France and Brazil. More information about Experian Hitwise is available at www.hitwise.com/uk.
For up-to-date analysis of online trends, please visit the Experian Hitwise research blog at www.ilovedata.com and the Experian Hitwise Data Centre at www.hitwise.com/datacentre.
About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com. 
Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 20 Oct 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:47 GMT</publishDate>
<guid>{21C92328-13A7-40A8-B5BD-43F6535F8E6F}</guid>
</item>
<item>
<title><![CDATA[Chris Clark appointed as Managing Director, Experian EMEA]]></title>
<description><![CDATA[
		17 October 2011
Experian, the global information services company, today announced that Chris Clark has been appointed as Managing Director of Experian EMEA. Prior to his appointment, Chris was Managing Director of BT’s global Enterprises business.
Chris will report to Chris Callero, President and Chief Operating Officer of Experian. Starting in his new position in January 2012, Chris will be responsible for accelerating growth across Experian’s businesses in Europe, the Middle East and Africa. Many of Experian’s key strategic client relationships are based in EMEA.
Chris joins Experian after 20 years spent at BT, where he held numerous international executive positions operating across multiple market sectors and regions. In his most recent role as Managing Director of BT Enterprises, BT Retail’s fastest growing business, Chris was responsible for a global workforce of 3,500 people and revenues of over £1bn. Prior to this role, Chris was CEO of BT Ireland where he played an instrumental role in the company’s rapid growth in the country.
Chris Callero, President and Chief Operating Officer of Experian, said: “Chris’s impressive track record in driving international growth through a strong client focus coupled with our talented EMEA management team will accelerate the delivery of our strategy. He possesses significant strategic, operational and global management experience and is an excellent addition to our global executive leadership team.”
ENDS 
Contact:
James Russell
 Public Relations Director
 Experian
 0203 042 4245 
 james.russell@uk.experian.com  
About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 17 Oct 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:47 GMT</publishDate>
<guid>{F3072C0E-B54C-4911-920B-540A2CEB4CA5}</guid>
</item>
<item>
<title><![CDATA[New website to end Briton’s house-hunting headaches]]></title>
<description><![CDATA[
		12 October 2011
    PropertyCheck, a unique new valuation and local information service from Experian, launches this week, helping to finally put an end to Britons’ house-hunting headaches.
    The new web site (www.propertycheck.co.uk) provides in-depth, accurate reports on properties in the UK, which include not only details on the building itself, but insights into the neighbourhood and surrounding areas, its amenities and the people who live there. It is the first site to offer buyers such a level of detail in a single, interactive report.
    Today’s launch comes as research from PropertyCheck reveals that one in every five homeowners (22 per cent) regrets buying their current property and wishes they had spent longer researching it before completing.
    Rather than the neighbours, postcode or standard of schools, it appears that crime is the number one concern when it comes to buying a home. 44 per cent of potential home buyers rank crime rates as the most important external factor when purchasing a property – ahead of what the neighbours are like (40 per cent), local transport links (36 per cent) or how close it is to family (29 per cent).
    British reserve seems to be playing a part in this reluctance to do their house-buying homework. Despite the emotional and financial investment in buying a property, one in 10 buyers admits to feeling uncomfortable about asking for more than two viewings. In fact, UK house hunters spend less than half an hour (26.8 minutes) viewing a property before making an offer, with women (24.5 minutes) more likely to act on impulse – or intuition – than men (29.4 minutes).
    PropertyCheck is the most authoritative site of its kind. It combines unique information from Experian, endorsed by experts including ratings agencies Standard &amp; Poor's, Moody's, Fitch Ratings and DBRS, and harnesses data from Rightmove, the UK’s leading valuation product.
    Aimed at buyers, sellers, renters, landlords and just the plain curious, PropertyCheck’s reports cover Property, People and Places: property valuations, crime figures, neighbourhood affluence, restaurants, entertainment and energy use, combined into one convenient document for £29.99.
    Peter Turner, Managing Director of Experian Interactive, UK&amp;I said: “Emotionally as well as financially, buying a home is the biggest single investment most of us will make. That’s why it’s important to get it right.
    “We’re urging potential house buyers to do their homework before they buy a home. Although you can’t test drive potential new homes, you can research the property and the surrounding area – exploring the neighbourhood, timing transport links and visiting the local amenities. While you would still need an official survey of any new home, sites like PropertyCheck can help you to find out in minutes any nasty hidden surprises – potentially saving money and years of regret. A new home should be a dream come true and not a nightmare.”
    With plans underway to overhaul planning regulations, the PropertyCheck research reveals that homebuyers are more concerned with parks and green spaces (27 per cent) than with schools and catchment areas (18 per cent).
    It also highlights the importance of family ties, with being close to relatives (29 per cent) far more important than being near our friends (nine per cent).
    And it is good news for the British pub, as it seems that Brits are more bothered about having a good local pub (six per cent) than restaurants or takeaways (two per cent and one per cent, respectively).
    Key factors governing choosing a home: 



1.
Crime levels (44%)

2.
The neighbours (39%)

3.
Local transport links (36%)

4.
Proximity to family (29%)

5.
Greenery / local park (27%)

6.
Resale potential (22%)

7.
Shops (20%)

8.
Local schools (18%)

9.
Supermarkets (10%)

10.
Proximity to friends (9%)

11.
Postcode (7%)

12.
Good pubs (6%)

13.
Restaurants (2%)

14.
Neighbourhood Watch (2%)

15.
Takeaways (1%)Visit www.propertycheck.co.uk for further advice.ENDSFor more information, please contact Resonate PR:Joseph Bradfield – 020 7861 3931 / jbradfield@resonate.uk.comMichael Sheen – 020 7861 3013/ msheen@resonate.uk.comNotes to editors:Research was conducted online among 2,000 UK homeowners by Opinion Matters in July 2011. Results are weighted to be representative of the UK population.About PropertyCheckPropertyCheck is a new service from Experian using its proprietary and publically available data to create detailed reports into the true value of most properties in the UK. Reports go beyond the price of the property itself and give invaluable insights into the people and places of the surrounding area. No other site offers users the same depth of detail, nor the confidence that comes from such authoritative and independent sources.For a fee of just £29.99, its interactive reports cover Property, People and Places: the value of a property and details about the building itself, including council tax, energy consumption and carbon footprint; what the people who make up the local neighbourhood are like, including age, income, family size and lifestyle; and a wealth of information about the surrounding area, including schools, shops, services and key concerns like crime rates.With CreditExpert established as the UK’s most trusted credit monitoring service, the Experian brand has come to be known as a place where people will feel safe coming to us for information. CreditExpert is all about giving customers the opportunity to make the right decisions about their finances. By putting all the data users need at their fingertips, PropertyCheck allows buyers, sellers, renters and landlords to make genuinely informed decisions – and quickly.By combining our own market-leading Mosaic data with RightMove, the UK’s leading property valuation service, and local area mortgage brokers and agents, we are able to provide a unique new service to consumers - from a tried, tested and trusted brand.About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 12 Oct 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:45 GMT</publishDate>
<guid>{6E5A2E22-9CEE-45B0-A804-18917A37745A}</guid>
</item>
<item>
<title><![CDATA[Craig Boundy appointed as Managing Director, Experian UK & Ireland]]></title>
<description><![CDATA[
		3 October 2011
Experian, the global information services company, today announced that Craig Boundy has been appointed as Managing Director of Experian UK & Ireland. Craig will join Experian in January 2012 from Logica plc where he is the company’s UK CEO.
As Managing Director, Craig will be responsible for further growing Experian’s UK and Ireland business across its Credit Services, Decision Analytics, Marketing Services and Interactive business lines. Craig will report to Chris Callero, President and Chief Operating Officer of Experian. 
Craig possesses significant commercial and operational management experience having held senior executive positions within international services organisations. Prior to his role as UK CEO for Logica, Craig was Chief Operating Officer for Cable & Wireless in Europe, United States and Asia. 
Chris Callero, President and Chief Operating Officer of Experian, said: “Craig’s proven leadership skills, track record in delivery and executive management experience will further strengthen our business. He is a talented executive who, together with our experienced senior management team, will lead us to achieve even greater success in the UK and Ireland.” 
ENDS
Contact:
 James Russell
 Public Relations Director
 Experian
 0203 042 4245
 james.russell@uk.experian.com 

About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 03 Oct 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:46 GMT</publishDate>
<guid>{2DE9EE36-6245-4B98-A25A-3647126FE942}</guid>
</item>
<item>
<title><![CDATA[The local network: Experian analysis highlights which countries spend longest on Facebook]]></title>
<description><![CDATA[
		27 September 2011

An international study into the use of social networks by Experian®, the global information services company, reveals just how much time people living in different countries spend on Facebook. Singaporeans emerge from the study as those who spend the longest on the social network site, with an average of 38 minutes and 46 seconds per session, while people living in Brazil spend less than half that with an average of 18 minutes and 19 seconds per Facebook session. 

According to the analysis by Experian Hitwise, the average session time on Facebook in August 2011 across the eight countries varied significantly as highlighted in table 1 below: 


 
 Market 
 Average time spent on Facebook in August 2011 per session
 
 
 Singapore
 38 mins 46 sec
 
 
 New Zealand 
 30 mins 31 sec
 
 
 Australia
 26 mins 27 sec
 
 
 UK
 25 mins 33 sec
 
 
 US
 20 mins 46 sec
 
 
 France
 21 mins 53 sec
 
 
 India 
 20 mins 21 sec
 
 
 Brazil
 18 mins 19 sec
 


Understanding average time spent on Facebook, the world’s most widely used social network, illustrates the importance of brands needing to be on social networks. By knowing that an average social network user in Singapore, will for example, spend an average of 38 minutes on Facebook means that a brand can increase the likelihood of capturing an individual's attention by running&nbsp;digital marketing campaigns through Facebook. Content and advertising which is compelling will ultimately lead to greater engagement in social networks and&nbsp;consequently&nbsp;greater sales, whether on the brand's own website or indeed within Facebook. 

Ankur Shah, CEO and co-founder, Techlightenment, an Experian company, commented: “The power of social networks like Facebook is that in some respects they don’t have any boundaries and make the world a much smaller place. Knowing the market share social networks have in each country and the level of usage is key to social networking success. However, our research shows that the way individuals use social media can and does change according to cultural and personal backgrounds – therefore ‘one size definitely doesn’t fit all’ when it comes to digital. For any international brands to be successful in their digital campaigns, they must understand the local, digital and personal nuances that exist.” 

Social networks compared to total Internet usage: the local story
Social networking is now one of the biggest online pastimes across the globe. In each country there are thousands of social networks, varying from 3,245 in Brazil to 9,000 in the UK. Despite being one of the most mature social markets, the UK has the lowest market share of visits going to social networks and forums (12.2%). Brazil has the highest percentage of Internet visits going to social sites (18.9% of Internet usage) with 43% of all social networking visits in Brazil going to Orkut, the most visited social network in Brazil.

Table two shows market share for social networks and forums in August 2011 the eight countries surveyed:  


 
 Market 
 Market share for social networks and forums 
 
 
 Brazil
 18.9%
 
 
 Singapore
 16.4%
 
 
 US
 15.4%
 
 
 India
 14.0%
 
 
 New Zealand
 13.9%
 
 
 France
 15.1%
 
 
 Australia
 13.1%
 
 
 UK
 12.2%
 


 Jim Hodgkins, EVP, Global Marketing Services, Experian commented: “Understanding how long people spend on Facebook in different countries is vital for any brand on the social network. With Facebook still finding its feet in the emerging markets of India and Brazil, lower session times are to be expected – users won’t have as many friends or groups that they have signed up to. However that doesn’t mean brands should ignore Facebook in those countries – with market share for Facebook in India increasing by 88% year on year and 16% in Brazil year on year, its influence and dominance is only set to grow.”

Using social to drive website traffic 
Further analysis of the data reveals how different industries attract website traffic as a direct result of social networks. Social network users in Brazil, India and Singapore rarely go on to visit retail websites after being on a social network highlighting that retailers in these markets have a significant opportunity to increase their presence on social networks, ultimately driving website traffic and sales. This contrasts with countries such as New Zealand, where nine per cent of retailers receive web traffic directly from social media.

Entertainment topped the list of the sites visited after social networks in the nine countries polled by Experian, with well-known sites such as the BBC’s iPlayer and Sky Sports featuring prominently.  

Other key findings from the survey revealed: 

In Brazil the number one social network is Orkut.com with 43% market share. This has fallen year on year by 18% with Facebook experiencing an increase in market share August 2010 to August 2011 by 16% 
The country to experience the fastest growth in Facebook use over the past year is India, with the social network accounting for an increase in market share of 88% in August 2011 compared to August 2010.  
The US also experienced a market share increase from Facebook of 5% year on year. 
Approximately 1 in 4 Singaporeans (18%) jump from one social network directly to another, demonstrating their love of social networks.
ENDS

Contact:
 Stephanie Dobson
 Head of PR, Marketing Services
 Stephanie.dobson@uk.experian.com 
 00 +44 (0) 115 992 2515



About Experian Hitwise

Experian Hitwise is the leading online competitive intelligence service. Experian Hitwise gives marketers a competitive advantage by providing daily insights on how 25 million Internet users around the world interact with more than 1 million Web sites. This external view helps companies grow and protect their businesses by identifying threats and opportunities as they develop. Experian Hitwise has more than 1,500 clients across numerous sectors, including financial services, media, travel and retail.

Experian Hitwise (FTS:EXPN), www.experianplc.com, operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada, France and Brazil. More information about Experian Hitwise is available at www.hitwise.com/uk.

For up-to-date analysis of online trends, please visit the Experian Hitwise research blog at www.ilovedata.com and the Experian Hitwise Data Centre at www.hitwise.com/datacentre


About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.  

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.&nbsp; 

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 27 Sep 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:46 GMT</publishDate>
<guid>{3424E574-4A7C-4B98-96D0-7C8B19E09FC9}</guid>
</item>
<item>
<title><![CDATA[State Bank of India signs up as a member of the Experian Credit Information Company]]></title>
<description><![CDATA[
		23 September 2011
Mumbai, India – Experian Credit Information Company of India Private Limited, the first CICRA licensed credit bureau in India, today announced that India’s largest bank, State Bank of India has signed a membership agreement to contribute data to Experian’s credit bureau. The State Bank of India is the largest consumer lender in India and the addition of its credit data will further increase the Experian credit bureau’s data coverage and enhance the effectiveness of company’s range of products and services. 
The addition of the State Bank of India as a data contributing member represents another significant milestone in the credit bureau’s history since its launch in August 2010. In just over a year, the bureau’s membership count has grown rapidly with members spanning private, public sector, foreign, and cooperative banks as well as Non Banking Finance Companies (NBFCs). 
Mr. Pardeep K Khosla, CGM, State Bank of India said: “We are pleased to be a member of Experian Credit Information Company of India. We believe that this membership will allow us to better leverage the multi-bureau environment in India. At SBI we are looking forward to using Experian’s unique globally proven services which will enable us to better use data and analytics. Our partnership with Experian is an integral part of our growth strategy that will allow us to better manage credit risk and leverage our opportunities.” 
 “We are pleased to have the State Bank of India as a member of our Credit information Company”, said Mr. Mohan Jayaraman, Managing Director for Experian Credit Information Company of India Private Limited. “With the inclusion of SBI’s data and our advanced data loading capabilities, we now provide lenders with an even more comprehensive level of insight into the Indian consumer credit landscape. Our significant investment in creating leading Indian data matching capabilities combined with our experience of operating 16 consumer credit bureaus globally means that we are able to offer leading local services powered by our extensive global resources.”
ENDS
About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com. 
Contact:
  Experian India
 Ranjeet Pawar
 +91 98191 91061
 ranjeet.pawar@in.experian.com
Sampark PR
 Suheil Merchant 
 +91 98202 52745
 suheil.merchant@ketchumsampark.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 23 Sep 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:49 GMT</publishDate>
<guid>{3BF934B9-BB5D-438A-8642-756EFD6C9B46}</guid>
</item>
<item>
<title><![CDATA[Acquisition of LM Group Ltd]]></title>
<description><![CDATA[
		26 July 2011
    Experian, the global information services company, announces that it has acquired LM Group Ltd (“LM Group”), a leading provider of commercial credit information to small and medium enterprises (SMEs) in the UK.  
    Founded in 1994, LM Group, trading as Riskdisk Ltd, provides commercial credit reports and commercial risk information to approximately 18,000 SME businesses in the UK. LM Group is an existing partner of Experian.
    The acquisition of LM Group is consistent with Experian’s strategy to further penetrate new customer segments. It will expand Experian’s presence in the SME market, where the use of commercial credit information is growing rapidly. LM Group will also extend Experian’s SME product suite and increase speed to market by adding new sales capabilities.
    In the year to 31 October 2010, revenue for LM Group was £7m (c. US$11m). Gross assets as at 31 October 2010 were £4m (c. US$7m). LM Group was acquired from its founding shareholders and senior employees, and will form part of Experian’s Credit Services activities in the UK. The acquisition has been funded from Experian’s existing cash resources.
    
      Contact
    



Experian



Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

James Russell 
Public Relations Director


&nbsp;  
  
  

Finsbury
 
 

Rollo Head 

+44 (0)20 7251 3801

Don Hunter
 

    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com.
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 26 Jul 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:49 GMT</publishDate>
<guid>{892365B2-5165-403E-B188-24256943312F}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Virid Interatividade Digital Ltda]]></title>
<description><![CDATA[
		22 July 2011
Experian, the global information services company, announces that it has acquired Virid Interatividade Digital Ltda (“Virid”), a leading email marketing company in Brazil.
The acquisition is a further step in Experian’s strategy to expand its targeted digital marketing activities globally, and extends the geographic reach of Experian’s email marketing business into the key market of Brazil. Experian is the largest permission-based email marketer globally, providing services in all of the top 10 advertising markets in the world, including the US, the UK, Germany, France, China and now Brazil.
Founded in 1996, Virid is one of Brazil’s largest email service providers, offering email delivery, email based behavioural segmentation, real-time campaign reporting, mobile delivery and social media integration. The company has over 800 direct and 3,000 indirect clients including retailers, advertising agencies and news organisations. 
For the year ending 31 December 2010, revenue for Virid was R$9m (c.US$5m). Gross assets as at 31 December 2010 were R$2m (c.US$1m). Virid was acquired from its founding shareholder and management and will form part of Experian’s Marketing Services activities in Latin America. The acquisition has been funded from Experian’s existing cash resources. 
Contact

  
    
      Experian
      
      
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
      James Russell 
      Public Relations Director
      
    
    
      &nbsp;
      &nbsp;
      &nbsp;
    
    
      Finsbury
      &nbsp;
      &nbsp;
    
    
      Rollo Head 
      
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  

About Experian 
  Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
  
  Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.&nbsp;

  For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 22 Jul 2011 00:00:00 GMT</pubDate>
<publishDate>Wed, 14 Dec 2011 16:05:30 GMT</publishDate>
<guid>{B9D50A26-E548-4518-BF78-D19F0A502CFA}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, first quarter]]></title>
<description><![CDATA[
		15 July 2011
    Experian, the global information services company, today issues an Interim Management Statement that includes an update on trading for the three months to 30 June  2011.

Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“We have delivered good revenue growth in our first quarter, reflecting continued progress in our growth strategy. At constant exchange rates, total revenue growth from continuing activities was 10%, with organic revenue growth of 6%.
“We expect to continue to deliver good growth in our business and are confident in our strategy and ability to execute. While mindful of the current macro environment, we expect organic revenue growth for the second quarter to be similar to the first quarter. For the full year, we continue to anticipate organic revenue growth in the mid-high single digit range, modest margin improvement and strong cash flow conversion.”

Experian plc 

% change in revenue year-on-year for the three months to 30 June 2011


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic growth %
      At constant exchange rates
  
  
  
  
    North America
    6
    6
    2
  
  
    Latin America
    33
    19
    19
  
  
    UK and Ireland
    16
    6
    4
  
  
    EMEA/Asia Pacific
    30
    16
    7
  
  
    Experian
    15
    10
    6
    
  
1 Continuing activities exclude the contributions of UK Database Marketing and other smaller discontinuing items
2 Experian reports in US dollars
In the three months to 30 June 2011, total revenue from continuing activities at Experian increased by 10% at constant exchange rates. Group organic revenue growth was 6% year-on-year. By principal activity, organic revenue increased by 9% at Credit Services, by 6% at Decision Analytics, and by 10% at Marketing Services. Organic revenue declined by 2% at Interactive, as good growth in Consumer Direct was offset by an anticipated decline in lead generation. 

North America
Total revenue growth in North America was 6%, with organic revenue up 2%. The difference relates primarily to the acquisition of Mighty Net (acquired September 2010).

Organic revenue growth at Credit Services was 4%. Growth in consumer information reflected steady progress in prospecting and origination activity. At Decision Analytics, organic revenue growth was 13%, driven by some recovery in software sales and strength in analytics. At Marketing Services, organic revenue growth was 10%, with strong performances across all digital platforms. Organic revenue at Interactive declined 4%. Consumer Direct delivered mid single-digit growth, while the Mighty Net acquisition is now fully integrated and is performing well. As expected, lead generation declined, reflecting a very tough comparable in the education vertical and cutbacks by clients who reduced spending in advance of the introduction of new regulations governing student lending.

Latin America
At constant exchange rates, total revenue growth was 19% in Latin America. Organic revenue growth was also 19%.
Organic revenue growth at Credit Services was 18%, with strong performances across both consumer and business information. Consumer information benefited from good growth across the financial services, retail, telecommunications and automotive verticals, while business information growth reflected new product uptake and further penetration of the SME sector. As expected, one-off revenue from authentication declined in the quarter. Growth at Decision Analytics of 119% reflected good progress in scoring and analytics. At Marketing Services, organic revenue was up 1%.  

UK and Ireland
At constant exchange rates, total revenue growth in UK and Ireland was 6%. Organic revenue growth was 4%. The difference relates to the acquisition of Techlightenment (majority stake acquired January 2011).

While credit reference revenue remained weak during the quarter, there was continued recovery in lender appetite for new software installations, as well as growth in demand for value-added products. This resulted in good organic revenue growth at Decision Analytics, up 9%, while Credit Services was down 2%. Marketing Services delivered organic revenue growth of 1%, as strength in digital marketing offset subdued conditions in the public sector vertical. Interactive performed strongly, with organic revenue growth of 15%, reflecting growth in membership revenue.

EMEA/Asia Pacific
At constant exchange rates, total revenue growth for EMEA/Asia Pacific was 16%. Organic revenue growth was 7%. The difference relates primarily to an increase to majority control in the Singapore credit bureau and a small Marketing Services acquisition in China.

Organic revenue growth at Credit Services was 3%, helped by strength in emerging market bureaus and good progress across the telecommunications vertical. At Decision Analytics, organic revenue declined by 10%, reflecting some deferral of decisions in Southern Europe. Marketing Services performed very strongly, delivering organic revenue growth of 24%, driven by strong client appetite for digital services, particularly email.
In May 2011, Experian signed a definitive agreement to acquire the majority of the shares in Computec, with completion expected in the second half of the calendar year. The acquisition of Medical Present Value was completed at the start of July 2011, for a consideration of US$185m. Other than as disclosed, there has been no change since 31 March 2011 to Experian’s general financial position, which remains strong, and no material change to Experian’s trading position to the date of this statement. 

Future events
Experian will hold its AGM on 20 July 2011 and will announce its half-yearly results on 10 November 2011.

Contact


  
    
      Experian
       
       
    
    
      Paul Brooks
      Chief Financial  Officer 
      +44 (0)20 3042 4215 
    
    
      Nadia Ridout-Jamieson 
      Director of Investor  Relations
       
    
    
      James Russell
      Public Relations  Director
       
    
    
      &nbsp; 
      &nbsp; 
      &nbsp; 
    
    
      Finsbury
      &nbsp; 
       
    
    
      Rollo Head 
       
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  

This announcement is available on the Experian website at http://www.experianplc.com. There will be a conference call today to discuss this update at 9.00am (UK time), which will be broadcast live on the website with a recording available later.
All financial information is based on unaudited management accounts. Certain statements made in this Interim Management Statement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements. 

Neither the content of the Company’s website, nor the content of any website accessible from hyperlinks on the Company’s website (or any other website), is incorporated into, or forms part of, this announcement.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 15 Jul 2011 07:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:48 GMT</publishDate>
<guid>{56C3B8B4-E542-47FC-9D50-655222C49D0C}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Medical Present Value]]></title>
<description><![CDATA[
		28 June 2011
Experian, the global information services company, is pleased to announce that it has signed a definitive agreement to acquire Medical Present Value, Inc. (MPV), a leading provider of data, analytics and software in the US healthcare payments market. The purchase price is US$185m which will be funded from Experian’s existing cash resources. The transaction is subject to customary US regulatory approval.

 Business description 

Founded in 1998, MPV is a leading provider of data and software to over 75,000 US physicians.  Its products are used by healthcare providers to manage payments between patients, commercial payers (such as insurance companies) and government programmes. MPV’s products help to establish patients’ eligibility for insurance or financial assistance, settle patient out-of-pocket expenses at the point of service and improve collections. 

Healthcare providers in the US face growing challenges when it comes to billing, coding and collecting for healthcare services. The rules governing healthcare payment plans are increasing in complexity and involve frequent changes to policies. In addition, patients are becoming responsible for a larger proportion of their healthcare bills through higher deductibles and benefit plans for which the patient co-pays. This is causing healthcare practitioners to make greater use of data and analytics in order to manage their billings cycle. 
MPV maintains a comprehensive database of healthcare claims data and serves over 300 major physician groups and academic medical institutions.
Experian entered the US healthcare payments sector in 2008 with the acquisition of SearchAmerica, as part of its strategy to expand its core data and analytics into new customer segments. Providing a strong strategic fit with SearchAmerica, the acquisition of MPV broadens Experian’s addressable market to now include large physician practices and create product synergies across the full healthcare payments lifecycle.  The acquisition also provides access to MPV’s unique data sources, comprising commercial and government contract data covering approximately 90% of all insurance plan members in the US.

 Financial performance 

MPV has highly attractive financial characteristics. Revenues are largely subscription based, with renewal rates in excess of 95% and average contract duration in excess of four years. Compound annual revenue growth over the past three years has exceeded 30%, driven by new business wins. In the year to 31 December 2012, Experian expects MPV to deliver approximately $45m of revenue and EBIT in excess of $10m. The acquisition will be earnings enhancing in the first full year of ownership.
MPV is being acquired from investors, including Rho Ventures and Centerpoint Ventures, and MPV employees and management (who are staying with the business). The assets acquired will form part of Experian’s North America Credit Services division. 

 Contact 


  
    
      Experian
       
       
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
      James Russell 
      Public Relations Director
       
    
    
      &nbsp; 
      &nbsp; 
      &nbsp; 
    
    
      Finsbury
      &nbsp; 
       
    
    
      Rollo Head 
       
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  


 About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
  
  Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 28 Jun 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:48 GMT</publishDate>
<guid>{71FB256C-74ED-4D85-A40B-9879F7D1952C}</guid>
</item>
<item>
<title><![CDATA[Significant shifts in consumer lifestyles addressed in new segmentation system]]></title>
<description><![CDATA[
		7 June 2011
    
      New York, — Fewer than one-half of U.S. households are headed by married couples, yet more generations live under one roof than anytime in modern history. These are just two examples of the significant changes represented in the 2010 census data that are forcing marketers to rethink their strategies, according to Experian Marketing Services, a leading provider of data, analytics and marketing technologies. A completely rebuilt Mosaic® USA, Experian’s unparalleled consumer lifestyle segmentation system, that provides key insights such as these, is now available. 
    Mosaic® is the most up-to-date segmentation tool on the market and is the first to release segments that describe “the new American household” in such detail in over five years. This knowledge is invaluable to marketers, as they must target effectively and enhance campaign performance across both traditional and digital marketing channels. 
    “Marketers are challenged by how to reach and influence today’s dramatically evolving and digitally engaged American consumer,” said Rick Erwin, president, Data and Analytics Division at Experian Marketing Services. “Over the past five years, household composition, economic status and technology usage have morphed due to a recession, unemployment, a housing market crash and a digital revolution. The combination of these forces has changed how Americans live, behave, communicate and interact on every level, making it challenging to know how to engage the new American household.”
    Mosaic USA empowers marketers to implement a common customer language to describe the new American consumer and speak to their best customers in a unified and consistent voice across all marketing campaigns and channels. This helps marketers link traditional direct mail, media and digital advertising, email marketing, and consumer and competitive intelligence, creating a uniform voice for reaching the new American consumer. 
    The new Mosaic USA segments, based on consumer household dynamics that will be released from the 2010 census data and expert analysis of hundreds of data points, reveal emerging trends in the socio-demographics, lifestyles, behaviours and cultures of U.S. consumers. Some examples of insights realized from this rebuild include how Americans are aging and effects on the baby-boomer generation, including the return of the multigenerational family household; the overwhelming growth of the Hispanic market; consumer confidence about the U.S. housing market and economy; and an increasing digital presence in consumers’ lives. 
    The completely rebuilt Mosaic consumer lifestyle segmentation system captures these evolving American household dynamics and identifies these conditions within a comprehensive structure of 71 segments and 19 groups. To help focus on featured trends of the evolving American consumer, seven signature segments were identified within the core Mosaic system to help bring focus to emerging consumer trends of households.
    For example, Boomers and Boomerangs are four times as likely to contain young adults living with their parents. However, not all of these young adults are recent college graduates. Many have previously started out on their own but are now seeking the sanctuary of living with Mom and Dad while attempting to gain the traction necessary for making ends meet. Additional key insights about the Boomers and Boomerangs segment include the following:
    
      The vast majority (85 percent) of this segment is between the ages of 51 and 65 and has household income slightly under $100,000. 
      More than one-half of these households have lived in their homes for 15 or more years. Many may be considering home renovation or remodeling projects to better accommodate their adult children. 
      There are solid credit ratings among Boomers and Boomerangs members, making them eligible for car, home-equity and education loans. They’re receptive to a wide variety of insurance products — from life and health to annuities and auto coverage. With some of the young adults just entering the work force, this is a strong market for group life insurance; meanwhile, their parents tend to own moderate amounts of term and whole life insurance. 
      The households have high rates for going online for banking, retrieving financial information and travel planning, as well as searching for jobs, instant messaging and gaming. The popular Websites for this segment include CNN, ESPN, Facebook, iTunes, WebMD and Craigslist. 
      This is a strong market for computer software and peripherals to support telecommuting and networking. With their varied backgrounds, members of this segment have high rates for accessing the Internet at home, school and work through wireless and mobile devices as well as high-speed modems. 
    
    Other featured signature segments include American Royalty — wealthy, influential and successful couples and families living in prestigious suburbs; Jet Set Urbanites — a mix of affluent singles and couples living high-rise, fashionable lives in urban neighbourhoods; Sports Utility Families — upscale, middle-aged couples with multigenerational members in the household, from school-age children to elderly adults, living active lifestyles in outlying suburbs; Hispanic Harmony — middle-class Hispanic families living lively lifestyles in city-centric neighbourhoods; Aging in Place — middle-class seniors living solid, suburban lifestyles; and Dare to Dream — young singles, couples and single parents starting out their lives in metro settings. 
    “As American life changes and evolves, so do the lifestyles and choices of consumers. The new Mosaic USA offers marketers a common customer language to define, describe and engage audiences through accurate segment definitions that enable more strategic and sophisticated conversations,” added Erwin. “Using Mosaic USA lifestyle segmentation, marketers can anticipate the behavior, attitudes and preferences of their best customers and reach them in the most effective channels with the best offers.”
    Marketers and analysts can register for a free Webinar entitled The New Marketing Playbook to learn how to better target and engage the new American consumer. Visit http://bit.ly/iPRW3o.
    For more information about Mosaic USA, visit http://www.experian.com/mosaic. 
    
    
    
      About Experian Marketing Services Experian Marketing Services delivers best-in-breed data, analytics and platforms into multiple regions around the globe. It is focused on helping marketers more effectively target and engage their best customers through email, digital advertising, customer data management, customer and competitive insight, data enrichment and list rental, modeling and analytics, and strategic consulting. Through these capabilities, Experian Marketing Services enables organizations to encourage brand advocacy, create measurable return on investment and significantly improve the lifetime value of their customers. 
    
      About Experian 
    Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil. 
    
      For more information, visit http://www.experianplc.com.
    
      Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners. 
    
    
      Contact:
      
      Jennifer Marshall
      
      Experian Public Relations
      
      1 224 698 8798
      
      
        jennifer.marshall@experian.com
       ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 07 Jun 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:49 GMT</publishDate>
<guid>{3C6FC22E-80F2-4412-A995-99E6EF26C96C}</guid>
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<title><![CDATA[Preliminary results for the year ended 31 March 2011]]></title>
<description><![CDATA[
		18 May 2011
    Experian, the global information services company, today issues its financial results for the year ended 31 March 2011.
    
      Highlights 
    
      Experian has met or exceeded all financial objectives for the year. Strong organic revenue growth, margin improvement and excellent cash flow conversion, driven by execution against strategy. 
      Revenue from continuing activities up 10% at constant exchange rates. Organic revenue growth of 8%. Total Group revenue of US$4.2bn (2010: US$3.9bn). 
      Further margin progression. EBIT margin from continuing activities up 30 basis points to 24.8%. 
      EBIT from continuing activities up 11% at constant exchange rates. Total EBIT of US$1,044m, up 12% at actual exchange rates. 
      Profit before tax from continuing operations of US$679m (2010: US$600m). Benchmark profit before tax of US$973m, up 14%. 
      Basic EPS of 57.9 US cents (2010: 59.0 US cents). Benchmark EPS of 70.0 US cents, up 10%. 
      98% conversion of EBIT into operating cash flow. Net debt reduced by US$126m to US$1,501m. 
      Net share repurchases of US$349m in the year. 
      Second interim dividend of 19.00 US cents per ordinary share, to give full-year dividend of 28.00 US cents per ordinary share, up 22%.
    
    John Peace, Chairman, commented:“Experian has delivered its tenth consecutive year of record earnings before interest and tax, representing a major milestone in the company’s history. The business has made excellent progress, creating shareholder value through its strategic execution, strong financial performance, capital management strategy and a 22% dividend increase to 28.00 US cents per share.”
    Don Robert, Chief Executive Officer, commented:“Experian performed strongly in FY11. We delivered against our financial and operational objectives, with strong organic revenue growth, margin expansion and excellent cash flow conversion. Strategically, we are executing well against a series of high-impact growth initiatives, designed to build on our market-leading position and sustain growth in the future. For the year ahead, we expect another year of good growth, and are aiming for organic revenue growth in the mid-high single digit range, modest margin improvement and strong cash flow conversion. Due to strong comparatives in the first half, we expect some variability within this range quarter-to-quarter.”
    
      Contact 



Experian



Don Robert
Chief Executive Officer
+44 (0)20 3042 4215 

Paul Brooks
Chief Financial Officer


Nadia Ridout-Jamieson
Director of Investor Relations


James Russell
Public Relations Director


Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter

There will be a presentation today at 9.30am (UK time) to analysts and investors at the Bank of America Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will be available on the website later in the day.There will be a conference call today for bond analysts and investors at 3.00pm (UK time). This will be broadcast live on the Experian website at www.experianplc.com with supporting slides. A replay will be available on the website later in the day.Experian will update on first quarter trading on 15 July 2011, when it will issue an Interim Management Statement.See Appendix 2 for definition of non-GAAP measures used throughout this announcement.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.Forward looking statementsCertain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.Company websiteNeither the content of the company’s website, nor the content of any website accessible from hyperlinks on the company’s website (or any other website), is incorporated into, or forms part of, this announcement.About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 80 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2011 was US$4.2 billion. Experian employs approximately 15,000 people in 41 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; California, US; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 18 May 2011 07:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:45 GMT</publishDate>
<guid>{D8385A3D-42AB-4FEF-BB14-D38C77DF9FE2}</guid>
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<title><![CDATA[Creation of joint venture in Australia]]></title>
<description><![CDATA[
		5 May 2011
Experian, the global information services company, announces its agreement to establish a credit bureau with six of Australia’s leading financial institutions to provide consumer and business credit information in Australia. The formation of the joint venture is subject to regulatory approval.
The new bureau will enable lenders to assess risk and provide credit more efficiently and consistently, particularly in light of forthcoming plans to permit positive data sharing, which is currently under consideration by the Australian government. The joint venture builds on the financial sector relationships Experian has established in Australia through its Decision Analytics business.
Experian will be responsible for the operations of the credit bureau and will own 76% of the entity. The following six financial institutions will own 24% of the venture: ANZ, Citibank, Commonwealth Bank of Australia (CBA), GE Capital, National Australia Bank (NAB) and Westpac Banking Corporation. 
On receipt of regulatory clearance the joint venture company, Experian Australia Credit Services Pty Ltd, will be established with initial gross assets of A$30m.

 Contact 


  
    
      Experian
      
      
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
      James Russell 
      Public Relations Director
      
    
    
      
      
      
    
    
      Finsbury
      
      
    
    
      Rollo Head 
      
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  



 About Experian 
  
  Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
  
  Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
  
  For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 05 May 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:39 GMT</publishDate>
<guid>{78A22235-C05B-46E3-A058-CB1EE5C99269}</guid>
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<title><![CDATA[Experian to acquire majority stake in Computec]]></title>
<description><![CDATA[
		3 May 2011
Experian, the global information services company, announces that it has signed a definitive agreement to acquire the majority of the shares in Computec S. A., a leading Latin American credit services information provider, based in Colombia. Computec is a publicly listed company on the Colombian stock exchange and has served notice to the listing authorities in Colombia regarding the definitive agreement. The offer price is COP$10,419 per share, equivalent to a valuation of COP$736bn for 100% of the equity (approximately US$400m). The transaction is subject to regulatory approval and the launching of a delisting tender offer, and is expected to complete in the second half of the calendar year. 
Computec owns the market leading credit bureau in Colombia, including the most extensive database in Colombia on the credit behaviour of consumers. Computec’s products include the provision of on-line credit reports, scores, identity validation tools and fraud prevention services. The company serves a diverse customer base across financial services, telecommunications and other industry segments. Computec also provides outsource document services to B2B clients such as document design, production and delivery. In addition, Computec owns the only credit bureau in Venezuela and an early stage development bureau in Peru. 
The acquisition of a controlling stake will further strengthen Experian's Latin American presence, building on the leading market position Experian has established in Brazil. In assessing the opportunities for Computec and the growth prospects of the Colombian credit market, Experian has found many similarities to the assessment it made at the time of the acquisition of a majority stake in Serasa in Brazil in 2007. 
Computec was founded in 1968, with bureau operations in Colombia commencing in 1981. In the year ended 31 December 2010, Computec generated consolidated revenue of COP$157bn, of which over 85% arose in Colombia, with the balance in Venezuela and Peru. Consolidated operating income1 was COP$41.7bn. At 31 December 2010, Computec had gross assets of COP$141bn. The transaction is expected to be funded from existing cash resources.
 1 Consolidated operating income is before interest, foreign exchange gains, profit on disposal of business and tax.
 Contact 

  
    
      Experian
      
      
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
      James Russell 
      Public Relations Director
      
    
    
      
      
      
    
    
      Finsbury
      
      
    
    
      Rollo Head 
      
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  


About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 03 May 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:40 GMT</publishDate>
<guid>{10773030-3EEF-45B9-BE92-624B943E4E3B}</guid>
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<title><![CDATA[Fraud rates up 11 per cent in 2010, reveals Experian]]></title>
<description><![CDATA[
		13 April 2011
Experian, the global information services company, today published new report revealing that frauds attempted against financial services providers increased by 11 per cent in 2010. 20 in every 10,000 applications for credit and other financial products made last year were discovered to be fraudulent, up from 18 in 2009.
Experian’s fraud report uses information collated through its National Hunter fraud data sharing scheme to detail the evolving nature of fraud in the UK’s financial services sector. It shows that in 2010 there was a significant rise in attempted first-party mortgage and automotive fraud, much of which was attempted by young, professional people.
2010 also saw a 25 per cent increase in fraudulent applications for current accounts, with almost half of new cases down to identity fraudsters. Experian’s experts suggest that that organised criminals could be increasingly looking to open fraudulent current accounts to launder money or provide a more convincing platform for targeting credit products offered by the same organisation.
Identity frauds targeting personal loans increased for the first time in four years. Seven in every 10,000 loan applications were flagged as fraudulent in 2010, up from five in 2009. Identity fraudsters were responsible for 60 per cent of these cases. Levels of identity fraud attempts to obtain new credit cards also stabilised at 19 per 10,000 applications in 2010, having fallen each year since 2006.
Experian’s analysis reveals that identity fraudsters continue to misuse the identities of the wealthiest sections of society most frequently. However, young single people living in shared and rented accommodation from all sections of society are also amongst those most targeted.
London remains the identity fraud capital of the UK, with residents Woolwich and East Ham recording the most incidents per head of population, although the fraudsters are migrating west into the Thames Valley, with areas such Reading and High Wycombe firmly on the radar. 
 First-party fraud boom 
First-party fraud, where an individual falsely portrays their personal circumstances to obtain services to which they are not entitled, now accounts for more than half of frauds attempted against credit and other financial service providers. 56 per cent of fraud detected was down to first-parties last year, up from 39 per cent in 2009. Experian’s fraud experts suggest that lower take home pay, wage freezes and unemployment may have contributed to this increase.
The biggest first-party fraud culprits emerged from the Upper Floor Living Mosaic demographic, young singles living on limited incomes, renting small flats from local councils or housing associations. This group was almost four times more likely than the UK average to attempt first-party fraud, with automotive, credit card and loans the most commonly targeted services.
There were also higher than average incidents of attempted fraud from other parts of society, in particular those classified as Liberal Opinions, a Mosaic group that contains many young, professional people who have benefited from a university education. This group attempted first-party fraud at nearly twice the average rate in 2010, primarily targeting credit cards and loans.
Experian’s geographical analysis reveals that Londoners have attempted more first-party fraud than residents from anywhere else in the UK.  There were seven first-party fraud attempts for every 10,000 adults in Greater London during 2010, more than twice the rate recorded in the north west of England, the next busiest region. The London borough of East Ham was the busiest area of the UK for first-party fraud overall, experiencing 30 attempts for every 10,000 inhabitants.
 Surge in attempted mortgage and automotive frauds 
Experian’s analysis of fraud data reveals that automotive finance and mortgage providers were most frequently targeted by first-party fraudsters. Automotive fraud rates were up 31 per cent on 2009 levels, with 38 in every 10,000 applications for car finance discovered to be fraudulent in 2010. More than 80 per cent of automotive fraud is first party, with more than half of it underscored by an attempt to conceal adverse credit histories. 
Mortgage fraud attempts increased by 14 per cent to 32 in every 10,000 applications in 2010, with first-party fraudsters responsible for 97 per cent of cases. Attempted mortgage frauds typically involved individuals inflating the prospects or status of their employment and personal finances or not disclosing previous addresses attempting to conceal an adverse credit history.
 Insurance sector continues to face first-party challenge 
Fraud rates in the insurance sector remain in line with full year figures for 2008 and 2009. Nine in every 10,000 policy applications and claims were detected as fraudulent, with first-parties responsible for the overwhelming majority of attempts. In 80 per cent of cases, frauds were due to non-disclosure of previous claims or other relevant information.
More than a quarter (27 per cent) of fraudulent home insurance claims made in 2010 involved a staged incident or items added to a list of otherwise genuinely stolen goods. For motor insurance, non-disclosure of claims or convictions accounted for half (48 per cent) of attempted frauds. Eight per cent of frauds involved 'fronting', where a parent or lower-risk friend was falsely named as the main driver.
Evidence has also emerged of identity fraudsters targeting motor insurers. More than a fifth (21 per cent) of fraudulent claims involved staged accidents where the fraudster then attempted to claim on insurance policies previously obtained using someone else's identity.
 Nick Mothershaw, Director of Identity and Fraud at Experian, comments: “Fraud in the UK is a growing billion-pound illegal business with fraudsters resorting to innovation and inventiveness, targeting any perceived weaknesses in the system. Fuelled by the recession’s aftermath, it is likely that financial services providers could see fraud attempts rise during 2011.
“To manage the financial and reputational risk fraud presents, organisations must ensure they have the right defences in place that allow rigorous validation and verification of identities and information while still being able to provide the convenience and experience genuine customers expect.”
 Data tables 
 

  
    
      Fraud rates by product type
    
    
      Product
      2006
      2007
      2008
      2009
      2010
    
    
      Automotive finance
      Frauds per 10,000 applications
      25
      21
      32
      29
      38
    
    
      Change on previous year
      -
      -15%
      +54%
      -11%
      +13%
    
    
      Credit card
      Frauds per 10,000 applications
      45
      29
      21
      19
      19
    
    
      Change on previous year
      -
      -36%
      -26%
      -12%
      +4%
    
    
      Current account
      Frauds per 10,000 applications
      -
      -
      -
      18
      23
    
    
      Change on previous year
      -
      -
      -
      -
      +25%
    
    
      Insurance
      Frauds per 10,000 applications
      2
      5
      9
      9
      9
    
    
      Change on previous year
      -
      +195%
      +57%
      +9%
      -5%
    
    
      Loan
      Frauds per 10,000 applications
      11
      9
      7
      5
      7
    
    
      Change on previous year
      -
      -18%
      -23%
      -33%
      57%
    
    
      Mortgage
      Frauds per 10,000 applications
      15
      18
      26
      28
      32
    
    
      Change on previous year
      -
      +17%
      +46%
      +6%
      +13%
    
    
      Savings account
      Frauds per 10,000 applications
      -
      -
      -
      23
      7
    
    
      Change on previous year
      -
      -
      -
      -
      -68%
    
    
      Source: Experian, National Hunter and Insurance Hunter
    
  

 

  
    
      Top 5 Mosaic demographics most prone to attempt first-party fraud in 2010
    
    
      Type
      Description
      Fraud risk*
      % of UK pop.
      % of frauds
    
    
      Upper Floor Living
      Young single people on limited incomes renting small flats from local councils or housing associations. Most commonly found in inner London and Scotland.
      383
      5.18%
      19.82%
    
    
      Liberal Opinions
      Young, professional, well educated people, who enjoy the vibrancy and diversity of inner city living. Found in inner London and inner areas of large provincial cities.
      170
      8.48%
      14.40%
    
    
      Terraced Melting Pot
      Young, poorly educated people living close to the centre of small towns. Some live with a partner with children. Work in relatively menial, routine occupations.
      157
      7.02%
      11.01%
    
    
      New Homemakers
      Young, single people, renting from private landlords or in starter homes for people on average incomes, often in new brown field inner city locations.
      144
      5.91%
      8.53%
    
    
      Claimant Cultures
      Some of the most disadvantaged people, many brought up in welfare dependent families. Live in large, low rise estates, often on the periphery of large provincial cities.
      111
      5.16%
      5.70%
    
    
      Source: Experian, National Hunter and Insurance Hunter
    
  

 

  
    
      Top 10 hotspots for first-party fraud
    
    
      Town/territory
      2010: Attempts per 10,000 adults
      2009: Attempts per 10,000 adults
      Year-on-year change
    
    
      East Ham
      29.33
      7.03
      +317%
    
    
      Stratford
      14.45
      3.57
      +305%
    
    
      Hounslow
      13.22
      3.61
      +266%
    
    
      Woolwich
      12.93
      6.16
      +110%
    
    
      Ilford
      11.78
      4.84
      +143%
    
    
      Walthamstow
      10.28
      3.55
      +190%
    
    
      Birmingham Central
      10.27
      5.02
      +104%
    
    
      Slough
      9.86
      2.95
      +234%
    
    
      Ealing Broadway
      9.68
      3.07
      +215%
    
    
      Harrow
      8.84
      2.85
      +210%
    
    
      Source: Experian, National Hunter and Insurance Hunter
    
  

 

  
    
      Top 5 Mosaic demographics most at risk of identity fraud in 2010
    
    
      Type
      Description
      Fraud risk*
      % of UK pop.
      % of frauds
    
    
      Alpha Territory
      Most wealthy and influential individuals in the UK, occupying positions of power in the private and public sectors. Many live in fashionable inner London suburbs.
      301
      3.54%
      10.65%
    
    
      Liberal Opinions
      Young, professional, well educated people, who enjoy the vibrancy and diversity of inner city living. Found in inner London and inner areas of large provincial cities.
      208
      8.48%
      17.64%
    
    
      Upper Floor Living
      Young single people on limited incomes renting small flats from local councils or housing associations. Most commonly found in inner London and Scotland.
      175
      5.18%
      9.04%
    
    
      Terraced Melting Pot
      Young, poorly educated people living close to the centre of small towns. Some live with a partner with children. Work in relatively menial, routine occupations.
      138
      7.02%
      9.70%
    
    
      New Homemakers
      Young, single people, renting from private landlords or in starter homes for people on average incomes, often in new brown field inner city locations.
      135
      5.91%
      7.96%
    
    
      Source: Experian, National Hunter and Insurance Hunter (April 2011)
    
  

 

  
    
      Top 10 identity fraud hotspots
    
    
      Town/territory
      2010: Attempts per 10,000 adults
      2009: Attempts per 10,000 adults
      Year-on-year change
    
    
      Woolwich
      17.03
      23.70
      -28%
    
    
      East Ham
      16.07
      20.14
      -20%
    
    
      Victoria Street
      14.22
      12.65
      +12%
    
    
      Lewisham
      13.56
      16.37
      -17%
    
    
      Cheapside
      10.57
      9.84
      +7%
    
    
      Reading
      9.87
      3.30
      +199%
    
    
      Ilford
      9.68
      9.85
      -2%
    
    
      Tooting
      9.41
      7.05
      +33%
    
    
      High Wycombe
      9.36
      6.10
      +53%
    
    
      Stratford
      9.08
      10.75
      -16%
    
    
      Source: Experian, National Hunter and Insurance Hunter
    
  

ENDS
* Fraud risk scores show level of risk where 100 is the UK average
Methodology
Experian’s Fraud Index is based on data derived from National Hunter and Insurance Hunter, the UK’s leading fraud prevention systems, operated by Experian on behalf of their members.  These systems enable financial institutions to cross-match applications against over 100 million previous application records in order to spot commonalities and anomalies that are potentially indicative of fraud for further investigation.
 
Contact:
Chantal Heckford / Jennifer Comerford / Duncan Skehens
  Lansons Communications
  020 7490 8828
  chantalh@lansons.com / jenniferc@lansons.com / duncans@lansons.com
  

About Experian

Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
  
  Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
  
  For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 13 Apr 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:40 GMT</publishDate>
<guid>{C70E335A-DC7E-415E-8B5A-0FE31512C3E7}</guid>
</item>
<item>
<title><![CDATA[Experian Marketing Services releases 2011 Digital Marketer Benchmark and Trend Report]]></title>
<description><![CDATA[
		
      New York, N.Y., April 4, 2011 — Experian Marketing Services, a leading provider of data, analytics and marketing technologies, today announced the release of the 2011 Digital Marketer Benchmark and Trend Report. Now in its third year, the report is a go-to resource for the insights marketing executives need to stay in front of consumer trends.
The data reveals two key themes that digital marketers need to consider this year: proactively responding to consumer concerns about economic uncertainty and developing multichannel engagement that impacts the bottom line. The annual Digital Marketer Benchmark and Trend Report combines the latest consumer research with anticipated future trends to offer digital advertising and marketing recommendations designed to help companies more effectively target and engage consumers. The report includes data-driven insight on key digital-marketing channels, including email, digital advertising, mobile, search, online communities and social media.
Key findings from the 2011 Digital Marketer Benchmark and Trend Report include:•&nbsp;Combining social media and email increases consumer response; an Experian CheetahMail study found that emails with the word Facebook in the subject line had 5 percent higher total clicks and 10 percent higher unique clicks than other promotional mailings from the brands•&nbsp;Consumers are most likely to open emails containing promotions and coupons•&nbsp;More than one-quarter of the American population has little or no credit•&nbsp;Seventy-three percent of adults compare prices online before making a purchase•&nbsp;Consumers are adopting mobile shopping at a slow but steady rate; the most popular mobile shopping activities include checking prices and using comparison-shopping apps•&nbsp;The mobile market is growing rapidly, with spend in the channel expected to approach nearly $3 billion annually by 2014
“This year’s Digital Marketer Benchmark and Trend Report is a must-read for business leaders as they formulate and evolve their efforts to engage customers across all marketing channels,” said Matt Seeley, president, Experian Marketing Services. “The depth of data and insight in this year’s report is essential to setting a benchmark for success by maximizing digital-marketing strategies and return on investment in 2011.”
To download the full report, visit http://www.experian.com/marketing-services/register-2011-digital-marketer-preview.html.
Contact:Jennifer Marshall Experian Public Relations1 224 698 8798jennifer.marshall@experian.com
About Experian Marketing ServicesExperian Marketing Services delivers best-in-breed data, analytics and platforms into multiple regions around the globe. It is focused on helping marketers more effectively target and engage their best customers through email, digital advertising, customer data management, customer and competitive insight, data enrichment and list rental, modeling and analytics, and strategic consulting. Through these capabilities, Experian Marketing Services enables organizations to encourage brand advocacy, create measurable return on investment and significantly improve the lifetime value of their customers. 
About Experian Experian® is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2010, was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.
Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 05 Apr 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:38 GMT</publishDate>
<guid>{EC27621B-9FE8-4969-8070-B9395A903564}</guid>
</item>
<item>
<title><![CDATA[Experian appoints Global Managing Director for Decision Analytics]]></title>
<description><![CDATA[
		9 February 2011
Experian, the global information services company, today announced that Joy Griffiths has been appointed as Global Managing Director of its Decision Analytics business. Prior to her appointment, Joy was Managing Director, LloydsTSB and Bank of Scotland Community Banks.
Joy will report to Chris Callero, President and Chief Operating Officer of Experian.  Starting in her new position on 11 April 2011, she will be responsible for the overall strategic direction and market focus for Decision Analytics which has clients in more than 60 countries and offices in more than 30. Leveraging Experian’s credit and marketing information, as well as other data sources, Decision Analytics provides clients with expert consulting, analytical tools and software to convert data into valuable business decisions – from managing loan portfolios and standardising lending operations, through to preventing fraud.
Joy possesses strong strategic and operational experience having held numerous executive positions in the retail banking sector over the last two decades. In 2007, she joined LloydsTSB as Chief Operating Officer for its mortgage business, which also saw her appointment as Chairman and CEO for Cheltenham &amp; Gloucester plc.  Following the company’s acquisition of HBoS to form Lloyds Banking Group, Joy was appointed Managing Director of LloydsTSB and Bank of Scotland Community Banks. In this most recent position, she was responsible for 2,200 retail branches, a national mortgage and bancassurance salesforce and 25,000 employees.
Prior to LloydsTSB, Joy was an Executive Vice President at Wells Fargo Home Mortgage (WFHM) in the USA where, as a member of its executive management team, she played an instrumental role in the subsidiary’s rapid multi-billion dollar growth. Before joining WFHM, Joy spent over a decade at Westpac Banking Corporation in Australia where she held a variety of senior management positions.
Chris Callero, President and Chief Operating Office of Experian, said:“Joy’s appointment as Global Managing Director underlines our ambition to accelerate the growth of our Decision Analytics business globally. The combination of her executive leadership skills and exceptional operational management track-record in the retail banking sector will further sharpen our focus on driving innovation for our clients worldwide.”
ENDS
Contact:
James Russell
Public Relations Director
Experian
0115 992 2652
07866 495418
james.russell@uk.experian.com
About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 09 Feb 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:38 GMT</publishDate>
<guid>{4F73248C-08A3-4438-A281-B8343AFA8167}</guid>
</item>
<item>
<title><![CDATA[Fraud prevention service launched in India]]></title>
<description><![CDATA[
		8 February 2011
    Experian, the global information services company, today announced the launch of Hunter, India’s first fraud prevention service that enables local and international businesses to prevent costly application fraud.   Application fraud is a growing global epidemic and it occurs when fraudsters – often organized criminals - use another person’s identity to apply for finance they are not entitled to, or when genuine individuals misrepresent their own information in an attempt to obtain financial services they are not entitled to.
    
    Hunter – which is used by over 100+ major institutions around the world to combat fraud – is now available to Indian financial institutions and Axis Bank and ICICI Bank have already signed up to the hosted and pay-as-you-use service.
    
    Representing a first for India, Experian’s Hunter service enables the early detection of potentially fraudulent applications and helps identify fraud rings. The most effective strategy is to prevent the fraud at the point of application and Hunter achieves this without affecting customer service levels and turn around times. Of significant benefit, Hunter’s hosted technology means that Indian businesses can access the service quickly and easily to enhance their defences against application fraud.
    
    Mr. Sisir Chakrabarti, Deputy Managing Director, Axis Bank said, “Experian Hunter will enable us to create a continuous cycle of fraud prevention, detection, investigation and improvement. We believe that Hunter will provide a unique platform for all banks to collaborate on a non-competing topic such as fraud prevention and hence we have agreed to be the founder members of the Experian Hunter Closed User Group.”
    
    Mr.Rajiv Sabharwal, Executive Director, ICICI Bank said, “With growing sophistication of fraudsters in creating false documents, it becomes imperative for banks to collaborate and bring in technology solutions that would significantly enhance fraud detection capabilities. The Experian Hunter service offered in a hosted model will enable ICICI Bank to detect inconsistencies in applicant information and is expected to help create a better quality portfolio.”
    
    Globally, application frauds substantially impact bad debt provisions/write-offs and profitability. While many of the application fraud related losses get camouflaged within bad debt provisions/write-offs, the Reserve Bank of India has reported 24,572 instances of all types of frauds of a value less than `1Crore amounting to a total loss of `493Crore and 225 instances of large ticket frauds causing a loss of `1,524Crore, to the banking sector in FY 2009-2010. The number of fraud cases reported in India has almost doubled in the last 5 years, highlighting the serious threat fraud poses to the economy.
    
    “Hunter is another leading global Experian product for India and it complements our Credit Information Services in the country. This ground-breaking new service will allow financial institutions to better manage the risk and reward of their commercial decisions. We have conducted Proofs of Concept at many leading public and private sector banks and the results have been extremely encouraging and present a compelling return on investment.  Hunter is just is one of the many globally proven value added products that we are launching in India,” said Mr. Vikram Narayan, Managing Director and Country Manager for Experian in India. 
    
    ENDS
    About Experian India
    Experian India provides information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of their commercial and financial decisions. Experian India offers solutions to its customers to manage the entire credit and customer lifecycle from customer targeting and engagement to customer acquisition, customer management and collections & recoveries by combining its wealth of information assets and expertise with an unrivalled range of products and services.
    Experian established its operations in India in December 2006 and since then has introduced it key businesses in India including Credit Services, Decision Analytics and Marketing Services. Experian Credit Information Company of India Private Limited is a 49% joint venture with seven of India’s leading banks and NBFCs and on 12 August 2010 became India’s first Credit Information Company to be operational in compliance to the Credit Information Companies Regulations Act of 2005. It is the 16th consumer credit bureau run by Experian globally.
    
    For more information, visit http://www.experian.in
    About Experian
    Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
    For more information, visit http://www.experianplc.com.
    Contact:
Experian India
   Ranjeet Pawar
   +91 98191 91061
ranjeet.pawar@in.experian.com
   Sampark PR
    Pradeep Ghorpade
    +91 98202 67858
    pradeep@sampark.com
    Suheil Merchant
    +91 98202 52745
    suheil.merchant@sampark.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 08 Feb 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:38 GMT</publishDate>
<guid>{68973C18-2489-499E-94FB-DED710AC79D9}</guid>
</item>
<item>
<title><![CDATA[Investor Seminar]]></title>
<description><![CDATA[
		27 January 2011
Experian, the global information services company, will host a seminar for analysts and investors today in London and tomorrow in New York. Senior executives will be updating investors on the ongoing delivery of strategy, as well as providing greater awareness and understanding of Experian’s global business.
The seminar will be chaired by Don Robert, Group Chief Executive Officer, with presentations from the Experian management team. The agenda in both London and New York is as follows:

Strategic overview – Don Robert, Group Chief Executive Officer
Global Credit Services and Decision Analytics – Kerry Williams, Group President of Credit Services and Decision Analytics, North America
Building Business Information in North America – Allen Anderson, President of Experian Business Information Services
Delivering high growth from small business in Brazil and update on positive data – Ricardo Loureiro, Managing Director of Experian Latin America
Building Experian India – Richard Fiddis, Managing Director for Strategic Markets
Evolution of Consumer Direct strategy – Mike Dean, President of Experian Consumer Direct

A recording of the seminar will be available from Tuesday, 1 February on Experian’s website at www.experianplc.com.
No new information on current trading will be disclosed in the presentation. Guidance for FY11, as communicated at the Q3 results on 19 January 2011, remains unchanged.
Contact



Experian

Nadia Ridout-Jamieson
Director of Investor  Relations
+44 (0)20 3042 4215


James Russell
Public Relations  Director
+44 (0) 115  992&nbsp;2652&nbsp;


      &nbsp;
      &nbsp;
      &nbsp;
    

Finsbury


Rollo Head
&nbsp;
+44 (0)20 7251 3801


Don  Hunter
&nbsp;
&nbsp;
About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 27 Jan 2011 12:04:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:44 GMT</publishDate>
<guid>{73E8BB26-AC43-4D84-9BA4-C3F7FA65AE51}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, third quarter]]></title>
<description><![CDATA[
		18 January 2011
    Experian, the global information services company, today issues an Interim Management Statement that includes an update on trading for the three months to 31 December 2010.

Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:

“We are pleased to have delivered another strong performance in the third quarter. At constant exchange rates, total revenue growth was 12%, with organic revenue growth of 8%.

“We have now returned to positive growth across all regions and principal activities. Our performance was driven by delivery against our strategy and helped by gradual recovery in our core markets. For the year as a whole our expectations are unchanged. We continue to expect similar rates of organic revenue growth to the first half, and we are targeting modest improvement in our EBIT margin.”

Experian plc 

% change in revenue year-on-year for the three months to 31 December 2010


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic growth %
      At constant exchange rates
  
  
  
  
    North America
    13
    13
    7
  
  
    Latin America
    24
    18
    18
  
  
    UK and Ireland
    1
    4
    4
  
  
    EMEA/Asia Pacific
    12
    14
    7
  
  
    Experian
    12
    12
    8
    
  



1 Continuing activities exclude some UK hosted database activities, UK mortgage software activities and other smaller discontinuing items
2 Experian reports in US dollars

In the three months to 31 December 2010, total revenue from continuing activities at Experian increased by 12% at constant exchange rates. Group organic revenue growth was 8% year-on-year. By principal activity, organic revenue increased by 7% at Credit Services, by 7% at Decision Analytics, by 11% at Marketing Services and by 9% at Interactive.

North America
Total revenue growth in North America was 13%, with organic revenue up 7%. The difference relates to the acquisition of Mighty Net (acquired September 2010).

Organic revenue growth at Credit Services was 5%. Consumer information delivered modest growth, helped by gradual recovery in origination activity. There was good progress across automotive and business information, as new products gain traction. At Decision Analytics, organic revenue growth was 1%, with good performances in analytics and fraud prevention. At Marketing Services, organic revenue growth was 9%, driven by strong demand for digital services. Organic revenue growth at Interactive was 9%. The transition to new brands at Consumer Direct is proceeding well and the business returned to modest organic growth in the quarter. As expected, while still strong, there was some moderation in lead generation growth against strong comparables, while PriceGrabber performed well in its seasonally significant third quarter.

Latin America
At constant exchange rates, total revenue growth was 18% in Latin America. Organic revenue growth was also 18%.

Organic revenue growth at Credit Services was 16%. This was driven by strong performances across both consumer information and business information, primarily reflecting strength in credit reference volumes and new customer acquisition in the SME channel. Organic revenue growth at Decision Analytics was 86%, off a low base. Meanwhile, Marketing Services is gaining traction, with organic revenue growth of 57%, benefiting from new product introductions in the region.

UK and Ireland
At constant exchange rates, total revenue growth in UK and Ireland was 4%. Organic revenue growth was also 4%.

Organic revenue at Credit Services declined 1%. New business wins and some stabilisation in credit volumes helped to drive growth in business information, largely offsetting a decline in consumer information. Decision Analytics recovered, delivering organic revenue growth of 10%, reflecting strength in analytics and fraud prevention, some recovery in software and delivery of new public sector projects. Organic revenue growth at Marketing Services was 2%, as client budgets stabilise. At Interactive, organic revenue growth was 9%, reflecting a combination of increased membership base and enhanced retention rates at CreditExpert. 

EMEA/Asia Pacific
At constant exchange rates, total revenue growth for EMEA/Asia Pacific was 14%. Organic revenue growth was 7%. The difference related to A-Care Systems in Japan (acquired December 2009).

At Credit Services, organic revenue declined 3%, reflecting weak conditions in developed markets. At Decision Analytics, organic revenue growth was 5%, as revenues continue to build across emerging Europe and Asia Pacific. There was an exceptionally strong performance at Marketing Services, which delivered organic revenue growth of 24%, reflecting good take-up of new products and strong client appetite for digital services.

Gross proceeds of US$314m were received on 31 December 2010 relating to the previously announced divestment of Experian’s stake in the FARES joint venture. Following payment of tax, Experian expects net proceeds to be approximately US$250m. Other than this item, and as disclosed in this Interim Management Statement, there has been no change since 30 September 2010 to Experian’s general financial position, which remains strong, and no material change to Experian’s trading position to the date of this statement.

Future events
Experian will host an investor seminar on 27 January 2011 in London and on 28 January 2011 in New York. Experian will announce its preliminary results on 18 May 2011.

Contact:


  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      &nbsp;
    
    
      James Russell
      Public Relations Director
      &nbsp;
    
    
      &nbsp;
      &nbsp;
      &nbsp;
    
    
      Finsbury
      &nbsp;
      &nbsp;
    
    
      Rollo Head
      &nbsp;
      +44 (0)20 7251 3801
    
    
      Don Hunter
      &nbsp;
      &nbsp;
    
  



This announcement is available on the Experian website, http://www.experianplc.com. There will be a conference call today to discuss this update at 9.00am (UK time), which will be broadcast live on the website with a recording available later.

All financial information is based on unaudited management accounts. Certain statements made in this Interim Management Statement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements.

Neither the content of the Company’s website, nor the content of any website accessible from hyperlinks on the Company’s website (or any other website), is incorporated into, or forms part of, this announcement.

About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 18 Jan 2011 07:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:44 GMT</publishDate>
<guid>{DB2EA142-E09B-49AB-9B45-4FA9067F7379}</guid>
</item>
<item>
<title><![CDATA[Acquisition of stake in Techlightenment]]></title>
<description><![CDATA[
		17 January 2011
Experian, the global information services company, has acquired a majority stake in Techlightenment, a UK-based provider of social media marketing tools. 
Founded in 2007, Techlightenment is a data-driven technology and marketing business that provides social media marketing services to multinational companies and global advertising agencies. Techlightenment uses its proprietary technology platforms to help its clients market and advertise effectively using social media. Techlightenment's clients include GlaxoSmithKline, Universal Pictures and Dr Martens. 
The acquisition is a further step in Experian's strategy to grow its digital marketing activities. It extends Experian's capability into the increasingly important social media channel, adding to Experian's presence in the online, email and mobile channels. 
Techlightenment's revenue in the year to 28 February 2011 is expected to be approximately £5m, with gross assets at the year-end of £2.5m. The stake in Techlightenment was acquired from its founders. Techlightenment will form part of Experian's UK Marketing Services division.
Contact



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0) 203 042 4215

James Russell
Public Relations Director
+44 (0) 115 992 2652

Finsbury

Rollo Head
&nbsp;
+44 (0) 207 251 3801

Don Hunter
&nbsp;
&nbsp;
About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 17 Jan 2011 09:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:45 GMT</publishDate>
<guid>{E42E199D-DD0A-467D-B3C2-8B37650AE189}</guid>
</item>
<item>
<title><![CDATA[Swisscard selects Experian to support customer management decisions]]></title>
<description><![CDATA[
		12 January 2011 
Experian, the global information services company, today announced that it has been chosen by the Swiss credit card company Swisscard AECS AG to support new customer credit risk and customer management decision making across its growing consumer portfolio in Switzerland.
  
  Swisscard AECS AG is a joint venture between Credit Suisse AG and American Express®. Working on behalf of Credit Suisse, Swisscard is the only company in Switzerland to offer the world's most popular credit card brands – American Express, MasterCard, and Visa – from a single source, giving Swisscard clients the widest choice of credit card products available on the Swiss market.
  
  Swisscard is to employ two Experian decision support systems – Experian New Business SM and Experian Probe SM – as part of a wider consumer credit and payment related services implementation being undertaken by TSYS, one of the world’s largest companies for outsourced payment services.
  
  As a part of the application processing environment, Experian’s New Business SM application decision system will enable Swisscard to assess and make decisions on applicants, identifying optimal customers and offering tailored packages to suit their needs.
  
  Experian’s customer management system, Probe SM, will support Swisscard decision making on areas such as credit limit management, customer service and debt management, based on a comprehensive and up-to-date understanding of the customer.
  
  Both Experian systems will provide Swisscard with the ability to make fast, accurate and consistent decisions throughout the credit lifecycle that are consistent with its business objectives and lending strategies.
  
  Klaus Rixecker, Head of Risk, Swisscard, comments: “The sustained growth that Swisscard has achieved since its launch has only been possible because of our relentless focus on delivering high quality customer value. We need to ensure that our offer provides value to our customers, but that those customer relationships also deliver value to Swisscard itself. We see Experian as being an important component of that strategy. The insight and capability its solutions provide will help us to ensure that our customers are treated appropriately and in line with our wider business objectives.”
  
  David Groom, Managing Director EMEA, Experian Decision Analytics, comments: “We are delighted that Swisscard has selected Experian to help manage its growing consumer credit card portfolio. Experian’s wide range of credit risk and customer management services continue to gain traction throughout mainland Europe, helping lenders to make effective and efficient decisions that benefit both the customer and the lender.”

 ENDS 
  
  Contact:
  James Taylor
  Experian Public Relations
  +44 115 99 22650
  james.taylor2@uk.experian.com 
  
  About Experian 
  Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
  
  Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
 
  For more information, visit http://www.experianplc.com .]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 12 Jan 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:41 GMT</publishDate>
<guid>{EE8C6909-BD10-4856-8136-9C6762920424}</guid>
</item>
<item>
<title><![CDATA[Bang & Olufsen appoints Experian to identify future store locations in the UK]]></title>
<description><![CDATA[
		5 January 2011
    London - Experian announced today that it has been appointed by Bang &amp; Olufsen to help the high-end audio video manufacturer identify new towns where it can open franchise stores in the UK. 
    To help Bang &amp; Olufsen identify potential new store locations, Experian will use its Mosaic classification tool to analyse the company’s existing customer base and pinpoint where new customers are most likely to live in the UK. 
    Experian’s analysis highlights that the vast majority of Bang &amp; Olufsen customers fall into three main Mosaic groups: Alpha Territory, Professional Rewards and Liberal Opinions. Key characteristics of these groups include: 
    
      Alpha Territory - many of the most wealthy and influential people in Britain, working in positions of power e.g. owner-managers, CEOs, bankers, lawyers, surgeons or civil servants.  Tend to live in wealthier areas of the country. 
      Professional Rewards - consists of Britain's executive and managerial positions who have worked diligently to build up a comfortable lifestyle and a significant financial asset base. 
      Liberal Opinions - younger, urban professional people interested in exploring the world and willing to pay for quality and a premier brand.  Many of the people from this group live in accessible inner suburbs. 
    
    When analysing financial attitudes, a high percentage of customers also fall into the Guilt-Edged Lifestyles category, a group which represents some of the wealthiest people in society, who make purchases which are high quality, have high investment potential or give status. 
    Using Experian’s ‘Store Location Analysis’, and screening prospective towns against its target customer profile, type of town, social mix and presence of other shops in the area, Bang &amp; Olufsen will be able to identify the most valuable location gaps in the market.  The company will also be able to use this insight to seek out the most suitable franchising locations to help it continue to grow its presence in the UK.  For example, early analysis suggests high concentrations of target customers living in Brighton as well as other locations. 
    Jason Roberts, Franchise Development Manager, Bang &amp; Olufsen, commented: “Working with Experian is providing us with deep insight into who our customers are, but even more importantly, where they reside and how they shop. This expertise is invaluable for determining new store locations in the UK.  We have significant growth plans over the next few years and with the level of consultancy and insight that Experian has provided we will realise those ambitions, ensuring growth of the UK business.” 
    Nigel Wilson, Managing Director of Marketing Information Services at Experian, said: “Our work with Bang &amp; Olufsen is an excellent example of how customer analysis can be used as a driver for growth.  A number of major brands rely on our expertise to inform them of everything from location planning, through to customer and prospect marketing.  By being able to understand what makes customers and particular locations unique and identify what socio-economic trends are influencing local communities, Bang &amp; Olufsen will be in an excellent position to open stores in areas where demand for their products is going to be the highest.” 
    ENDS 
    Contact:Nishma Shah Experian 020 3042 4313 0779 196 7432nishma.shah@uk.experian.com
    
      About Mosaic 
    
    Mosaic is Experian’s market leading people classification system and is used by commercial organisations throughout the UK.  The latest update, Mosaic UK 2009, classifies the UK adult population (48.1 million adults and 24.7 million households) into 15 main socio-economic groups, 67 types and 141 personal categories.  It is available at person, household and postcode level.  Mosaic was first developed in the 1980s, is currently in its fifth generation. The current classification has been developed using over 21 billion separate data items. 
    Mosaic is also a global consumer classification tool and is available in 29 major countries. It classifies a billion consumers worldwide, covering a third of the surface area of the Earth and is available in all of the world’s most prosperous economies including China, North America, Europe and Asia Pacific. 
    
      About Experian 
    Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 11 Jan 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:41 GMT</publishDate>
<guid>{249D81D4-80D0-493A-8346-4A50AD96A102}</guid>
</item>
<item>
<title><![CDATA[Experian launches Hitwise Internet measurement service for India]]></title>
<description><![CDATA[
		5 January 2011
Mumbai, India -&nbsp;Experian, the global information services company, has further expanded its global Marketing Services footprint with the launch of Experian Hitwise in India. Experian’s Internet measurement service will help domestic and international marketers operating in India to improve their online marketing, content development, affiliate strategies and search tactics.
Experian Hitwise reports on more than 200,000 websites across 119 industries and over six million search terms, based on the anonymized and aggregated Internet activity of an opt in panel of Indian Internet users across the country.&nbsp; Used by some of the world’s best known brands, Experian Hitwise also operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada, France and Brazil.
Navin Chandani, Managing Director of Experian Marketing Services in India, said: “The launch of Experian Hitwise today, and the recent introduction of CheetahMail, underlines our commitment to investing and growing our market-leading portfolio of digital marketing services in India.&nbsp;&nbsp; India has the fourth largest Internet population in the world and one that is growing rapidly and Experian Hitwise will provide marketers with the kind of competitive intelligence to help them accurately measure and drive even greater returns from their digital marketing activities.”
Latest Insights from Experian Hitwise:&nbsp; Google, Google India and Facebook are the most visited websites in India, accounting for 1 in every 4 Internet visits 
Most Popular Websites across all industry categories ranked by Visits Share for the week ending 1 January 2011 


  
    
      Rank
      Websites
      Visits Share
    
    
      1
      Google India
      11.13%
    
    
      2
      Google
      7.61%
    
    
      3
      Facebook
      5.26%
    
    
      4
      Gmail
      4.92%
    
    
      5
      Yahoo! India
      3.37%
    
    
      6
      YouTube
      2.38%
    
    
      7
      Yahoo! Mail India
      2.21%
    
    
      8
      Orkut – India
      2.08%
    
    
      9
      Rediff
      1.49%
    
    
      10
      Orkut
      1.29%
    
  


During the week ending 01/01/11, Google (www.google.co.in) was the most visited website in India, representing 11.13% of all Indian Internet visits – equivalent to 1 in every 10. Second and the 4th position are retained by Google network site (www.google.com) &amp; Gmail. YouTube is the 6th most visited website in India. This makes Google as the most popular group of websites on the Internet with approximately 25% of all Indian Internet visits – equivalent to almost 1 in every 4 visits.
Facebook is the 3rd most visited website in India, representing 5.26% of all Indian Internet visits during the week ending 01/01/11. The site accounted for more than one third of all Indian visits to social networks over the same period, picking up over twice as many visits as second placed YouTube. Orkut (www.orkut.com) is still active in India as the third most popular social network.
Search engines are the most popular sites in India 
Search Engines are the most visited category of websites in India, representing for 19.59% of all Indian Internet visits during the week ending 01/01/11. Social networks and Forums rank second, representing 12.57% of India Internet visits. Banking and Financial Institutions is the 10th most visited category of websites.
Navin Chandani commented: “Search engines, social networks and email services are the top categories on the Internet. In India, marketers have realized the importance of search engine based marketing strategies and in the past few years we have seen almost every one taking up Search Engine Optimization. However, Hitwise Clickstream data suggests that social media in India is still gaining momentum and it will be interesting to see how this develops over the coming months and how marketers start to develop their social media strategies.” &nbsp;
Most Popular Sub-Industries across all industry categories ranked by Visits Share for the week ending 1 January 2011 &nbsp; 


  
    
      Rank
      Sub-Industries
      Visits Share
    
    
      1
      Search Engines
      19.59%
    
    
      2
      Social Networking and Forums
      12.97%
    
    
      3
      Email Services
      8.11%
    
    
      4
      Portal Frontpages
      6.56%
    
    
      5
      Multimedia
      3.76%
    
    
      6
      Software
      2.44%
    
    
      7
      Games
      2.04%
    
    
      8
      Telecommunications
      1.95%
    
    
      9
      Reference – Education
      1.90%
    
    
      10
      Banks and Financial Institutions
      1.89%
    
  


Visit the Experian web site at: www.experian.in for more details
ENDS 
About Experian India 
Experian India provides information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of their commercial and financial decisions. Experian India offers solutions to its customers to manage the entire credit and customer lifecycle from customer targeting and engagement to customer acquisition, customer management and collections &amp; recoveries by combining its wealth of information assets and expertise with an unrivalled range of products and services. 
Experian established its operations in India in December 2006 and since then has introduced it key businesses in India including Credit Services, Decision Analytics and Marketing Services. Experian Credit Information Company of India Private Limited is a 49% joint venture with seven of India’s leading banks and NBFCs and on 12 August 2010 became India’s first Credit Information Company to be operational in compliance to the Credit Information Companies Regulations Act of 2005. It is the 16th consumer credit bureau run by Experian globally.&nbsp;
For more information, visit http://www.experian.in &nbsp;
About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com&nbsp; 
Contact: 
  Experian India 
  Ranjeet Pawar 
  +91 98191 91061 
ranjeet.pawar@in.experian.com 
Sampark PR 
  Pradeep Ghorpade 
  +91 98202 67858 
pradeep@sampark.com 
Suheil Merchant 
  +91 98202 52745 
suheil.merchant@sampark.com ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 05 Jan 2011 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:43 GMT</publishDate>
<guid>{E934AF17-5162-43BC-98C7-1144D74672CD}</guid>
</item>
<item>
<title><![CDATA[Experian signs new revolving credit facility]]></title>
<description><![CDATA[
		16 December 2010
  Experian, the global information services company, is pleased to announce the  signing of a new $1,640 million, five-year committed revolving credit facility.   The new facility will be used to re-finance existing facilities which are due to  mature in 2012 and has been arranged in line with our previously announced  intentions to spread debt maturities and diversify our sources of  funding.
  The facility was self-arranged by Experian and has been  provided by a group of twelve leading international banks.  The key covenants  are unchanged from the facility which is being replaced.
  Contact 
  


Experian

Antony Barnes
Group Treasurer
+44 (0)20 3042 4215


Nadia Ridout-Jamieson
Director of Investor Relations


  



Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter


    Experian announcements are available on www.experianplc.com.
   ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 16 Dec 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:38 GMT</publishDate>
<guid>{D0609A0F-C8A6-432A-B045-F296775BD723}</guid>
</item>
<item>
<title><![CDATA[High growth SMEs key to UK employment growth says Experian]]></title>
<description><![CDATA[
		2 December 2010 
    
      One in ten SME firms hold the key to driving future employment growth in the UK, according to latest research from Experian 
    
      
        Experian identifies ‘champion’ SMEs – the 10% that create high-growth employment in the UK 
      
        The Midlands and North East of England have some of the healthiest levels of future champions 
      
        Report suggests champions exist across all sectors of the economy, regardless of whether a sector is considered growth area
    
    
      Nottingham — New analysis published today by Experian® reveals that out of all the jobs created by small and medium sized enterprises in the UK over the last 10 years, 4.4 million were created by fewer than 10 per cent of SMEs. According to Experian’s analysis, these ‘champion’ high-growth firms created two thirds of all the jobs within the SME community and identifying and nurturing potential champions holds the key to driving economic growth.
    Against a backdrop where the Government is establishing Local Enterprise Partnerships, Growth Hubs and Regional Growth Funds, the analysis published today in Experian’s latest Insight Report identifies the characteristics of SME champions, where they are located in the UK, where future champions will emerge and how their numbers can be increased.
    Experian’s extensive analysis – spanning the last decade and encompassing over 1.5 million private sector businesses – challenges current thinking about the level of emphasis placed on fast-growth sectors and regions. The report also provides groundbreaking insight on how to pinpoint the real drivers of future economic growth.
    
      Key findings from ‘Tomorrow’s Champions: finding the small business engines for economic growth’, include: 
    
    
      Job creation - “Punching above their weight” 
    
      Experian’s analysis shows that the 10 per cent of SMEs that become champions grow at more than 20 per cent a year for three years and more than double their weight in terms of contribution to all those employed in the SME sector. 
      These champion firms over the last 10 years were situated across the UK, with particular high growth hotspots in Northumberland, Tyne and Wear, Manchester, Cornwall and South Wales. 
      Of the remaining SME population, 20 per cent grow at a slower rate, while 30 per cent are ‘stable and able’ firms that remain the same size. Around 40 per cent of SMEs decline or cease trading. 
      Analysis of 2003 to 2006, the last benign economic period before the downturn, shows that the slower growing firms created around 860,000 jobs, while SMEs that declined or ceased trading lost around 3.7 million jobs. 
      Champions, however, created 1.6 million jobs reducing the net loss within the SME population to 1.2 million during 2003 and 2006 and underlining their importance to the economy. 
      Start-ups added a further 2.7 million jobs, but of those start-ups that survive, the majority do not grow further, staying the same size. 
    
    
      The Midlands and the North – two incubators for future ‘champions’ 
    
      Although champions are spread across the UK, Experian’s analysis shows that large parts of the South, as well as East Anglia, have in the past seen an average or below average concentration of champion businesses. 
      However, looking forward, Experian’s analysis shows that some of the least resilient areas of England such as the North East and the Midlands, have the healthiest levels of future champions in their midst. [See Figure 1 below] 
      Employment levels in northern towns have traditionally been low and during a recession, when employment numbers fall further, many are pushed into starting up their own businesses or being more innovative in their current businesses. 
      Large parts of Scotland and Wales are identified in Experian’s analysis as having fewer future champions. However, if the few future champions do reach their potential, they will stimulate businesses around them and play key role in the region. 
    
    
      Figure 1: Breakdown of area and potential champions.
    
    
      
         
    
    
      Survival of the fastest: the facts
    
    
      Experian’s research found that during the ten year period analysed, only 20 per cent of SMEs with the greatest potential to become champions actually fulfilled this potential. 
      Between 2003 to 2006, around 34,000 businesses had the highest possible potential to become champions – based on business/employee profile, ability to export, location and many other factors – yet three years later fewer than one in five had gone on to deliver on this potential and achieve champion status. 
      The fact that the 6,500 successful champions went on to create more than 260,000 of UK jobs emphasises the value in helping high potential champions overcome any barriers.
    
    
      It is not all about growth industries 
    
      Experian’s report suggests that focusing on sectors is one of the least productive ways to generate growth. 
      Champions exist across all sectors of the economy, regardless of whether a sector is considered a growth area. 
      Declining industries have future champions with the ability to reverse their decline if found and supported. 
      For example, the building and construction, which is considered a struggling sector, has an above average number of future champions (8.2 per cent). If all these firms become champions, then they have the potential to increase jobs in this sector by 4.5 per cent. 
      Furthermore, sectors with the highest proportion of future champions do not necessarily as a sector create the highest number of jobs. The agriculture, forestry and fishing sector, for example, has been identified as having the smallest number of future champions (5.8 per cent), but could see jobs grow by 6.2 per cent. 
    
    
      Charlotte Hogg, Managing Director of Experian UK &amp; Ireland, said: “All eyes are on private sector SMEs to drive growth, but encouraging them to take the risks associated with growth at a time when they are focussing on survival will be a challenge. Our analysis tells that less than 10 per cent of SMEs firms have created millions of jobs in the last decade. The challenge for Government is how to identify budding ‘champions’ and give them the support they need while still helping support the rest of the SME population who are the bedrock of the economy.
    Our research shows that support focus should not be on just sectors. For Government, it will be key to ensure that the new Local Enterprise Partnerships and Regional Growth Fund do not over emphasise the high tech or green sectors because champions can exist in all sectors.
    It is also not about regions. Some of the least resilient areas in the UK have some of the highest levels of potential champions - driven by a need to innovate.
    The key to driving rapid employment lies in the ability to identify potential champions – new and old – that share the same DNA as the 10 per cent that have fuelled employment over a ten year period. Our research shows that it absolutely matters who leads the business, and their experience, and it matters whether that business is linked with other high growth companies, and whether or not they have an international focus.”
    
      ENDS
    
    For more information, visithttp://www.experianplc.com.
    
      Contact:
      
      Ms Serj Heera
      
      PR Manager
      
      0115 992 2773/07837 652169 serjeet.heera@uk.experian.com
    
      Overview of methodology
    
    Experian’s research into the UK’s fast growth champion businesses uses data from Companies House looking at businesses that have been trading since 2000 as well as field research conducted by directory based companies.
    The research is focused on a universe of 1.5 million businesses where employment data was available. Non-limited businesses and large companies with more than 10,000 employees were not included.
    Several consecutive three-year periods between 2000 and 2009 were examined. The characteristics of businesses that experienced high growth within any of the three year periods were identified and included in a model to help distinguish those that would go on to achieve high growth from the remainder.
    
      About Experian
    
    Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. For more information, visit http://www.experianplc.com.
    
     ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 02 Dec 2010 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:36 GMT</publishDate>
<guid>{81893F86-25B5-4FDC-8AD1-F21AEC55B011}</guid>
</item>
<item>
<title><![CDATA[Experian launches CheetahMail Email Marketing Service in India]]></title>
<description><![CDATA[
		30 November 2010
    Mumbai, India - Experian&reg;, the global information services company, has further expanded its global Marketing Services footprint with the launch of Experian CheetahMail in India. Experian’s global email marketing service will enable domestic and international businesses operating in India to create and deploy highly targeted and relevant email communications that generate the maximum return on investment. 
    Experian CheetahMail is the world’s largest permission-based email marketing provider, with principal operations in the key markets of the US, the UK, France, Germany, Spain, the Netherlands, as well as South Africa and Asia Pacific. The decision to launch the service in India was in response to rising demand from the country’s leading brands for more sophisticated and personalised digital marketing capabilities. 
    Navin Chandani, Managing Director of Experian Marketing Services in India, said: “Email marketing is one of the most cost effective and measurable ways of communicating with customers and with Internet use in India growing rapidly, Experian CheetahMail is perfectly positioned to help brands in India stand out in a crowded inbox. Today’s launch signals the next phase in the range of Experian’s global digital marketing products we will be bringing to the Indian market.” 
    Experian CheetahMail is used by some of the world’s best known brands, including: Audi, Barclays, Discovery Channel, HMV, JCPenny, KLM and Starbucks amongst many others. 
    ENDS 
    About Experian India 
    Experian India provides information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of their commercial and financial decisions. Experian India offers solutions to its customers to manage the entire credit and customer lifecycle from customer targeting and engagement to customer acquisition, customer management and collections & recoveries by combining its wealth of information assets and expertise with an unrivalled range of products and services. 
    Experian established its operations in India in December 2006 and since then has introduced it key businesses in India including Credit Services, Decision Analytics and Marketing Services. Experian Credit Information Company of India Private Limited is a 49% joint venture with seven of India’s leading banks and NBFCs and on 12 August 2010 became India’s first Credit Information Company to be operational in compliance to the Credit Information Companies Regulations Act of 2005. It is the 16th consumer credit bureau run by Experian globally. 
    For more information, visit http://www.experian.in 
    About Experian 
    Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com&nbsp; 
    Contact: Experian India Ranjeet Pawar +91 98191 91061 ranjeet.pawar@in.experian.com 
    Sampark PR Pradeep Ghorpade +91 98202 67858 pradeep@sampark.com 
    Suheil Merchant +91 98202 52745 suheil.merchant@sampark.com ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 30 Nov 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:38 GMT</publishDate>
<guid>{17EC3865-3026-4771-B0C3-2BA65FEB53F6}</guid>
</item>
<item>
<title><![CDATA[Half-yearly financial report]]></title>
<description><![CDATA[
		17 November 2010
    Experian, the global information services company, today issues its half-yearly financial report for the six months ended 30 September 2010. 
    
      Highlights 
    
      A strong performance, with improving trends across all regions. 
      Revenue from continuing activities up 8% at constant exchange rates. Organic revenue growth of 7%. Total Group revenue of US$2.0bn (2009: US$1.9bn). 
      Further margin progression. EBIT margin from continuing activities up 10 basis points to 24.3%. 
      Continuing EBIT up 8% at constant exchange rates. Total EBIT of US$484m, up 10% at actual exchange rates. 
      Profit before tax from continuing operations of US$283m (2009: US$316m). Benchmark profit before tax of US$450m, up 12%. 
      Basic EPS of 25.9 US cents (2009: 24.5 US cents). Benchmark EPS of 32.4 US cents, up 10%. 
      Net debt of US$1,889m in the half. S&amp;P affirmed BBB+ rating and revised outlook to positive in October. 
      79% conversion of EBIT into operating cash flow in the seasonally weaker half year. 
      First interim dividend of 9.0 US cents per ordinary share, up 29%.
    
    John Peace, Chairman, commented:“Experian has made excellent progress in the half, creating significant shareholder value through strong financial performance, net share repurchases of US$147m and a 29% dividend increase to 9.0 US cents.” 
    Don Robert, Chief Executive Officer, commented:“We performed strongly in the first half, delivering our best organic revenue growth outcome in four years. Trends have improved modestly, with generally more favourable conditions across the majority of our markets. Our strategic priority is to maximise the opportunities we have identified globally. We are executing successfully against our growth programme, as is increasingly visible in our performance. For the year as a whole, we expect to deliver similar rates of organic revenue growth to the first half, and we are targeting modest improvement in our EBIT margin.” 
    
      Contact 



Experian

Don Robert
Chief Executive Officer
+44 (0)20 3042 4215

Paul Brooks
Chief Financial Officer


Nadia Ridout-Jamieson 
Director of Investor Relations


James Russell 
Public Relations Director


  



Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter

There will be a presentation today at 9.30am (UK time) to analysts and investors at the Bank of America Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will be available on the website later in the day.There will be a conference call today for bond analysts and investors at 3.00pm (UK time). This will be broadcast live on the Experian website at www.experianplc.com with supporting slides. A replay will be available on the website later in the day. Experian will update on third quarter trading on 18 January 2011, when it will issue an Interim Management StatementSee Appendix 2 for definition of non-GAAP measures used throughout this announcement.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements. Neither the content of the Company’s website, nor the content of any website accessible from hyperlinks on the Company’s website (or any other website), is incorporated into, or forms part of, this announcement.About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was US$3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 17 Nov 2010 12:28:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:35 GMT</publishDate>
<guid>{4A295578-FA60-43E2-A683-0D930E84338D}</guid>
</item>
<item>
<title><![CDATA[Bang & Olufsen appoints Experian to identify future store locations in the UK]]></title>
<description><![CDATA[
		22 October 2010
Experian announced today that it has been appointed by Bang & Olufsen to help the high-end audio video manufacturer identify new towns where it can open franchise stores in the UK.
To help Bang & Olufsen identify potential new store locations, Experian will use its Mosaic classification tool to analyse the company’s existing customer base and pinpoint where new customers are most likely to live in the UK.
Experian’s analysis highlights that the vast majority of Bang & Olufsen customers fall into three main Mosaic groups: Alpha Territory, Professional Rewards and Liberal Opinions. Key characteristics of these groups include: 

Alpha Territory - many of the most wealthy and influential people in Britain, working in positions of power e.g. owner-managers, CEOs, bankers, lawyers, surgeons or civil servants. Tend to live in wealthier areas of the country. 
Professional Rewards - consists of Britain's executive and managerial positions who have worked diligently to build up a comfortable lifestyle and a significant financial asset base.
Liberal Opinions - younger, urban professional people interested in exploring the world and willing to pay for quality and a premier brand. Many of the people from this group live in accessible inner suburbs.
When analysing financial attitudes, a high percentage of customers also fall into the Guilt-Edged Lifestyles category, a group which represents some of the wealthiest people in society, who make purchases which are high quality, have high investment potential or give status. 
Using Experian’s ‘Store Location Analysis’, and screening prospective towns against its target customer profile, type of town, social mix and presence of other shops in the area, Bang & Olufsen will be able to identify the most valuable location gaps in the market. The company will also be able to use this insight to seek out the most suitable franchising locations to help it continue to grow its presence in the UK. For example, early analysis suggests high concentrations of target customers living in Brighton as well as other locations.
Jason Roberts, Franchise Development Manager, Bang & Olufsen, commented: “Working with Experian is providing us with deep insight into who our customers are, but even more importantly, where they reside and how they shop. This expertise is invaluable for determining new store locations in the UK. We have significant growth plans over the next few years and with the level of consultancy and insight that Experian has provided we will realise those ambitions, ensuring growth of the UK business.”
Nigel Wilson, Managing Director of Marketing Information Services at Experian, said: “Our work with Bang & Olufsen is an excellent example of how customer analysis can be used as a driver for growth. A number of major brands rely on our expertise to inform them of everything from location planning, through to customer and prospect marketing. By being able to understand what makes customers and particular locations unique and identify what socio-economic trends are influencing local communities, Bang & Olufsen will be in an excellent position to open stores in areas where demand for their products is going to be the highest.”
Contact
Nishma Shah, 
Experian Public Relations
Tel: 0203 042 4313
Mob: 07791 967432
Email: nishma.shah@uk.experian.com
About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 22 Oct 2010 00:00:00 GMT</pubDate>
<publishDate>Mon, 10 Oct 2011 13:57:14 GMT</publishDate>
<guid>{823CC45A-6429-4E7D-8840-B31F831F1AC7}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Mighty Net, Inc]]></title>
<description><![CDATA[
		21 September 2010
Experian, the global information services company, is pleased to announce that it has acquired substantially all the assets of Mighty Net, Inc (Mighty Net), a provider of online credit monitoring services to consumers. The purchase price is US$207.5m which will be funded from Experian's existing cash resources.
Business description
 Founded in 1996, Mighty Net provides online services to US consumers interested in managing their credit behaviour. Mighty Net's key products include bureau reports, bureau scores, credit score tracking and credit file monitoring services, which are provided directly to consumers on a subscription basis. As at 30 June 2010, Mighty Net had approximately 680,000 subscribers in the US. Mighty Net's products are marketed online through its CreditReport.com, CreditScore.com and MyCreditScore.com websites.
Strategic rationale
 Experian is the US leader in providing credit monitoring services directly to consumers through its Consumer Direct business. The acquisition of Mighty Net brings attractive consumer brands to Experian and further consolidates Experian's position in this market:

 Mighty Net's core assets include the consumer marketing brands CreditReport.com, CreditScore.com and MyCreditScore.com, and are highly complementary to Experian's suite of credit monitoring brands, which include FreeCreditScore.com, FreeCreditReport.com and ProtectMyID.com. The acquisition broadens the base of consumer marketing brands, enabling Experian to benefit from more effective and efficient marketing spend.
 In addition, Experian expects to increase revenue per Mighty Net member by applying the same successful marketing techniques used in its core Consumer Direct business to improve retention rates and upsell of additional products.
 Experian expects to realise significant cost synergies in the areas of technology, infrastructure and back office functions. Experian estimates that, on an annualised basis, savings will reach approximately US$4m in the year to 31 March 2012 and US$5-6m in the year to 31 March 2013.

Financial performance
 In the year to 31 December 2009, Mighty Net generated revenue of US$115m and EBIT of US$28m, with expected revenue growth of 10% in the year to 31 December 2010. Certain channels and lines of business at Mighty Net will be discontinued post acquisition, which will result in adjustment to revenue and EBIT going forward. Pro forma revenue from continuing activities is expected to be c. US$105m in the year to 31 December 2010. 
The structure of the transaction provides Experian with an opportunity to realise a cash tax benefit from the amortisation of the intangible goodwill generated on acquisition. Experian estimates that the net present value of this tax benefit will be approximately US$45-50m, equivalent to a net cash benefit of c. US$5m per annum for the next 15 years.
Mighty Net is 100% owned by its founders and the assets acquired will form part of Experian's North America Interactive division.
Contact

	
 	Experian
   
   
 
 
 	Nadia Ridout-Jamieson
  Director of Investor Relations
  +44 (0)20 3042 4215
 
 
 	James Russell
  Public Relations Director
   
 
 
 	 
   
   
 
 
 	Finsbury
   
   
 
 
 	Rollo Head
     
  +44 (0)20 7251 3801  
 
 
 	Don Hunter
   
   
 


About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and S&atilde;o Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 21 Sep 2010 07:42:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:36 GMT</publishDate>
<guid>{6008E1A1-8FBF-4658-9486-54AD638E0954}</guid>
</item>
<item>
<title><![CDATA[Experian study reveals explosion in the number of entrepreneurs in the UK]]></title>
<description><![CDATA[
		16 September 2010
The number of small business entrepreneurs in the UK has leapt by 117 per cent in the last five years, according to Experian, the global information services company. The massive growth in one or two man band businesses has fuelled a 41 per cent increase in the total number of companies in the UK.
Experian's business data also shows that these small businesses over the last five years have also managed to maintain the lowest insolvency rate and second healthiest financial strength score[1] compared to other types of businesses. 
Charlotte Hogg, Managing Director, Experian UK & Ireland, said: "Our analysis reveals that the UK's smallest businesses have been surprisingly resilient during the economic downturn and have also seen their population skyrocket in the last five years.
"The recession will have been an underlying factor in the 183 per cent increase in micro businesses[2]. Many start ups will have been created because of a change of circumstance, where people found themselves unemployed and needed to look at alternatives. Equally, micro-entrepreneurs have also capitalised on their agility to provide great service at the most competitive price during the recession, which is all the more impressive given the UK's late payment minefield. 
"The DNA successful micro businesses share is in their inherent innovative and adaptive capacity, but as they grow in size so do the challenges they face. Our analysis tells us that they suffer the worst growing pains when they start to employ 10 or more people and this is precisely when they need the most support. It is this kind of data insight that can play an instrumental role in helping policymakers create the right responses to the economic environment to identify where growth is going to come from as well as where help and support is needed most." 
The analysis of over 4.3 million UK directors on Experian's business database reveals that the explosion in the number of directors associated with one and two man businesses was spearheaded by male entrepreneurs (up 146 per cent) and, in particular, by male directors in the younger age groups (under 24 saw a 62 per cent increase and 25-29 increased by 54 per cent).
The number of female entrepreneurs also saw a significant increase – up 72 per cent over the last five years. At the opposites end of the spectrum to men, this was led by older females – with a 29 per cent increase in the 60-69 age group and 13 per cent rise in the over 69 bracket.
Experian's analysis reveals that the business/management and consultancy sector saw the highest number of one and two man businesses (5 per cent of all these business types) with a 181 per cent increase in numbers over the last five years. Businesses in this sector typically fall into the training, management consultancy, public relations and marketing sectors. 
In terms of which areas witnessed the biggest growth in entrepreneurship, London has the highest concentration of one and two man businesses (31,449) - having seen 105 per cent growth in the last five years. Birmingham had the second highest number (10,207) with growth of 188 per cent. 




Top Ten Cities and Towns for Micro Businesses
2005
2010
% Growth


LONDON
15320
31449
105%

BIRMINGHAM
3546
10207
188%

GUILDFORD
2688
6954
159%

BRISTOL
2368
6852
189%

READING
2434
6793
179%

BELFAST
1119
6686
497%

SHEFFIELD
2012
6118
204%

BRIGHTON
2336
5927
154%

TONBRIDGE
2353
5902
151%

MANCHESTER
1827
5872
221%




Top Ten Sectors for Micro Businesses
2005
2010
% Growth


Business/management consultancy activities
7,503 
21,118 
181%

General building construction 
4,719 
14,349 
204%

Software consultancy and supply
6,849 
13,496 
97%

Architectural/engineering activities
4,757 
11,053 
132%

Other computer related activities, including web based services
3,070 
10,637 
246%

Development and selling of real estate
3,529 
10,242 
190%

Letting of own property
2,385 
7,561 
217%

Accounting/book-keeping activities 
4,739 
7,291 
54%

Installation: electrical wires/fittings
1,809 
6,781 
275%

Other retail sale: specialised stores
3,854
6,741
75%
Source: pH, an Experian company. 

ENDS
Contact:
Ms Serj HeeraPR Manager0115 992 2773/07837 652169
serjeet.heera@uk.experian.com
Methodology
pH, an Experian company, conducted the research by analysing the current details of over 4.3 million directors registered in 2010 on Experian's National Business Database (NBD). The NBD is one of the most comprehensive business data sources in the UK. It combines ten independent and trusted data sources, including Yellow Pages, Thomson and Companies House information, to create an in-depth picture of the business universe in the UK. Comparisons were made by analysing the details of over 4.2 million directors from the NBD registered in 2005.
[1] The financial strength score predicts the likelihood of a business failing in the next 12 months, with 100 being the least likely to default and 1 being the most likely. Businesses with one or two employees have maintained the second highest score, after businesses with more than 500 employees.
[2] Experian's data shows that the number of registered directors associated with businesses that have one or two employees increased by 117 per cent, while the number of registered companies with one or two employees increased by 183 per cent.
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 16 Sep 2010 17:07:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:37 GMT</publishDate>
<guid>{0096328A-33D7-4FD1-ADEA-79A6E8C56E9B}</guid>
</item>
<item>
<title><![CDATA[Experian appoints Sir Alan Rudge as Deputy Chairman]]></title>
<description><![CDATA[
		15 September 2010
Experian, the global information services company, today announces the appointment of Sir Alan Rudge as Deputy Chairman.
Sir Alan is currently Experian's Senior Independent Director and, in addition to his existing responsibilities, his enhanced role as Deputy Chairman will include chairmanship of the Nomination and Corporate Governance Committee.
John Peace, Chairman of Experian, commented:
"In his new role, Sir Alan will be working closely with me on all future strategic board and governance matters, drawing on his extensive business experience."
Contact:



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

James Russell
Public Relations Director
 

 
 
 

Finsbury
 
 

Rollo Head
 
+44 (0)20 7251 3801

Don Hunter
 
 


About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 15 Sep 2010 17:07:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:39 GMT</publishDate>
<guid>{F7AE11C2-50DD-472C-A021-3C150123A386}</guid>
</item>
<item>
<title><![CDATA[Experian appoints Sir Alan Rudge as Deputy Chairman]]></title>
<description><![CDATA[
		15 September 2010
Experian, the global information services company, today announces the appointment of Sir Alan Rudge as Deputy Chairman.
Sir Alan is currently Experian's Senior Independent Director and, in addition to his existing responsibilities, his enhanced role as Deputy Chairman will include chairmanship of the Nomination and Corporate Governance Committee.
John Peace, Chairman of Experian, commented:
"In his new role, Sir Alan will be working closely with me on all future strategic board and governance matters, drawing on his extensive business experience."
Contact:



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

James Russell
Public Relations Director
 

 
 
 

Finsbury
 
 

Rollo Head
 
+44 (0)20 7251 3801

Don Hunter
 
 


About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 15 Sep 2010 15:32:00 GMT</pubDate>
<publishDate>Mon, 10 Oct 2011 13:57:15 GMT</publishDate>
<guid>{56DAEE62-4C4C-45CF-A737-FFAFF45ABE0B}</guid>
</item>
<item>
<title><![CDATA[Experian launches Identity IQ to offer increased confidence in identity verification]]></title>
<description><![CDATA[
		26 August 2010
Experian, the global information services company, today announces the launch of Identity IQ, an identity verification tool aimed at businesses looking to drive higher authentication rates, whilst reducing the risk of identity fraud and account takeover. 
Over 5,000 identity fraud victims sought help from Experian reclaiming their identities during 2009, nearly a 20 per cent increase on 2008. Experian expects attempted identify fraud to significantly increase during 2010. Organisations are keen to protect themselves, their employees and their customers from this growing trend. 
Experian’s Identity IQ provides electronic verification and security by asking customers a range of randomly generated questions that only the genuine customer should know the answer to. These questions are not necessarily what the customer has provided answers to previously, which could run the risk of being stolen. The questioning technique draws on Experian’s vast set of current and historical data to provide a number of relevant and understandable questions for the applicant or customer to answer. 
By drawing on Experian’s unrivalled consumer data, businesses will be able to validate consumer identities in real-time, have increased confidence in their identity, and eliminate the need for customers to carry paper identity documents or remember a password. 
Once an individual is authenticated, they can set their own security questions for use in the next interaction, streamlining the re-authentication process whilst protecting against account takeover and impersonation. 
Nick Mothershaw, Director of Fraud and Identity Solutions at Experian, comments, “The significant financial and reputational losses which businesses can incur as a result of identity fraud are too large to be ignored. Businesses need to ensure they are using the best tools to provide a seamless authentication process with minimal customer disruption in order to successfully acquire genuine customers’ confidence, whilst making it difficult for impersonators to slip through the net. The detailed and robust level of questioning that Identity IQ offers will provide businesses with added confidence that they are dealing with genuine customers.” 
Contacts 
Marielle LegairExperian Public Relations Tel: +44 07966 102 823Email: marielle.legair@uk.experian.com 
 
About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 26 Aug 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:42 GMT</publishDate>
<guid>{0F3ED6E6-A5D8-4A74-8770-5281435667C3}</guid>
</item>
<item>
<title><![CDATA[Experian opens credit bureau in India]]></title>
<description><![CDATA[
		12 August 2010
Experian, the global information services company, today announced that it has become the first CICRA licensed credit bureau to go live in India. From today, Experian Credit Information Company of India Private Ltd will provide Experian credit reports to lenders and consumers in compliance with the Reserve Bank of India’s (RBI) guidelines.
Today’s announcement follows the company’s status earlier this year as the first organization to be awarded a license by the RBI to operate a credit bureau in India under new Credit Information Companies (Regulation) Act (CICRA) 2005.
Signaling the first new operational Credit Information Company in India for over six years, the local market now has access to a globally recognized supplier of credit information to improve lending decision-making. The Credit Information Company collects information from various approved sources and provides information on consumers’ creditworthiness to reduce risk and improve responsible lending to consumers.
Richard Fiddis, Managing Director for Emerging Markets, Experian, said: “The RBI’s decision to grant us the first full license to operate a credit bureau in India was in recognition of Experian’s global leadership in operating credit bureau and delivering value enhancing services in mature and developing markets. As India’s first new credit bureau in six years, we are ready to introduce a wide range of new products and services to help India’s growing financial services and telecommunications sectors better acquire and retain profitable customers. We have the local skills and global resources to enhance how our clients manage customers across the entire credit lifecycle.” 
T.S.Narayanasami, Chairman, Experian Credit Information Company of India Private Ltd and former CMD, Bank of India and ex-Chairman of IBA, said: “The emergence of a competitive environment among Credit Information Companies is good news for the Indian Economy and credit industry. In order to provide responsible access to credit for Indian consumers it is important for banks and other credit grantors to have access to globally proven alternatives to determine the credit worthiness of potential borrowers.”
Phil Nolan, Managing Director of Experian Credit Information Company of India Private Ltd commented: “We have been investing in our people, systems and processes for over three years in preparation for this day. We look forward to bringing our proven solutions to banks and other financial institutions and improve education about Credit Information Companies. We are here to help consumers to better understand the importance of credit and how the maintenance of a good credit history will deliver benefits; through improved access to credit and lending terms.”
Experian Credit Information Company of India Private Limited was formed in November 2009. The company represents a joint venture with seven of India’s leading public and private sector banks and non-banking financial institutions; Axis Bank, Federal Bank, Indian Bank, Magma Fincorp, Punjab National Bank, Sundaram Finance and Union Bank of India.
Contacts
Experian India Ranjeet Pawar Experian Public Relations Tel: +91 98207 84891Email: ranjeet.pawar@in.experian.com
Sampark PR Sabah KaziTel: +91 98207 84891Email: sabah.kazi@sampark.com

About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 12 Aug 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:42 GMT</publishDate>
<guid>{12901A8A-5689-49A9-817D-96FEC73B2958}</guid>
</item>
<item>
<title><![CDATA[Experian signs global data integration deal with HSBC]]></title>
<description><![CDATA[
		9 August 2010
Experian, the global information services company, today announced an enterprise deal with HSBC to help integrate the bank’s access to external data sources around the world. 
Starting in Asia, Experian’s Connect+ data integration software will be used by HSBC to enable access, consolidation and aggregation of data from multiple sources, including credit bureaux, and other third party data providers. The service is currently supporting HSBC’s Personal Financial Services business in Malaysia with rollout planned for three more countries in Asia. Following a successful rollout in Asia, the software will then be available to support HSBC operations in specific regions around the world. 
Data feeds, which can differ widely from country-to-country, are made available in a standard format for consideration within implementations of Experian’s Strategy Management decision software, already in use at HSBC. This allows consistent decisioning models to be used across different countries. 
The common interface created by Connect+ will enable HSBC to further standardise its third party data access around the world. As a result, when HSBC requires external data when making decisions, Connect+ will be used in determining and accessing the most relevant sources of credit information. Connect+ will then gather the data, aggregate it into a consistent format and return it to HSBC.
Underpinned by Experian’s data and analytics, HSBC will be able to deploy enhanced decision systems into new markets, while providing support for cross-border lending by enabling relevant data, where permitted, to be used to support decision making.
Chris Hawkes, Global Head of Retail Credit Risk at HSBC comments: “Experian is a key strategic partner for HSBC. Its innovative data and analytics are important components of our One HSBC initiative. This initiative is helping us to achieve global standardisation around our risk management processes, obtain greater efficiencies and improve the customer experience we are able to offer. Through working with Experian, HSBC can continue to reduce the barriers to entering new markets, furthering our global reach and our position as one of the world’s leading banks in emerging markets.” 
Gary Wood, UK & Ireland Managing Director at Experian Decision Analytics comments: “Experian’s partnership with HSBC is helping the bank to develop its global banking system. The implementation of Connect+ will enable greater standardisation of HSBC’s third party data sources, while ensuring it is able to consider the most appropriate local data sources for each location.” 
Contacts Lansons Communications: Chantal Heckford / Jennifer Comerford / Duncan Skehens Tel: +44 (0)20 7490 8828 Email: chantalh@lansons.com / jenniferc@lansons.com / duncans@lansons.com 

About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 09 Aug 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:40 GMT</publishDate>
<guid>{7A5F57FE-675E-4B5A-854B-AD9C37B46460}</guid>
</item>
<item>
<title><![CDATA[Experian Launches ProtectMyID]]></title>
<description><![CDATA[
		20 July 2010
Identity fraud is on the increase and is more widespread than ever. Research by Experian has revealed that the number of identity fraud victims who sought help from the company last year leapt by nearly 20% compared to the year before. To help combat the problem, Experian has today announced the launch of a new service in the UK specifically aimed at protecting consumers against the growing threat of ID fraud. ProtectMyID offers a comprehensive online service to allow consumers to keep track of where their personal information is being used to secure credit.
In 2009, Experian research found that 63% of fraud victims discovered they were victims of fraudulent activity by monitoring their credit report. ProtectMyID provides continuous monitoring with text or email alerts if credit is applied for in the user’s name and details of the activity. Advice on what to do is then posted to the user’s personal and secure online account. As part of the service, users also have access to a dedicated Experian caseworker who can offer individual advice to help resolve any suspected fraudulent activities. Other benefits of the service include free fraud insurance to cover the cost of resolution up to £75,000 (provided by ARC, underwritten by AXA) and the option for CIFAS Protective Registration where appropriate.
Experian’s 2009 research also revealed that people took longer to discover that they had become a victim of fraud, indicating that fraudsters are getting better at covering their tracks; the average time taken is now 416 days, up 17 days compared to 2008. Year on year, reported fraud rose most sharply in early summer, rising by 57% in May and by 74% in June – the highest number ever reported to Experian in any single month. The average financial loss per victim was £1,100 in 2009 and the most extreme loss reported to Experian was for almost £59,000. 
Commenting on the launch of the new product Pete Turner, Managing Director of Experian Interactive, said: “Identity fraud is one of the fastest growing crimes in the UK and our research shows that organised criminal fraudsters are not solely focusing on the wealthy but are now turning their attention to the wider population.
There are increasingly higher volumes of less easily detectable crimes being committed against the more vulnerable groups, including the retired and young, low-income families. ProtectMyID is a service aimed to provide that safety net of protection so customers can rest assured that we are keeping an eye on how their personal details are being used, even when they can’t”.
Whilst credit card fraud is the most obvious aspect of identity fraud, it is important consumers consider the problems that may be in store in the future. Without resolving fraudulent activity quickly, victims of identity fraud could find themselves faced with serious problems, such as difficulty obtaining a mortgage or a job because their identities have been compromised.
The ProtectMyID product is available now, priced at £4.99 a month. Consumers can apply directly from the website www.protectmyid.co.uk
Contact 
Lucy Davies, 
Experian Public Relations
Tel: 0203 042 4870
Email: lucy.davies@uk.experian.com
About Experian ProtectMyID.co.uk ProtectMyID is provided by Experian Ltd. Experian Ltd, Landmark House, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ, United Kingdom. Registered No. England 653331.
About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 20 Jul 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:39 GMT</publishDate>
<guid>{268D712A-8223-4AE5-B258-B12F6A20D019}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, first quarter]]></title>
<description><![CDATA[
		15 July 2010 
Experian, the global information services company, today issues an Interim Management Statement that includes an update on trading for the first three months to 30 June 2010.

Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:

“I am pleased to announce that Experian delivered good growth during the first quarter, with improved performance across all our geographies. At constant exchange rates, total revenue growth was 7%, with organic revenue growth of 6%.

““Experian is benefiting from strong execution across the globe, even though recovery in the US and the UK financial markets remains very gradual. For the first half, we are targeting mid single-digit organic revenue and EBIT growth (from continuing activities at constant currency).”

Experian plc

% change in revenue year-on-year for the three months to 30 June 2010


  
    
      Continuing activities only1
      Total growth %
        At actual exchange rates2
      Total growth %
        At constant exchange rates
      Organic   growth %
        At constant exchange rates
    
  
  
    
      North America
      5
      5
      5
    
    
      Latin America
      43
      22
      22
    
    
      UK and Ireland
      (4)
      (1)
      (1)
    
    
      EMEA/Asia Pacific
      9
      10
      2
    
    
      Experian
      9
      7
      6
    
  


1 Continuing activities exclude some UK hosted database activities, UK mortgage software activities and other smaller discontinuing items
2 Experian reports in US dollars

In the three months to 30 June 2010, total revenue from continuing activities at Experian increased by 7% at constant exchange rates. Group organic revenue growth was 6% year-on-year. By principal activity, organic revenue increased 11% at Interactive, 9% at Marketing Services and 4% at Credit Services. Organic revenue declined 3% at Decision Analytics. 

North America

  Both total and organic revenue from continuing activities in North America increased 5%. 
  
Organic revenue at Credit Services declined 3%. There were strong performances across automotive, business information and healthcare payments, reflecting new product introductions and data enhancements. While consumer information revenue declined, this was against a relatively strong prior year mortgage comparable and, in underlying terms, conditions across the financial services sector improved slightly. Organic revenue declined 8% at Decision Analytics. Growth in analytics and fraud prevention was offset by ongoing softness in demand for large software projects. At Marketing Services, organic revenue increased 11%, with good performances across all major segments. Organic revenue growth at Interactive was 11%. There was growth across lead generation and PriceGrabber, while Consumer Direct revenue was broadly flat, as anticipated. This reflected the ongoing brand migration to the new primary website, freecreditscore.com, which is proceeding to plan, and improved retention resulting from continued enhancements of the user experience.

Latin America

  Both total and organic revenue from continuing activities in Latin America increased 22%.
  
Organic revenue growth at Credit Services was exceptionally strong, up 22%, helped by a significant uplift in authentication revenue. There were continued strong performances across both consumer information and business information. Meanwhile, Marketing Services benefited from new product introductions, with organic revenue growth of 77% year-on-year.

UK and Ireland
  At constant exchange rates, total revenue in UK and Ireland declined 1%. Organic revenue also declined 1%.
  
Organic revenue at Credit Services declined 6%. While the financial services segment remains weak, there were good performances across the government, telecommunications and utility verticals. At Decision Analytics, organic revenue declined 6%, due largely to continued softness in transaction volumes. At Marketing Services, organic revenue grew 2%, benefiting from some improvement in underlying market conditions. As expected, there was moderation in the rate of growth at Interactive as the business increases in scale. Organic revenue was up 13%. 

EMEA/Asia Pacific
  At constant exchange rates, total revenue for EMEA/Asia Pacific increased 10%. Organic revenue increased 2%. The acquisition contribution related principally to United MailSolutions in Germany (acquired October 2009) and A-Care Systems in Japan (acquired December 2009).
  
At Credit Services, organic revenue declined 4%, reflecting modest decline against a weak economic backdrop in established markets. There was good growth at Decision Analytics, where organic revenue rose 5%, with very strong performances across emerging Europe and Asia Pacific. At Marketing Services, organic revenue growth was 9%, largely reflecting growth across Asia Pacific.

Other than as disclosed in this Interim Management Statement, there has been no change since 31 March 2010 to Experian’s general financial position, which remains strong, and no material change to Experian’s trading position to the date of this statement.

Future announcements
  Experian will hold its AGM on 21 July 2010 and will announce its half-yearly results on 17 November 2010.
  

Contact:

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      
    
    
      James Russell
      Public Relations Director
      
    
    
      
      
      
    
    
      Finsbury
      
      
    
    
      Rollo Head
      
      +44 (0)20 7251 3801
    
    
      Don Hunter
      
      
    
  


This announcement is available on the Experian website, www.experianplc.com. There will be a conference call today to discuss this update at 9.00am (UK time), which will be broadcast live on the website with a recording available later.

All financial information is based on unaudited management accounts. Certain statements made in this Interim Management Statement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 15 Jul 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:39 GMT</publishDate>
<guid>{103E8095-8643-48C5-B534-62437353056A}</guid>
</item>
<item>
<title><![CDATA[Acquisition of RentBureau]]></title>
<description><![CDATA[
		24 June 2010
Experian, the global information services company, announces that it has acquired the assets of RentBureau LLC, an aggregator of rental payment history data in the United States (US). 
Established in 2005, RentBureau has developed a National Rental Data Exchange (NRDE) database and system to capture rental payment history, rental collection data and lease applications. The NRDE currently includes records on 7 million US residents and has approximately 45 data contributors to the file.
The acquisition is another step in Experian’s strategy to deliver innovative data and analytics to its clients by expanding the breadth and depth of its consumer and business databases. 
As at 31 December 2009, RentBureau’s estimated gross assets were approximately US$1.7m. RentBureau was acquired from its founding shareholders and private investors. It will form part of Experian’s Credit Services activities in North America.
Contact 



Experian



Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

James Russell 
Public Relations Director






Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter


 
About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 24 Jun 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:40 GMT</publishDate>
<guid>{A031686F-C960-4153-BB44-1F2FBBD6B8A3}</guid>
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<item>
<title><![CDATA[£1bn of savings through better fraud detection in public sector]]></title>
<description><![CDATA[
		07 June 2010
Over £1 billion paid out in fraudulent benefit claims and social housing provision could be eradicated quickly if simple, cost-effective and proven fraud prevention techniques were implemented more widely across the public sector. 
According to Experian’s Public Sector business, savings could be made without needing new computer systems and could deliver an immediate crackdown on incapacity benefit, social housing and council tax fraud. Based on its existing work with the Government and its experience of tackling fraud in the public and private sector, Experian estimates that over £1 billion could be claimed back for the taxpayer and public purse. 
In the company’s latest Insight Report entitled “Fighting Fraud in the Government’s Age of Austerity“, the potential savings are detailed as follows: 
Up to £600m from Social Housing Tenancy fraud. Work in London by Experian has shown that Social Housing Tenancy Fraud could be reduced by £200m. If the same methods were applied across the whole of the UK this would result in savings in excess of £600m. By reducing the amount of inappropriate and fraudulent claims for social housing, accommodation is also made available for those in genuine need. By freeing up social housing a significant reduction in temporary accommodation costs could be achieved, which is currently running at over £1 billion a year. 
Up to £300 million from Incapacity Benefit fraud. Experian estimates that savings of up to £300m could be made in the short term by identifying those that should not be claiming Incapacity Benefit. 
£100m a year on Single Person Discount fraud. Experian has already delivered over £30m of savings for local authorities by identifying Single Person Discount fraud. This is cash straight back to taxpayers and if the same procedures were extended to all local authorities savings could amount to more than £100 million a year. 
£17m on Housing and Council Tax fraud. Experian’s Housing Benefit and Council Tax Benefit fraud detection service has proved so effective that the Department for Work and Pensions (DWP) is rolling it out to all 380 local authorities in the UK. The announcement by the DWP follows a highly successful localised pilot which showed how Experian’s service could reduce housing benefit by £17 million a year.
Andrew Davis, Head of Fraud, Experian Public Sector, commented: “Public sector fraud in the UK is costing tax payers over £17 billion a year. Our analysis suggests that this has been rising rapidly year-on-year - fuelled by specific, rectifiable challenges with the current system as well as financial stress and unemployment.” 
In the case of the latter, a symptom we may see emerging is fraud being committed by those who have not historically been responsible for fraud. Much of this fraud will simply be opportunistic, driven by financial stress or people taking advantage of system errors including overpayment. With parallels to some of the fraud trends we have seen in the private sector, it is possible that some young, well-educated city dwellers could be tempted to turn to public sector fraud to maintain their lifestyles.” 
About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
Contact Bruno Rost, Head of PR, Experian Public Sector, +44 (0)7967 567012 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 07 Jun 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:36 GMT</publishDate>
<guid>{89307B2C-E497-46B7-9C5F-9CC56327443E}</guid>
</item>
<item>
<title><![CDATA[Experian CheetahMail is number one again]]></title>
<description><![CDATA[
		25 May 2010
    Experian Marketing Services, a global marketing leader and provider of email marketing and customer intelligence technologies, today announced that for the fifth consecutive year its email marketing technology, Experian® CheetahMail®, is listed as the email service provider to more of Internet Retailer’s Top 500 retail Websites than any other vendor in its category. Listed with 74 of the Top 500, Experian CheetahMail can be found alongside twice the number of retail clients than the next email service provider overall and seven times that amount for the uppermost 100.
    The seventh issue of the industry-renowned Top 500 Guide is based on research compiled by Internet Retailer editors over six months of data collection and analysis. Reinforcing its leadership status, Experian Marketing Services also was named a leader in The Forrester Wave: Email Marketing Service Providers in December 2009, earning the highest score in market presence when compared with other vendors in its category.
    With the increasing pressure for online retailers today to improve their return on marketing spend, it is imperative that every communication they send is meaningful, targeted and relevant. Working with an email service provider that is able to use data to anticipate customer and industry trends for precise campaign execution is key to achieving this goal cost-effectively.
    "The advancement and prevalence of social networking Websites, mobile technology and Internet-enabled devices have amplified the customer engagement and revenue generation opportunities for online retailers today. The enterprises listed in this year’s Top 500 Guide understand these trends and have been able to not only adapt to these changes, but also to build upon them in compelling and strategic ways. It is truly an honour to once again be listed as the email service provider of choice for these strong, customer-focused brands,” said Rachel Bergman, general manager and SVP, Experian CheetahMail. 
    
      About Experian CheetahMail Experian CheetahMail is the trusted service provider of email marketing and customer intelligence technologies for top enterprises worldwide. With the industry’s largest client services teams, feature-rich email technology and a broad range of data management options, Experian CheetahMail enables clients to build data-driven, relevant relationships with their customers. Servicing the world’s most recognizable brands, Experian CheetahMail’s globally diverse client base includes 1800Flowers, Barclays, Borders Books, Discovery Communications, KLM, Neiman Marcus and Wyndham Hotels. Experian CheetahMail, a business unit of Experian (LSE:EXPN), was founded in 1998 and is headquartered in New York City, with offices in Los Angeles, San Francisco, London, Dublin, Amsterdam, Paris, Barcelona, Sydney, Auckland, Singapore, Hong Kong, Beijing and Melbourne. For more information, please visit http://www.cheetahmail.com or email info@cheetahmail.com. 
    
      About Experian Marketing Services Experian Marketing Services delivers best-in-breed data, analytics and platforms into multiple regions around the globe. It is focused on helping marketers more effectively target and engage their best customers through email, digital advertising, customer data management, customer and competitive insight, data enrichment and list rental, modeling and analytics, and strategic consulting. Through these capabilities, Experian Marketing Services enables organizations to encourage brand advocacy, create measurable return on investment and significantly improve the lifetime value of their customers.
    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 25 May 2010 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:34 GMT</publishDate>
<guid>{FA46126C-22F5-4CBB-A43F-637A52D6CC66}</guid>
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<title><![CDATA[Preliminary results for the year ended 31 March 2010]]></title>
<description><![CDATA[
		19 May 2010
    Experian, the global information services company, today issues its financial results for the year ended 31 March 2010.
    
      Highlights 
    
      A strong performance, with organic revenue growth, further margin progression and excellent cash flow. 
      Revenue from continuing activities up 2% at constant exchange rates. Organic revenue growth of 2%. Total Group revenue of US$3.9bn (2009: US$3.9bn). 
      Strong margin progression. EBIT margin from continuing activities up 80 basis points to 24.4%, excluding FARES contribution. 
      Continuing EBIT up 6% at constant exchange rates. Total EBIT of US$991m, up 6% at actual exchange rates. 
      Profit before tax from continuing operations of US$661m (2009: US$578m). Benchmark profit before tax of US$910m, up 8%. 
      Basic EPS of 59.0 US cents (2009: 48.0 US cents). Benchmark EPS of 67.1 US cents, up 8%. 
      Excellent cash conversion of 98% (2009: 99%). Net debt reduced by US$483m to US$1,627m. 
      Second interim dividend of 16.00 US cents per ordinary share, to give full-year dividend of 23.00 US cents per ordinary share, up 15%. 
      Enhanced distribution policy: raising future dividend payout and new US$300m share buyback programme.
    
    John Peace, Chairman of Experian, said:
    “Experian has again delivered an excellent financial performance. In light of our ongoing strong cash generation, we are today announcing an increased dividend payout and a share buyback. Experian has considerable opportunities for future growth which it is pursuing with vigour and with focus and I look forward to further progress over the coming year.”
    Don Robert, Chief Executive Officer of Experian, said:
    “Last year we grew revenue, strengthened our market position and delivered significant cost efficiencies, even though there were considerable economic headwinds in some regions. Looking ahead, we see signs of gradual recovery in some of our key markets and we expect a modest contribution from our strategic growth initiatives over the course of the year. For the first half, we expect organic revenue growth to be slightly stronger than the FY10 exit rate. For the year as a whole, we are targeting mid single-digit EBIT growth (from continuing activities at constant currency) and strong cash generation. Longer term, we see significant opportunities to grow and to capitalise on our globally leading position.”
    
      Contact 



Experian



Don Robert
Chief Executive Officer
+44 (0)20 3042 4215 

Paul Brooks
Chief Financial Officer


Nadia Ridout-Jamieson
Director of Investor Relations


James Russell
Public Relations Director


 
 
 

Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter

There will be a presentation today at 9.30am (UK time) to analysts and investors at the Bank of America Merrill Lynch Financial Centre, 2 King Edward Street, London EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will be available on the website later in the day.There will be a conference call today for bond analysts and investors at 3.00pm (UK time). This will be broadcast live on the Experian website at www.experianplc.com. The supporting slides and an indexed replay will be available on the website later in the day.See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of revenue and EBIT by operating segment.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.Forward looking statementsCertain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 19 May 2010 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:34 GMT</publishDate>
<guid>{980FD7EB-63FA-4017-BEFF-472044C77268}</guid>
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<title><![CDATA[Experian and BSkyB form database marketing business]]></title>
<description><![CDATA[
		12 May 2010
    Experian, the global information services company, announces that it has reached agreement to divest part of its UK database marketing activities to a newly formed business venture with British Sky Broadcasting (Sky). The transaction is expected to complete on 30 June 2010.
    The new company, in which Sky will hold a majority stake, will provide consumer and media insight services and customer management capabilities to a number of large hosted database clients, including Sky. The company will operate under a new brand, which will be announced in due course.
    Over the past few years, Experian has been repositioning its global Marketing Services business to focus increasingly on digital marketing capabilities. By injecting part of its UK hosted database solutions into this new entity, Experian will further tighten the strategic focus of its Marketing Services portfolio on core data and analytics.
    Gross assets for Experian’s UK database marketing business subject to this transaction were £8.6m at 31 March 2009.
    
    
    
      Contact: 



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)203 042 4215

James Russell
Public Relations Director






Finsbury



Rollo Head

+44 (0)207 251 3801

Don Hunter






Sky



Francesca Pierce
Head of Investor Relations
+44 (0)207 705 3337


Stephen Gaynor
Head of Communications, Commercial
+44 (0)207 705 3446


Experian announcements are available on www.experianplc.comAbout Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 12 May 2010 00:00:00 GMT</pubDate>
<publishDate>Mon, 13 Feb 2012 08:48:18 GMT</publishDate>
<guid>{08FFEDC7-CAD6-4E80-9BFC-2F18D5BECE3C}</guid>
</item>
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<title><![CDATA[First American Corporation exercises option over residual FARES stake]]></title>
<description><![CDATA[
		23 April 2010
    The First American Corporation has notified Experian that it has exercised its option over Experian’s residual interest in FARES. The gross cash consideration payable to Experian from the exercise of the option is approximately US$314m and under the terms of the agreement the proceeds are payable by 31 December 2010.
    Following the completion of this transaction, Experian will have fully divested its 20% interest in FARES. Total gross proceeds will be approximately US$432m consisting of proceeds from the disposal of Experian’s interest in FARES to First American (US$314m), divesture of shares held in First American (formerly First Advantage shares, US$70m) and proceeds from the prior disposal of interest in FARES’ plant management and image document businesses (US$48m). After taxes and other expenses, Experian expects a net cash inflow of approximately US$370m. Proceeds received to date have been used to repay bank borrowings. The Experian plc Board will make a determination about the use of future proceeds at the appropriate time.
    For the year ended 31 March 2009, the EBIT contribution from FARES was US$48m. FARES will be treated as a discontinued operation in the statutory financial statements for the year ended 31 March 2011, and as such will be excluded from Benchmark profit before tax and Benchmark EPS in that year.
    
    
      Notes to editors 
    1. In 1997, Experian formed a joint venture with The First American Corporation called First American Real Estate Solutions, or FARES, into which it contributed its US property database businesses. FARES provides a broad range of property data, analytical tools and related services to the real estate and financial services industries.
    2. The value of gross assets held by Experian related to FARES was US$313m at 31 March 2009.
    
    
      Contact: 



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)203 042 4215

James Russell
Public Relations Director






Finsbury



Rollo Head

+44 (0)207 251 3801



Experian announcements are available on www.experianplc.comAbout Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 23 Apr 2010 00:00:00 GMT</pubDate>
<publishDate>Mon, 13 Feb 2012 08:51:20 GMT</publishDate>
<guid>{11E7BDFC-C8FC-4AC2-9F91-1B3752E572E2}</guid>
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<title><![CDATA[Experian launches first monitoring service to proactively find fraud in existing customer accounts]]></title>
<description><![CDATA[
		22 April 2010
    Experian®, the global information services company, today launched the industry’s first fraud detection service to proactively monitor existing customers’ bank and credit account data to pinpoint potential fraud risks before fraudulent transactions are attempted.
    Experian’s new Fraud Open Account Monitoring service checks a number of data sources, including databases of known frauds, to identify risks and assign scores that indicate levels of suspicious activity against each account. By prioritising potentially fraudulent cases through further investigation, organizations are then able to take action to reduce the losses associated with fraud.
    Experian’s analysis of live data across a range of financial organizations indicates that, on average, around two per cent of accounts in a portfolio show signs of suspicious activity that could warrant further investigation.
    The hosted service will help UK financial services and insurance companies to detect account takeovers, impending sleeper and bust-out frauds as well as previously unidentified application frauds. New first-party frauds, committed by previously honest customers, can also be highlighted.
    In addition, Experian’s latest fraud prevention service will enable organizations to monitor the accounts of identity fraud victims to help prevent them from being subject to further fraudulent activity, and better enable them to satisfy anti-money laundering and anti-terrorist financing obligations.
    Nick Mothershaw, Head of Fraud and Identity Solutions, Experian UK and Ireland, comments: “Our analysis indicates that there are potentially millions of open accounts showing signs of suspicious activity that could expose UK financial services and insurance organizations to losses. It is as vital to monitor for signs of fraud in deposit-taking accounts as it is for credit accounts, and in the open account base as it is at the point of application.
    “Experian's Fraud Open Account Monitoring service is a significant addition to our portfolio of fraud fighting and identity verification services. It represents our latest innovation to help clients stay one step ahead of the fraudsters at every stage in the customer lifecycle.”
    
      Contact: 
    
      Chantal Heckford / Jennifer Comerford / Duncan SkehensLansons Communications020 7490 8828  
    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 22 Apr 2010 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:33 GMT</publishDate>
<guid>{74B3BACA-9115-404C-B068-2F4F20B87DF0}</guid>
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<title><![CDATA[Trading update, second half ]]></title>
<description><![CDATA[
		15 April 2010

Experian, the global information services company, today issues an update on trading for the six months to 31 March 2010.

Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:

“I am pleased to announce that organic revenue growth at Experian showed some improvement in the second half. At constant exchange rates, total revenue growth for the half was 3%, with organic revenue growth of 2% (Q3 +1%, Q4 +3%). Latin America performed strongly, and we are pleased that our North America region returned to growth in the period. For the full year to 31 March 2010, we expect to deliver good profit and cash outcomes.”

Experian plc


  
  % change in revenue year-on-year for the six months to 31 March 2010
  
  
    
      Continuing activities only1
      Total growth %
        At actual exchange rates2
      Total growth %
        At constant exchange rates
      Organic   growth %
        At constant exchange rates
    
  
  
    
      North America
      2
      2
      1
    
    
      Latin America
      53
      17
      17
    
    
      UK and Ireland
      6
      (2)
      (2)
    
    
      EMEA/Asia Pacific
      19
      8
      1
    
    
      Experian
      10
      3
      2
    
  


1 Continuing activities exclude the contributions of UK account processing and other smaller discontinuing activities
2 Experian reports in US dollars


In the six months to 31 March 2010, revenue from continuing activities at Experian increased by 3% at constant exchange rates. Group organic revenue growth was 2% year-on-year. Organic revenue was up 10% at Interactive and up 2% at Credit Services. Organic revenue was flat at Marketing Services and declined 5% at Decision Analytics.

North America
  Total revenue in North America from continuing activities increased 2%, with organic revenue up 1%. The difference relates to SearchAmerica, which annualised in the half (acquired in December 2008). 
  
Organic revenue at Credit Services declined 5%. While origination revenues in consumer information declined year-on-year, there was an improved trend in non-mortgage origination as the period progressed. Meanwhile business information, automotive and healthcare payments performed well. Organic revenue at Decision Analytics declined 2%. There was continued strength in fraud prevention and analytical tools, offset by depressed demand for software. At Marketing Services, organic revenue declined 2%, with further moderation in declines at traditional media and good growth in new media channels.

Organic revenue growth at Interactive was 8%, with strong performances in lead generation, as well as at PriceGrabber. Growth at Consumer Direct was in line year-on-year, reflecting reduced marketing spend by Experian while awaiting clarification of new regulatory requirements.

Latin America
  Total revenue for Latin America increased 17% at constant exchange rates. Organic revenue growth was also 17%.
  
Organic revenue at Credit Services rose 19%. There was good growth at both consumer information and business information, helped by further penetration of the SME channel. In addition, there was a significant contribution from authentication products, which ramped up in the period. 

UK and Ireland
  At constant exchange rates, total revenue in UK and Ireland declined 2%. Organic revenue also declined 2%.
  
Organic revenue at Credit Services declined 7%, reflecting the continued impact of origination volume declines, financial services consolidation and market exits, partially offset by growth in non-financial verticals. At Decision Analytics, organic revenue declined 9%, due to client capital expenditure constraints and weakness in transaction volumes. At Marketing Services, organic revenue was down 2%. Despite the tough economic environment, which continued to suppress client marketing budgets, new media channels performed well, helping to offset declines elsewhere. Interactive delivered strong growth, up 27%. 

EMEA/Asia Pacific
  At constant exchange rates, total revenue for EMEA/Asia Pacific increased 8%. Organic revenue increased 1%. The acquisition contribution relates mainly to United MailSolutions in Germany (acquired October 2009) and A-Care Systems in Japan (acquired December 2009).
  
Organic revenue declined 3% at Credit Services against a strong prior year comparative which included a number of one-offs.  At Decision Analytics, organic revenue grew 1% reflecting a robust performance in established markets and good growth in emerging markets. There was also good growth at Marketing Services, with organic revenue up 8%, reflecting increased market penetration and new product launches across the Asia Pacific region.

Future announcements 
Experian will issue its full year results announcement on 19 May 2010.
  
Contact:

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      
    
    
      James Russell
      Public Relations  Director
      
    
    
      
      
      
    
    
      Finsbury
      
      
    
    
      Rollo Head
      
      +44 (0)207 251 3801
    
    
      Don Hunter
      
      
    
  

This announcement is available on the Experian website, www.experiangroup.com. There will be a conference call today to discuss this update at 9.00am (UK time), which will be broadcast live on the website with a recording available later.

All financial information is based on unaudited management accounts. Certain statements made in this trading update are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements. 

Total growth: this is the year-on-year change in the performance of Experian’s activities. Total growth at constant exchange rates removes the translational foreign exchange effects arising on consolidation of Experian’s activities. 

 Organic growth: this is the year-on-year change in continuing activities revenue, at constant transactional and translation exchange rates, excluding acquisitions (other than affiliate credit bureaux) until the first anniversary date of consolidation.

About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.  

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 15 Apr 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:30 GMT</publishDate>
<guid>{CC2451BC-22D5-4378-BE05-67E9E3110B2B}</guid>
</item>
<item>
<title><![CDATA[Experian strengthens its board with the appointment of two new independent non-executive directors]]></title>
<description><![CDATA[
		01 April 2010
    Experian, the global information services company, today announces the appointment of two new independent Non-Executive Directors with effect from 1 June 2010 to enhance the experience, depth and breadth of the Board.
    Judith Sprieser, aged 56, is the former President and Chief Executive Officer of Transora, a technology software and services company and also previously served as Executive Vice President, Food Operations and before that, as Chief Financial Officer of Sara Lee Corporation. Judith is a Non-Executive Director of Reckitt Benckiser Group plc, The Allstate Corporation, USG Corporation, InterContinental Exchange Inc., Royal Ahold N.V. and Adecco SA.
    Paul Walker, aged 52, is currently Chief Executive of The Sage Group plc, one of the leading global suppliers of business management software to small and medium-sized businesses, having previously been its Finance Director. Paul is a Non-Executive Director of Diageo plc and a former Non-Executive Director of MyTravelGroup plc.
    John Peace, Chairman of Experian, commented:
    "I am delighted to welcome Judith Sprieser and Paul Walker to the Board of Experian. Both have extensive boardroom experience which adds to the strength and depth of the Experian Board. In addition, both have a broad perspective of the global technology and software industries, bringing a wealth of experience which will be a great asset to Experian as it continues to globalise and expand its presence as a leading information services company."
    By way of update on the search for a new Chairman, Experian's Nomination Committee has also been engaged in a rigorous process to identify a new Chairman but to date no suitable candidate has been identified.
    
      Contact:
    



Experian 
 
 

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215 

James Russell
Public Relations Director
 

 
 
 

Finsbury
 
 

Rollo Head 
 
+44 (0)20 7251 3801

Don Hunter
 
 About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 01 Apr 2010 09:29:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:30 GMT</publishDate>
<guid>{D5685644-7114-4837-B2C1-7EE0D53A0BB0}</guid>
</item>
<item>
<title><![CDATA[Experian report reveals the changing face of fraud in the UK]]></title>
<description><![CDATA[
		19 March 2010
Experian®, the global information services company, today published its latest Insight Report, detailing how frauds attempted against UK financial institutions and their customers is on the increase and that the nature of the threat is rapidly evolving.
Key trends identified in the report include an increase in identity fraud as organised criminals move into the mass-market, and a surge in first-party fraud as consumers hit hardest by the recession attempted to obtain credit and other financial services they were not entitled to. Furthermore, the report suggests that mortgage and insurance providers could be hit to the tune of £1.2 billion and £2.5 billion worth of fraud respectively in 2010.
Organised crime turning to the mass-market for identity fraud victims
Over 5,000 identity fraud victims sought help from Experian reclaiming their identities during 2009, nearly a 20 per cent increase on 2008. Information collated through the National Hunter fraud data sharing scheme, operated by Experian, indicates that even greater numbers will seek assistance during 2010. 72 per cent of identity fraud attempts in 2009 occurred during the second half of the year.
Experian’s analysis of fraud data using its Financial Strategy Segments (FSS) classification reveals that while the wealthiest sections of society continue to be at high risk of identity fraud, fraudsters are increasingly looking to the mass-market for victims.
Corporate Top Dogs – company directors and business owners at the pinnacle of successful careers – are at greatest risk of identity fraud than any other group. Their Risk Index Score (RIS) of 306 was the highest of any single demographic seeking help from Experian in 2009.
Young couples, singles and rented home sharers were increasingly seeking help during the same period as fraudsters sought to commit high-volumes of low value frauds using the identities of more easily impersonated victims. Those Looking to the Future (RIS 268, young singles living in shared rented accommodation) and Getting by Alone (RIS 162, young singles and single parents living in low value properties) are now also amongst the highest risk groups. Experian expects that the fraudsters’ move into the mass-market will accelerate during 2010.
With high concentrations of the most targeted groups, London’s Knightsbridge (RIS 401), Brompton Road (RIS 398) and Blackwall (RIS 393) areas are prime locations for identity fraud activity. Outside of the capital, new-build locations with a large rental sector, including Salford’s Quays development (RIS 390), Manchester’s Liverpool Street (RIS 352) and Cardiff’s dockside regeneration area (RIS 334), are also vulnerable.
First-party fraud levels on the rise, fuelled by financial stress
Experian’s report reveals that first-party fraud, which occurs when individuals manipulate their own information attempting to obtain financial services they are not entitled to, surged from around 28 per cent of all fraud cases in the first three quarters of 2009 to 46 per cent in the fourth quarter, at a time when identity fraud levels also grew. Experian's fraud experts believe that unemployment and lower levels of lending will result in further growth in first-party fraud rates throughout 2010.
Analysis of data collected through the National Hunter fraud data sharing scheme reveals a cluster of first-party fraud hotspots around the East End of London. Shadwell, Stepney, East Ham, Walthamstow, Woolwich, Peckham and Barking saw far higher than average instances of first-party fraud attempts, as did other London districts such as Streatham and Willesden. Outside of London, there were hotspots in the less affluent parts of Chatham, Leicester, Birmingham and Bolton.
According to Experian’s analysis, those living close to the poverty line, as well as young people in the early stages of setting up home, are most likely to attempt this kind of fraud. The Child-raising Challenge demographic – single parents often relying solely on benefits and struggling with debt repayments – makes up less than four percent of the UK population, but is responsible for almost 11 percent of attempted first-party frauds in 2009. Likewise, Looking to the Future – young singles living in shared rented accommodation – accounts for less than three percent of the population, but more than eight percent of attempts.
Mortgage and insurance providers to be key targets for fraudsters in 2010
Experian’s report predicts that mortgage and insurance providers are likely to bear the brunt of fraud attacks during 2010.
Mortgage fraud rates have remained fairly steady at 20 frauds in every 10,000 applications since early-2008, rising in line with new applications. Experian’s fraud experts believe that mortgage providers will see fraud rates increase in 2010 due to the continued shortage of sub-prime and self-certification mortgages and increasing demands to re-mortgage emanating from the last batch of pre-crunch mortgage holders coming off three-year fixed-term interest deals. Fraud losses in the mortgage sector could reach £1.2 billion in 2010.
Experian’s report shows that insurance fraud rates almost doubled in the final quarter of 2009, from nine detected frauds in every 10,000 applications in quarter three, to 16 in quarter four. Insurance fraud rises in difficult economic times as financially stressed consumers increasingly claim on home insurance to gain goods which they can no longer afford to replace. With uncertainties over the economy likely to result in unemployment remaining higher for longer, Experian estimates that general insurance fraud losses could reach £2.5 billion during 2010.
Nick Mothershaw, Director of Fraud and Identity Solutions at Experian, comments: “Attempted fraud is on the increase and the nature of the threat is changing. Organised criminal fraudsters are moving into the mass-market, looking beyond those with obvious wealth towards lower-value but more vulnerable targets. At the same time, financial stress brought about by the recession is driving increasing numbers of people to commit fraud to maintain their lifestyles.
“As a result, financial institutions could be faced with sustained fraud attacks during 2010. The volume and intensity of attempts will continue to grow and organisations must be prepared to ensure that they can most effectively manage the risk this exposes them to.
“Our report shows that the fraud threat is continually evolving and the associated losses have a direct impact on profitability. Consumers can help protect themselves against the devastating effects of identity fraud by monitoring their credit reports. Financial institutions need to take a more holistic approach to fraud, including sharing fraud data with other firms and ensuring that robust controls are in place across the business.”
About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
Download a copy of the report 
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 19 Mar 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:32 GMT</publishDate>
<guid>{09C3200A-CDE0-42BD-A5B1-FE52DE298D26}</guid>
</item>
<item>
<title><![CDATA[Latest Experian Marketing Services report reveals significant digital marketing trends]]></title>
<description><![CDATA[
		23 February 2010
    Experian Marketing Services today announced the launch of the latest version of its annual digital benchmark report, updated to reflect consumer behaviours and preferences in 2010. The 2010 digital marketer: Benchmark and trend report is designed to help marketers better connect with consumers as companies worldwide continue to shift to digital channels at a faster pace.
    The report contains trend information, predictive benchmark data and analytical insight from across the marketing landscape, giving today’s businesses a more accurate and complete understanding of the digital consumer. Channels such as email, digital advertising, mobile, search, online communities and social media are analyzed in the report, which also provides insight on the multichannel attitudes and behaviours of consumers today. The report’s goal is to help businesses from all industries drive their 2010 programs and return on investment goals.
    Key findings from the report include: 
    
      Adults ages 18 to 34 prefer instant messaging, text messaging, cell phones and social sites as main sources of information and entertainment. However, consumers 50 and older prefer the Internet to their mobile phones. 
      Adults over age 50 tend to engage in online activities like researching financial and medical information, while those ages 25 to 49 spend more Internet time banking online and reading news. 
      Digital addressable advertising delivered to targeted households improved media efficiency by 56 percent. 
      Emails promoting in-store visits in 2009 grew by 50 percent, highlighting the increased usage of email for cross-channel marketing. 
      There are 276.6 million mobile phones in the United States, and more than 70 percent of owners always carry their phone. 
      Consumers continue to start offline shopping trips while online at home with searches that usually are branded or navigational and comprise only one or two keywords. 
    
    “Consumer behaviour and preferences have shifted in favour of digital experiences and constant connectivity,” said Ashley Johnston, vice president of marketing for Experian Marketing Services. “Marketers who understand and embrace the digital landscape as it exists today and combine this knowledge with consumer insight and data-driven best practices will realize greater customer engagement.” 
    To download Experian Marketing Services’ 2010 digital marketer: Benchmark and trend report, visit http://www.experian.com/marketing-services/register-2010-digital-marketer.html. 
    
      About Experian Marketing Services Experian Marketing Services delivers best-in-breed data, analytics and platforms into multiple regions around the globe. It is focused on helping marketers more effectively target and engage their best customers through email, digital advertising, customer data management, customer and competitive insight, data enrichment and list rental, modeling and analytics, and strategic consulting. Through these capabilities, Experian Marketing Services enables organizations to encourage brand advocacy, create measurable return on investment and significantly improve the lifetime value of their customers. 
    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 23 Feb 2010 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:35 GMT</publishDate>
<guid>{016C48C0-2196-4343-9373-6564BC4B5FC9}</guid>
</item>
<item>
<title><![CDATA[Experian awarded full licence to operate Indian credit bureau]]></title>
<description><![CDATA[
		18 February 2010
Experian, the global information services company, today announced that its Indian Joint Venture is the first company to be awarded a full licence by the Reserve Bank of India (RBI) to operate a credit bureau in India under new regulations. Experian has appointed global bureau specialist Phil Nolan as Managing Director of the Indian credit bureau - based in Mumbai.
Experian is the first Credit Information Company to be granted a Certificate of Registration by the RBI under the CICRA Act of 2005. The move provides the Indian market with a credible alternative supplier of Credit Information and paves the way for the introduction of Experian’s globally proven value added products and services to enhance credit granting processes and portfolio management in India.
Richard Fiddis, Managing Director for Emerging Markets, Experian, said: “The RBI’s decision to grant us the first full licence to operate a credit bureau in India signals the next phase of our development. This creates a platform for us to introduce a wide range of new products and services to help India’s growing financial services and telecommunications sectors better acquire and retain profitable customers.”
“In addition, we are delighted to have someone of Phil Nolan’s expertise to lead the development of our new Indian Credit Bureau. His extensive experience of working in established and emerging markets, coupled with his firm understanding of the Indian financial sector, will further fuel our innovation in the marketplace.”
Phil Nolan commented: “Domestic and international businesses in India will benefit from even greater access to our global data and analytics products. With an exceptionally strong local management team in India, we have the skills and global resources to enhance how our clients manage customers across the entire credit lifecycle.”
Prior to his appointment, Phil led the development of Experian credit bureaux in established and emerging markets. Having played an instrumental role in the creation of the Indian joint venture, Phil will spearhead the roll out of Experian’s global products and services into the Indian market.
In November 2009, the Experian Credit Information Company of India Private Limited was formed. The company represents a joint venture with seven of India’s leading public and private sector banks and non-banking financial institutions; Axis Bank, Federal Bank, Indian Bank, Magma Fincorp, Punjab National Bank, Sundaram Finance and Union Bank of India.
About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
For more information, visit http://www.experianplc.com.
Contact 



Experian Public Relations



James Taylor
+44 (0)115 992 2650
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 18 Feb 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:35 GMT</publishDate>
<guid>{E7DA4708-E20D-49FC-B2A8-BD3AC29685E5}</guid>
</item>
<item>
<title><![CDATA[Experian Hitwise launches in France]]></title>
<description><![CDATA[
		09 February 2010
    Experian, the global information services company, has further expanded its Marketing Services portfolio in Europe with the launch of Experian Hitwise in France. Experian’s Internet measurement service will help domestic and international marketers operating in France to improve their online marketing, content development, affiliate strategies and search tactics.
    Experian Hitwise is reporting on more than 75,000 websites across 160+ industries and over 1 million search terms, based on the Internet activity of 90,000 French Internet users from all over the country. Experian Hitwise also operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada and Brazil.
    “We are delighted to continue the global expansion of Experian’s Marketing Services products and services with the launch of Hitwise in France,” said Jonathan Hulford-Funnel, Managing Director of Experian Marketing Services in EMEA. “From a digital marketing perspective, France has the second largest broadband population in Europe[1], and Experian Hitwise is now able to provide marketers with specific insights into consumer behaviour as well as competitors’ marketing activities. This data is crucial to improving and measuring online marketing and complements our Experian CheetahMail e-mail marketing service in France."
    The Hitwise France service will provide clients with data on website industry and category rankings, Clickstream traffic activity, search behaviour and keyword research. Clients also will have access to additional tools to create custom categories, search term portfolios and customized dashboards.
    Visit the Hitwise France website at:http://fr.hitwise.com.
    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    For more information, visit http://www.experianplc.com.
    
      About Experian Hitwise Experian Hitwise is the leading online competitive intelligence service. Experian Hitwise gives marketers a competitive advantage by providing daily insights on how 25 million Internet users around the world interact with more than 1 million Web sites. This external view helps companies grow and protect their businesses by identifying threats and opportunities as they develop. Experian Hitwise has more than 1,500 clients across numerous sectors, including financial services, media, travel and retail.
    Experian Hitwise (FTS:EXPN), www.experianplc.com, operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada and Brazil. More information about Experian Hitwise is available at www.hitwise.co.uk.
    For up-to-date analysis of online trends, please visit the Experian Hitwise research blog at www.ilovedata.com and the Experian Hitwise Data Centre at http://www.hitwise.com/datacentre.
    
      Contact 



Experian Hitwise



Lindsay O'Gorman
+44 (0)20 7378 4763
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 09 Feb 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:35 GMT</publishDate>
<guid>{E9EF8DE5-E093-4E96-B69A-37FEDA1CFF53}</guid>
</item>
<item>
<title><![CDATA[Bond issuance]]></title>
<description><![CDATA[
		22 January 2010
    Experian plc, the global information services company, announces that its subsidiary, Experian Finance plc, has priced an issue of €500m 4.75% bonds due 2020, rated BBB+/Baa1.
    The bonds will be issued by Experian Finance plc under the terms of its Euro Medium Term Note Programme, which is guaranteed by Experian plc. The proceeds will be swapped into US dollars and will be used to repay US dollar drawings under the Group's principal bank facilities.
    This bond issue enables the Group to extend the maturity of its debt portfolio and diversify its funding sources.
    
      Contact 



Experian



Antony Barnes
Group Treasurer
+44 (0)20 3042 4215 About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 22 Jan 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:34 GMT</publishDate>
<guid>{232EAE05-8A34-4A3C-B1B3-595DF2A0EA88}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, third quarter]]></title>
<description><![CDATA[
		15 January 2010

Experian, the global information services company, today issues an Interim Management Statement that includes an update on trading for the three months to 31 December 2009.

Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:

“I am pleased to announce that Experian delivered growth in line with our expectations during the third quarter. At constant exchange rates, total revenue growth for the quarter was 2%, with organic revenue growth of 1%.

“Looking ahead across our major businesses, we see further stabilisation in parts of North America, we are still cautious on the UK, while the outlook for Latin America is robust. For the fourth quarter, we expect modest improvement in organic revenue growth. For the year as a whole we remain on track to grow profits at constant currency and deliver strong free cash flow.”

Experian plc 

% change in revenue year-on-year for the three months to 31 December 2009


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic growth %
      At constant exchange rates
  
  
  
  
    North America
    -
    -
    (1)
  
  
    Latin America
    49
    16
    16
  
  
    UK and Ireland
    5
    (3)
    (2)
  
  
    EMEA/Asia Pacific
    19
    7
    2
  
  
    Experian
    8
    2
    1
    
  



1 Continuing activities exclude the contributions of UK account processing and other smaller discontinuing activities 
2 Experian reports in US dollars


In the three months to 31 December 2009, revenue from continuing activities at Experian increased by 2% at constant exchange rates. Group organic revenue growth was 1% year-on-year. By principal activity, organic revenue increased 8% at Interactive and 2% at Credit Services. Organic revenue declined 1% at Marketing Services and 9% at Decision Analytics. 

Since 30 September 2009, Experian has acquired United MailSolutions and A-Care Systems, and has received cash proceeds from certain disposals relating to its FARES associate. Net inflows to the date of this statement from these transactions totalled approximately US$60m. 

North America
Total revenue from continuing activities in North America was flat, with organic revenue down 1%. The difference relates to SearchAmerica, which annualised in the quarter (acquired in December 2008). 


Organic revenue at Credit Services declined 6%. There were good performances within business information and automotive, which benefited from product enhancements and new business wins. These helped to offset a decline in consumer information revenue, attributable to a reduction in origination revenues, including mortgage. Organic revenue declined 3% at Decision Analytics, reflecting slow pipeline conversion in the period. 

Compliance with the Credit Card Reform Act comes into effect on 22 February 2010 and is impacting clients’ resources and slowing decision making. Final rules were issued this week regarding the requirement to assess a consumer’s ability to repay, with the Federal Reserve Board specifically allowing the use of modelled data for income estimation. Experian’s new income models address this requirement. We are awaiting final rules on other provisions of the Act, including the requirements for further disclosure in advertising at Consumer Direct.

At Marketing Services, organic revenue declined 5%. New media activities delivered good growth, while the rate of decline in traditional media moderated, helped by stabilisation in some end-markets. Organic revenue growth at Interactive was 6%. There were good performances at lead generation and PriceGrabber, helped by market recovery. As expected, Consumer Direct was broadly flat, reflecting an exceptionally strong prior-year comparable.  

Latin America
Revenue for Latin America increased 16% at constant exchange rates. Organic revenue growth was also 16%.


Organic revenue at Credit Services rose 18%. Growth was driven by higher origination volumes, increased contribution from premium products, strong penetration in the small and medium enterprise channel, as well as growth in authentication revenue.  

UK and Ireland
At constant exchange rates, total revenue in UK and Ireland declined 3%. Organic revenue declined 2%.


Organic revenue at Credit Services declined 5%. Credit origination revenues within financial services remained weak, mitigated by good performances across non-financial verticals and risk management activities. At Decision Analytics, organic revenue declined 13%, reflecting lower transaction volumes and client capital expenditure constraints. There was some moderation in the rate of decline at Marketing Services, where organic revenue was down 2%. New media performed well, helping to offset declines in traditional media. Interactive delivered strong growth, up 27%. 

EMEA/Asia Pacific
At constant exchange rates, total revenue for EMEA/Asia Pacific increased 7%. Organic revenue growth increased 2%. The acquisition contribution related principally to KreditInform in South Africa (acquired in December 2008) and United MailSolutions in Germany (acquired October 2009).


Organic revenue growth at Credit Services was 3%, with strength across emerging markets and robust performances within established markets. At Decision Analytics, organic revenue declined 6%, impacted by adverse phasing of software deliveries. At Marketing Services, organic revenue growth was 10%, reflecting new business development. 

Other than as disclosed in this Interim Management Statement, there has been no change since 30 September 2009 to Experian’s general financial position, which remains strong, and no material change to Experian’s trading position to the date of this statement.

Future announcements
Experian will issue its second half trading update on 15 April 2010.


Contact:


  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
    
      James Russell
      Public Relations Director
       
    
    
       
       
       
    
    
      Finsbury
        
       
    
    
      Rollo Head
       
      +44 (0)20 7251 3801
    
    
      Don Hunter
       
       
    
  



This announcement is available on the Experian website, http://www.experianplc.com. There will be a conference call today to discuss this update at 9.00am (UK time), which will be broadcast live on the website with a recording available later.

All financial information is based on unaudited management accounts. Certain statements made in this Interim Management Statement are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements. 

Total growth: this is the year-on-year change in the performance of Experian’s activities. Total growth at constant exchange rates removes the translational foreign exchange effects arising on consolidation of Experian’s activities.

Organic growth: this is the year-on-year change in continuing activities revenue, at constant transactional and translation exchange rates, excluding acquisitions (other than affiliate credit bureaux) until the first anniversary date of consolidation.

About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. 


Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.  

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 15 Jan 2010 17:41:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:33 GMT</publishDate>
<guid>{0A0692E1-DEE1-41A0-8E01-B90E4AA0F3EE}</guid>
</item>
<item>
<title><![CDATA[Experian's Income Insight assesses 'ability to pay']]></title>
<description><![CDATA[
		13 January 2010
Experian announced today that it fully supports the Federal Reserve Board rules implementing the Credit Card Act, which will require credit card issuers to assess borrowers’ “ability to pay”. Released yesterday, Jan. 12, the final rules explicitly allow for the use of “empirically derived, demonstrably and statistically sound models that reasonably estimate a consumer’s income or assets.”
To meet the growing market and regulatory need, Experian, the leading global information services company, previously announced Income InsightSM, its latest innovation in risk- management models, as a proven predictor for determining consumers’ ability to pay. Income Insight is a unique product that was developed from a deep database of verified income and built on proprietary credit attributes. Its performance statistics and model development process demonstrate that Income Insight is empirically derived and statistically sound and is entirely consistent with the new regulations. Experian’s Income Insight product is currently being successfully utilized by clients to evaluate borrowers’ ability to pay. 
Income Insight is the first income estimation model that can be delivered in a tri-bureau fashion based on credit reports from any of the three largest credit reporting companies. The output of the model is a specific dollar value rather than a range, which would limit usefulness. Income Insight is available online and in batch and can be used in account acquisitions, account review and collections.
Key benefits of Income Insight include:

Supports lenders’ compliance with recent legislation in a cost-effective and efficient manner 
Can assist lenders with responsible provision of credit through considering borrowers’ ability to pay 
Complies with the Fair Credit Reporting Act (FCRA) and the Equal Credit Opportunity Act (ECOA) 
Identifies customers while considering their complete financial picture 
Improves risk-management efforts by enabling modeled debt-to-income ratios 
Accurately segments defaulted borrowers to maximize collection processes 
“We are pleased that the Federal Reserve has allowed for the use of models like Income Insight for compliance with the new regulations for assessing borrower’s ability to pay,” said Steven Wagner, president of Experian Consumer Information Services. “Income Insight provides our clients with the ability to conveniently and efficiently provide consumers with appropriate credit offers, while protecting their privacy.”
About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft. 
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2009, was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 13 Jan 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:33 GMT</publishDate>
<guid>{2FD15E86-FF1F-443B-AFA2-B1840435140C}</guid>
</item>
<item>
<title><![CDATA[Acquisition of A-Care Systems, Inc]]></title>
<description><![CDATA[
		5 January 2010
    Experian, the global information services company, announces that it has acquired an 88.5% stake in A-Care Systems, Inc, a leading email marketing company in Japan. 
    The acquisition is a further step in Experian's strategy to expand its new media targeted marketing activities globally. It extends the geographic reach of Experian's fast-growing email marketing business into the key market of Japan, the second largest for marketing services spend globally. Experian is the largest permission-based email marketer globally, with offices in 10 countries, including the major markets of the US, the UK, France, Spain and Germany, in addition to a growing footprint across Asia Pacific, with operations in Singapore, Hong Kong, Australia and New Zealand. 
    Founded in 1999, A-Care Systems, Inc is Japan's largest pure play email campaign management and distribution company, delivering emails, hosting client data and providing email marketing-based research. In addition, A-Care Systems, Inc is strongly positioned in the rapidly growing channel of mobile/cell phone marketing. The company has over 1,000 clients across several sectors, including manufacturing, retail and e-commerce.
    In the year to 30 September 2009, revenue for A-Care Systems, Inc was JPY2.6bn (c.US$29m) and gross assets as at 30 September 2009 were approximately JPY1.5bn (c.US$17m). The stake in A-Care Systems, Inc was acquired from its founding shareholders and will form part of Experian's Marketing Services activities. The acquisition has been funded from Experian's existing cash resources. 
    
      Contact
    


Experian
 
 

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

James Russell 
Public Relations Director
 

 
 
 

Finsbury
 
 

Rollo Head

+44 (0)20 7251 3801

Don Hunter
 
 Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 05 Jan 2010 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:34 GMT</publishDate>
<guid>{24462C23-9C45-46B9-9C1E-16CED90A4809}</guid>
</item>
<item>
<title><![CDATA[Experian CheetahMail named a leader among email service providers]]></title>
<description><![CDATA[
		28 December 2009
    
      Experian Marketing Services’ CheetahMail achieves perfect score in customer satisfaction from independent research firm 
    
    Experian Marketing Services, a leading global provider of customer targeting and engagement services, today announced that Forrester Research named it as one of the leaders in The Forrester Wave: Email Marketing Service Providers, Q4 2009. Experian® CheetahMail®, Experian Marketing Services’ email capability, was named a leader and earned the highest score in market presence when compared with other vendors in its category.
    According to Forrester, “Experian Marketing Services’ platform has excellent production services capabilities as well as a comprehensive self-service application (Experian CheetahMail) that caters to 40% of its clients that work with the vendor in that fashion. It earned a perfect customer satisfaction score and has a long history of complex data integrations as well as a global footprint.” 
    “We always appreciate being recognized as an industry leader. As an organization built around the innovative technology and stellar service we provide to our clients’, their success and satisfaction are the real measures of our achievement,” said Matt Seeley, president of Experian Marketing Services’ Platforms Division. “We take great pride in our clients’ programs, and our 95 percent client retention rate, continued double-digit growth and increasing market share are true testaments of our commitment to providing exceptional value and thought leadership to each and every one of them.” 
    The Forrester Wave: Email Marketing Service Providers, Q4 2009 evaluated 15 ESPs based on a variety of weighted criteria, including current offering, strategy and market presence. Ratings also were based on Forrester Research’s opinion of each ESP’s corporate strategy, product road map, vertical strategy and cost. Technology demonstrations and in-depth interviews with a number of customer references and top executives were also included in the evaluation process.
    
      About Experian Marketing Services Experian Marketing Services helps leading marketers turn customers into brand advocates. By focusing on three core areas of excellence — data, platforms and analytics — Experian provides the world’s leading brands with the insight, technology and expertise they need to effectively target and engage their most profitable customers across the marketing ecosystem. We do this through a full suite of marketing services, including email marketing, addressable advertising, on-demand data enrichment, modeling and analytics, strategic services, and consumer and competitive insights. 
    Experian CheetahMail is the trusted brand of email marketing. With the industry’s largest client services teams, feature-rich email technology and a broad range of data management options, Experian CheetahMail enables clients to build data-driven, relevant relationships with their customers. Servicing the world’s most recognizable brands, Experian Marketing Services’ globally diverse email client base includes Barclays, Borders Books, 1-800-FLOWERS, KLM, Neiman Marcus and Wyndham Hotels. Experian CheetahMail is headquartered in New York City with offices in Los Angeles, San Francisco, London, Dublin, Amsterdam, Paris, Barcelona, Düsseldorf, Sydney, Melbourne, Auckland, Singapore, Hong Kong, Beijing and Johannesburg. For more information, please email info@cheetahmail.com
    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2009, was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    
      For more information, visit http://www.experianplc.com    ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 28 Dec 2009 15:31:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:07 GMT</publishDate>
<guid>{A73796B2-0B48-476D-96E2-47FA735E7286}</guid>
</item>
<item>
<title><![CDATA[Changes to structure of Russian joint venture]]></title>
<description><![CDATA[
		21 December 2009
    
      Changes to structure of Russian joint venture 
    
    Experian, the global information services company, announces that the Savings Bank of the Russian Federation (Sberbank), has acquired a 50% stake in the Experian-Interfax bureau in Russia. Under the new terms agreed,Experian and Interfax will each hold 25% of the venture and Sberbank will hold 50%. 
    The joint venture will combine the capabilities of Sberbank, Russia's biggest bank, Experian, the world's leading credit bureau operator and Interfax, the leading information agency in Russia. With the addition of data from Sberbank, the number of credit agreements in the bureau will nearly double to 23m. 
    This new combination represents a further step in Experian's strategy to develop its credit bureaux footprint in high growth emerging markets globally. The joint venture will benefit from enhanced data coverage, market-leading technology and a leading position in the Russian market. In addition, the joint venture will provide a platform for the further deployment of value-added products in Russia, to provide clients with enhanced credit risk and fraud management. 
    
      About Experian Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2009, was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 
    
    
    
      Enquiries 



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215





Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter

Experian announcements are available on http://www.experianplc.com.View the full press release in PDF format.View the full press release in PDF format.-->]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 21 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Tue, 01 Nov 2011 13:28:53 GMT</publishDate>
<guid>{364D5B1D-B8F5-4BDE-AE14-8796DBB02BF2}</guid>
</item>
<item>
<title><![CDATA[Credit Saison enhances credit risk management with Experian]]></title>
<description><![CDATA[
		15 December 2009

Experian, the global information services company, today announced that Credit Saison Co., Ltd. (President and CEO: Hiroshi Rinno, Headquarters: Toshima-ku, Tokyo), has adopted its credit application model. Credit Saison has around 14% of the country’s total credit card shopping transaction volume and Experian’s application model will increase the accuracy and efficiency of screening new credit card applications for Saison credit cards.

Changes in the regulatory and economic climate have led many non-banks in Japan to revise their credit strategies. The application model being used by Credit Saison includes credit bureaux data required by the Moneylending Control Law to enable the company to improve its credit risk management processes. Using Experian’s data and analytics, Credit Saison will be able to optimize its lending decisions to ensure the right credit products are offered to the most appropriate customers. 

Credit Saison’s Credit Planning Department General Manager, Daisaku Ohno commented: “Our mission is to understand our customers and assess the risk and reward of each relationship. Experian’s data and analytics will enable us to rapidly and accurately deploy flexible credit strategies in all climates, tailored to each customer’s profile.” 

About Experian 
Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to manage their credit relationships and protect against identity theft.


Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.

For more information on Experian Japan, visit http://www.experian.co.jp]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 15 Dec 2009 15:31:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:07 GMT</publishDate>
<guid>{CF4A940B-7A1F-41E1-885D-63AD907E8B0F}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:01 GMT</publishDate>
<guid>{3B37BECD-051F-4453-A13A-3F5D61DE5302}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:00 GMT</publishDate>
<guid>{55549240-A149-4034-9546-4507CE6110D3}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:02 GMT</publishDate>
<guid>{9A197FA8-C6AA-4AC9-AF1B-17F7151F771C}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:59 GMT</publishDate>
<guid>{68F8EB3F-FB6E-4015-9145-5A0F1416C53F}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:02 GMT</publishDate>
<guid>{8435883C-7184-4663-863F-8524B5A0DB59}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:45 GMT</publishDate>
<guid>{22CC33C1-C82F-4E2F-B537-A95F5EA5EE0B}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:45 GMT</publishDate>
<guid>{1F984D1E-B4F3-4A16-A09B-975D7D66866D}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:53 GMT</publishDate>
<guid>{BF254D49-2721-45BB-B88A-827A45B132EF}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:01 GMT</publishDate>
<guid>{1766AE75-99D8-4F7D-B2FA-F3B1C688AEEE}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:53 GMT</publishDate>
<guid>{324A91A2-455F-4439-BE3C-514A1BEF9B2A}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:57 GMT</publishDate>
<guid>{05DDFF6B-FFBF-41B8-869B-425C11CEB8A9}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:06 GMT</publishDate>
<guid>{4F53C48F-4230-4A84-9C7A-0BED69D6E189}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:06 GMT</publishDate>
<guid>{1FB46963-3B76-4120-AFB7-FABC869ED0B2}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:55 GMT</publishDate>
<guid>{A3EFA106-B9EE-425A-A21D-067399BC8443}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:56 GMT</publishDate>
<guid>{E89DDDBF-E5F0-4B1F-B7ED-4053016CA2C0}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:55 GMT</publishDate>
<guid>{A5953F77-1A16-4C5C-A056-3483C031108D}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:57 GMT</publishDate>
<guid>{99AFD76E-E97B-43BB-8CD8-08EBD9869E9D}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:56 GMT</publishDate>
<guid>{78F19913-FC28-4E71-B9C3-92596B12CCFC}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:58 GMT</publishDate>
<guid>{24FE4FD8-858F-4077-B1D3-E745397D2EAC}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:03 GMT</publishDate>
<guid>{9C3A0BD8-2BB5-49A1-B413-9DD519F5F541}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:57 GMT</publishDate>
<guid>{FE2CC6E6-B6B1-44A3-8C11-52E0091FB887}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:45 GMT</publishDate>
<guid>{442A2585-4E0D-4D8D-8635-C6089487776A}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:12 GMT</publishDate>
<guid>{59880FE1-1219-409C-8D2B-FFE1CE0F51F3}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:10 GMT</publishDate>
<guid>{C88F838A-6A7A-488B-8763-3A19B74F22CE}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:11 GMT</publishDate>
<guid>{6AF5791B-F18D-4172-A5F4-93597C49554F}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:26 GMT</publishDate>
<guid>{14251E55-DA4D-42E4-BDFB-92A52DA50010}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:23 GMT</publishDate>
<guid>{BF4E4905-CFEA-4502-BCB1-677306B1C235}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:12 GMT</publishDate>
<guid>{0B491BB5-3D30-49A5-B591-36179BEE942E}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:13 GMT</publishDate>
<guid>{B95CFEF0-A54A-43CC-AD29-1AC4ADB6B1E9}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:15 GMT</publishDate>
<guid>{02B5BF35-1B48-4095-B7FC-F7FB554B14C7}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:10 GMT</publishDate>
<guid>{7B15B1EA-555A-4DE7-B964-6195A6C6A0BA}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:14 GMT</publishDate>
<guid>{A54B6452-F55C-4743-BE59-BD1256FE56BF}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:26 GMT</publishDate>
<guid>{B5346ED4-8CC9-41BF-815A-DFA7E3E1A4B3}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:50 GMT</publishDate>
<guid>{FE3073A1-C038-45F1-89E6-20519342EEFF}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:49 GMT</publishDate>
<guid>{4A316602-C467-49A0-B094-5DF2A79982BD}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:49 GMT</publishDate>
<guid>{A2E06F1F-92F8-4BDC-AC79-07EA6408BAE8}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:43 GMT</publishDate>
<guid>{16DB960D-AD7F-4A31-B763-496FE80DB225}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:44 GMT</publishDate>
<guid>{0B2DB0F5-EBD5-4801-B4B9-C27A167946F4}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:20 GMT</publishDate>
<guid>{1CE8F1CC-7165-4A5B-B116-C61007513C99}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:22 GMT</publishDate>
<guid>{426D1543-23CF-4C5E-B28C-28C546F2DE16}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:21 GMT</publishDate>
<guid>{2CD626F5-0225-4A3F-A04E-DDAD8B534F33}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:47 GMT</publishDate>
<guid>{7CC47B39-3D21-4DD0-928D-053358EF0FFC}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:47 GMT</publishDate>
<guid>{55AC7B3D-018D-41E3-B231-EC22AD4AEED5}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:53 GMT</publishDate>
<guid>{6F795D5E-DAEC-4C97-9EFF-5364917041A2}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:55 GMT</publishDate>
<guid>{F65B540F-BB96-4A0D-B39E-3386D603F17E}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:52 GMT</publishDate>
<guid>{B4DBBF7F-1B38-4CB2-84E9-748971186CE7}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:56 GMT</publishDate>
<guid>{D4CD8F2A-AF81-4889-8816-C59703716415}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:53 GMT</publishDate>
<guid>{EC7E32B2-A248-4133-8F23-8F0BA02DE006}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:59 GMT</publishDate>
<guid>{96B87172-119F-4E7E-B1C1-FE65F20D7630}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:02 GMT</publishDate>
<guid>{6B8C07AE-50EF-4E00-BCBA-99F7BC888D6D}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:57 GMT</publishDate>
<guid>{3155BABB-CB12-4BE4-95E0-17DF1E9140DC}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:54 GMT</publishDate>
<guid>{56745A77-F90E-448A-8A29-7FFEAEA3A8CE}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby announces that, as part of the   management of its debt maturity profile, it is willing to purchase for   cancellation any and all of the outstanding £308m 6.375% Bonds due July 2009   (the “Bonds”), at a price calculated using the ME pricing function on Bloomberg,   with reference to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will   be the 7-month rate posted on the Thomson Reuters BBA (British Bankers   Association) page (BBAM on Bloomberg) at that time. At the 7-month LIBOR rate as   at 4th December 2008 of 3.8725%, this would equate to a clean price of   approximately 100.80. Settlement will be for T+3 from the date of purchase and   accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by Experian should   contact either their sales representative at The Royal Bank of Scotland or one   of the individuals named below, up until 13:00 hours London time on Friday 12th   December 2008. Experian may consider purchasing any Bonds remaining outstanding   after this time, but holders should note that the pricing terms for such   purchases will be subject to private treaty.
Experian will fund purchases by drawing on its $2.5 billion revolving credit   facilities due 2012. At 30th November 2008, $1.2 billion of these facilities was   undrawn. 
As previously announced, between April and August 2008 Experian bought back   and cancelled £42m of the Bonds, in private market purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may be   restricted by law. Persons into whose possession this announcement comes are   required by Experian to inform themselves about and to observe any such   restrictions. This announcement does not constitute a solicitation of an offer   to sell Bonds in any jurisdiction in which such solicitation or offer is   unlawful, and offers to sell will not be accepted from Bondholders located or   resident in any jurisdiction in which such solicitation or offer is   unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some   or all of those Bonds for cash (the “Invitation”) is not being made and will not   be made, directly or indirectly, in or into, or by use of the mails of, or by   any means or instrumentality (including, without limitation, facsimile   transmission, telex, telephone, email and other forms of electronic   transmission) of interstate or foreign commerce of, or any facility of a   national securities exchange of, the United States, and the Bonds may not be   offered for sale by any such use, means, instrumentality or facility from or   within the United States or by persons located or resident in the United States.   Accordingly, copies of any documents or materials relating to the Invitation are   not being, and must not be, directly or indirectly, mailed or otherwise   transmitted, distributed or forwarded in or into the United States or to persons   located or resident in the United States. Any purported offer for sale in the   Invitation resulting directly or indirectly from a violation of these   restrictions will be invalid and tenders of Bonds made by a person located in   the United States or any agent, fiduciary or other intermediary acting on a   non-discretionary basis for a principal giving instructions from within the   United States will not be accepted. For the purposes of this paragraph, United   States means the United States of America, its territories and possessions, any   state of the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating   to the Invitation is not being made, and such documents and/or materials have   not been approved, by an authorised person for the purposes of section 21 of the   Financial Services and Markets Act 2000. Accordingly, such documents and/or   materials are not being distributed to, and must not be passed on to, the   general public in the United Kingdom, and are only for circulation to persons   outside the United Kingdom or to persons within the United Kingdom falling   within the definition of investment professionals (as defined in Article 19(5)   of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005   (the Order)) or to other persons to whom it may lawfully be communicated in   accordance with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy).   The Invitation has not been submitted to the clearance procedures of the   Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to Italian   laws and regulations. Accordingly, Bondholders are notified that, to the extent   Bondholders are located or resident in Italy, the Invitation is not available to   them and they may not tender Bonds in response to the Invitation and, as such,   any Tender Instructions received from or on behalf of such persons shall be   ineffective and void, and no documents or materials relating to the Invitation   or the Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the   public in Belgium. No documents or materials relating to the Invitation have   been, or will be, approved by the Belgian Banking, Finance and Insurance   Commission. Accordingly, the Invitation may not be advertised and no such   documents or materials may be distributed or made available in Belgium other   than to institutional investors, as referred to in article 10 of the Law of 16   June 2006 on the public offer of investment instruments and the admission to   trading of investment instruments on a regulated market, acting for their own   account.
France 
  The Invitation is not being made, directly or indirectly, to the   public in the Republic of France (France). No documents or materials relating to   the Invitation have been or will be distributed to the public in France and only   (i) providers of investment services relating to portfolio management for the   account of third parties and/or (ii) qualified investors (investisseurs   qualifiés) other than individuals, all as defined in, and in accordance with,   Articles L.411-1, L.411-2 and D.411-1 of the French Code monétaire et financier,   are eligible to participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 05 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:01 GMT</publishDate>
<guid>{794B725A-3E0E-47D3-9B20-7ADD315DF00A}</guid>
</item>
<item>
<title><![CDATA[Publication of Financial Statements]]></title>
<description><![CDATA[
		02 December 2009

Copies of the following documents:

Experian Finance plc - Annual report and financial statements for the year ended 31 March 2008
Experian Finance plc - Annual report and financial statements for the year ended 31 March 2009

have been submitted to the UK Listing Authority and are available for inspection at the UK Listing 
Authority's Document Viewing Facility, which is situated at:


The Financial Services Authority
25 The North Colonnade
Canary Wharf
London
E14 5HS


Ronan Hanna
Company Secretary 
Experian Finance plc
Tel: +353 (0) 1 846 9128]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 02 Dec 2009 00:00:00 GMT</pubDate>
<publishDate>Mon, 10 Oct 2011 13:57:20 GMT</publishDate>
<guid>{178E74BA-BAF0-4645-8A63-E74FB1240FFA}</guid>
</item>
<item>
<title><![CDATA[Creation of joint venture in India]]></title>
<description><![CDATA[
		23 November 2009
    Experian, the global information services company, announces that it has created a joint venture with seven of India’s leading financial services institutions: Axis Bank, Federal Bank, Indian Bank, Magma Fincorp, Punjab National Bank, Sundaram Finance and Union Bank of India. Experian will own 49% of the joint venture.
    This follows the decision by the Reserve Bank of India (RBI) on 17 April 2009 to grant Experian a provisional licence to operate a Credit Information Company in India. The joint venture company will now apply to the RBI to secure a final licence.
    Experian is one of only a select few companies to be granted a provisional licence to operate a credit bureau in India. The credit bureau will provide the platform to launch new data and analytics products in the Indian market, further extending Experian’s reach into emerging credit economies.
    As of November 2009, the joint venture company, Experian Credit Information Company of India Private Limited, has gross assets of US$15m.
    
      Enquiries 



Experian

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

Alex Brog
Head of Media Relations


 
 
 

Finsbury



Rollo Head

+44 (0)20 7251 3801

Don Hunter

Experian announcements are available on http://www.experianplc.com.View the full press release in PDF format.View the full press release in PDF format.-->]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 23 Nov 2009 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:54 GMT</publishDate>
<guid>{558F2A96-9EA5-40F3-BD0F-701802441B07}</guid>
</item>
<item>
<title><![CDATA[Experian prevails in lawsuit brought by FICO]]></title>
<description><![CDATA[
		20 November 2009
    A Minneapolis jury today decided in favour of Experian in a trademark lawsuit brought by FICO against the company, in addition to TransUnion and VantageScore Solutions. The jury’s decision confirms Experian’s right to continue marketing its VantageScore and PLUS Score services, rejects FICO’s claim that it holds exclusive trademark rights to credit score ranges overlapping 300 to 850, and fundamentally protects consumers’ ability to choose the credit scoring service best suited to their needs. The jury also found that FICO committed fraud on the Patent and Trademark Office in obtaining its trademark registration.
    “Today’s verdict is a victory for Experian and for American consumers,” said Kerry Williams, group president of credit services and decision analytics at Experian. “By preventing FICO from further stifling competition in the marketplace, the jury’s decision will increase consumer choice in credit scoring.” 
    The verdict in the United States District Court in Minneapolis follows an earlier decision by District Judge Ann Montgomery, which dismissed all of FICO’s other claims, including antitrust, false advertising and breach of contract. Today’s jury decision removes the final remaining claim in FICO’s case, and all claims have now been resolved in Experian’s favour.
    “FICO’s trademark claim was the last vestige of a fundamentally meritless case, whose simple goal was to eliminate competition to FICO’s credit scores,” continued Williams. “Along with the court’s earlier dismissal of FICO’s claims, this verdict confirms that the VantageScore and PLUS Score services have introduced positive competition into the marketplace, which ultimately benefits consumers of credit scoring services.”
    VantageScore is the credit reporting industry’s first credit score developed jointly by the three national credit reporting companies to deliver consistent, objective credit scores across their respective databases. VantageScore provides consumers and businesses with a highly predictive, consistent score that is easy to understand and apply. VantageScore utilizes a range from 501 to 990 that naturally aligns with well-known A, B, C, D and F grade intervals, and is used by four of the top five U.S. financial institutions and eight of the top 10 credit card issuers.
    The PLUS Score model, developed by Experian, is a user-friendly credit score designed to help consumers better understand personal credit, how it impacts them and how best to improve it. Using a formula similar to those used by lenders, the PLUS Score helps consumers learn the factors that drive credit scores up and down. With a range of scores from 330 to 830, the PLUS Score model is based on the most current consumer information available.
    Experian announcements are available on http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 20 Nov 2009 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:47 GMT</publishDate>
<guid>{88CDBE8D-81B0-45C5-AA84-2757EB60F54B}</guid>
</item>
<item>
<title><![CDATA[Half-yearly financial report]]></title>
<description><![CDATA[
		18 November 2009
    Experian, the global information services company, today issues its half-yearly financial report for the six months ended 30 September 2009. 
    
      Highlights 
    
      Another strong half of delivery, with organic revenue growth and good profit and cash flow performances. 
      Revenue from continuing activities up 1% at constant exchange rates. Organic revenue growth of 1%. Total Group revenue was US$1.9bn (2008: US$2.0bn), after an adverse currency impact in the period. 
      Strong margin progression. EBIT margin from continuing activities up 80 basis points to 24.0%, excluding FARES contribution. 
      Continuing EBIT up 7% at constant exchange rates. Total EBIT of US$478m, in line with prior year at actual exchange rates. 
      Profit before tax from continuing operations of US$351m (2008: US$318m). Benchmark profit before tax of US$437m, up 5%. 
      Basic EPS of 24.5 US cents (2008: 25.5 US cents). Benchmark EPS of 31.6 US cents, up 3%. Expressed in £ sterling, Benchmark EPS was 20.1p, up 26%. 
      Strong cash conversion in the half of 88% (2008: 83%). 
      Net debt reduced by US$62m in the half to US$2,048m. 
      First interim dividend of 7.00 US cents per ordinary share, an increase of 4%.
    
    John Peace, Chairman of Experian, said:“Experian has yet again delivered a good performance against a backdrop of tough market conditions. Having invested throughout the downturn, Experian is advantageously positioned to further develop and grow, building on its global scale and market leading position.” 
    Don Robert, Chief Executive Officer of Experian, said:“Experian’s progress in the first half demonstrates the Group’s ability to perform through the cycle. Although the global economic recovery is still at an early stage and will take time, we have a clear strategy and are investing in a series of targeted initiatives to drive growth. In the second half, we continue to expect modest organic revenue growth and, for the year as a whole, remain on track to grow profits at constant currency and deliver strong free cash flow.” 
    
      Contact 



Experian

Don Robert
Chief Executive Officer
+44 (0)20 3042 4215

Paul Brooks
Chief Financial Officer
 

Nadia Ridout-Jamieson 
Director of Investor Relations
 

Alex Brog
Head of Media Relations
 

 
 
 

Finsbury



Rollo Head
 
+44 (0)20 7251 3801

Don Hunter
 
 There will be a presentation today at 9.30am (UK time) to analysts and investors at the King Edward Hall, Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today (UK time), which will be broadcast live on the website with a recording available later. All relevant Experian announcements are available on www.experianplc.com. Experian will update on third quarter trading on 15 January 2010, when it will issue an Interim Management Statement. See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of revenue and EBIT by geography.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data. Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was US$3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. For more information, visit http://www.experianplc.com.
View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 18 Nov 2009 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:54 GMT</publishDate>
<guid>{8AF87E95-FD40-428A-AFF5-51A705216E39}</guid>
</item>
<item>
<title><![CDATA[Election of FADV shares and agreement in principle of amended terms for FARES joint venture]]></title>
<description><![CDATA[
		29 October 2009
Experian, the global information services company, announces the following arrangements in respect of FARES, the joint venture company, owned 20% by Experian and 80% by First American, and in respect of First Advantage Corporation (FADV), an associate of FARES.

Exchange offer for FADV shares
On 29 June 2009, First American announced that it had made an offer to acquire the issued and outstanding shares of Class A Common Stock of FADV in consideration for shares in First American (note 1 below). Experian announces that it has elected to tender both its direct and indirect holdings in exchange for shares in First American. 

Experian's direct and indirect holdings in FADV shares amount to 3,784,642 shares, approximately US$69m by value, based on a FADV share price of US$18.24 on 27 October 2009. Upon exchange and conversion, Experian will hold approximately 2% of the total issued share capital of First American.

Amendment of terms for Experian's stake in FARES joint venture

1. Disposal of Experian's indirect interests in FARES' plant management and imaged document business
Experian has come to agreement in principle in respect of two assets that form part of FARES, such that FARES will dispose of its interest in these two assets to First American. On completion, Experian will receive a cash consideration of US$48m.

2. Amendment of buy-out agreement over the remaining assets of FARES
Experian and First American have agreed in principle to amend the buy-out arrangements governing Experian's 20% interest in the balance of FARES, excluding the plant management and imaged document business and FARES' interest in FADV. Under the amended terms, the arrangement provides that if exercised in 2010, the cash consideration payable to Experian is approximately US$314m, payable by 31 December 2010. After 2010, the consideration payable for Experian's 20% interest in FARES will revert to a set valuation multiple, consistent with the current terms.

Notes to editors

1. On 29 June 2009, First American announced an offer to acquire the issued and outstanding shares of Class A Common Stock of FADV in consideration for shares in First American. Under the terms of the exchange offer, 1 FADV share will be exchanged for 0.58 shares of First American.

2. First American has previously announced its intention to separate its business in the first half of calendar 2010 to create two new companies in Information Solutions and Financial Services.

3. In the year to March 2009, Experian's share of EBIT in FARES was US$48m and profit after tax was US$29m, including tax arising in Experian. On a pro forma basis, excluding the plant management, imaged document business and FARES' interest in FADV, Experian's share of EBIT in FARES was US$38m.

Contact


    

        Experian
    
    
        Nadia Ridout-Jamieson
        Director of Investor Relations
        +44 (0)20 3042 4215
    

    
        Alex Brog
        Head of Media Relations
         
    
    
         
         

         
    
    
        Finsbury
         
         
    
    

        Rollo Head
         
        +44 (0)20 7251 3801
    


Experian announcements are available on www.experianplc.com

About Experian 

Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.

For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 29 Oct 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:08 GMT</publishDate>
<guid>{B6449C00-C03A-489A-BB05-551EB6B3E9C4}</guid>
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<item>
<title><![CDATA[Trading update, first half]]></title>
<description><![CDATA[
		14 October 2009
    Experian, the global information services company, today issues an update on trading for the six months to 30 September 2009.
    Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
    "I am pleased to announce that Experian delivered growth in line with our expectations during the first half, even though conditions in some markets remained challenging. At constant exchange rates, total revenue growth for the quarter was 1%, with organic revenue growth also of 1%.
    "As we look forward, the external environment varies considerably across our major markets. North America is showing signs of stability, the UK remains weak, while market conditions in Brazil are improving. We are not relying on market recovery and continue to invest in numerous initiatives to drive growth. For the year as a whole, we remain on track to at least maintain margins, grow profits at constant currency and deliver strong cash flow conversion."
    
      Experian plc 
    
      % change in revenue year-on-year for the six months to 30 September 2009 


  
    Continuing activities only1
    Total growth % 
    At actual exchange rates2
    Total growth % 
    At constant exchange rates
    Organic growth % 
    At constant exchange rates
  
  
  
  
    North America
    (1)
    (1)
    (2)
  
  
    Latin America
    (3)
    14
    14
  
  
    UK and Ireland
    (18)
    -
    -
  
  
    EMEA/Asia Pacific
    (3)
    5
    -
  
  
    Experian
    (6)
    1
  1


1 Continuing activities exclude the contributions of UK account processing and other smaller discontinuing activities2 Experian is reporting in US dollarsIn the six months to 30 September 2009, revenue from continuing activities at Experian increased by 1% at constant exchange rates. Group organic revenue growth was 1% year-on-year, with fairly consistent trends throughout the half (Q1 +1%, Q2 +1%). By principal activity, organic revenue increased by 12% at Interactive and by 1% at Credit Services. Organic revenue declined by 8% at Decision Analytics and by 7% at Marketing Services.North AmericaTotal revenue from continuing activities in North America declined by 1%. Organic revenue declined by 2%. There was a small contribution from SearchAmerica (acquired in December 2008).Organic revenue at Credit Services declined by 7%. While consumer information origination volumes remained depressed, business information performed well, benefiting from strength in account management, while automotive remained weak. Organic revenue declined by 5% at Decision Analytics due to long sales cycles. Market conditions at Marketing Services remained challenging due to retail client spending cutbacks. Organic revenue declined by 14%, with depressed conditions for traditional marketing partially offset by continued growth in new media marketing. Interactive performed well, delivering organic revenue growth of 8%. There was good growth at Consumer Direct, driven by strength in subscriptions, as well as improvement within the education vertical and PriceGrabber.Latin AmericaRevenue for Latin America increased by 14% at constant exchange rates. Organic revenue growth was also 14%.Organic revenue at Credit Services rose by 15%. Both consumer and business information performed strongly, driven by growth in demand for value-added services and account management and collections products, as well as deeper penetration of the small and medium enterprise channel. At Decision Analytics and Marketing Services, organic revenue declined from a low base.UK and IrelandAt constant exchange rates, total revenue growth in UK and Ireland was flat. Organic revenue growth was also flat.Organic revenue at Credit Services declined by 5%, due to ongoing weakness in credit origination activity and the impact of financial services sector consolidation. At Decision Analytics, organic revenue declined by 8%, reflecting lower transaction volumes and continued deferrals in decision-making linked to financial services budgetary constraints. Organic revenue at Marketing Services declined by 3%. New media marketing continued to perform well, helping to mitigate ongoing weakness across traditional activities. Interactive grew strongly, up 51%, driven by growth in subscriptions.EMEA/Asia PacificAt constant exchange rates, total revenue in EMEA/Asia Pacific increased by 5%. Organic revenue growth was flat, with KreditInform in South Africa (acquired in December 2008) contributing the balance.Organic revenue growth at Credit Services was 5%, with growth across both established and emerging markets. Against a strong comparative, organic revenue at Decision Analytics declined by 12%. This reflected delays in customer decisions for software deliveries, although the pipeline remains strong. Marketing Services' organic revenue growth was 7%, reflecting strong progress across emerging markets within new media activities in Europe and across the Asia Pacific region.Future announcementsExperian will issue its half-yearly financial report on 18 November 2009.



Experian

Paul Brooks
Chief Financial Officer
+44 (0)20 3042 4215

Nadia Ridout-Jamieson
Director of Investor Relations
 

Alex Brog
Head of Media Relations
 

 
 
 

Finsbury
 
 

Rollo Head
 
+44 (0)20 7251 3801

Don Hunter
 
 This announcement is available on the Experian website, http://www.experianplc.com. There will be two conference calls today to discuss this update, at 9.00am and 3.00pm (UK time). Both will be broadcast live on the website with a recording available later.All financial information is based on unaudited management accounts. Certain statements made in this trading update are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements.Total growth: this is the year-on-year change in the performance of Experian's activities. Total growth at constant exchange rates removes the translational foreign exchange effects arising on consolidation of Experian's activities.Organic growth: this is the year-on-year change in continuing activities revenue, at constant transactional and translation exchange rates, excluding acquisitions (other than affiliate credit bureaux) until the first anniversary date of consolidation.About ExperianExperian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil.For more information, visit http://www.experianplc.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 14 Oct 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:06 GMT</publishDate>
<guid>{D476932D-AA8D-4974-9188-999E1DC98BA9}</guid>
</item>
<item>
<title><![CDATA[Acquisition of United MailSolutions GmbH]]></title>
<description><![CDATA[
		01 October 2009
Experian, the global information services company, announces that it has   acquired United MailSolutions GmbH ('UMS'), a leading email marketing company in   Germany, from its parent company, United MailSolutions AG.
The acquisition of UMS is a further step in Experian's development of its new   media targeted-marketing activities globally. It builds on Experian's presence   in Germany, Europe's largest and fastest growth area for email marketing spend,   and further extends Experian's footprint as the largest permission-based email   marketer globally. Experian now has email operations in a number of key markets,   including the US, the UK, Spain, France and Australia, with distribution   capability in over 25 languages across 50 countries.
Founded in 1999, UMS is a German pure-play email marketing company, with   additional operations in the UK and Spain. It has over 150 clients across   several sectors, including publishing, travel, retail and financial. Revenue for   UMS was €3m in the year to 31 December 2008 and gross assets as at 31 December   2008 were approximately €2m. The acquisition will be funded from Experian's   existing cash resources.
UMS will form part of Experian's Marketing Services activities.
Enquiries

  
    
      Experian
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
      Alex Brog
      Head of Group Media Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)20 7251 3801
    
    
      Don Hunter
       
       
    
  

Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 01 Oct 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:05 GMT</publishDate>
<guid>{E5A3F9F7-D0A6-4358-98BF-390288E0AB5A}</guid>
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<title><![CDATA[Court dismisses FICO's antitrust and false advertising challenges to VantageScore, narrows trademark claim]]></title>
<description><![CDATA[
		28 July 2009
    On July 24, the United States District Court in Minneapolis dismissed the antitrust and false advertising claims asserted by FICO against Experian, Trans Union, and VantageScore Solutions LLC in connection with the introduction and sale of the VantageScore scoring system. These claims had constituted the substantial majority of FICO's claims in the lawsuit. 
    Although the Court will allow FICO's claim for trademark infringement to go to trial, it ruled in the defendants' favour on a crucial legal issue with respect to that claim. In addition, at the trial, Experian will present its counterclaim (which was not affected by the Court's ruling) that FICO committed fraud in applying for its trademark. 
    "We are delighted that the Court dismissed FICO's antitrust and false advertising claims," said Kerry Williams, Group President of Credit Services and Decision Analytics at Experian. "It has always been our position that FICO's claims were without merit and were filed with the anticompetitive goal of perpetuating FICO's long-time dominance in credit scoring and eliminating new competition brought by VantageScore. We are particularly gratified that the Court found that VantageScore represented ‘the very essence of competition.'" 
    "The Court's ruling represents a victory not only for Experian and its co-defendants but also for customers, consumers and competition in the credit scoring market," said Williams. "VantageScore has introduced innovation, choice, and competition into a marketplace that long had been dominated by FICO." 
    VantageScore is the credit reporting industry's first credit score developed jointly by the three national credit reporting companies to deliver consistent, objective credit scores across their respective databases. By combining cutting-edge, patent-pending analytic techniques with a highly intuitive scale for scoring, VantageScore provides consumers and businesses with a highly predictive, consistent score that is easy to understand and apply. VantageScore utilizes a range from 501 to 990 that naturally aligns with well-known A, B, C, D and F grade intervals. 
    Despite FICO's attempt to use this lawsuit to stall the adoption of VantageScore, more and more lenders are using VantageScore including four of the top five U.S. financial institutions and eight of the top 10 credit card issuers. In addition, two of the three major credit rating agencies – Standard &amp; Poor's and Fitch Ratings – recently announced that they will accept VantageScore in their rating models. 
    "The numbers prove that customers are pleased to have choice in the credit scoring marketplace," added Williams. 
    
      About Experian
      Experian is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. 
    Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. 
    For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalogue, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors. 
    Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Experian has corporate headquarters in Dublin, Ireland, and has operational headquarters in Costa Mesa, Calif., and Nottingham, UK. The Group employs approximately 15,000 people in 40 countries worldwide, supporting clients in more than 65 countries around the world. Total Group revenue for the year ended March 31, 2009, was $3.9 billion. 
    For more information, visit http://www.experianplc.com.
    Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 28 Jul 2009 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:45 GMT</publishDate>
<guid>{D1F647CA-2E67-4182-976E-2E963AC9A764}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, first quarter]]></title>
<description><![CDATA[
		13 July 2009
Experian, the global information services company, today issues an interim   management statement that includes an update on trading for the three months to   30 June 2009.
Commenting on the performance of Experian, Don Robert, Chief Executive   Officer, said:

“I am pleased to announce another quarter of growth for our business in what   remain challenging market conditions. Latin America, Interactive and new   vertical markets performed strongly while, as previously indicated, there was   weakness in other areas due to the tight lending environment and recessionary   economic conditions in the US and UK. At constant exchange rates, total revenue   growth for the quarter was 1%, with organic revenue growth also of 1%.

“Our businesses traded in line with our expectations during the quarter, and   we continue to expect little organic revenue growth in the first half. We are   managing the business tightly and are on track for the year to broadly maintain   margins, grow profits at constant currency and deliver strong cash flow   conversion. We are aggressively pursuing a number of growth initiatives, which   we expect will position Experian strongly for the future.”
Experian plc
% change in revenue year-on-year for the three months to 30 June 2009


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    North America
    (2)
    (2)
    (2)
  
  
    Latin America
    (9)
    15
    15
  
  
    UK and Ireland
    (22)
    -
    -
  
  
    EMEA/Asia Pacific
    (8)
    5
    -
  
  
    Experian
    (8)
    1
    1
    
  



1Continuing activities exclude the contributions of the   transaction processing activities in France, UK account processing and other   smaller discontinuing activities
  2 Experian is   reporting in US dollars
In the three months to 30 June 2009, revenue from continuing activities at   Experian increased by 1% at constant exchange rates. Group organic revenue   growth was 1% year-on-year. By principal activity, organic revenue increased by   10% at Interactive and by 2% at Credit Services. Organic revenue declined by 7%   at Decision Analytics and by 8% at Marketing Services.
North America
  Total revenue from continuing   activities in North America declined by 2%. Organic revenue also declined by 2%.   There was a small contribution from SearchAmerica (acquired in December   2008).
Organic revenue at Credit Services declined by 6%, as market conditions   remained challenging during the quarter. Credit origination continues to be   tight and lender activity is focused on account management, linked to rising   loan delinquencies. Mortgage refinancing activity was volatile in the period. At   Decision Analytics, while sales cycles are long the pipeline is good; organic   revenue declined by 1%. As expected, the environment for Marketing Services was   tough, due to client marketing cutbacks and bankruptcies, particularly in the   retail sector. Organic revenue declined by 14%. New media activities continued   to grow, while conditions for traditional media were very challenging. Organic   revenue growth at Interactive was 6%. Consumer Direct further extended its   market lead, with good growth, driven by strength in customer acquisitions.
Latin America
  Revenue for Latin America   increased by 15% at constant exchange rates. Organic revenue growth was also   15%.
Organic revenue at Credit Services rose by 17%. There were strong   performances at both consumer and business information, driven by deeper market   penetration, enhanced sales execution and clients trading up to higher   value-added products. At Decision Analytics, organic revenue growth was 7%. At   Marketing Services organic revenue declined by 42% from a small base, reflecting   a strong prior-year comparative.
UK and Ireland
  At constant exchange rates, total   revenue growth in UK and Ireland from continuing activities was flat. Organic   revenue growth was also flat. 
As expected, performance at Credit Services was affected by financial   services sector consolidation and organic revenue declined by 5%. At Decision   Analytics, revenue declined by 6%. This reflected delays in pipeline conversion,   as well as the impact of a switch of collections software to an annual licence   model (consistent with other Experian software products). In underlying terms,   collections grew well. At Marketing Services, there was good growth in new   media, which helped mitigate continued weakness across traditional activities;   organic revenue was down 4%. Interactive grew strongly, up 56%, with continued   strength in new customer acquisition as market penetration increased. 
EMEA/Asia Pacific
  At constant exchange rates, total revenue in EMEA/Asia Pacific increased by 5%. Organic revenue growth was   flat, with KreditInform in South Africa (acquired in December 2008) contributing the balance.
Organic revenue growth at Credit Services was 7%, with good   progress across both established and emerging markets. Organic revenue at   Decision Analytics declined by 14%, reflecting deferrals in pipeline conversion   in some markets and a strong prior-year comparative that included large one-off   software deliveries (including in Japan). Marketing Services’ organic revenue   growth was 5%, with continued strength across contact data, email marketing and   competitive intelligence activities.
Financial position
  There has been no change since 31   March 2009 to Experian’s general financial position, which remains strong, and   no material change to its trading position to the date of this statement.
Future announcements
  Experian will hold its AGM in Dublin   on 15 July 2009 and will issue its first half trading update on 14 October 2009. 
Enquiries

  
    
      Experian
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
      Alex Brog
      Head of Media Relations
       
    
       
       
       
    
      Finsbury
       
       
    
      Rollo Head
       
      +44 (0)20 7251 3801
    
      Don Hunter
       
       
  


This announcement is available on the Experian website, www.experianplc.com. There will be two   conference calls today to discuss this update, at 9.00am and 3.00pm (UK time).   Both will be broadcast live on the website with a recording available later.
All financial information is based on unaudited management accounts.   Certain statements made in this interim management statement are forward-looking   statements. Such statements are based on current expectations and are subject to   a number of risks and uncertainties that could cause actual events or results to   differ materially from any expected future events or results referred to in   these forward-looking statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 13 Jul 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:04 GMT</publishDate>
<guid>{B4E8B66B-9D3F-4388-9947-59AD76081DE4}</guid>
</item>
<item>
<title><![CDATA[John Peace]]></title>
<description><![CDATA[
		02 July 2009
Experian plc announces that John Peace has notified the Company of his   intention to step down as Chairman and as a Director of Experian plc, following   his appointment as Chairman of Standard Chartered PLC. John will continue in his   role at Experian until a successor has been appointed. 
The Experian plc Nomination Committee will oversee the process of appointing   a successor.
Don Robert, Chief Executive of Experian, said: 
"John has been an integral part of the formation and development of Experian   over the last 30 years, and a true visionary in our industry. He has helped to   build the business into the successful global company that it is today. We are   extremely grateful to John for the enormous contribution he has made to the   Company and wish him every success in his new role."
John Peace, Chairman, added: 
"Experian has been a huge part of my life and this has been one of the most   difficult decisions I have ever had to make. However, I will be standing down as   Chairman and a Director safe in the knowledge that there is a great management   team in place at Experian to continue to take the business forward."
Enquiries

  
    
      Experian
        
    
      Nadia Ridout-Jamieson Director of Investor Relations
      +44 (0)20 3042 4215
    
       
        
    
      Finsbury
       
    
      Rollo Head
      +44 (0)20 7251 3801
   


  Experian announcements are available on www.experianplc.com
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 02 Jul 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:04 GMT</publishDate>
<guid>{CBB8D5F4-DBAE-4AA5-954E-BA75C64A1041}</guid>
</item>
<item>
<title><![CDATA[Preliminary results for the year ended 31 March 2009]]></title>
<description><![CDATA[
		20 May 2009
    
      Highlights
    
    
      Strong performance driven by the breadth of the product portfolio, the geographic diversity and the early actions on cost control. 
      Revenue, profit, EPS and cash growth delivered against exceptionally difficult market conditions. 
      Total Group revenue of US$3.9bn. Revenue from continuing activities up 8% at constant exchange rates to US$3.8bn. Organic revenue growth of 3%. 
      Good margin progression, EBIT margin from continuing activities up 50 basis points to 23.3%, excluding FARES contribution. 
      Continuing EBIT up 8% at constant exchange rates. Total EBIT of US$939m, up 3% at actual exchange rates. 
      Profit before tax from continuing operations of US$578m (2008: US$521m). Benchmark profit before tax of US$843m, up 8%. 
      Basic EPS of 48.0 US cents (2008: 43.3 US cents). Benchmark EPS of 62.3 US cents, up 8%. 
      Cost efficiency programme ahead of plan. Savings of US$80m delivered in the year and guidance for total annualised savings raised by US$20m to US$150m. 
      Cash conversion of 99%, 98% in prior year. 
      Net debt reduced by US$0.6bn to US$2.1bn. 
      Second interim dividend of 13.25 US cents per ordinary share, to give full-year dividend of 20.00 US cents per ordinary share, up 8%.
    
    John Peace, Chairman of Experian, said:
    “Experian delivered a strong financial performance in the face of extraordinary market conditions. This impressive achievement demonstrates the resilience of the business and the breadth of the portfolio, as well as our ability to adapt quickly to changed circumstances. The dividend increase announced today underscores our confidence in the prospects for the business.” 
    Don Robert, Chief Executive Officer of Experian, said:
    “I am proud of the robust performance of Experian during the year, delivering top line organic growth, and good profit and cash performances. We also continued to invest in our business, helping to distinguish Experian competitively and positioning the business well for future growth. There is more stability today in US and UK financial services than over the past 12 months, but this has yet to translate into significant change in client behaviour, and the near-term economic outlook remains weak. While we expect little organic revenue growth in the first half, for the year as a whole our objective is again to broadly maintain margins, grow profits at constant currency and deliver strong cash flow conversion.”
    
      Enquiries
    



Experian



Don Robert
Chief Executive Officer
44(0)20 3042 4215 

Paul Brooks
Chief Financial Officer


Nadia Ridout-Jamieson
Director of Investor Relations


Alex Brog
Head of Media Relations


Finsbury



Rollo Head

44(0)20 7251 3801

Don Hunter

There will be a presentation today at 9.30am (UK time) to analysts and investors at the Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on +44 (0)20 3037 9164. The supporting slides and an indexed replay will also be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today (UK time), which will be broadcast live on the website with a recording available later. All relevant Experian announcements are available on www.experianplc.com.Experian will update on first quarter trading on 13 July 2009, when it will issue an Interim Management Statement.See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of revenue and EBIT by geography.As previously disclosed, the reported revenues and profits have been restated to reflect the treatment of transaction processing activities in France as a discontinued operation. In addition, there have been a number of small changes to the Group’s four business segments reflecting evolving business profile and changes in the reporting structure of recent acquisitions. Notes 3 and 8 of the Group financial statements detail these changes and their impact on the financial reporting.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 20 May 2009 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:53 GMT</publishDate>
<guid>{094ECD6C-CFD2-434A-B065-E26ADD538249}</guid>
</item>
<item>
<title><![CDATA[Trading update, second half ]]></title>
<description><![CDATA[
		16 April 2009
Experian, the global information services company, today issues an update on trading for the six months to 31 March 2009.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“Experian delivered good growth in the second half, driven by strength in emerging markets, good progress on countercyclical initiatives and strong performances in non-financial verticals. At constant exchange rates, total revenue growth for the half was 5%, with organic revenue growth of 4%. For the full year, we will achieve our objectives of broadly maintaining margins, growing profits and generating strong cash flow, while delivering a good earnings outcome.
“As we move into our new financial year, we see some signs of stabilisation in the financial services sector which we hope will translate eventually into improved consumer lending activity. For now, the environment remains fragile, and we continue to be cautious about the immediate outlook for organic revenue growth, which may soften in the first quarter. Our focus remains on harvesting growth opportunities, driving cost efficiencies and delivering strong cash flow.”
Experian plc

  
  % change in revenue year-on-year for the six months to 31 March 2009
  
  
    
      Continuing activities only1
      Total growth %
        At actual exchange rates2
      Total growth %
        At constant exchange rates
      Organic   growth %
        At constant exchange rates
    
  
  
    
      North America
      1
      1
      0
    
    
      Latin America
      (10)
      17
      17
    
    
      UK and Ireland
      (23)
      5
      5
    
    
      EMEA/Asia Pacific
      2
      17
      5
    
    
      Experian
      (6)
      5
      4
    
  


1 Continuing activities exclude the contributions of the transaction processing activities in France, UK account processing, Loyalty Solutions and other smaller discontinuing activities
2 Experian is reporting in US dollars

In the six months to 31 March 2009, revenue from continuing activities at Experian increased by 5% at constant exchange rates. Group organic revenue growth was 4% year-on-year (Q3 +5%, Q4 +3%). By principal activity, organic revenue was up 2% at Credit Services, up 3% at Decision Analytics, flat at Marketing Services and up 10% at Interactive. Acquisitions contributed 1% to revenue growth.
Acquisitions and disposals
  During the half, Experian disposed of its transaction processing activities in France and made two acquisitions, KreditInform and SearchAmerica.
North America
  Revenue in North America increased by 1% in total. Organic revenue was flat. The acquisition of SearchAmerica (in December 2008) contributed the difference.
Organic revenue at Credit Services was down 5%. Mortgage volumes were weak during the half, despite sporadic surges in refinance activity; prospecting volumes remained low, and there was some softness in business information revenue. These declines were partially offset by good growth in account management and collections. At Decision Analytics, organic revenue growth was 2%, reflecting good progress in countercyclical products. Organic revenue at Marketing Services declined by 6%. Conditions for traditional marketing activities became increasingly challenging during the period, while new media continued to perform well. Organic revenue growth at Interactive was 7%. Consumer Direct performed well, while challenges persisted in the lead generation activities.
The global financial crisis has impacted lenders, causing their needs to shift. In view of this, Experian has decided to discontinue efforts to launch a bureau in Canada, since the attractiveness of the opportunity has reduced. Experian will instead target resources at those markets and opportunities where returns will be highest. Experian will continue to invest and develop its Decision Analytics business in Canada.
Latin America
  Revenue for Latin America increased by 17% at constant exchange rates. Organic revenue growth was 17%.
Organic revenue at Credit Services rose by 16%. Both business information and consumer information performed well during the half, assisted by strong demand for premium products. While lending conditions in Brazil have clearly tightened, revenue has continued to grow well and there was an increased contribution from countercyclical activities in the half. Decision Analytics and Marketing Services performed well, with organic revenue growth of 37% and 25% respectively.
UK and Ireland
  Revenue in UK and Ireland from continuing activities increased by 5% at constant exchange rates. Organic revenue growth was 5%.
At Credit Services, organic revenue was flat, with growth in non-financial verticals such as utilities, public sector and insurance offsetting dislocation within the financial services industry. Organic revenue at Decision Analytics increased by 5%, helped by a number of large deliveries in the period. At Marketing Services, organic revenue was flat, with good performances in new media offsetting weak market conditions for more traditional activities. Interactive grew strongly, with organic revenue growth of 48%, reflecting increased subscriptions.
EMEA/Asia Pacific
  At constant exchange rates, revenue in EMEA/Asia Pacific increased by 17%. Organic revenue growth was 5%, with acquisitions, mainly KreditInform in South Africa (acquired in December 2008) and Sinotrust in China (uplift in stake to majority control in March 2008), contributing the balance.
Organic revenue growth at Credit Services was 4%, with solid progress across the region. Organic revenue at Decision Analytics declined by 1%, reflecting a strong prior year comparative. Marketing Services delivered excellent organic revenue growth, up 14%, reflecting strong performances from email services, contact data management and internet marketing intelligence.
Future announcements 
Experian will issue its full year results announcement on 20 May 2009.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
    
      Alex Brog
      Head of Media Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)207 251 3801
    
    
      Don Hunter
       
       
    
  

This announcement is available on the Experian website, www.experiangroup.com. There will be two conference calls today to discuss this update, at 9.00am and at 3.00pm (UK time). Both will be broadcast live on the website with a recording available later.
All financial information is based on unaudited management accounts. Certain statements made in this trading update are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 16 Apr 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:06 GMT</publishDate>
<guid>{AEEEAC73-5903-4D48-BFEE-F5E9A2C11A04}</guid>
</item>
<item>
<title><![CDATA[Appointment of Executive Director]]></title>
<description><![CDATA[
		27 March 2009
Experian plc, the global information services company, announces the   appointment of Chris Callero as an Executive Director with effect from 1 April   2009.
Chris Callero, who is a US citizen and resident, joined Experian in 2002 and   has been President and Chief Operating Officer since April 2008. He previously   served as Chief Executive Officer of Experian Americas. 
John Peace, Chairman of Experian, commented: 
"I am delighted to welcome Chris to the board of Experian. He has played a   central role in Experian’s success in North America and in the wider global   development of our business, and brings tremendous experience of the information   services marketplace." 
The Company confirms that there are no details to be disclosed in respect of   Chris Callero pursuant to Listing Rule 9.6.13 R.
Note to editors:
Chris Callero, aged 57, was appointed President and Chief Operating Officer   of Experian in April 2008, having previously served as Chief Executive Officer   of Experian Americas. Before joining the Company in 2002, Chris spent 27 years   at Bank of America, where his roles included Group Executive Vice President in   retail banking. He was also Chief Operating Officer at Wink Communications, a   leading interactive television company. 
Enquiries

  
    
      Experian
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)207 251 3801
    
    
      Don Hunter
       
       
    
  

Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 27 Mar 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:05 GMT</publishDate>
<guid>{937C40E4-3926-417B-9E16-8B266D33E78B}</guid>
</item>
<item>
<title><![CDATA[Interim Management Statement, third quarter]]></title>
<description><![CDATA[
		15 January 2009
Experian, the global information services company, today issues an interim   management statement which includes an update on trading for the three months to   31 December 2008.
Commenting on the performance of Experian, Don Robert, Chief Executive   Officer, said:
“Experian performed well in the third quarter, delivering good growth in   organic revenue, helped by strong execution on countercyclical initiatives, an   excellent performance at Consumer Direct, improvement at UK Credit Services and   higher levels of consumer refinancing activity in the US. At constant exchange   rates, total revenue growth for the third quarter was 6%, with organic revenue   growth of 5%. However, with the external environment expected to remain   challenging for some time, we are likely to see some moderation in the rate of   organic revenue growth in the fourth quarter.
“We continue to adapt our business to the current market environment. Our   cost efficiency programme is progressing well and for the full year we are on   track to achieve our objectives of broadly maintaining margins, growing profits   and delivering strong cash flow conversion.”
Experian plc
% change in revenue year-on-year for the three months to 31 December 2008


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    North America
    3
    3
    3
  
  
    Latin America
    (9)
    15
    15
  
  
    UK and Ireland
    (23)
    5
    5
  
  
    EMEA/Asia Pacific
    0
    14
    3
  
  
    Experian
    (5)
    6
    5
    
  


1Continuing activities exclude the contributions of the   transaction processing activities in France, UK account processing, Loyalty   Solutions and other smaller discontinuing activities
  2   Experian is reporting in US dollars
In the three months to 31 December 2008, revenue from continuing activities   at Experian increased by 6% at constant exchange rates. Group organic revenue   growth was 5% year-on-year, with growth across all four regions and all four   principal activities. By principal activity, organic revenue growth was 3% at   Credit Services, 2% at Decision Analytics and 1% at Marketing Services, and   there was strong growth at Interactive of 14%, driven by Consumer Direct.   Acquisitions contributed 1% to revenue growth. 
During the quarter, Experian disposed of its transaction processing   activities in France and made two acquisitions, KreditInform and SearchAmerica.   Disposal inflows, less acquisition outflows (including deferred payments) and   transaction expenses, totalled approximately US$70m. 
North America
  Revenue in North America increased   by 3% in total. Organic revenue growth was 3%. SearchAmerica (acquired in   December 2008) made a small contribution in the period.
Organic revenue at Credit Services was down by 4%. A pick-up in consumer   refinancing activity led to increased demand for acquisition profiles and this   helped to offset ongoing weakness in pre-screen revenues. Decision Analytics   delivered organic revenue growth of 2%, reflecting good performance by   countercyclical products. There was a modest decline in organic revenue at   Marketing Services of 3%, reflecting weak conditions across the retail market.   New media activities performed well in the quarter, but this was offset by   weakness in more traditional marketing activities. Interactive returned to   double-digit organic revenue growth, at 11%, as Consumer Direct again delivered   an excellent performance.
Latin America
  Revenue for Latin America   increased by 15% at constant exchange rates. Organic revenue growth was 15%.
Organic revenue at Credit Services rose by 14%. Business information   continued to perform strongly in the quarter, driven in part by new business   wins and strong growth in acquisition profiles. Consumer information delivered   good growth, against somewhat tighter credit lending conditions in Brazil. There   were very strong performances at both Decision Analytics and Marketing Services,   with organic revenue growth of 38% and 44% respectively.
UK and Ireland
  Revenue in UK and Ireland from   continuing activities increased by 5% at constant exchange rates. Organic   revenue growth was 5%. 
Credit Services returned to growth in the quarter, up 2%, helped by a strong   performance in the UK public sector vertical. As expected, there was some   adverse phasing at Decision Analytics, where organic revenue growth was 2%. In   underlying terms, demand for account management and collections software has   continued to be strong. Marketing Services saw good performances across new   media and, helped by a weaker comparable, delivered organic revenue growth of   1%. Interactive performed very strongly, with organic revenue growth of 50%,   reflecting further market penetration of CreditExpert.
EMEA/Asia Pacific
  At constant exchange rates,   revenue in EMEA/Asia Pacific increased by 14%. Organic revenue growth was 3%,   with acquisitions, mainly KreditInform in South Africa (acquired in December   2008) and Sinotrust in China (uplift in stake to majority control in March   2008), contributing the balance. 
Organic revenue growth at Credit Services was 4%. There was good progress   across the region, despite tighter credit conditions in some markets. As   expected, the performance at Decision Analytics was affected by a large   prior-year one-off win and organic revenue declined by 2%. Marketing Services   continued to perform strongly, up 10%, with further progress in email services,   contact data management and internet marketing intelligence (Hitwise). 
There has been no change since 30 September 2008 to Experian’s general   financial position, which remains strong, and no material change to Experian’s   trading position to the date of this statement.
Future announcements
  Experian will issue its second half   trading update on 16 April 2009.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
        
    
    
      Alex Brog
      Head of Media Relations
        
    
    
       
       
       
    
    
      Finsbury
        
        
    
    
      Rollo Head
        
      +44 (0)207 251 3801
    
    
      Don Hunter
        
        
    
  


This announcement is available on the Experian website, www.experianplc.com. There will be two   conference calls today to discuss this update, at 9.00am and at 3.00pm (UK   time). Both will be broadcast live on the website with a recording available   later.
All financial information is based on unaudited management accounts.   Certain statements made in this interim management statement are forward-looking   statements. Such statements are based on current expectations and are subject to   a number of risks and uncertainties that could cause actual events or results to   differ materially from any expected future events or results referred to in   these forward-looking statements. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 15 Jan 2009 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:05 GMT</publishDate>
<guid>{677DD4BB-864A-4276-BD4B-0495A121C348}</guid>
</item>
<item>
<title><![CDATA[Sean FitzPatrick]]></title>
<description><![CDATA[
		19 December 2008
    Experian plc (the "Company") notes the statements made by Sean FitzPatrick and by Anglo Irish Bank Corporation plc. Experian confirms that Mr FitzPatrick has notified the Company of his intention to resign as a Non-Executive Director from the Board of Experian plc. 
    
      Enquiries
    



Experian
 
 

Nadia Ridout-Jamieson
Director of Investor Relations 
+44 (0)20 3042 4215

Alex Brog
Head of Media Relations
 

 
 
 

Finsbury
 
 

Rollo Head
 
+44 (0)20 7251 3801

Don Hunter
 
 Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 19 Dec 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:01 GMT</publishDate>
<guid>{204878DD-8EB4-41FB-A2E3-C67F87ACFA36}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ISIN XS0099323999]]></title>
<description><![CDATA[
		15 December 2008
Experian Finance plc announces that, following the expiration of the deadline   for holders of the outstanding 6.375% Bonds due July 2009 (the "Bonds") wishing   to offer their Bonds for purchase by Experian, it has purchased £104,114,000   nominal amount of the Bonds. These bonds will be cancelled as of 17 December   2008, reducing the outstanding principal to £203,394,000 nominal amount.
Any other holders wishing to sell their bonds should contact RBS Liability   Management on +44 20 7085 8056/3781.
For further information:
Ronan Hanna
  Company Secretary
  Experian Finance plc
  Tel: +353 1 846   9128 ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 15 Dec 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:01 GMT</publishDate>
<guid>{0EC4B374-B889-4EAC-861B-02D8F50F5616}</guid>
</item>
<item>
<title><![CDATA[Acquisition of SearchAmerica]]></title>
<description><![CDATA[
		10 December 2008
Experian, the global information services company, announces that it has   completed the acquisition of SearchAmerica, a leading provider of   payment prediction data and analytics to the US healthcare industry. The   purchase price is approximately $90m and will be funded from Experian’s existing   cash resources.
Experian has a successful track record of extending its core data and   analytics into new vertical markets, having established significant, growing   businesses in telecommunications, utilities and the UK public sector. The   acquisition of SearchAmerica is a natural extension of Experian’s   Credit Services and Decision Analytics activities in North America. It positions   Experian to use its data and analytics to help healthcare providers manage their   billings and cash flows, an area of growth driven by increased responsibility of   US consumers for their healthcare costs. The acquisition will also realise   significant synergies for Experian.
Founded in 1994, SearchAmerica is a leading provider of data,   scoring and analytical software tools to the US healthcare industry.   SearchAmerica provides payment prediction services, collections   software and address verification data. Its services are used by healthcare   providers to predict likelihood of payment, reduce bad debt and verify patient   eligibility for financial aid. The business has nearly 200 clients across over   500 hospital facilities, including many of the largest healthcare systems in the   US.
SearchAmerica has an attractive financial model, with high levels of   recurring revenue. Compound annual revenue growth over the past three years has   been in excess of 20%, driven by new business wins, upselling and cross-selling   to existing clients and new product innovation.
In the year to 31 March 2010, Experian expects revenue for   SearchAmerica to be in excess of $20m. EBIT (before amortisation of   acquisition intangibles) is expected to be US$8-9m, before integration   costs.
SearchAmerica was acquired from its founding shareholders and will   form part of Experian’s North America Credit Services activities.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
    
      Alex Brog
      Head of Media Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)20 7251 3801
    
    
      Don Hunter
       
       
    
  

Experian announcements are available on www.experianplc.com
All financial information is based on unaudited management   accounts. Certain statements made in this announcement are forward-looking   statements. Such statements are based on current expectations and are subject to   a number of risks and uncertainties that could cause actual events or results to   differ materially from any expected future events or results referred to in   these forward-looking statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 10 Dec 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:00 GMT</publishDate>
<guid>{6883052B-E6CA-40A0-9B9E-8D522F04E3B8}</guid>
</item>
<item>
<title><![CDATA[Experian Finance plc 6.375% Bonds due July 2009 ISIN XS0099323999]]></title>
<description><![CDATA[
		05 December 2008
Experian Finance plc (“Experian”) hereby  announces that, as part of the management of its debt maturity profile,  it is willing to purchase for cancellation any and all of the  outstanding £308m 6.375% Bonds due July 2009 (the “Bonds”), at a price  calculated using the ME pricing function on Bloomberg, with reference  to a yield of 1.00 per cent over sterling LIBOR, where LIBOR will be  the 7-month rate posted on the Thomson Reuters BBA (British Bankers  Association) page (BBAM on Bloomberg) at that time. At the 7-month  LIBOR rate as at 4 December 2008 of 3.8725%, this would equate to a  clean price of approximately 100.80. Settlement will be for T+3 from  the date of purchase and accrued interest will also be paid.
Holders of Bonds wishing to offer their Bonds for purchase by  Experian should contact either their sales representative at The Royal  Bank of Scotland or one of the individuals named below, up until 13:00  hours London time on Friday 12 December 2008. Experian may consider  purchasing any Bonds remaining outstanding after this time, but holders  should note that the pricing terms for such purchases will be subject  to private treaty.
Experian will fund purchases by drawing on its $2.5 billion  revolving credit facilities due 2012. At 30 November 2008, $1.2  billion of these facilities was undrawn. 
As previously announced, between April and August 2008 Experian  bought back and cancelled £42m of the Bonds, in private market  purchases. 
Contacts:
The Royal Bank of Scotland
Paul Hawkins
  020 7085 8064
Liability Management
  020 7085 8056/3781
INVITATION AND DISTRIBUTION RESTRICTIONS
The distribution of this announcement in certain jurisdictions may  be restricted by law. Persons into whose possession this announcement  comes are required by Experian to inform themselves about and to  observe any such restrictions. This announcement does not constitute a  solicitation of an offer to sell Bonds in any jurisdiction in which  such solicitation or offer is unlawful, and offers to sell will not be  accepted from Bondholders located or resident in any jurisdiction in  which such solicitation or offer is unlawful.
United States
  The invitation to holders of the Bonds to offer to sell some or all of  those Bonds for cash (the “Invitation”) is not being made and will not  be made, directly or indirectly, in or into, or by use of the mails of,  or by any means or instrumentality (including, without limitation,  facsimile transmission, telex, telephone, email and other forms of  electronic transmission) of interstate or foreign commerce of, or any  facility of a national securities exchange of, the United States, and  the Bonds may not be offered for sale by any such use, means,  instrumentality or facility from or within the United States or by  persons located or resident in the United States. Accordingly, copies  of any documents or materials relating to the Invitation are not being,  and must not be, directly or indirectly, mailed or otherwise  transmitted, distributed or forwarded in or into the United States or  to persons located or resident in the United States. Any purported  offer for sale in the Invitation resulting directly or indirectly from  a violation of these restrictions will be invalid and tenders of Bonds  made by a person located in the United States or any agent, fiduciary  or other intermediary acting on a non-discretionary basis for a  principal giving instructions from within the United States will not be  accepted. For the purposes of this paragraph, United States means the  United States of America, its territories and possessions, any state of  the United States of America and the District of Columbia.
United Kingdom 
  The communication of any documents or materials relating to the  Invitation is not being made, and such documents and/or materials have  not been approved, by an authorised person for the purposes of section  21 of the Financial Services and Markets Act 2000. Accordingly, such  documents and/or materials are not being distributed to, and must not  be passed on to, the general public in the United Kingdom, and are only  for circulation to persons outside the United Kingdom or to persons  within the United Kingdom falling within the definition of investment  professionals (as defined in Article 19(5) of the Financial Services  and Markets Act 2000 (Financial Promotion) Order 2005 (the Order)) or  to other persons to whom it may lawfully be communicated in accordance  with the Order.
Italy 
  The Invitation is not being made in the Republic of Italy (Italy). The  Invitation has not been submitted to the clearance procedures of the  Commissione Nazionale per le Società e la Borsa (CONSOB) pursuant to  Italian laws and regulations. Accordingly, Bondholders are notified  that, to the extent Bondholders are located or resident in Italy, the  Invitation is not available to them and they may not tender Bonds in  response to the Invitation and, as such, any Tender Instructions  received from or on behalf of such persons shall be ineffective and  void, and no documents or materials relating to the Invitation or the  Bonds may be distributed or made available in Italy.
Belgium 
  The Invitation is not being made, directly or indirectly, to the public  in Belgium. No documents or materials relating to the Invitation have  been, or will be, approved by the Belgian Banking, Finance and  Insurance Commission. Accordingly, the Invitation may not be advertised  and no such documents or materials may be distributed or made available  in Belgium other than to institutional investors, as referred to in  article 10 of the Law of 16 June 2006 on the public offer of investment  instruments and the admission to trading of investment instruments on a  regulated market, acting for their own account.
France 
  The Invitation is not being made, directly or indirectly, to the public  in the Republic of France (France). No documents or materials relating  to the Invitation have been or will be distributed to the public in  France and only (i) providers of investment services relating to  portfolio management for the account of third parties and/or (ii)  qualified investors (investisseurs qualifiés) other than individuals,  all as defined in, and in accordance with, Articles L.411-1, L.411-2  and D.411-1 of the French Code monétaire et financier, are eligible to  participate in the Invitation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 05 Dec 2008 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:52 GMT</publishDate>
<guid>{500E7C14-3431-4DE5-A096-1DBCAA417D55}</guid>
</item>
<item>
<title><![CDATA[Half-yearly results for the six months to 30 September 2008 ]]></title>
<description><![CDATA[
		19 November 2008
    
      Highlights
    
    
      Good revenue, profit and cash flow progress, reflecting balance and diversity of the Group.
      Total revenue growth of 13% at actual exchange rates to US$2,017m. Revenue from continuing activities up 11% at constant exchange rates to US$1,987m. Organic revenue growth of 3%.
      Total EBIT growth of 8% at actual exchange rates to US$476m. Continuing EBIT up 8% at constant exchange rates.
      EBIT margin of 22.8% from continuing activities (2007: 23.0%), excluding FARES contribution.
      Profit before tax of US$318m. Benchmark profit before tax of US$416m, up 9%.
      Basic EPS of 25.5 US cents. Benchmark EPS growth of 8% to 30.7 US cents.
      Strong cash conversion of 83%, in traditionally weaker half of year.
      Strong performances in Latin America, Consumer Direct and Decision Analytics offset market challenges in US and UK Credit Services.
      Cost efficiencies ahead of schedule with US$29m contribution in the half. Additional savings identified; target raised to US$130m annualised.
      First interim dividend increased by 4% to 6.75 US cents per share.
    
    John Peace, Chairman of Experian, said:“Experian performed well in the first half, delivering good revenue, profit and cash performances, even though market conditions were exceptionally challenging. The Group has strengthened its market position, and is well placed to grow through the current global economic cycle.”
    Don Robert, Chief Executive Officer of Experian, said:“Our business continues to perform well. We are adapting to market challenges, which we expect to persist into next year. We are directing the organisation towards emerging countercyclical opportunities and we are further addressing our cost base. Looking ahead, we expect organic revenue growth for the third quarter to be similar to that in the first half. For the year as a whole, our objective remains to broadly maintain margins and to grow profits, while continuing to position the business for long term success.”
    
      Enquiries
    



Experian

Don Robert
Chief Executive Officer
44 (0)20 3042 4215

Paul Brooks
Chief Financial Officer
  

Nadia Ridout-Jamieson
Director of Investor Relations
  

Alex Brog
Head of Media Relations
  

 
  
  

Finsbury
  
  

Rollo Head
  
44 (0)20 7251 3801

Don Hunter
  
  There will be a presentation today at 9.30am (UK time) to analysts and investors at the Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experianplc.com and can also be accessed live via a dial-in facility on 44 (0)20 8322 2180. The supporting slides and an indexed replay will also be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today (UK time), which will be broadcast live on the website with a recording available later. All relevant Experian announcements are available on www.experianplc.com.Experian will update on trading on 15 January 2009, when it will issue the Interim Management Statement in respect of the Third Quarter.See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendices 3 to 6 for reconciliations of certain of these non-GAAP measures.The reported revenues and profits have been restated to reflect the treatment of transaction processing activities in France as a discontinued operation. In addition, there have been a number of small changes to the Group’s four business segments reflecting evolving business profile and changes in the reporting structure of recent acquisitions. Notes 3 and 8(b) detail these changes and their impact on the financial reporting.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 19 Nov 2008 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:52 GMT</publishDate>
<guid>{B227B1A7-239F-4B7E-BDE7-D829F6359EEA}</guid>
</item>
<item>
<title><![CDATA[Agreement to acquire KreditInform]]></title>
<description><![CDATA[
		06 November 2008
Experian, the global information services company, announces that, subject to   certain closing conditions, it has agreed to acquire KreditInform, a leading   provider of commercial credit information and analytics in South Africa, in   conjunction with its Black Economic Empowerment partner, Mowana Investments.   KreditInform is a strong strategic fit with Experian’s existing consumer credit   activities in South Africa and is in line with Experian’s strategy to own   market-leading credit bureaux in high growth emerging markets globally.
Founded in 1982, KreditInform operates one of the most comprehensive and   up-to-date commercial information databases in South Africa. KreditInform   maintains proprietary and public data on all registered companies in South   Africa, including debtor records, payment histories, financial information,   directorships, shareholding relationships and other commercial credit   information, with records extending back over 25 years. KreditInform provides   commercial information and solutions to over 2,000 customers in South Africa,   including Nedbank, Standard Bank of South Africa, ABSA and FNB, helping   companies to extend credit, monitor credit risk and assisting with collections   strategies. 
Revenue for KreditInform in the year to 31 January 2008 was ZAR146m and gross   assets as at 31 January 2008 were ZAR79m. The company was purchased from its   founders and its Black Economic Empowerment partner, Shanduka Group, and will   form part of Experian’s Credit Services activities. 

  
    
      Enquiries
       
       
    
    
       
       
       
    
    
      Experian
       
       
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      44 20 3042 4215
    
    
      Alex Brog
      Head of Media Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      44 20 7251 3801
    
  


Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 06 Nov 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:02 GMT</publishDate>
<guid>{3CBD17EC-508F-4C40-9CA4-D9BB862C9465}</guid>
</item>
<item>
<title><![CDATA[Completion of disposal ]]></title>
<description><![CDATA[
		03 November 2008
Experian, the global information services company, has completed the disposal   of its transaction processing activities in France, as previously announced on   15 October 2008, for a gross cash consideration of €203m.
The transaction processing activities in France included card processing and   business process outsourcing activities which have been acquired by Advent   International and Doc@Post (a subsidiary of La Poste) respectively. 
Experian continues to have a strong presence in France, through its Decision   Analytics and Marketing Services activities, which form part of its growing core   activities.
Enquiries

  
    
      Experian
       
       
    
    
      Paul Brooks 
      Chief Financial Officer 
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson 
      Director of Investor Relations 
       
    
    
      Alex Brog 
      Head of Media Relations 
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head 
       
      +44 (0)20 7251 3801
    
    
      Don Hunter
       
       
    
  


  Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 03 Nov 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:03 GMT</publishDate>
<guid>{5B77AEE9-42FE-463F-AE82-A9A008F292E6}</guid>
</item>
<item>
<title><![CDATA[Disposal agreement in France and outcome of strategic review of PriceGrabber]]></title>
<description><![CDATA[
		15 October 2008
Experian, the global information services company, announces an  agreement to dispose of its transaction processing activities in France  and reports the outcome of the PriceGrabber strategic review.
Transaction processing activities in France
Experian announces that it has reached an agreement to sell its  transaction processing activities in France, which includes its card  processing and business process outsourcing activities, to Advent  International and Doc@Post (a subsidiary of La Poste) respectively. The  sale is subject to certain conditions precedent, including clearance  from the French competition authorities. Completion is currently  expected to occur before the end of 2008. 
The agreed gross cash consideration is €203m, on a debt and cash  free basis. After taxes and other transaction costs net cash inflow is  estimated to be approximately €150m. Proceeds from the sale will be  used to repay bank borrowings. For the year ended 31 March 2008,  revenue from Experian’s transaction processing activities in France was  €240m (US$341m) and EBIT was €26m (US$37m).
The transaction processing activities in France will be treated as a  discontinued operation in the statutory financial statements for the  year ended 31 March 2009, and as such henceforth will be excluded from  organic revenue growth and Benchmark profit before tax and Benchmark  EPS.
Experian continues to have a strong presence in France, through its  Decision Analytics and Marketing Services activities, which form part  of its growing core activities.
PriceGrabber strategic review
In February, Experian also announced that it was undertaking a  review of PriceGrabber and its fit within the Experian portfolio. As  part of this process, Experian considered a divestment of the business  and talked to a number of parties. However, in light of the current  funding environment for potential buyers, Experian has concluded that  at this time divestment is not in the best interests of shareholders.
PriceGrabber is an attractive business, with good prospects, which  has performed well since acquisition. Experian will continue to  strengthen PriceGrabber’s market position through new product  innovation, driving traffic volumes and leveraging the core  infrastructure.
Enquiries

  
    
      Experian
    
    
      Paul  Brooks
      Chief  Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director  of Investor Relations
         
    
    
      Alex Brog
      Head of Media Relations
         
    
    
         
         
         
    
    
      Finsbury
         
         
    
    
      Rollo  Head
        
      +44 (0)20 7251 3801
    
    
      Don Hunter
          
          
    
  

Experian announcements are available on www.experianplc.com
Notes

  Experian’s transaction processing business in France is one of  the leading providers of payment processing and business process  outsourcing services in the country, offering a wide range of  outsourced back-office, card management, payment processing and  business information solutions to banks, corporates and public  institutions.
  Doc@Post is a leading player in the document process and management  industry and is a fully owned subsidiary of La Poste. The company  provides document management solutions and services for banks,  corporate and public institutions and has 2,600 employees and 300  processing sites in France.
  Advent International is a leading global private equity firm with  offices in 15 countries across four continents. Advent has a proven  expertise in the global payments and transaction processing sector with  nine investments in this field worldwide. For more information, visit www.adventinternational.com.
  PriceGrabber is a leading provider of online comparison shopping  services in the US, with further operations in the UK. It has 215  employees, and for the year ended 31 March 2008 generated revenue of  US$109m, accounting for approximately 3% of Group revenue. PriceGrabber  enables millions of consumers to search and compare information about  products and services before making a purchasing decision. Through  continued innovation and consistent focus on providing the best  consumer experience, PriceGrabber has become established as one of the  most effective destinations for US online shoppers.
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 15 Oct 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:01 GMT</publishDate>
<guid>{D792F70B-6377-4314-8EEE-A6E429416298}</guid>
</item>
<item>
<title><![CDATA[Trading update, first half]]></title>
<description><![CDATA[
		15 October 2008
Experian, the global information services company, today issues an update on   trading for the six months to 30 September 2008.
Commenting on the performance of Experian, Don Robert, Chief Executive   Officer, said:
“In a challenging environment, Experian saw acceleration in second quarter   growth, to give a good overall performance for the first half, benefiting from   the balance, diversity and countercyclicality that has been built into the   portfolio. Total revenue growth for the half was 13%, with organic revenue   growth of 3% (Q1 +1%, Q2 +5%).
“This is a dynamic time for the global economy. Our markets are in the midst   of significant change, which we expect to last for some time. This new   environment will require our clients to strengthen risk management and optimise   collections activities across their organisations. We have adapted our business   to meet our clients’ priorities quickly, utilising the breadth of Experian   products. We remain vigilant on costs and are focused on driving profit   growth.”
Experian plc
% change in revenue year-on-year for the six   months to 30 September 2008



  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    North America
    2
    2
    1
  
  
    Latin America
    157
    119
    22
  
  
    UK and Ireland
    1
    4
    1
  
  
    EMEA/Asia Pacific
    33
    21
    8
  
  
    Experian
    13
    11
    3
    
  


1 The transaction   processing activities in France have been treated as discontinued for the six   months to 30 September 2008 following the disposal agreement (see separate   announcement). As such, associated revenue has been excluded from continuing   activities. This has enhanced organic revenue growth by c. 50bp for the six   month period. Continuing activities also exclude the contributions of UK account   processing, Loyalty Solutions and other smaller discontinuing activities
2   Experian is reporting in US dollars
In the six months to 30 September 2008, revenue from continuing activities at   Experian increased by 11% at constant exchange rates. Group organic revenue   growth was 3% year-on-year. Revenue grew organically at Decision Analytics (up   7%) and at Interactive (up 9%), while at Credit Services and Marketing Services   it was flat, a solid performance considering unprecedented market turbulence.   Acquisitions contributed 8% to revenue growth.
North America
  Revenue in North America increased   by 2% in total. Organic revenue growth was 1%. The acquisition of Hitwise   (acquired in June 2007) accounts for the difference.
Organic revenue declined by 5% at Credit Services, with slight strengthening   in the second quarter compared to the first, against challenging conditions for   financial services. Strength in account management and collections helped   mitigate depressed conditions within mortgage and pre-screen. Meanwhile,   Experian’s market position was strengthened by new client wins and renewals. At   Decision Analytics, organic revenue was flat against significant one-off revenue   last year. Organic revenue growth in Marketing Services was 2%, reflecting   strong performances across new media activities offsetting declines in   traditional activities. In Interactive, organic revenue growth was 6%. Consumer   Direct experienced excellent growth, while Experian Interactive Media continued   to suffer from weak mortgage conditions. PriceGrabber, in line with the trend in   consumer spending in the US, has seen a slowdown in recent trading.
Latin America
  Revenue for Latin America   increased by 119% in total. Organic revenue growth was 22%. The acquisitions of   Informarketing (in April 2007) and Serasa (acquired in June 2007) contribute the   balance.
There was strong organic revenue growth at Credit Services of 18%, driven by   excellent growth in both consumer information and business information services.   Revenue growth at both Decision Analytics and Marketing Services benefited from   cross-sell opportunities across the new shared salesforce. Organic revenue   growth at Decision Analytics was up 23%, while Marketing Services revenue more   than doubled, benefiting from a number of new client wins.
UK and Ireland
  Revenue in UK and Ireland from   continuing activities increased by 4% at constant exchange rates. Organic   revenue rose 1%, with acquisitions, including Tallyman (acquired in May 2007),   Hitwise, The pH Group (acquired in July 2007) and N4 Solutions (acquired in July   2007), contributing the balance.
Organic revenue at Credit Services declined by 4%. Weakness in consumer   information across the financial services sector was partly offset by good   growth in public sector revenue. Decision Analytics performed strongly, up 8%   organically, as clients sought countercyclical products for collections, and   benefiting from some one-off software deliveries towards the end of the period.   At Marketing Services, progress in new media activities is encouraging, helping   to offset financial services marketing cutbacks; organic revenue was down 7%.   Interactive again performed very strongly, up 46% organically, driven by   strength in new CreditExpert memberships.
EMEA/Asia Pacific
  At constant exchange rates,   revenue in EMEA/Asia Pacific increased by 21%. Organic revenue growth was 8%,   with acquisitions, mainly Emailing Solution (acquired in May 2007), Tallyman and   Hitwise contributing the balance.
Organic revenue at Credit Services rose 4%, reflecting good bureau progress   and a number of new client wins. Major new client wins in Spain, Russia and   South Korea, as well as collections strength in Holland helped drive good   performance at Decision Analytics, with organic revenue growth of 10%. Marketing   Services again performed well, with strength in email services, contact data   management and internet marketing intelligence (Hitwise) contributing to organic   growth of 13%.
Future announcements 
  Experian will issue its Half-Yearly   Report for the six months to 30 September 2008 on 19 November 2008.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
    
      Alex Brog
      Head of Media Relations
       
    
    
       
       
       
    
    
      Finsbury
        
        
    
    
      Rollo Head
        
      +44 (0)20 7251 3801
    
    
      Don Hunter
        
        
    
  

This announcement is available on the Experian website, www.experianplc.com. There will be two   conference calls today to discuss this update, at 9.00am and at 3.00pm (UK   time). Both will be broadcast live on the website with a recording available   later.
All financial information is based on unaudited management   accounts. Certain statements made in this trading update are forward-looking   statements. Such statements are based on current expectations and are subject to   a number of risks and uncertainties that could cause actual events or results to   differ materially from any expected future events or results referred to in   these forward-looking statements. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 15 Oct 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:02 GMT</publishDate>
<guid>{DBFB6EEA-380A-45B3-A626-1FDB9228D13C}</guid>
</item>
<item>
<title><![CDATA[Acquisition of minority stake in DP Information Group]]></title>
<description><![CDATA[
		01 October 2008
    Experian, the global information services company, announces that it has acquired a 40% stake in DP Information Group, a leading consumer and business credit bureau in Singapore. 
    Founded in 1978, DP Information Group provides credit information on companies (including small and medium sized enterprises) and consumers, corporate credit ratings, consumer scoring activities, portfolio management and collections services. In addition, DP Information Group provides marketing lists and campaign management services. In 2007, DP Information Group was awarded a licence to operate the second consumer credit bureau in Singapore. DP Information Group also has a minority equity ownership in BRIS, a leading business information provider in Malaysia.
    The acquisition of this stake represents a further step in Experian's strategy to extend its credit risk management activities in new geographies.
    Revenue for DP Information Group in the year to 31 December 2007 was US$11.4m and gross assets as at 31 December 2007 were approximately US$8m. The minority stake in DP Information Group was acquired from its founders and will form part of Experian's Credit Services activities.
    
      Enquiries
    



Experian
 
 

Nadia Ridout-Jamieson
Director of Investor Relations
+44 (0)20 3042 4215

Alex Brog 
Head of Group Media Relations 
 

 
 
 

Finsbury
 
 

Rollo Head 
 
+44 (0)20 7251 3801

Don Hunter
 
 Experian announcements are available on www.experianplc.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 01 Oct 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:46:02 GMT</publishDate>
<guid>{E4D072B6-B341-4DEB-AAD2-FAB4B856842F}</guid>
</item>
<item>
<title><![CDATA[Response to press comment]]></title>
<description><![CDATA[
		10 September 2008
Experian, the global information services company, notes the recent  press comment regarding its transaction processing activities in  France. Experian confirms that it is in exclusive advanced discussions  with Doc@Post, a subsidiary of La Poste, and Advent International, the  global private equity firm, which may lead to the divestment of these  activities. There can be no certainty that the talks will lead to a  transaction. A further announcement will be made when appropriate.
Enquiries

  
    
      Experian
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      (44)20 3042 4215
    
    
      Alex Brog
      Head of Media Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      (44)20 7251 3801
    
    
      Don Hunter
       
       
    
  


Experian announcements are available on www.experiangroup.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 10 Sep 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:58 GMT</publishDate>
<guid>{DF7812C2-17DC-46E5-BF3E-BEAC12721D09}</guid>
</item>
<item>
<title><![CDATA[Change of name of the company to Experian plc]]></title>
<description><![CDATA[
		21 July 2008
Further to the announcement on 16 July 2008 regarding the change of name of   Company, the Company now confirms that the change of name to Experian plc became   effective today, 21 July 2008. 
The Company's ticker symbol on the London Stock Exchange will remain unchanged   as "EXPN" and the ISIN number of the Company's shares will remain unchanged as   GB00B19NLV48.
For further information:

  
    
      Ronan Hanna
      Deputy Company Secretary
      + 353 1 846 9128
    
  

]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 21 Jul 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:53 GMT</publishDate>
<guid>{9AD263C3-B4D0-42D4-A3FD-51848E4D7523}</guid>
</item>
<item>
<title><![CDATA[Change of name]]></title>
<description><![CDATA[
		16 July 2008
Further to today's announcement regarding the results of the 2008 annual general   meeting, the Company announces that the change of name of the Company to   Experian plc is expected to become effective on 21 July 2008, following the   registration of the change with Companies Registry in Jersey.
The Company's ticker symbol on the London Stock Exchange will remain unchanged   as "EXPN" and the ISIN number of the Company's shares will remain unchanged as   GB00B19NLV48.
For further information:

  
    
      Ronan Hanna
      Deputy Company Secretary
      + 353 1 846 9128
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 16 Jul 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:54 GMT</publishDate>
<guid>{9C72124D-FCE3-4715-87C8-DDC219FD9501}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, first quarter ]]></title>
<description><![CDATA[
		10 July 2008
Experian, the global information services company, today issues an update on trading for the three months to 30 June 2008.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
"The strategic moves we have undertaken to balance the Experian  portfolio have again enabled the Group to withstand the market  challenges in the US and the UK. Total revenue growth was 21% in the  first quarter, with organic revenue growth of 1%, against strong  comparables.
"Looking ahead, while we do not plan on the basis of any short-term  recovery in the US and UK financial services markets, we expect  strength in new geographies and across many business lines to support  Group revenue growth. Our cost efficiency programme is progressing  well, and we remain focused on driving profit growth."
Experian Group
% change in revenue year-on-year for the three months to 30 June 2008


  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    North America
    1
    1
    0
  
  
    Latin America
    &gt;100 3
    &gt;100 3
    54
  
  
    UK and Ireland
    7
    5
    1
  
  
    EMEA/Asia Pacific
    26
    9
    1
  
  
    Experian
    21
    16
    1
    
  


1 Continuing activities exclude the contributions of  MetaReward, UK account processing, Loyalty Solutions and other smaller  discontinuing activities
  2 Experian is reporting in US dollars
  3 Latin America total growth at actual exchange rates for  the three months ended 30 June 2008 was 3,921% and total growth at  constant exchange rates was 3,308% 
In the three months to 30 June 2008, revenue from continuing  activities at Experian increased by 16% at constant exchange rates.  Group organic revenue growth was 1% year-on-year. There was good  organic revenue growth at Interactive, up 8%, and Decision Analytics,  up 5%. Marketing Services was flat, while, as expected, Credit Services  declined by 4%, reflecting challenging market conditions, particularly  in the US. Acquisitions contributed 15% to revenue growth.
North America
  Revenue in North America for the three months ended 30 June 2008  increased by 1% in total. Organic revenue was flat. The acquisition of  Hitwise (acquired in June 2007) accounts for the difference. 
As expected, and against strong comparables, organic revenue  declined by 5% at Credit Services. Conditions in mortgage and  pre-screen continued to be weak, partially mitigated by strength in  portfolio management and collections, currently major focus areas for  financial services clients. At Decision Analytics, the pipeline remains  strong, but sales cycles are long. Organic revenue declined by 6%,  against significant one-off revenue last year. Organic revenue growth  in Marketing Services was 2%, as continued strength in new media  activities offset weaker conditions for traditional activities. In  Interactive, organic revenue growth was 5%. Strong demand for  membership services drove further excellent performance at Consumer  Direct, offset by continued weakness in the mortgage vertical at  Experian Interactive Media.
Latin America
  Revenue for Latin America in the three-month period to 30 June 2008 was  US$128m (prior year US$3m), including the contributions from  Informarketing and Serasa, acquired respectively in April 2007 and June  2007. Organic revenue increased by 54%, off a low base. 
Revenue at Serasa performed strongly, in line with the buy plan,  reflecting good performances across vertical channels such as retail,  insurance and credit card, plus new wins in the financial services  sector. There was also an excellent performance at Marketing Services,  which benefited from a series of new business wins.
UK and Ireland
  Revenue in UK and Ireland from continuing activities for the three  months ended 30 June 2008 increased by 5% at constant exchange rates.  Organic revenue rose 1%, with acquisitions, including Tallyman  (acquired in May 2007), Hitwise, The pH Group (acquired in July 2007)  and N4 Solutions (acquired in July 2007), contributing the balance. 
While conditions for the UK financial services sector continue to be  challenging, Credit Services organic revenue declined only modestly in  the quarter, by 2%, helped by growth in business information. Decision  Analytics improved, up 4% organically, reflecting new business wins and  strength in customer management, analytics and scorecard rebuilds.  Meanwhile, Tallyman continues to perform very strongly, as does N4  Solutions, the mortgage sector and financial services software  provider. Conditions for Marketing Services continue to be challenging,  impacted by the weak environment for financial services, with organic  revenue down 7%. Interactive performed very strongly, up 50%  organically, driven by strength in new CreditExpert memberships.
EMEA/Asia Pacific
  At constant exchange rates, revenue in EMEA/Asia Pacific increased by  9% in the three-month period to 30 June 2008. Organic revenue growth  was 1%, with acquisitions, mainly Emailing Solution (acquired in May  2007), Tallyman and Hitwise contributing the balance. 
Organic revenue declined at Credit Services by 3%, exacerbated by  contract phasing in business process outsourcing and continued declines  in cheque volumes at the French transaction processing business.  Decision Analytics performed strongly, with organic revenue growth of  14%, reflecting new business wins in Italy and Eastern Europe and a  strong one-off contribution in Japan. Marketing Services again  performed well, with organic growth of 8%.
Future announcements
  Experian will hold its AGM in Dublin on 16 July 2008 and will issue its first half trading update on 15 October 2008. 
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
    
      Alex Brog
      Head of Media Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)207 251 3801
    
    
      Don Hunter
       
       
    
  


This announcement is available on the Experian website, www.experiangroup.com.  There will be two conference calls today to discuss this update, at  9.00am and at 3.00pm (UK time). Both will be broadcast live on the  website with a recording available later.
All financial information is based on unaudited management  accounts. Certain statements made in this interim management statement  are forward-looking statements. Such statements are based on current  expectations and are subject to a number of risks and uncertainties  that could cause actual events or results to differ materially from any  expected future events or results referred to in these forward-looking  statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 10 Jul 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:53 GMT</publishDate>
<guid>{7FBBE940-0C2A-44CD-9EC7-7E06FD7E4C72}</guid>
</item>
<item>
<title><![CDATA[Purchase of 6.375% bonds due 2009]]></title>
<description><![CDATA[
		27 June 2008
Experian Finance PLC announces that it has purchased £18,759,000  nominal amount of its outstanding 6.375% bonds due 16 July 2009. These  bonds will be cancelled as of 30 June 2008, reducing the outstanding  principal to £316,026,000 nominal amount.

Enquiries:
  Ronan Hanna
  Deputy Company Secretary
  Tel: +353 1 846 9128]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 27 Jun 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:52 GMT</publishDate>
<guid>{44AB429F-33C9-426B-ACBA-CFD5CE919177}</guid>
</item>
<item>
<title><![CDATA[Preliminary results for the year ended 31 March 2008]]></title>
<description><![CDATA[
		21 May 2008
    
      Highlights
    
    
      Good revenue, profit and cash performance against a backdrop of difficult market conditions. 
      Total revenue growth of 18% at actual exchange rates to US$4.1bn. Revenue from continuing activities up 14% at constant exchange rates to US$4.1bn. Organic revenue growth of 4%. 
      Total EBIT growth of 15% at actual exchange rates to US$945m. Continuing EBIT up 13% at constant exchange rates. 
      EBIT margin of 21.8% from continuing activities, excluding FARES contribution, in line with prior year (2007: 21.9%) during period of investment. 
      Profit before tax of US$549m. Benchmark profit before tax of US$819m. 
      Basic EPS of 43.3 US cents. Benchmark EPS of 60.3 US cents. 
      Swift action to improve efficiency and reduce costs, with annualised cost savings target raised to US$110m from US$80m. 
      Strong contribution from strategically important expansion into Brazil via Serasa, on plan for revenue, ahead on EBIT. 
      Excellent cash conversion of 95%. 
      Net debt of US$2.7bn after funding acquisitions of US$1.7bn, mainly Serasa and Hitwise. 
      Second dividend of 12.0 US cents per share, to give full year dividend of 18.5 US cents per share, up 9%.
    
    John Peace, Chairman of Experian, said:
    “Experian has delivered another year of strong revenue and EBIT growth and continues to make excellent strategic progress. This strong outcome in challenging trading conditions demonstrates the strength and diversity of the Experian business.”
    Don Robert, Chief Executive Officer of Experian, said:
    “This has been a challenging year in many ways. The major disruption that took place in the financial services sector was unprecedented, but we delivered good profit and cash performances. Experian is a strong business, performing well in difficult markets. While it is still too early to call a turn in the US and the UK financial services markets, and US Credit Services continues to soften, we have taken the necessary steps to reduce costs and protect margins and we expect to continue to deliver strong performances in Experian’s other regions and key business lines. Although we face strong comparables in the first quarter of this year, when organic revenue may be flat to slightly down, we remain confident on the outlook.”
    
      Enquiries
    



Experian
 
 

Don Robert
Chief Executive Officer
44(0)20 3042 4215

Paul Brooks
Chief Financial Officer
 

Nadia Ridout-Jamieson
Director of Investor Relations 
 

 
 
 

Finsbury
 
 

Rollo Head
 
44(0)20 7251 3801

Don Hunter
 
 There will be a presentation today at 9.30am to analysts and investors at the Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experiangroup.com and can also be accessed live via a dial-in facility on 44 (0)20 8322 2180. The supporting slides and an indexed replay will also be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today (UK time), which will be broadcast live on the website with a recording available later. All relevant Experian announcements are available on www.experiangroup.com. Experian will update on trading on 10 July 2008, when it will issue the Interim Management Statement in respect of the First Quarter. See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of revenue and EBIT by geography.RoundingsCertain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 21 May 2008 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:51 GMT</publishDate>
<guid>{D10E9465-2416-4D3E-BE2D-CB96A8B95CFF}</guid>
</item>
<item>
<title><![CDATA[Creation of joint venture in Japan]]></title>
<description><![CDATA[
		13 May 2008
Experian, the global information services company, announces that it  has created a joint venture with CCB Inc., a leading consumer credit  bureau in Japan. Experian will own 50% of the joint venture.
Based in Tokyo, CCB provides credit reporting services to the  banking, credit card and consumer financing industries in Japan.  Experian has a long association with CCB, having owned a 3.6% stake in  the company for many years.
The joint venture, CBEX Solutions Inc., will develop and operate a  credit bureau platform to meet the new regulatory requirements in Japan.
As at May 2008, gross assets for CBEX Solutions are approximately $14m.
Enquiries

  
    
      Experian
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44 (0)20 3042 4215
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)20 7251 380
    
    
      Don Hunter
       
       
    
  

Experian announcements are available on www.experiangroup.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 13 May 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:56 GMT</publishDate>
<guid>{ECA31A97-3B19-4067-801E-784AD06C875A}</guid>
</item>
<item>
<title><![CDATA[Trading update, second half]]></title>
<description><![CDATA[
		16 April 2008
Experian, the global information services company, today issues an update on trading for the six months to 31 March 2008.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“Experian’s strong portfolio of businesses enabled the Group to  deliver a good second-half performance, despite continuing marketplace  challenges in the US and the UK. Total revenue growth was 21% for the  second half, with organic revenue growth of 2%. For the full year we  expect double-digit EBIT growth, unchanged from our previous  expectations.
“Looking ahead, we expect good performances in new geographies and  across many business lines. Although we do not plan on short-term  improvement in the US and UK financial services environment, and are  facing strong comparables in the first quarter, our cost efficiency  programme is on track and we remain confident about the outlook.”
Experian Group
% change in revenue year-on-year for the six months to 31 March 2008



  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    North America
    2
    2
    1
  
  
    Latin America
    &gt;100 3
    &gt;100 3
    40
  
  
    UK and Ireland
    12
    7
    1
  
  
    EMEA/Asia Pacific
    26
    12
    6
  
  
    Experian
    21
    15
    2
    
  


1 Continuing activities exclude the contributions of MetaReward, UK account processing and Loyalty Solutions
2 Experian is reporting in US dollars
3 Latin America total growth at actual exchange rates for the six  months ended 31 March 2008 was 7,306% and total growth at constant  exchange rates was 6,119%
In the six months to 31 March 2008, revenue from continuing  activities at Experian increased by 15% at constant exchange rates.  Group organic revenue growth was 2% (Q3 2%, Q4 1%). There was good  organic revenue growth at Decision Analytics and Interactive, both up  7%. There were modest organic revenue declines in Credit Services and  Marketing Services of 1% each. Acquisitions contributed 13% to revenue  growth. Net debt at the end of the period was $2.7bn.
North America
  Revenue in North America  for the six months ended 31 March 2008 increased by 2% in total.  Organic growth was 1%, with Hitwise (acquired in June 2007)  contributing the balance.
Market conditions in US financial services continued to be  challenging, particularly in mortgage and pre-screen. Growth in  automotive and business information helped mitigate weakness in  consumer information, resulting in a decline in organic revenue of 3%  at Credit Services. Decision Analytics performed well against a very  strong comparable, delivering 3% organic growth and reflecting a number  of new business wins in the telecommunications and energy sectors.  Marketing Services continued to benefit from the mix shift to new media  with 3% organic revenue growth, while at Interactive organic revenue  growth was 3%, with continued strength in Consumer Direct and  PriceGrabber offsetting further weakness at LowerMyBills.
Latin America
  Revenue for Latin America  in the six-month period to 31 March 2008 was $221m (prior year $3m),  including contributions from Serasa (acquired in June 2007) and  Informarketing (acquired in April 2007). Organic revenue growth was  40%, reflecting the performance of Decision Analytics only.
Serasa performed well during the period, in line with the buy plan,  reflecting the strong market environment for credit in Brazil. The  integration of Serasa has now been completed. 
UK and Ireland
  Revenue from continuing  activities for the six months ended 31 March 2008 increased by 7% at  constant exchange rates. Organic revenue rose 1%, with the acquisitions  of Tallyman (acquired in May 2007), Hitwise, The pH Group (acquired in  July 2007) and N4 Solutions (acquired in July 2007) contributing the  balance. 
While the environment for UK financial services continues to be  uncertain, strength in business information helped mitigate weakness in  consumer information and as a result Credit Services’ organic revenue  declined modestly by 1%. At Decision Analytics organic revenue rose 1%,  with some improvement in pipeline conversion, offsetting weak  application processing activity. Marketing Services continues to be  affected by lower levels of spend by financial services clients, with  organic revenue down 7% in the half. Interactive performed very  strongly, as higher volumes of new CreditExpert members contributed to  a near doubling of revenues.
EMEA/Asia Pacific
  At constant exchange  rates, revenue in EMEA/Asia Pacific increased by 12% in the six-month  period to 31 March 2008. Organic revenue growth was 6%, with  acquisitions, mainly Emailing Solution (acquired in May 2007), Tallyman  and Hitwise, contributing the balance.
Organic revenue growth was 1% at Credit Services in the half.  Decision Analytics performed strongly, with organic revenue growth of  24%, reflecting good performances in both Europe and Asia Pacific.  Marketing Services again performed well, particularly across Asia  Pacific, with organic growth up 10%.
Future announcements 
  Experian will issue its full year results announcement on 21 May 2008.
Enquiries

  
    
      Experian
    
    
      Paul  Brooks
      Chief  Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director  of Investor Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo  Head
       
      +44 (0)207 251 3801
    
    
      Don Hunter
       
       
    
  

This announcement is available on the Experian website, www.experiangroup.com.  There will be two conference calls today to discuss this update, at  9.00am and at 3.00pm (UK time). Both will be broadcast live on the  website with a recording available later.
All financial information is based on unaudited management  accounts. Certain statements made in this trading update are  forward-looking statements. Such statements are based on current  expectations and are subject to a number of risks and uncertainties  that could cause actual events or results to differ materially from any  expected future events or results referred to in these forward-looking  statements. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 16 Apr 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:57 GMT</publishDate>
<guid>{5AB604DF-D195-497A-A624-D123EEBCFADD}</guid>
</item>
<item>
<title><![CDATA[Response to press comment]]></title>
<description><![CDATA[
		18 February 2008
Experian, the global information services company, notes the recent  press comment regarding PriceGrabber, its online price comparison  shopping service. As part of its strategic planning process, Experian  is undertaking a review of PriceGrabber and its fit within the Experian  portfolio. This review is at an early stage and Experian will make a  further announcement when appropriate.
Enquiries

  
    
      Experian
        
        
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      +44(0)20 3042 4215
    
    
      Finsbury
       
        
    
    
      Rollo Head
        
      +44(0)20 7251 3801
    
    
      Don Hunter
        
        
    
  

Experian announcements are available on www.experiangroup.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 18 Feb 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:56 GMT</publishDate>
<guid>{DFD12466-5B9E-4A83-BE5A-955FD082C2AC}</guid>
</item>
<item>
<title><![CDATA[Investor seminar]]></title>
<description><![CDATA[
		29 January 2008
Experian, the global information services company, will host a  seminar for analysts and investors today in London and tomorrow in New  York on its credit-related activities. The seminar will include details  on Experian's Credit Services, Decision Analytics and Consumer Direct  activities.
The seminar will be chaired by Don Robert, Group Chief Executive  Officer, with presentations from the Experian management team. The  agenda in both London and New York is as follows:

  Strategic overview – Don Robert, Group Chief Executive Officer
  The power of combined credit data and analytics – Phil Cotter, Managing Director, Information Solutions, UK
  A focus on North America Credit Services – Kerry Williams, Group President, Credit Services and Decision Analytics
  Credit  bureaux development in new markets – Luciano Manzo, Senior Vice  President, Southern Europe, South Africa and emerging markets
  The internet as a marketing channel for our data and analytics – Ty Taylor, President, Experian Consumer Direct

A recording of the seminar will be available from Thursday, 31 January on Experian's website at www.experiangroup.com.
Enquiries

  
    
      Experian
       
       
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      (44)203 042 4215
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      (44)207 251 3801
    
    
      Don Hunter
       
       
    
  

Experian announcements are available on www.experiangroup.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 29 Jan 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:55 GMT</publishDate>
<guid>{0AD128E1-7E32-4DC2-A0D6-D560E634B07F}</guid>
</item>
<item>
<title><![CDATA[Interim management statement, third quarter]]></title>
<description><![CDATA[
		16 January 2008
Experian, the global information services company, today issues an update on trading for the three months to 31 December 2007.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“Experian has continued to perform well in difficult market  conditions. Overall, the business achieved revenue growth of 22% and  organic revenue growth of 2%. For the full year, we continue to target  solid double-digit EBIT growth and a profit outcome within the range of  current market expectations.
“While trading conditions are not expected to improve in the fourth  quarter, our focus is on maximising profitability and we are today  announcing a programme of significant efficiency measures. These  measures will give rise to a non-recurring charge and will bring  benefits in FY2009, with full annualised benefits the year after. We  continue to invest to take advantage of the long-term growth  opportunities and to position ourselves for market recovery.”
Experian Group
% change in revenue year-on-year for the three months to 31 December 2007



  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    North America
    3
    3
    2
  
  
    Latin America
    &gt;100 3
    &gt;100 3
    78
  
  
    UK and Ireland
    12
    5
    -
  
  
    EMEA/Asia Pacific
    25
    11
    4
  
  
    Experian
    22
    16
    2
    
  



1 Continuing activities exclude the contributions of MetaReward, UK account processing and Loyalty Solutions 
  2 Experian is reporting in US dollars
  3 Latin America total growth at actual exchange rates for the three  months ended December 2007 was 12,193% and total growth at constant  exchange rates was 10,282%
In the three months to 31 December 2007, revenue from continuing  activities at Experian increased by 16% at constant exchange rates.  Organic revenue growth slowed to 2%, reflecting the impact of the  credit crunch on financial services customers. Decision Analytics  improved compared to the second quarter with organic revenue growth of  5%, while Interactive continued to perform well with organic revenue  growth of 9%. There were modest organic revenue declines at Credit  Services of 1% and at Marketing Services of 3%.
Acquisitions contributed 14% to revenue growth. Net debt at the end of the period was $2.9bn
Cost efficiencies
  Experian has taken a  number of strategic initiatives this year to improve efficiency and  reduce costs, including near-shoring activities and data centre  consolidation. These actions will benefit margins in the full year,  with further benefit expected in the financial year to March 2009.
Experian is today launching a programme of significant  cost-efficiency measures. Identified efficiencies include offshoring of  development activity, restructuring of core credit and marketing  activities and infrastructure consolidation. This programme is expected  to deliver annualised cost savings of approximately $80m, of which an  estimated $40m will be realised in the financial year ended March 2009.  One-off restructuring costs associated with achieving these cost  savings will be in the region of $100m, the majority of which will be  cash costs.
While taking these actions, Experian will continue to invest for  growth through the income statement. During the current financial year  such activity has been stepped up and investment will continue in order  to capitalise on future opportunities and to position the Group  strongly for recovery in its core markets.
Transaction processing in France
  As  part of our strategic planning process, we are undertaking a review of  our transaction processing activities in France and their fit within  the Experian portfolio. The review is at an early stage and we will  make a further announcement when appropriate. In the year ending 31  March 2007, revenues for these activities were $308m, with low  double-digit margins. 
North America
  Revenue in North  America in the three months to 31 December 2007 increased by 3% in  total. Organic growth was 2%, with Hitwise (acquired in June 2007)  contributing the balance.
While revenue growth at Credit Services declined by 2% in the third  quarter, we continued to gain traction in account management and  collections. Decision Analytics slowed to mid single-digit organic  revenue growth, against a background of strong comparatives and an  increasingly difficult market environment. Organic revenue growth at  Marketing Services was 3%, while at Interactive it was mid  single-digit, as strength in Consumer Direct and PriceGrabber offset  continued depressed trading at LowerMyBills.
Latin America
  Revenue for Latin  America in the three-month period to 31 December 2007 was $111m (prior  year $1m), including contributions from Serasa (acquired in June 2007)  and Informarketing (acquired in April 2007). Organic revenue growth was  78%, reflecting the performance of Decision Analytics only.
Serasa continued to perform well during the period, in line with the  buy plan. Integration is proceeding ahead of plan and is expected to be  finalised in March 2008. 
UK and Ireland
  Revenue from continuing  activities in the UK and Ireland increased by 5% in the third quarter  at constant exchange rates. Organic revenue was flat, with the  acquisitions of Tallyman (acquired in May 2007), Hitwise, The pH Group  (acquired July 2007) and N4 Solutions (acquired July 2007) contributing  the difference. 
During the period, the environment for UK financial services became  tougher, with significant declines in unsecured lending and mortgage  approvals. Against this backdrop, organic revenue at Credit Services  saw a modest decline of 2%, as origination volumes fell, offset by  strength in the public services sector and in business information.  Decision Analytics recovered to deliver organic revenue in line with  last year, reflecting strong collections activity and some improvement  in pipeline conversion. Organic revenue at Marketing Services was  impacted by significant cutbacks in client spending, down 10%, while  performance at Interactive was very strong, with organic revenue nearly  doubling year-on-year.
EMEA/Asia Pacific
  At constant exchange  rates, revenue in EMEA/Asia Pacific increased by 11% in the third  quarter. Organic revenue growth was 4%, with acquisitions, mainly  Emailing Solution (acquired in May 2007), Tallyman and Hitwise,  contributing the balance. Organic revenue growth at Credit Services was  low single-digit and double-digit in Decision Analytics. Marketing  Services was again strong, due to QAS.
Future announcements 
  Experian will issue its Second Half Trading Update on 16 April 2008 and its Preliminary Announcement on 21 May 2008.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      
    
    
      
      
      
    
    
      Finsbury
      
      
    
    
      Rollo Head
      
      +44 (0)207 251 3801
    
    
      Don Hunter
      
      
    
  

This announcement is available on the Experian website, www.experiangroup.com.  There will be two conference calls today to discuss this update, at  9.00am and at 3.00pm (UK time). Both will be broadcast live on the  website with a recording available later.
All financial information is based on unaudited management  accounts. Certain statements made in this Interim Management Statement  are forward-looking statements. Such statements are based on current  expectations and are subject to a number of risks and uncertainties  that could cause actual events or results to differ materially from any  expected future events or results referred to in these forward-looking  statements. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 16 Jan 2008 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:55 GMT</publishDate>
<guid>{942DEA04-61E9-4A87-9BA9-30629012EE18}</guid>
</item>
<item>
<title><![CDATA[Half-yearly financial report for the six months ended 30 September 2007]]></title>
<description><![CDATA[
		15 November 2007
    
      Highlights 
    
      Good first half progressgood organic sales growth across all four regionsinvestment to drive future growth and operating efficiencySerasa acquisition increases emerging markets exposure
      Total sales growth of 16% to $1.9bn. Sales from continuing activities up 14% at constant exchange rates to $1.9bn, with 6% organic growth.
      Total EBIT of $454m up 15%. Continuing EBIT up 12% at constant exchange rates.
      EBIT margin from continuing activities, excluding FARES contribution, maintained at 21.9% during period of investment.
      Profit before tax of $285m. Benchmark profit before tax of $396m.
      Basic EPS of 22.2 cents. Benchmark EPS of 29.5 cents.
      First interim dividend increased by 18% to 6.5 cents per share.
      Net debt of $3.0bn after funding acquisitions of $1.7bn, mainly Serasa and Hitwise. 
      
      John Peace, Chairman of Experian, said:“Experian has made significant operational and strategic progress in the first half of this year, further positioning the business to continue to deliver long term, sustainable growth.”Don Robert, Chief Executive Officer of Experian, said:“In the first half of this year our business has demonstrated its resilience in the face of exceptionally difficult markets for US and UK financial services. Organic sales growth slowed in the second quarter and we expect further slowdown in the second half due to the market environment. We continue to focus on operational efficiency, and based on current trading conditions we remain on course to deliver full year profits in line with our previous expectations.”Enquiries



Experian

Don Robert
Chief Executive Officer
44 (0)20 3042 4215

Paul Brooks
Chief Financial Officer
  

Nadia Ridout-Jamieson
Director of Investor Relations
  

  
  
  

Finsbury
  
  

Rollo Head
  
44 (0)20 7251 3801

Nick Woodruff
  
  There will be a presentation today at 9.30am to analysts and investors at the Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experiangroup.com and can also be accessed live via a dial-in facility on 44 (0)20 8322 2180. The supporting slides and an indexed replay will also be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today ( UK time), which will be broadcast live on the website with a recording available later. All relevant Experian announcements are available on www.experiangroup.com.Experian will update on trading on 16 January 2008 when it will issue the Interim Management Statement in respect of the Third Quarter.See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of sales and EBIT by geography.Roundings Certain financial data have been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data. Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.View the full press release in PDF format.
     ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 15 Nov 2007 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:39 GMT</publishDate>
<guid>{DC5EAE12-F4EB-449F-8B50-6AEC9DC7F067}</guid>
</item>
<item>
<title><![CDATA[Acquisition of further stake in Serasa]]></title>
<description><![CDATA[
		12 October 2007
Experian, the global information services company, is pleased to announce it   has completed the acquisition of a further 5% stake in Serasa, the market   leading credit bureau in Brazil. In accordance with the original announcement,   this takes Experian’s total holding in Serasa to 70%. The consideration for the   additional stake was R$138m ($72m), inclusive of transaction costs, and will be   funded from existing facilities. The majority of the additional stake has been   acquired from small shareholders not involved in the original transaction.
Experian announced the acquisition of an initial 65% stake in Serasa on 26   June 2007.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
        
    
    
        
       
        
    
    
      Finsbury
        
        
    
    
      Rollo Head
        
      +44 (0)207 251 3801
    
    
      Nick Woodruff
        
        
    
  

]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 12 Oct 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:05 GMT</publishDate>
<guid>{E3FD446E-BB13-4307-8CAB-8371D94A1280}</guid>
</item>
<item>
<title><![CDATA[Trading update, first half]]></title>
<description><![CDATA[
		10 October 2007
    Experian, the global information solutions company, today issues an update on trading for the six months to 30 September 2007.
    Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
    “Our business has delivered a robust performance in the first half, against a more challenging market backdrop in the US and the UK, and particularly for LowerMyBills. While the revenue environment is tougher, we remain focused on delivering profit in line with our expectations for the year as a whole.”
    
      Experian Group
    
    % change in sales year-on-year for the six months to 30 September 2007


Continuing activities only1Total growth %At actual exchange ratesTotal growth %At constant exchange ratesOrganic growth %At constant exchange rates

North America2
6%
6%
5%
Latin America2
4,438%
4,066%
46%
UK and Ireland
18%
9%
5%
EMEA/Asia Pacific3
21%
14%
8%
Experian
17%
14%
6%1 Experian is reporting in US dollars2 Following the acquisition of Serasa, activities previously reported as Americas will be reported as North America and Latin America3 On 26 September 2007 Experian agreed the sale of Loyalty Solutions, a leading German point-of-sale network provider. The results presented exclude Loyalty Solutions for both periodsIn the six months to 30 September 2007, sales from continuing activities at Experian increased by 14% at constant exchange rates, including the first time contribution of Serasa, the market leading credit bureau in Brazil. Organic sales growth was 6%. Excluding LowerMyBills, which was affected by the slowdown in the US mortgage market, group organic sales growth would have been 2 percentage points higher in the half.Overall organic sales growth reflects robust performance across Credit Services, where organic sales growth was 4%. Decision Analytics sales increased by 6%, held back by timing-issues in the UK. There was good progress in Marketing Solutions, up 3%, reflecting the ongoing repositioning and organic sales growth at Interactive was 12%. Acquisitions contributed 8% to sales growth.Experian acquired a number of businesses in the period, with total acquisition spend of $1.7bn, and agreed the disposal of one business. In addition to the majority stake in Serasa, Experian acquired Hitwise, a leading online market intelligence company; Informarketing, a direct marketing services provider in Brazil; Tallyman, a collections management software business; Emailing Solution, a leading French permission-based email marketing company; The pH Group, a UK business-to-business marketing analytics provider; and N4 Solutions, a UK-based mortgage sector and financial services software provider. Experian also agreed the sale of Loyalty Solutions, a leading German point-of sale network provider.North AmericaSales in North America in the six months to 30 September 2007 increased by 6% in total. Organic growth was 5%, with Hitwise (acquired in June 2007) contributing the balance.At Credit Services, growth in non-mortgage activities, account management and collections offset accelerating decline in mortgage origination. Organic sales growth was low single-digit demonstrating the resilience of the business model through economic cycles. Decision Analytics delivered double-digit organic growth against very strong comparatives, while performance in Marketing Solutions further improved, with low single-digit organic growth. Organic sales growth at Interactive slowed to high single-digit, reflecting the impact on LowerMyBills of the US sub-prime mortgage market where the outlook remains challenging. Across the remainder of Interactive, growth continues to be strong.Latin AmericaFollowing the acquisition of Serasa, Latin America is now reported as a separate geographical segment. It includes the Credit Services activities acquired with Serasa, and Marketing Solutions activities acquired with Informarketing, as well as Experian’s Latin American Decision Analytics activities.Sales for Latin America for the six month period to 30 September 2007 were $102m (prior year $2m), including contributions from Serasa (acquired in June 2007) and Informarketing (acquired in April 2007). Organic growth at constant exchange rates was 46%, reflecting the performance of Decision Analytics only.The integration of Serasa is on track and the business performed well in the period following acquisition, in line with the acquisition buy-plan.UK and IrelandSales from continuing activities in the UK and Ireland increased by 9% in the six months to 30 September 2007 at constant exchange rates. Organic sales growth was 5%, with the acquisitions of Eiger Systems (acquired in June 2006), Tallyman (acquired in May 2007), Hitwise, The pH Group (acquired July 2007) and N4 Solutions (acquired July 2007) contributing the balance.The market environment for UK financial services is challenging, affecting Experian’s credit and marketing-related activities. Notwithstanding this, Credit Services performed well, with low single-digit organic sales growth in the half. Due to timing issues, sales at Decision Analytics were broadly in line with last year, but given a strong pipeline a return to growth is expected in the second half. Marketing Solutions delivered a resilient performance, with low single-digit organic sales growth and Interactive continues to perform very strongly, with sales doubling in the period.EMEA/Asia PacificAt constant exchange rates, sales in EMEA/Asia Pacific increased by 14% in the first half. Organic sales growth was 8%, with acquisitions, mainly Emailing Solution (acquired in May 2007), Tallyman and Hitwise, contributing the balance. Credit Services performed well, delivering mid single-digit organic sales growth, while there was double-digit organic sales growth at Decision Analytics, reflecting particularly good performance in Asia. Marketing Solutions also performed strongly, with double-digit organic sales growth in the period.Future announcements Experian will issue its Half-Yearly Report for the six months to 30 September 2007 on 15 November 2007.Enquiries



Experian

Paul Brooks
Chief Financial Officer
+44 (0)203 042 4215

Nadia Ridout-Jamieson
Director of Investor Relations


 



Finsbury



Rollo Head

+44 (0)207 251 3801

Nick Woodruff

This announcement is available on the Experian website, www.experiangroup.com. There will be a conference call to discuss this update at 3.00pm today (UK time), which will be broadcast live on the website with a recording available later.All financial information is based on unaudited management accounts. Certain statements made in this Trading Update are forward-looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward-looking statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 10 Oct 2007 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 10:25:51 GMT</publishDate>
<guid>{29289326-F061-4786-BEA4-E1795AB89629}</guid>
</item>
<item>
<title><![CDATA[Sale of Loyalty Solutions in Germany]]></title>
<description><![CDATA[
		26 September 2007
Experian, the global information solutions company, announces that  it has agreed the sale of Loyalty Solutions to easycash, a leading  German point-of-sale network provider. The sale is conditional upon  certain clearances, which are expected to be satisfied in the next few  months.
Loyalty Solutions’ core activity is the provision of back office  services to loyalty card programmes, principally for retail clients in  Germany. In the year to 31 March 2007 it generated sales of €13m, with  gross assets at 31 March 2007 of €7m.
Germany continues to be a major strategic market for Experian and expansion will continue across the core activities.

  
    
      Enquiries
        
    
    
      Experian
        
    
    
       Nadia Ridout-Jamieson, Director of Investor Relations
       020 3042 4215
    
    
       
       
    
    
      Finsbury
        
    
    
      Rollo Head
      020 7251 3801
    
    
      Don Hunter
        
    
  

Experian announcements are available on www.experiangroup.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 26 Sep 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:03 GMT</publishDate>
<guid>{E69E574A-484E-4DC6-B4B8-EA7E0C3AE509}</guid>
</item>
<item>
<title><![CDATA[Experian and Visa align to help financial institutions improve account management decisions]]></title>
<description><![CDATA[
		25 September 2007
    Experian and Visa today announced an alliance to create unique risk management products for financial institutions. The alliance intends to deliver a series of jointly developed risk management products designed to help financial institutions reduce credit and fraud risk losses. 
    The first product developed collaboratively by Experian and Visa, BankruptcyPredict, has the potential to reduce financial institution losses by better identifying consumers in financial distress and predicting bankruptcies up to 24 months in advance. By using both transaction data from Visa and credit file information from Experian, the product uses patented technology to deliver financial institutions credit risk scores. A financial institution would consider the score and other risk information when making account management decisions such as when to offer financial education or other actions that may help cardholders recover from financial distress.
    BankruptcyPredict differs from other products on the market because it uses consumer credit and transaction activity across multiple financial account types. By taking a more comprehensive view of a consumer’s credit activity - including many forms of payment cards and other loans or credit products (e.g., mortgages, lines of credit), financial institutions can make more accurate account management decisions.
    “Our strategic alliance with Experian combines the expertise of both companies to offer high impact product solutions to financial institutions as they manage their customer relationships,” said Elizabeth Buse, executive vice president, Visa. “A comprehensive view of financial transactions has the potential to increase the effectiveness of a financial institution’s volume growth and account management efforts.”
    “This alliance demonstrates the intelligence and capabilities Experian and Visa can bring to our clients’ risk decisions,” said Kerry Williams, group president, Credit Services &amp; Decision Analytics, Experian Americas. “Although account and portfolio management have always been vitally important, today’s economic climate demands more granular detail to evaluate risk and account-level choices to maintain a healthy portfolio.” 
    BankruptcyPredict will be a subscription service commercially available from both Experian and Visa in early 2008. 
    
      About Visa USA
      Visa USA is a leading payments brand and the nation's largest payments system, enabling banks to provide their consumer and business customers with a wide variety of payment alternatives tailored to meet their evolving needs. Visa USA is committed to increasing the choice, convenience, acceptance and security of Visa payments for all stakeholders – financial institutions, cardholders and merchants. As of March 31, 2007, the customers of Visa U.S.A. reported that they had issued more than 600 million cards bearing our brands. Visa U.S.A. is currently owned by certain of its approximately 14,000 customer financial institutions. Visa products generated $1.8 trillion in total volume in the United States during the four quarters ended March 31, 2007. Visa enjoys unsurpassed acceptance around the globe. For more information, visit www.visa.com; 
    
      About Experian
      Experian® is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalogue, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors. 
    Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, Calif., and Nottingham, UK. Experian employs approximately 15,500 people in 36 countries worldwide, supporting clients in more than 65 countries. Annual sales are in excess of $3.8 billion.
    For more information, visit the Group’s Web site at www.experiangroup.com.
    Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners. 



Enquiries
  

Experian
  

Susan Henson 
(714) 830-5129 

susan.henson@experian.com 
 

 
 

Visa USA 
  

Steve Burke 
(703) 683-5004, ext. 108 

sburke@crcpublicrelations.com 
 ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 25 Sep 2007 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:29 GMT</publishDate>
<guid>{031CDCDE-B1E3-4435-9490-402FC5C7E859}</guid>
</item>
<item>
<title><![CDATA[Experian announces new global image and identity]]></title>
<description><![CDATA[
		03 September 2007
Experian, a global information services company, today announced it has launched a new global image and identity for the company. This new brand positioning includes a new logo, tagline and advertising campaign that conveys Experian's dynamic growth, global reach and position as the global leader in providing information services.
"In the past five years, we have completely transformed the shape and growth profile of Experian," said Don Robert, chief executive officer of Experian Group. "We have expanded geographically and into new vertical markets, we've launched new innovative products in all businesses, and have made key strategic acquisitions that complement our core businesses and provide new avenues of growth. This new brand positioning reflects the changes we've introduced to the business and captures not only our dynamic growth and innovation, but also the global depth and breadth of our service offerings for clients."
Experian's new brand positioning establishes a global, sustainable and long-term platform that effectively conveys to all audiences the company's strategic direction.
"We conducted a comprehensive, far-reaching research study that guided us in creating our new image," said Kim Hosmer, senior vice president of Experian's Corporate Marketing group. "Our tagline, ‘A world of insight,' conveys the depth and breadth of Experian's capabilities to both prospective clients and to our 100,000 existing clients in more than 65 countries around the world."
About Experian
Experian is a global leader in providing information, analytical and marketing services to organisations and consumers to help manage the risk and reward of commercial and financial decisions. Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organisations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organisations from financial services, retail and catalogue, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors.
Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, California, and Nottingham, UK. Experian employs approximately 15,500 people in 36 countries worldwide, supporting clients in more than 65 countries. Annual sales are in excess of $3.8 billion.
For more information, visit the Group's website at www.experiangroup.com.
Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein may be the trademarks of their respective owners.
Contact:
Donald Girard
  Public Relations
  714 830 5647
  Donald.girard@experian.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 03 Sep 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:05 GMT</publishDate>
<guid>{01C861D2-7FB6-446E-8DB7-A9F2B6AB1984}</guid>
</item>
<item>
<title><![CDATA[Acquisition of N4 Solutions]]></title>
<description><![CDATA[
		25 July 2007
Experian, the global information solutions company, announces that  it has acquired N4 Solutions, a UK-based mortgage sector and financial  services software provider. The acquisition is a strong strategic fit  with Experian's consumer credit activities and represents a natural  extension to Experian's application processing capabilities.
Founded in 1999, N4 Solutions provides industry-leading software  which helps mortgage providers to allocate the most appropriate  mortgage to a customer, while helping financial services clients meet  key compliance objectives. Its clients include large UK mortgage  providers, such as Barclays, Nationwide and Portman.
Sales of N4 Solutions in the year to 31 March 2007 were £9m and  gross assets as at 31 March 2007 were £2m, excluding cash. The company  was purchased from its founders and will form part of Experian's Credit  Services activities.

  
    
      Enquiries
       
    
    
      Experian
       
    
    
      Nadia Ridout-Jamieson, Director of Investor Relations
      020 3042 4278
    
    
       
       
    
    
      Finsbury
       
    
    
       Rollo Head 
      020 7251 3801
    
    
      James Wyatt-Tilby
       
    
  

Experian announcements are available on www.experiangroup.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 25 Jul 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:07 GMT</publishDate>
<guid>{E461399C-806C-4566-A2ED-F936CF02AE0B}</guid>
</item>
<item>
<title><![CDATA[Acquisition of The pH Group]]></title>
<description><![CDATA[
		20 July 2007
Experian, the global information solutions company, announces that  it has acquired The pH Group, the UK market leader in  business-to-business marketing analytics. 
Founded in 1987, The pH Group is based in the UK and France. It  provides data and analytics to help clients identify new business  opportunities and develop targeted marketing campaigns. The pH Group  operates across a wide range of industry sectors, including financial  services, IT and telecoms. 
This acquisition complements Experian’s existing portfolio of  business information and marketing solutions and gives Experian  leadership in the UK business-to-business marketing sector. 
The pH Group’s sales in the year to 31 December 2006 were £6.1m, with  gross assets at 31 December 2006 of £3.98m. It will be included within  Experian’s Credit Services activities. The pH Group was acquired from  its management team. 


  
    
      Enquiries
       
    
    
      Experian  
       
    
    
      Nadia Ridout-Jamieson, Director of Investor Relations
       020 3042 4215 
    
    
       
       
    
    
      Finsbury 
       
    
    
       Rollo Head 
      020 7251 3801 
    
    
      James Wyatt-Tilby 
       
    
  

Experian announcements are available on www.experiangroup.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 20 Jul 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:08 GMT</publishDate>
<guid>{64241462-F860-4A36-8074-F6987B3E4A5D}</guid>
</item>
<item>
<title><![CDATA[Interim Management Statement, First Quarter]]></title>
<description><![CDATA[
		12 July 2007
Experian, the global information solutions company, today issues an update on trading for the three months to 30 June 2007.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
"Overall  trading is consistent with our expectations at the time of the  Preliminary Results announcement on 23 May 2007. While we still face  challenges in some markets, we are pleased with the start we have made  to the year, reflecting good performances across the group. For the  year as a whole, we continue to expect organic sales growth at a mid to  high single-digit rate, with acceleration as we move into the second  half."
Experian Group
% change in sales year-on-year for the three months to 30 June 2007



  
    Continuing activities only1
    Total growth %
      At actual exchange rates2
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
    Americas3
    8
    8
    7
  
  
    UK and Ireland
    17
    9
    6
  
  
    EMEA/Asia Pacific
    17
    11
    7
  
  
    Experian
    11
    8
    7
  
  


1  As previously disclosed, two businesses have been treated as  discontinuing from 1 April 2006. These are MetaReward’s incentive  marketing websites, which have been closed, and large scale UK account  processing, where Experian has announced its phased withdrawal by  Autumn 2009 
  2 Experian is reporting in US dollars
  3 Figures  exclude the performance of Serasa (see announcement of 26 June 2007),  65% of which was acquired on 28 June 2007. For future trading updates  Experian will split the Americas region into North America and Latin  America
In the three months to 30 June 2007, sales from  continuing activities at Experian increased by 8% at constant exchange  rates. Organic sales growth was 7%, reflecting solid performance in  Credit Services, double-digit growth in Decision Analytics and modest  improvement in Marketing Solutions. Organic sales growth at Interactive  was 13%, the slowdown reflecting the downturn at LowerMyBills.  Acquisitions contributed 1% to sales growth in the period.
Experian  acquired five businesses during the quarter, with total acquisition  spend of $1.6bn. These included the purchase of an initial 65% stake in  Serasa, the market leading credit bureau in Brazil, for R$2.32bn  (US$1.2bn) and the acquisition of Hitwise, a leading online market  intelligence company, for US$240m. Other acquisitions were  Informarketing, a direct marketing services provider in Brazil,  Tallyman, a collections management software business, and Emailing  Solution, a leading French permission-based email marketing company.
Americas
  Sales in the Americas in the three months to 30 June 2007 increased by  8% in total. Organic growth was 7%, with Informarketing (acquired in  April 2007) and Hitwise (acquired in June 2007), contributing the  balance.
Credit Services delivered mid single-digit organic  growth in the first quarter, reflecting steady progress within consumer  credit and acceleration within automotive. Decision Analytics performed  well against strong comparatives, while progress in Marketing Solutions  was encouraging, with a return to low single-digit growth, reflecting  an improved backdrop for traditional activities and strong performances  in multi-channel marketing.
Organic sales growth at Interactive  was 10% in the first quarter, with the deceleration reflecting the  impact on LowerMyBills of the slowdown in the US sub-prime mortgage  market. Sales at LowerMyBills were down over 20% year-on-year. Across  the remainder of Interactive growth was strong, benefiting from  continued growth in membership revenues and advertising optimisation  initiatives.
UK and Ireland
  Sales from continuing  activities in the UK and Ireland increased by 9% in the first quarter  at constant exchange rates. Organic sales growth was 6%, with  acquisitions, mainly Eiger Systems (acquired in June 2006), Tallyman  (acquired in May 2007) and Hitwise, contributing the balance.
The  environment for UK financial services companies remains tough, with  lenders more focused on portfolio management than origination. Credit  Services delivered low single-digit organic sales growth in the  quarter, with mid single-digit growth at Decision Analytics. Marketing  Solutions, where the previously announced integration process is  largely complete, saw a return to growth, with new contract wins from  BSkyB in the period. Interactive sales nearly doubled year-on-year.
EMEA/Asia Pacific
  At constant exchange rates, sales in EMEA/Asia Pacific increased by 11%  in the first quarter. Organic sales growth was 7%, with acquisitions,  mainly Emailing Solution (acquired in May 2007), Tallyman and Hitwise,  contributing the balance. Credit Services delivered mid single-digit  organic sales growth, while Decision Analytics continued to grow  strongly, with progress in the period including contract wins in  Eastern Europe and in the telecommunications sector. Marketing  Solutions delivered double-digit organic sales growth.
Future announcements 
  Experian will hold its AGM in Dublin on 18 July 2007, and will issue its First Half Trading Update on 10 October 2007.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)203 042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      +44 (0)207 251 3801
    
    
      James Wyatt-Tilby
       
       
    
  

This announcement is available on the Experian website, www.experiangroup.com.  There will be a conference call to discuss this update at 3.00pm today  ( UK time), which will be broadcast live on the website with a  recording available later.
All financial information is  based on unaudited management accounts. Certain statements made in this  Interim Management Statement are forward-looking statements. Such  statements are based on current expectations and are subject to a  number of risks and uncertainties that could cause actual events or  results to differ materially from any expected future events or results  referred to in these forward-looking statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 12 Jul 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:07 GMT</publishDate>
<guid>{631DF349-4751-4176-9EB7-E2A97E30EA6D}</guid>
</item>
<item>
<title><![CDATA[Completion of acquisition]]></title>
<description><![CDATA[
		04 July 2007
Experian announces that the acquisition of an initial 65% stake in  Serasa, as announced on 26 June 2007, was completed on 28 June 2007.
Enquiries

  
    
      Experian
    
    
      Paul Brooks
      Chief Financial Officer
      +44 (0)20 3042 4215
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
        
    
    
       
       
       
    
      
      Finsbury
        
        
    
    
      Rollo Head
        
      +44 (0)20 7251 3801
    
    
      James Wyatt-Tilby
        
       
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 04 Jul 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:05 GMT</publishDate>
<guid>{CD76CA5B-4F13-4699-8689-3D9DEED9B50D}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Serasa]]></title>
<description><![CDATA[
		26 June 2007
Experian, the global information solutions company, is pleased to  announce that it has agreed to acquire an initial 65% stake in Serasa,  the market leading credit bureau in Brazil and operator of the fourth  largest credit bureau in the world, from a consortium of Brazilian  banks. The stake will increase to 70% over the next six months. The  purchase price for the initial stake is R$2.32bn ($1.2bn)1,  inclusive of transaction costs, net of cash, and will be funded from  Experian's existing facilities. The transaction, which is expected to  be earnings neutral in the first full fiscal year of ownership and  earnings enhancing thereafter, is expected to complete by the end of  June.
Don Robert, Chief Executive of Experian, commented:
"The acquisition of Serasa represents a unique and transformational  opportunity for Experian. It propels us to a market leading position in  one of the most attractive growth markets for credit products globally,  and we see significant potential as we deploy our world-class  value-added products. It fits our strategic objectives of owning  market-leading credit bureaux in key markets around the world and of  expansion into exciting emerging economies. We are also delighted to  have the continuing support of Brazil's largest banks, as both  shareholders and clients of Serasa."
Transaction highlights

  Serasa consolidates Experian's global leadership position  in Credit Services. Following this acquisition, Experian will control  three of the top five credit bureaux worldwide (US, UK and Brazil), and  hold market-leading positions in other major credit markets. The  transaction meets our strategic and our financial criteria.
  The acquisition places Experian in an excellent position to benefit from the high growth Brazilian credit market:
    
        Serasa  is the recognised Brazilian market leader, owning the largest consumer  and commercial credit bureau with a c. 60% market share. It holds the  largest credit data assets in Brazil and has a diversified and growing  customer base.
      The Brazilian credit market is in early  stages of development with significant scope for growth, stimulated by  the improving macroeconomic environment. Credit outstanding as a  proportion of GDP is low by comparison to mature credit economies. Both  consumer and commercial lending are growing strongly, while the  Brazilian mortgage market is in its infancy.
    
  
  There is significant potential for Experian to leverage  its credit bureau expertise further to drive Serasa's growth,  particularly through the introduction of value-added products from our  Credit Services and Decision Analytics activities.
  There is  potential for Experian to build on the strong platform provided by  Serasa to deliver products from the wider Experian portfolio, for  example Marketing Solutions.
  Serasa has a strong financial track record having grown sales at  over 20% per annum for each of the past two years. EBIT margins are  good, in excess of 20%, and have scope to improve further, underpinned  by high growth in credit volumes and operational gearing.
  Serasa  has a strong and experienced management team, which will remain with  Experian, with a good cultural fit. The company has won numerous  employer awards, including ‘Best Place to Work in Brazil’ for four  consecutive years. The President of Serasa is Elcio Anibal de Lucca,  who will remain in the same position going forward.
  There  are put and call options associated with the shares owned by the  remaining principal shareholders in Serasa. These are exercisable from  the fifth anniversary of the closing of the transaction, for a period  of five years.
  The acquisition is expected to be neutral to benchmark earnings2  in the first full year of ownership (to March 2009) and enhancing  thereafter. In addition, Experian expects a cash benefit from tax  relief on the goodwill generated by this acquisition of R$70m-R$100m  per annum for the next seven years (based on 100% stake).

There will be a presentation today at 9.30am UK time to analysts and  investors at the Merrill Lynch Financial Centre, 2 King Edward Street,  London, EC1A 1HQ. The presentation can be viewed live on the Experian  website at www.experiangroup.com and can also be accessed live via a dial-in facility on 44 (0)20 8322 2180.
There will be a conference call today to discuss the transaction at  3.00pm UK time, with a recording available later on the website.
Enquiries

  
    
      Experian
    
    
      Don Robert
      Chief Executive Officer
      +44 (0)20 3042 4215
    
    
      Paul Brooks
      Chief Financial Officer
      
    
    
      Nadia Ridout-Jamieson
      Director of Investor Relations
      
    
    
       
       
       
    
      
      Finsbury
      
      
    
    
      Rollo Head
      
      +44 (0)20 7251 3801
    
    
      James Wyatt-Tilby
      
      
    
  

Description of Serasa
Serasa is the fourth largest credit bureau in the world, and is  the largest credit bureau outside the US. Consumer credit activities  account for 60% of group sales and commercial activities for 40%.
Founded in 1968, Serasa owns the most extensive databases in Brazil  on the credit behaviour of consumers and companies. Its credit  information database includes 161 million Brazilian consumer records  and c. 5 million Brazilian company records. It plays an active role in  most credit and business related decisions made in Brazil on a daily  basis. Its data-gathering capabilities are extensive, sourcing data  from a network of Brazilian banking, commercial and judicial  organisations, over 45,000 accountants and more than 5,500 notaries.  Serasa's databases include payment practices, public defaults, social  and demographic information and economic and financial information.
Key products include:

  Consumer: the largest database in Brazil of consumer credit  and insolvency behaviour, bounced cheques and overdue loans, and the  largest database in Brazil of stolen cheques.


  Commercial: credit risk assessment of commercial  enterprises, complete reports of business behavioural habits, including  information on bankruptcy and overdue loans and commercial information  on both Brazilian and International companies.

Serasa's client base is diverse, and the company is not dependent on any single industry segment.
As at December 2006 Serasa had over 110,000 direct clients. Serasa's  clients include large Brazilian companies, multinationals (many of whom  are existing clients of Experian in other markets) and small and  medium-sized enterprises. Examples include many of the largest banks in  Brazil including Bradesco, Itaú, Unibanco, ABN Amro, Banco Santander  and HSBC (the minority shareholders in Serasa), Pão de Açúcar (the  largest retailer in Brazil), Telefônica, TAM (the Brazilian airline  company), Organizações Globo (the largest media organisation in Brazil)  and multinational companies such as American Express and Carrefour.
Revenue concentration among Serasa's largest clients is low, with  the top ten clients accounting for only 21% of sales, and the top 25  accounting for 36% of sales. Serasa also has a wide distribution across  industry segments. For example, for the core consumer credit bureau  activities banks and finance accounted for less than 50% of sales, with  telecommunications, retail and insurance included in the balance.
The company is well established, with over 2,200 employees,  operating across over 80 locations, including all Brazilian state  capitals and major cities.
Strategic rationale
Brazil: an attractive growth market for credit
  Experian will benefit from the growth in demand for credit in Brazil.  As the credit market grows, it stimulates demand for information and  tools to drive customer acquisition, account management, debt  collection and other areas of credit risk, products which are core to  Experian's Credit Services activities.
Brazil is one of the largest and fastest expanding markets for  credit in Latin America, in part driven by the strong and improving  macroeconomic environment, and yet it is still emerging by the  standards of more developed markets. Demand for both consumer credit  and commercial credit is increasing rapidly, and there is considerable  scope for future development of the mortgage market.
The attractions of Brazil include:

  The largest population centre in Latin America, with a  population of over 190 million, including a high proportion under the  age of 19, or those who have yet to become credit active.
  Very  low penetration of credit products by comparison to more developed  markets. For example, the ratio of total lending relative to GDP in  Brazil was 91% in 2006, compared to 288% in the US and 169% in the UK  (Source: Merrill Lynch).
  Strong growth in demand for  consumer credit, including credit cards. Total consumer credit  outstanding has grown by 30% on a compound annual basis over the past  three years, driven by rapidly expanding household disposable income  (Source: Banco Central do Brasil).
  Strong demand for  commercial credit, supported by rapid growth in small and medium  enterprises. Total commercial credit has grown by 17% on a compound  annual basis over the past three years (Source: Banco Central do  Brasil).
  The mortgage market is currently at a very early  stage of development. Total consumer mortgage outstanding in Brazil in  2006 was $0.7bn, compared to $3,328bn in the US, for example (Source:  Banco Central do Brasil, US Federal Reserve).

These dynamics are underpinned by the increasing attraction of  Brazil as an investment market, driven by a strong GDP outlook, recent  declines in the rate of inflation, declining interest rates, stable  unemployment levels and a significant reduction in the country risk  premium.
Significant synergy opportunities
  The acquisition of Serasa provides significant opportunity to leverage  Experian's deep analytical, database and software capabilities,  building on Experian's global leadership position in provision of  value-added Credit Services and Decision Analytics activities.
Serasa currently derives the majority of its sales from the  acquisition part of the customer lifecycle. There are immediate  synergies to be realised from the introduction of products that operate  across the breadth of the credit cycle, specifically by cross-selling  Experian's solutions and tools that address account management and debt  collections. Additionally, there are opportunities to introduce  Experian's fraud management tools. Examples of immediate opportunities  include:

  Consumer bureau synergies through the introduction of  authentication services, collection offerings such as Triggers, a  broader range of consumer account management services, risk modelling  and decisioning software.
  Commercial bureau synergies  through the introduction of Trigger services, commercial risk modelling  and small business loan systems from Baker Hill.

In the longer term, there is potential for additional upside  opportunity from the introduction of products and tools from the wider  Experian portfolio, such as Marketing Solutions, for example by  building on Experian's recent acquisition in Brazil of Informarketing  and through the introduction of email marketing.
Financial performance
Serasa has a strong financial track record of both sales growth and  margin expansion. Sales growth has been driven by the increased demand  for credit and thus additional credit transactions, while Serasa has  also benefited from growth in number of clients, as well as increased  client penetration reflecting product innovation. Margin improvement  largely reflects the growth in scale of Serasa's activities.
In the year to December 2006 Serasa generated sales of R$607m  ($313m), up 22% at constant currency, and EBIT (Brazilian GAAP) of  R$138m ($71m), up 28%.
In the year to December 2007 Serasa is expected to generate sales  growth in the region of 20%. Margins are expected to improve reflecting  operational gearing, before estimated integration costs in the year of  R$15m. In addition, due diligence indicates that EBIT will be  positively impacted by the restatement from Brazilian GAAP to IFRS.  Preliminary estimates for the incremental benefit to EBIT are in the  region of $R20m. The IFRS adjustments are expected principally to  reflect the differential treatment of capitalisation of data costs.  These accounting adjustments do not impact the acquisition assessment.
The acquisition is expected to be neutral to benchmark earnings2  in the first full year of ownership (to March 2009) and enhancing  thereafter. In addition, Experian expects a cash benefit from tax  relief on the goodwill generated by this acquisition of R$70m-R$100m  per annum for the next seven years (based on 100% stake).
As at 31 December 2006 Serasa had gross assets of R$321m.
Experian's stake in Serasa was acquired from Bradesco, Itaú, Unibanco, ABN Amro, Banco Santander and HSBC.
Financial information is based on audited financial  statements, unless otherwise stated. Certain statements made in this  announcement are forward-looking statements. Such statements are based  on current expectations and are subject to a number of risks and  uncertainties that could cause actual events or results to differ  materially from any expected future events or results referred to in  these forward-looking statements.
1 Based on an exchange rate of R$1.94 per US$.
2 Benchmark earnings: earnings before amortisation of  acquisition intangibles, goodwill impairments, changes in respect of  demerger-related equity incentive plans, exceptional items, financing  fair value measurements and attributable taxation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 26 Jun 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:06 GMT</publishDate>
<guid>{4FC8012F-7ED5-457C-8941-EE815D678133}</guid>
</item>
<item>
<title><![CDATA[Annual report and accounts for the year ended 31 March 2007, notice of 2007 Annual General Meeting and proxy form]]></title>
<description><![CDATA[
		18 June 2007
    Copies of the above documents have been submitted to the UK Listing Authority and will be available for inspection at the UK Listing Authority’s Document Viewing Facility which is situated at:
    The Financial Services Authority25 The North ColonnadeCanary WharfLondonE14 5HS
    Copies of the above documents will also be available shortly on the Company’s website at www.experiangroup.com.
    At the Annual General Meeting to be held at 9.30 am on 18 July 2007 at the Four Seasons Hotel, Simmonscourt Road, Dublin 4, Ireland, special resolutions (Resolutions 18 and 19) to amend the Articles of Association of the Company will be proposed. A summary of the resolutions, the reasons they are being proposed and the proposed changes to the Articles of Association are set out below.
    
      Electronic Communications and amendments to the Articles of Association
    
    Changes to UK company law now allow UK companies to make increased use of electronic communications with shareholders (including publication of documents on websites). This legislation goes beyond what is currently permitted by the Company’s Articles of Association but does not apply to the Company because it is a Jersey company.
    In order to enable the Company to communicate with its shareholders in the same way as if it were a UK company (to the extent permitted by Jersey law), the Company is proposing certain changes to its Articles of Association. These changes will allow the Company:
    
      to provide all company notices, documents and other information (“shareholder information”) to shareholders electronically, provided that they agree to this and provide an appropriate (e.g. email) address; and
      to send or supply shareholder information by means of a website to shareholders who agree (or, except as noted below, are deemed to agree) to this form of communication. 
    
    Where shareholders agree (or are deemed to agree) to communication of shareholder information by means of a website, shareholders must be notified of the availability of the relevant document or information on the website, the address of the website, the place on the website where it may be accessed and how to access the document or information. This information will be provided to shareholders by post or email (if they have provided the Company with an email address for this purpose).
    Shareholders will be deemed to have agreed to this form of communication if they fail to make a positive election to receive shareholder information in hard copy form, although in such circumstances they will continue to receive hard copies of notices of general meetings and proxy forms as currently required under Jersey law.
    The purpose of Resolution 18, which is to be proposed as a special resolution, is to seek general authority from shareholders to send or supply documents or information to shareholders in electronic form (e.g. by email) or by means of a website and to approve related changes to the Company’s Articles of Association.
    The Company believes that these changes will enable it to benefit from significant savings in terms of administration, printing and posting costs. It will also speed up the communication of information to shareholders in a convenient form, whilst at the same time delivering significant environmental benefits through reduced use of paper and energy.
    These changes are outlined in further detail under the heading, Part A, below.
    
      Other amendments to the Articles of Association
    
    It is also proposed that the Company’s Articles of Association be changed:
    
      to conform the provisions in the Company’s Articles of Association with the recent changes to the UK Listing Rules and Disclosure and Transparency Rules relating to shareholder notifications;
      to allow the Directors to request that information requested by the Company to investigate interests in shares be provided within a reasonable time specified in such request;
      to include a new shareholder right to call for an independent audit of poll results (to mirror the right granted to shareholders under the UK Companies Act 2006);
      to update certain cross-references to the UK Companies Act 1985 to the relevant provisions under the UK Companies Act 2006;
      to change where the Company is able to keep copies of Board and committee minutes; and
      to enable the Company to provide summary financial statements (if it decides to produce them) to shareholders who elect (or are deemed to elect) to receive them rather than the full annual report and accounts (reflecting the position under UK law).
    
    The proposed changes to the Company’s Articles of Association, other than those relating to electronic communications, are explained in more detail under the heading, Part B, below.
    
      Summary of the principal changes to the Company’s Articles of Association
    
    
      Introduction
    
    The proposed changes to the Company’s Articles of Association deal with (i) e-communications and the use of websites to communicate with shareholders; (ii) recent changes to the UK Listing Rules and Disclosure and Transparency Rules relating to shareholder notifications; (iii) changes to the time in which shareholders can respond to Company investigations regarding interests in shares; (iv) shareholder rights to require an independent audit of the results of a poll; (v) certain minor changes to the provisions relating to where Board and committee minutes may be kept; (vi) updating references to the UK Companies Act 1985 with references to the UK Companies Act 2006, where appropriate; and (vii) the provision of summary financial statements to shareholders who elect to receive them rather than the full annual report and accounts.
    
      Part AElectronic Communications
    
    
      Article 144 - Electronic Communication
      Under the current Articles of Association of the Company, the Company is currently able to send or supply notices, documents and other information (“shareholder information”) to shareholders by electronic means or by means of a website if they have provided an email address. The proposed changes to Article 144 will extend the ability of the Company to send shareholder information to shareholders by electronic means and/or by making them available on a website as follows: 
    For shareholders who have elected to receive shareholder information by electronic means, the Company will be able to send all shareholder information to them by email or notify them by email of shareholder information available on a website.
    Shareholders who do not elect to receive shareholder information by electronic means will, unless they elect to receive shareholder information by hard copy, be deemed to have elected to receive communications by electronic means if they fail to make any election within 28 days (or such later time as is specified in the election form) of being asked to do so. Shareholders will be notified by hard copy that shareholder information is available on a website. This will not apply to notices of general meeting and proxy forms which will continue to be sent in hard copy unless a shareholder has elected to receive information by electronic means.
    Shareholders who elect to receive shareholder information by hard copy will continue to do so.
    To the extent permissible by Jersey law, these changes are consistent with the e-communications provisions contained in the UK Companies Act 2006.
    
      Article 74 - Deposit of form of proxy
      
      Article 138 - Service of notices
      
      Article 139 - Joint holders
      
      Article 140 - Deceased and bankrupt members
      
      Article 141 - Overseas members
      
      Article 142 - Suspension of postal services
      The proposed changes to these Articles of Association are to reflect the proposed changes to Article 144 described above. They broadly seek to maintain the effect of the existing Articles of Association to the extent consistent with market practice being adopted in the UK in light of the e-communications provisions contained in the UK Companies Act 2006.
    
      Article 73 - Form of proxy
      
      Article 90 - Nomination of Director for election
      
      Article 130 - Waiver of dividend
      
      Article 143 - Signature or authentication of documents sent by electronic means
      The current Article 143 provides a mechanism for the Company to recognise authentication of documents sent to it by shareholders. The proposed changes to Article 143 give the Company greater flexibility in how it decides to recognise authentication of documents sent to the Company by shareholders and the proposed changes to Articles 73, 90 and 130 are consequential to this change.
    
      Part BOther changes to the Articles of Association
    
    
      Article 14 – Trust etc. interests not recognisedArticle 16 – Notification of interests in sharesArticle 16 currently sets out the circumstances in which a shareholder must give notice to the Company that it has acquired an interest in shares in the Company above certain thresholds and generally follows the provisions of the UK Companies Act 1985. The relevant provisions of the UK Companies Act 1985 have now been repealed and have been replaced with shareholder notification obligations contained in the Disclosure and Transparency Rules. The proposed changes to Articles 14 and 16 are to align shareholder notification obligations under the Company’s Articles of Association with those contained in the Disclosure and Transparency Rules for UK issuers.
    
      Article 17 – Power to investigate interests in shares
      Article 17 currently provides that where the Company requests information concerning a persons’ interest in any shares of the Company, a response to such request must be given within 14 days. The proposed changes provide greater flexibility as to the time period that can be required for such response. 
    
      Article 63.2 – Audits of poll results
      The UK Companies Act 2006 adds a new right for the shareholders of a quoted company to require its directors to obtain an independent report on any poll taken at a shareholders’ meeting. The changes proposed as a new Article 63.2 are to create a similar right for shareholders in the Company. 
    
      Article 2 – InterpretationArticle 15 – Provisions applicable to Article 17Article 102 – Restrictions on votingArticle 103 – Directors’ interests – generalThe definition of a “connected person” for the purpose of the Articles of Association was previously linked to that in Part VI of the UK Companies Act 1985. Part VI of the UK Companies Act 1985, which contained the definition of “connected persons”, was repealed on 20 January 2007 and replaced with a similar definition in Part 22 of the UK Companies Act 2006. The amendment to these articles reflect this change. In addition, it is proposed that the definition of “subsidiary undertaking” in Article 2 is updated to refer to the definition in the UK Companies Act 2006. 
    
      Article 115 – Minute Book
      Article 115 currently provides that all minutes of meetings must be kept at the registered office of the Company in Jersey. The proposed changes allow greater flexibility as to where the minutes of meetings of the Board and its committees may be kept, reflecting that the Company may wish to maintain the minute books in respect of such meetings in the Republic of Ireland, where its Corporate Headquarters are located.
    
      Article 134 – Copies of accounts for members – summary financial statements
      Article 134 currently provides that all shareholders must be provided with a copy of every balance sheet and profit and loss account which is to be laid before a general meeting (including the full notes etc.).
    It is proposed that Article 134 is amended to allow the Company to choose to produce and provide summary financial statements instead of a full copy of the annual report and accounts, where shareholders make an election (or are deemed to make an election) to receive such summary financial statements in the same way as is permitted under UK law.
    The full text of the Articles of Association, as it is proposed that they be amended, will be available shortly on the Company’s website at www.experiangroup.com
    For further information:
    Ronan HannaDeputy Company SecretaryTel: + 353 1 846 9128
    
      View the full press release in PDF format.
    ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 18 Jun 2007 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:38 GMT</publishDate>
<guid>{FBB70745-D1DB-4A3A-893A-645653BA59E1}</guid>
</item>
<item>
<title><![CDATA[Preliminary results for the year ended 31 March 2007]]></title>
<description><![CDATA[
		23 May 2007
    
      Highlights
    
    
      Sales from continuing activities up 14% at constant exchange rates to $3.4bn, with 8% organic growth (total sales $3.5bn)
      Continuing EBIT up 16%. Total EBIT of $825m, up 11% at constant exchange rates, including $8m restructuring charge
      Excellent full-year performancefifth consecutive year of double-digit sales and EBIT growth strong organic sales growth across all three regions good EBIT margin progression strong cash generation delivery against key strategic and operational objectives acquisitions on track
      EBIT margin from continuing activities of 21.8%, up 80 basis points, excluding FARES contribution
      Profit before tax from continuing operations of $394m. Basic EPS of 49.9 cents 
      Net debt of $1.4bn reflecting strong cash flow conversion, with 97% conversion of EBIT into operating cash flow
      Second dividend of 11.5 cents per share, to give full year dividend of 17 cents per share
    
    John Peace, Chairman of Experian, said:
    “Experian has made an excellent start in its life as an independent company. Over the past year, we have made progress strategically and operationally, while delivering a fifth consecutive year of double-digit sales and EBIT growth.”
    Commenting on the performance of Experian, Don Robert, Chief Executive Officer of Experian, said:
    “Looking forward, while we face some specific market challenges, the strength of our portfolio of businesses underpins our confidence for the current year and beyond. We remain focused on delivering organic sales growth, improved margins and strong cash flow. For the current year as a whole, we expect to deliver organic sales growth at a mid to high single-digit rate, with some acceleration as we move into the second half.”
    
      Overview of structure of financial information
    
    On 10 October 2006, the separation of Experian and Home Retail Group was completed by way of demerger. As part of this transaction, Experian Group Limited became the ultimate holding company of GUS plc and related subsidiaries. Experian Group Limited has accounted for its insertion at the top of the group in accordance with the principles of merger accounting. As a result of the demerger, there are a number of presentational changes to the financial information as previously reported in the prospectus dated 14 September 2006 and the interim results released on 21 November 2006. The principal change relates to the net interest expense.
    In summary, the financial information is prepared on the following basis:
    
      The reported interest income and expense, taxation and dividend in the year ended 31 March 2007 reflect the pre-demerger structure for the period until demerger and thereafter the post demerger structure and the impact of the IPO proceeds. They are therefore not comparable with the prior year nor are they representative of future periods. 
      The results (including sales, operating profit, interest, taxation and cash flow) of Home Retail Group to the date of demerger are included in discontinued operations. 
      The balance sheet at 31 March 2006 represents the GUS group position at that date including Home Retail Group and has been represented in US dollars. The balance sheet at 31 March 2007 is representative of Experian as a standalone business.
    
    
      See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of sales and EBIT by geography.
    
    
      Roundings
      Certain financial data has been rounded within this announcement. As a result of this rounding, the totals of data presented may vary slightly from the actual arithmetic totals of such data.
    
      Enquiries
    



Experian

Don Robert
Chief Executive Officer
020 3042 4215

Paul Brooks
Chief Financial Officer


Nadia Ridout-Jamieson
Director of Investor Relations


 
 
 

Finsbury



Rollo Head

020 7251 3801

James Wyatt-Tilby

There will be a presentation today at 9.30am to analysts and investors at the Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ. The presentation can be viewed live on the Experian website at www.experiangroup.com and can also be accessed live via a dial-in facility on 44 (0)20 8322 2180. The supporting slides and an indexed replay will also be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today with a recording available later on the website. All relevant Experian announcements, including an updated version of “Explaining Experian”, are also available on www.experiangroup.com.Experian will update on trading on 12 July when it will issue the Interim Management Statement in respect of the First Quarter. Its AGM will be held in Dublin on 18 July 2007.Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 23 May 2007 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:37 GMT</publishDate>
<guid>{CF3CD7C0-59B5-4072-B345-2A07D026F8F8}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Tallyman collections business]]></title>
<description><![CDATA[
		11 May 2007
Experian, the global information solutions company, announces that  it has acquired the Tallyman collections management software business.  Tallyman is used by clients in the UK, Europe and Asia Pacific. This  acquisition is a natural extension to Experian’s existing product offer  in Decision Analytics.
Tallyman provides software and services for managing and collecting  overdue debts in the utilities, telecommunications, financial services  and public sectors. Its clients include Vodafone, British Gas and ABN  Amro.
Sales of Tallyman in the year to 30 September 2006 were £9m and  gross assets as at 30 September 2006 were £3m. Tallyman was purchased  from Talgentra, a software solutions company.
Enquiries

  
    
      Experian
    
    
      Fay Dodds
      Director of Investor Relations
      020 3042 4215
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      020 7251 3801
    
    
      James Wyatt-Tilby
       
       
    
  

Experian announcements are available on www.experiangroup.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 11 May 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:58 GMT</publishDate>
<guid>{75D4F983-7028-4036-819C-29CBD922A5EA}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Emailing Solution]]></title>
<description><![CDATA[
		03 May 2007
Experian, the global information solutions company, announces that  it has acquired Emailing Solution, a leading French permission-based  email marketing company. This acquisition extends the geographical  reach of our existing CheetahMail business into one of the largest and  fastest growing email markets in Europe. CheetahMail now has offices in  six countries, serving clients in over 30 countries.
Founded in 2001, Emailing Solution provides email development,  delivery and management services to over 300 clients in the retail,  catalogue, financial services and media sectors. All emails are sent on  behalf of clients to consumers who have given their consent to receive  marketing and commercial emails. Its clients include AXA, Orange,  Staples and HP. 
Emailing Solution’s sales in the year to December 2006 were €4m,  with gross assets as at December 2006 of €2m. The company was purchased  from its founders and will form part of Experian’s Marketing Solutions  business.
Enquiries

  
    
      Experian
    
    
      Fay  Dodds
      Director  of Investor Relations
      020 3042 4215
    
    
         
        
        
    
    
      Finsbury
        
        
    
    
      Rollo  Head
        
      020 7251 3801
    
    
      James  Wyatt-Tilby
        
        
    
  

Experian announcements are available on www.experiangroup.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 03 May 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:57 GMT</publishDate>
<guid>{E0CF6A7B-FF8F-4DAB-9F43-A508BD8FFDEC}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Hitwise]]></title>
<description><![CDATA[
		19 April 2007
Experian, the global information solutions company, announces that  it has acquired Hitwise, a leading Internet marketing intelligence  company, which helps clients monitor the performance of their websites  and target their online advertising spend more effectively. The  purchase price is approximately $240m and will be funded from  Experian’s existing cash resources. The transaction is subject to  regulatory approval.
Don Robert, Chief Executive Officer of Experian, commented:
“We have been successfully repositioning our Marketing Solutions  business to meet our clients’ needs as they continue to switch more of  their advertising spend online. Hitwise, which is a rapidly growing,  successful business, brings new, unique data to Experian and  complements the existing data, tools and expertise that we already  offer to clients in other areas such as research services and email  distribution.”
Andrew Walsh, Chief Executive Officer of Hitwise, said:
“Over the last 10 years, Hitwise has developed a truly unique  digital intelligence service that helps inform the online marketing  strategies of 1,200 clients around the world every day. We are excited  to become part of Experian, having worked with them for over four  years. We will now be able to accelerate Hitwise’s growth and  profitability through access to Experian’s wider pool of data, tools  and clients, while more quickly expanding our global footprint.”
Description of Hitwise
Founded in 1998, Hitwise collects and aggregates information from  Internet Service Providers (ISPs) on how over 25 million consumers use  and search the Internet in the US, UK, Australia and other countries in  Asia Pacific. Using proprietary technology, Hitwise reports on nearly a  million websites each day and sells this information to companies who  market their services online. The data allows companies to benchmark  their websites against competitors in terms of visitor market share,  visitor profiles and time spent on sites. It also helps companies to  determine which are the best websites on which to advertise, which  search engines drive traffic to their sites and which key words are  most effective. 
To safeguard consumer privacy, the data excludes personally  identifiable information and is aggregated into socio-demographic  marketing segments. Hitwise owns this data once it has been processed. 
Hitwise has over 1,200 clients across numerous sectors including  financial services, media, travel and retail. Hitwise’s clients include  HSBC, AXA, Google, eBay, CBS News, ask.com, IKEA, MTV and Qantas. The  top ten clients only account for 5% of sales. 43% of sales are  generated in the US, 36% in the UK and 21% from Australia and Asia  Pacific. Hitwise benefits from clear barriers to entry, reflecting the  scale of its operations, the quality of its data and its long term ISP  relationships.
Rationale for acquisition
The acquisition of Hitwise continues the repositioning of Experian’s Marketing Solutions activities. Companies are increasingly shifting from mass marketing through  established media, such as direct mail, to more targeted marketing  through many more channels, including email, Internet and mobile  devices. Through its expertise in website monitoring, Hitwise extends  the range of marketing services that Experian can offer its clients. 
Hitwise strengthens Experian’s position in market research by  bringing new, unique data to Experian on how consumers behave online,  to complement our existing knowledge of how they behave offline.  Hitwise’s services are also complementary to other Experian products.  For example, Hitwise will leverage the sales and distribution network  of CheetahMail, our email delivery and analytics company.
Hitwise operates in high growth markets. It is estimated  that total US online advertising spend, for example, will grow by about  20% CAGR between 2005 and 2010 to $32bn as Internet usage by both  consumers and businesses grows (source: Interactive Advertising  Bureau). This growth in Internet advertising is fuelling demand from  companies to target better their advertising spend (be it for search  marketing, local search or banner advertising) and to measure its  effectiveness. Hitwise helps companies achieve both these objectives.
Hitwise has good organic growth prospects, driven by: 

  adding new clients in existing geographies - Hitwise has increased its customer base by more than 40% in the last two years;
  selling additional products to existing clients - Hitwise has a good track record;
  product innovation - Hitwise continues to develop its proprietary  technology to provide marketers with new ways of analysing Internet  activity; and
  geographic expansion - Hitwise has the opportunity over time to move into other parts of Western Europe and Asia.

Financial performance
Hitwise has an attractive financial model. Revenue is  highly predictable as clients generally pay annual licence fees in  advance and customer retention rates are high. Cost growth is also  relatively low once critical mass has been reached in a market, as  Hitwise pays for the data from the ISPs once and then resells it many  times.
This model underpins Hitwise’s expected future growth. In  the year to 31 March 2007, Hitwise is expected to generate sales of  approximately $40m (a year-on-year increase of about 50%) and a small  profit. Given that the visibility of future revenue is high, Experian  expects Hitwise to grow sales by more than 40% in the year to 31 March  2008 and generate EBIT (before amortisation of acquisition intangibles)  of $12-15m. The acquisition is expected to be neutral to Benchmark  earnings* in the year to March 2008 and generate a post-tax  double-digit return in the third full financial year on a fully-taxed  basis.
Hitwise, which has been acquired from its original backers and  management, will form part of Experian Marketing Solutions. Hitwise has  over 200 employees based mainly in Melbourne, New York and London. The  acquisition is expected to close in May 2007.
Enquiries

  
    
      Experian
    
    
      Paul  Brooks
      Chief  Financial Officer
      020 3042 4215
    
    
      Fay  Dodds
      Director  of Investor Relations
       
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo  Head
       
      0207 251 3801
    
    
      James  Wyatt-Tilby
       
       
    
  

Experian announcements are available on www.experiangroup.com
There will be a conference call today at 9am UK time to discuss this  transaction. Slides accompanying this call can be either downloaded or  viewed live in conjunction with the conference call by visiting www.experiangroup.com.  A recording of the call will also be available later in the day on the website.
All financial information is based on unaudited management  accounts. Certain statements made in this announcement are  forward-looking statements. Such statements are based on current  expectations and are subject to a number of risks and uncertainties  that could cause actual events or results to differ materially from any  expected future events or results referred to in these forward-looking  statements. 
    
  *Benchmark earnings: earnings before amortisation of acquisition  intangibles, goodwill impairments, changes in respect of  demerger-related equity incentive plans, exceptional items, financing  fair value measurements and taxation.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 19 Apr 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:56 GMT</publishDate>
<guid>{4AC2E7EE-74E8-40D6-BB24-D2ECF4853B94}</guid>
</item>
<item>
<title><![CDATA[Second half trading update]]></title>
<description><![CDATA[
		17 April 2007
Experian, the global information solutions company, today issues an update on trading in the six months to 31 March 2007.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“We are pleased with the way our businesses have performed in the  second half, ensuring a strong outcome for the year. This performance  reflects the strength and scale of the Experian business model around  the world. While we continue to face challenges in some of the markets  in which we operate, we look forward to the future with confidence.”
Experian Group
% change in sales year-on-year for the six months to 31 March 2007



  
    Continuing activities only1
    Total growth %
      At actual exchange rates#
    Total growth %
      At constant exchange rates
    Organic   growth %
      At constant exchange rates
  
  
  
  
     Americas
    12
    12
    9
  
  
    UK and Ireland
    26
    14
    6
  
  
    EMEA/Asia Pacific
    14
    9
    8
  
  
    Experian
    16
    12
    8
  
  




*As previously disclosed, two businesses have been treated as  discontinuing from 1 April 2006. These are MetaReward’s incentive  marketing websites, which have been closed, and large scale UK account  processing, where Experian has announced its phased withdrawal by  Autumn 2009
# Experian is reporting in US dollars
In the six months to 31 March 2007, sales from continuing activities  at Experian increased by 12% at constant exchange rates. Organic growth  was 8%, consistent with the rate in the first half of the year (7%). 
Globally in the second half, there was continued strong double-digit  organic growth in Decision Analytics and Interactive, Credit Services  returned to mid single-digit growth and Marketing Solutions sales were  in line with last year on an organic basis. Acquisitions contributed 4%  to sales growth in the period. 
Experian acquired five businesses during the half – a business and  consumer credit bureau in Estonia, an additional US affiliate credit  bureau, a US business information distributor, Adhoc Solutions (Belgian  micromarketing) and ERS, a UK-based economic research consultancy.  Experian also purchased a minority stake in Sinotrust, a business  information and market research company in China and, after the year  end, acquired Informarketing, a direct marketing services provider in  Brazil.
Americas
  In dollars, sales in the Americas from  continuing activities in the six months to 31 March 2007 increased by  12% in total. Organic growth was 9%, with PriceGrabber, which was  acquired in mid-December 2005, generating the remaining 3%.
Credit Services saw mid single-digit organic growth in the second  half, with particularly good performances in account management and  collections within consumer credit and good growth elsewhere in  business information and automotive. Decision Analytics again performed  strongly in the second half, while sales in Marketing Solutions were  marginally down year-on-year. 
Organic sales growth at Interactive was slightly less than 20% in  the second half of the year, with the deceleration in the fourth  quarter reflecting the impact on LowerMyBills of the slowdown in the US  sub-prime mortgage market. Sales at LowerMyBills were down 5% in the  second half (Q3: unchanged; Q4: down 8%). The other Interactive  businesses performed strongly in the period. 
UK and Ireland
  Sales from continuing activities in the  UK and Ireland increased by 14% in the second half at constant exchange  rates. Organic growth was 6%, with acquisitions, mainly ClarityBlue  (acquired in January 2006) and Eiger Systems (acquired in June 2006),  contributing the balance. 
The environment for UK financial services companies was again  challenging, which affected both Credit Services and Marketing  Solutions. Credit Services showed low single-digit organic sales growth  in the half. Marketing Solutions was in line with last year, including  a strong organic growth performance from ClarityBlue, partly offset by  the impact of major new contracts in the second half of last year at  QAS. Decision Analytics delivered another consistent period of high  single-digit sales growth, with continued momentum in fraud prevention.  Interactive sales more than doubled in the half.
In March 2007, Experian announced its intention to integrate its UK  marketing data, processing and database management activities into a  single business unit. Customers will benefit from one point of contact  with Experian across one technology platform. As a result, there will  be a headcount reduction over time of about 100, in areas such as  sales, delivery and systems. Restructuring costs, which will be charged  against EBIT, are expected to be about $12m, of which about $8m has  been incurred in the year ended 31 March 2007, with the balance in the  current financial year. 
EMEA/Asia Pacific
  At constant exchange rates, sales in  EMEA/Asia Pacific increased by 9% in the half, of which organic growth  contributed 8%. Credit Services sales accelerated in the second half,  driven by stronger growth in French transaction processing. This  reflects the first time contribution of contract wins during the year  and continued double-digit increases from the consumer credit bureaux  in Southern and Eastern Europe and South Africa. Both Decision  Analytics and Marketing Solutions delivered double-digit sales growth  in the period. 
Future announcements 
  Experian will announce its Preliminary Results on 23 May 2007. Its  First Quarter Trading Update will be announced on 12 July 2007. 
Enquiries

  
    
      Experian
    
    
      Paul  Brooks
      Chief  Financial Officer
      0203 042 4215 
    
    
      Fay  Dodds
      Director  of Investor Relations
        
    
    
        
        
       
    
    
      Finsbury
        
        
    
    
      Rollo  Head
        
      0207 251 3801
    
    
      James  Wyatt-Tilby
      
      
    
  

This announcement is available on the Experian website, www.experiangroup.com.  There will be a conference call to discuss this update at 3.00pm today with a recording available later on the website. 
All financial information is based on unaudited management  accounts. Certain statements made in this Trading Update are  forward-looking statements. Such statements are based on current  expectations and are subject to a number of risks and uncertainties  that could cause actual events or results to differ materially from any  expected future events or results referred to in these forward-looking  statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 17 Apr 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:56 GMT</publishDate>
<guid>{98FC9AAB-2345-4FDE-976C-6AA04DE7FE65}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Informarketing]]></title>
<description><![CDATA[
		16 April 2007
Experian, the global information solutions company, announces that  it has acquired Informarketing, a leading direct marketing services  provider in Brazil. This acquisition will help Experian to build its  presence in this high growth market.
Founded in 1995, Informarketing provides marketing data, services  and analytical tools primarily to the financial services sector. Its  clients include multinational and local companies, including HSBC,  Banco Safra and UOL, the largest Internet Service Provider in Brazil.
Informarketing’s sales in the year to December 2006 were $6m, with  gross assets as at 31 March 2007 of $2m. The company was purchased from  its founder. Informarketing will become part of Experian’s Marketing  Solutions division.

  
    
      Enquiries
    
    
      Experian
    
    
      Fay Dodds
      Director of Investor Relations
      020 3042 4215
    
    
      Finsbury
      
      
    
    
      Rollo Head
      
      020 7251 3801
    
    
      James Wyatt-Tilby
      
      
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 16 Apr 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:59 GMT</publishDate>
<guid>{B4F55302-435C-4C8C-A64A-A5711E45B6E3}</guid>
</item>
<item>
<title><![CDATA[Acquisition of stake in Sinotrust]]></title>
<description><![CDATA[
		30 March 2007
Experian, the global information solutions company, announces that it has  acquired a minority stake in Sinotrust, a leading business information and  market research company in China.
Founded in 1992, Sinotrust provides business information, market  research, consulting and database marketing services to both foreign  multinationals and local companies operating in China. Sinotrust helps  clients in the automotive, banking, insurance, telecommunications,  healthcare, technology and retail sectors.
Sinotrust’s sales in the year to 31 December 2005 were $11m, with gross  assets as at that date of $7m. The stake was acquired from the founders.
Enquiries

  
    
      Experian
       
       
    
    
      Fay Dodds
      Director of Investor Relations
      020 3042 4200
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      020 7251 3801
    
    
      James Wyatt-Tilby
       
       
    
  


Experian announcements are available on www.experiangroup.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 30 Mar 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:02 GMT</publishDate>
<guid>{ABC17160-093D-4EA9-A7EB-E1B712D85546}</guid>
</item>
<item>
<title><![CDATA[Appointment of Non-Executive Director]]></title>
<description><![CDATA[
		30 March 2007
Experian, the global information solutions company, announces the appointment  of Sean FitzPatrick as an independent Non-Executive Director with effect from 1  April 2007.
Sean FitzPatrick, aged 58, is currently Non-Executive Chairman of Anglo Irish  Bank Corporation plc having retired as CEO of that organisation in January 2005.  He is also Non-Executive Chairman of Smurfit Kappa PLC, a past President of the  Irish Bankers Federation and a Non-Executive Director of Aer Lingus Group plc  and Greencore Group plc.
John Peace, Chairman of Experian, commented:
“I am delighted to welcome Sean to the Board of Experian. He brings a wealth  of experience to what is already a strong Board, and together we will take  Experian forward as an independent company.”
Enquiries

  
    
      Experian
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      020 7251 3801
    
    
      Nick Woodruff
       
       
    
  


Experian announcements are available on www.experiangroup.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 30 Mar 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:01 GMT</publishDate>
<guid>{2191D18D-EFD4-472A-B40A-EA4096611A26}</guid>
</item>
<item>
<title><![CDATA[Acquisition of Economic Research Services]]></title>
<description><![CDATA[
		02 February 2007
Experian, the global information solutions company, announces that  it has acquired Economic Research Services (ERS), an economic research  consultancy based in the UK, from its founder.
Started in 1994, ERS provides research and consultancy services to  the public sector, specialising in economic development and  regeneration. Its key clients include government departments and  agencies, local authorities, voluntary bodies and regional development  agencies. This acquisition complements Experian's existing activities  in the public sector market.
Sales for ERS in the year to 30 September 2006 were £1.4m, with  gross assets at 30 September of £0.4m. It will become part of  Experian's Business Strategies division, within Marketing Solutions.
Enquiries

  
    
      Experian
       
       
    
    
      Fay Dodds
      Director of Investor Relations
      020 3042 4200
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      020 7251 3801
    
    
      James Wyatt-Tilby
       
       
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 02 Feb 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:01 GMT</publishDate>
<guid>{38041F5F-164C-443A-8158-7E485137D24E}</guid>
</item>
<item>
<title><![CDATA[Interim Dividend in respect of the year ending 31 March 2007]]></title>
<description><![CDATA[
		12 January 2007
Further to the announcement on 21 November 2006 of an interim  dividend of 5.5 cents per Ordinary share payable on 2 February 2007 to  shareholders on the register of members at the close of business on 5  January 2007, the Company now announces that the £/$ exchange rate to  be used to convert the dividend payment from US dollars to sterling,  for those shareholders who did not elect by 5 January to receive  payment in US dollars, will be $1.9488.
Shareholders who did not elect to receive UK sourced dividends  through the Income Access Share arrangement are reminded that, as  previously advised, their dividends will be subject to Irish dividend  withholding tax unless the Company’s Registrars are in possession of a  valid exemption form. To assist shareholders, the deadline for  submission of withholding tax exemption forms (but not of IAS or  currency elections) has been extended to 5pm on 19 January 2007.  Exemption forms may be submitted by fax to +44 (0)1903 702667;  enquiries may be addressed to the Dividend Planning Team on +44 (0)1903  702715.
Enquiries

  
    
      Experian
       
       
    
    
       Antony Barnes
       Group Treasurer
       020 3042 4200
    
    
       
       
       
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      020 7251 3801
    
    
      James Wyatt-Tilby
       
       
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 12 Jan 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:00 GMT</publishDate>
<guid>{862892D3-5498-4566-94A9-10DFD0A16B3D}</guid>
</item>
<item>
<title><![CDATA[Third quarter trading update]]></title>
<description><![CDATA[
		10 January 2007
Experian, the global information solutions company, today issues an update on trading in the three months to 31 December 2006.
Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
“We are pleased with the way our businesses have performed around  the world. There was particularly strong organic growth in the quarter,  helped by exceptional results from Consumer Direct and  PriceGrabber.com. Looking forward, while we continue to face specific  challenges in some of our markets, we remain confident about the  outlook for the full year.”
Experian Group
% change in sales year-on-year for the three months to 31 December 2006


  
    
      Continuing activities only*
      Total growth %
        At actual exchange rates#
      Total growth %
        At constant exchange rates
      Organic   growth %
        At constant exchange rates
    
  
  
    
       Americas ~
      15
      15
      10
    
    
      UK and Ireland
      35
      22
      7
    
    
      EMEA/Asia Pacific
      17
      10
      8
    
    
      Experian
      20
      16
      9
    
  


* As previously disclosed, two businesses have been treated as  discontinuing from 1 April 2006. These are MetaReward’s incentive  marketing websites, which have been closed, and large scale UK account  processing, where Experian has announced its phased withdrawal by  Autumn 2009
# Experian is reporting in US dollars
~ PriceGrabber.com has been included in organic growth for the period since its acquisition in mid-December 2005
In the three months to 31 December 2006, sales from continuing  activities at Experian increased by 16% at constant exchange rates.  Organic growth was 9%, reflecting, as expected, an acceleration in US  Credit Services, exceptional performance from Consumer Direct and  PriceGrabber.com, and continued strong growth from Decision Analytics.  Acquisitions contributed 7% to sales growth in the period.
Experian acquired three businesses during the quarter – a business  and consumer credit bureau in Estonia, Adhoc Solutions (Belgian  micromarketing) and an additional affiliate credit bureau in the US,  for a combined consideration of $20m plus earn-outs.
Americas
  In dollars, sales in the Americas from  continuing activities in the three months to 31 December 2006 increased  by 15% in total. Organic growth was 10%, with PriceGrabber, which was  acquired in mid-December 2005, generating the remaining 5%.
Against easier comparatives, Credit Services saw a return to low  single-digit organic growth. Decision Analytics continued to perform  very strongly in the period, while organic sales in Marketing Solutions  were in line with last year.
Interactive's organic sales growth was again above 20% in the  period, with an exceptional performance from Consumer Direct.  PriceGrabber delivered total pro forma year-on-year growth of around  40% in this seasonally important quarter, benefiting in particular from  higher traffic from free and organic search channels.
UK and Ireland
  Sales from continuing activities in the  UK and Ireland increased by 22% in the third quarter at constant  exchange rates. Organic growth was 7%, with acquisitions, mainly  FootFall (acquired in December 2005), ClarityBlue (acquired in January  2006) and Eiger Systems (acquired in June 2006) contributing the  balance.
Both Credit Services and Marketing Solutions showed low single-digit  organic sales growth in the quarter, reflecting continuing difficult  conditions in the UK credit market. Sales at Consumer Direct in the UK  nearly tripled.
Decision Analytics performed well, with Experian's market leadership  in fraud prevention being reinforced by the renewal of a five-year  contract for running the UK's national fraud data sharing system  (National Hunter). Experian also signed a new contract with Royal Bank  of Scotland to prevent application fraud across its UK banking and  insurance activities.
EMEA/Asia Pacific
  At constant exchange rates, sales from  continuing activities in EMEA/Asia Pacific increased by 10% in the  quarter, of which organic growth contributed 8%. There was improved  growth in Credit Services, including double-digit increases from the  consumer credit bureaux in Southern and Eastern Europe and South Africa.
Sales in Decision Analytics increased by strong double-digit rates.  During the quarter, Experian signed a contract to deliver its strategy  management software to Shenzhen Development Bank in China. Shenzhen has  a strategic alliance with GE Money, which uses Experian's decision  support software in over 20 countries around the world.
Future announcements 
  Experian will issue its Second Half Trading Update on 17 April 2007. Its Preliminary Results will be announced on 23 May 2007.
Enquiries

  
    
      Experian
    
    
      Paul  Brooks
      Chief  Financial Officer
      0203 042 4200
    
    
      Fay  Dodds
      Director  of Investor Relations
      
    
    
       
      
      
    
    
      Finsbury
      
      
    
    
      Rollo  Head
      
      0207 251 3801
    
    
      James  Wyatt-Tilby
      
      
    
  

All financial information is based on unaudited management accounts.  Certain statements made in this Trading Update are forward-looking  statements. Such statements are based on current expectations and are  subject to a number of risks and uncertainties that could cause actual  events or results to differ materially from any expected future events  or results referred to in these forward-looking statements.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 10 Jan 2007 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:00 GMT</publishDate>
<guid>{EE58DF36-7351-4E34-8F63-3445562F35E3}</guid>
</item>
<item>
<title><![CDATA[Experian appoints four new Non-Executive Directors]]></title>
<description><![CDATA[
		Experian Group Limited (Experian) announces the appointment of  Fabiola Arredondo, Laurence Danon, Roger Davis and Alan Jebson as  independent Non-Executive Directors with effect from 1 January 2007.
Fabiola Arredondo, aged 40, is the Founder of Siempre Holdings, a  private investment firm based in New York. Prior to that she held  senior positions and gained extensive online and media experience at  Yahoo!, BBC Worldwide and BMG Entertainment. She is a Non-Executive  Director of Bankinter S.A., the World Wildlife Fund and Sesame Workshop  and a former Non-Executive Director of BOC Group Plc and the Intelsat  Corporation.
Laurence Danon, aged 50, is the President and CEO of Printemps SA,  the French department store chain. She led the buyout of Printemps from  PPR, Europe’s largest non-food retailer, earlier this year. Printemps  has 50 stores in Paris and the Paris region, including its flagship  store on Boulevard Haussmann. Prior to Printemps, Danon held various  senior roles at Total Fina Elf. She began her career working for the  French Government. She is a Non-Executive Director of Diageo Plc and  Plastic Omnium SA.
Roger Davis, aged 50, spent some eight years at Barclays, latterly  as the CEO of the 45,000 strong UK Banking operation and as a member of  the Board of Barclays Plc. Under his leadership, the UK Business was  significantly restructured, with a dramatic improvement in both  customer and employee satisfaction levels. He successfully restarted  retail revenue growth and delivered profits in his last year of £2.46  billion, roughly half of the total Group profit. Prior to that he spent  some ten years in investment banking in London and various positions in  Asia for Flemings and later BZW. It is intended that Roger will become  Chairman of the Remuneration committee.
Alan Jebson, aged 57, retired in May as Group Chief Operating  Officer of HSBC Holdings Plc, a position which included responsibility  for IT and Global Resourcing. During a long career with HSBC, Alan held  various positions in IT, including the position of Group CIO. His roles  included responsibility for the Group's international systems,  including the consolidation of HSBC and Midland systems following the  acquisition of Midland Bank in 1993. He has recently been appointed as  a Non-Executive Director of Vodafone Group Plc and of McDonald  Dettweiler in Canada. It is intended that Alan Jebson will become  Chairman of the Audit Committee.
John Peace, Chairman of Experian, commented:
“I am delighted to welcome our four new non-executive directors to  Experian. They bring an excellent blend of skills and experience to the  Experian Board, gained internationally and across a wide range of  market sectors. With these latest appointments, I believe we have a  strong Board to take Experian forward as an independent company.”
– ends –
Notes to editors:
As of 1 January 2007, the Board of Experian will be as follows:
John Peace – Chairman
  Don Robert – Chief Executive Officer
  Paul Brooks – Chief Financial Officer
  Sir Alan Rudge – Senior Independent Director
  David Tyler – Non-Executive Director
  Fabiola Arredondo – Non-Executive Director
  Laurence Danon – Non-Executive Director
  Roger Davis – Non-Executive Director
  Alan Jebson– Non-Executive Director]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 05 Dec 2006 00:00:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:45:02 GMT</publishDate>
<guid>{4925D893-0138-45B2-9931-860FA0AB6795}</guid>
</item>
<item>
<title><![CDATA[GUS plc £350,000,000 5.625% Notes due 2013 Noteholder Resolution]]></title>
<description><![CDATA[
		23 November 2006
Experian, the global information solutions business, announces that  the Extraordinary Resolution in respect of the GUS plc £350,000,000  5.625% Notes due 2013 which was published on 13 November 2006 has now  been approved in writing by holders of over 90% of the Notes.  Accordingly, the supplemental trust deed has been executed and the  Notes are now modified in the manner described in the Resolution. The  consent fee will be paid on 27 November 2006.

  
    
      Enquiries
      
      
    
    
      Experian
      
      
    
    
      Peter Blythe
      Director of Corporate Finance
      020 7495 0070
    
    
       
      
      
    
    
      Allen & Overy LLP 
      (legal adviser to HSBC Trustee)
      
    
    
      Morgan Krone
      Partner
      020 7330 2410
    
    
       
      
      
    
    
      Finsbury
      
      
    
    
      Rollo Head
      
      020 7251 3801
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 23 Nov 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:52 GMT</publishDate>
<guid>{E7AD24C9-24C3-4166-9244-FE93A3866994}</guid>
</item>
<item>
<title><![CDATA[Interim results for the six months ended 30 September 2006]]></title>
<description><![CDATA[
		21 November 2006
    
      Highlights for Experian
    
    
      Demerger and £800m equity issue successfully completed in October 2006 
      Strong first half performance solid organic growth in all three regions EBIT margin increased in all four principal activities further contract wins by product, business and region acquisitions on track
      Sales from continuing activities up 17% at constant exchange rates to $1.6bn, with 7% organic growth (total sales $1.7bn, up 14%) 
      EBIT from continuing activities up 16% at constant exchange rates to $388m, giving 21.9% margin excluding FARES (up 90bp) 
      PBT of $202m 
      Pro forma net debt of $1.6bn after net proceeds of equity issue 
      Interim dividend of 5.5 cents per share
    
    John Peace, Chairman of Experian, said:
    “We are delighted that the demerger and equity issue were successfully completed in October. Experian operates in many growth markets, has a global leadership position and a clear strategy to capitalise on the opportunities available to it around the world.”
    Commenting on the performance of Experian, Don Robert, Chief Executive Officer, said:
    “Experian made good strategic and operational progress in the first half of the year, executing well against our plans. Looking forward, while we face specific challenges in some of our markets, we are on track for the full year and remain confident in our ability to deliver sustainable growth for our shareholders.”
    
      Overview of structure of financial information
    
    On 10 October 2006, the separation of Experian Group Limited (Experian) and Home Retail Group was completed by way of demerger. As part of the demerger, Experian Group Limited became the ultimate holding company of GUS plc and related subsidiaries and shares in GUS plc ceased to be listed on the London Stock Exchange on 6 October 2006. Experian Group Limited was incorporated and registered on 30 June 2006 under the Jersey Companies Law as a public company limited by shares. Trading in shares in Experian on the London Stock Exchange's market for listed securities commenced on 11 October 2006.
    As a result of the demerger, there are two sets of financial information presented in this interim results announcement. The commentary on the following pages relates to Part One.
    
      
        Part One: Unaudited financial information for Experian
      
      In order to demonstrate the historical results of Experian, unaudited financial information for Experian is set out in Part One. This has been prepared on a basis consistent with the Experian information included in its prospectus dated 14 September 2006. As previously indicated, this information is presented in US dollars.
    This extracted financial information may not be representative of future results. The historical capital structure does not reflect the future capital structure. Future interest income and expense, certain operating expenses, tax charges and dividends may be significantly different from those that resulted from Experian being wholly owned by GUS plc.
    
      
        Part Two: Unaudited financial information for GUS plc
      
      To comply with listing requirements, consolidated financial information in respect of GUS plc and its subsidiaries, including Experian and Home Retail Group, is set out in Part Two. This financial information is reported in sterling as that was the reporting currency of GUS plc throughout the period presented.
    The financial information included in Part Two in respect of the year ended 31 March 2006 will form the basis of the comparative information for inclusion in the first Annual Report of Experian Group Limited which will be published in June 2007. For the purpose of that document, the information will be re-presented in US dollars.
    
      See Appendix 2 for definition of non-GAAP measures used throughout this announcement and Appendix 3 for reconciliation of sales and EBIT by geography
    
    
      Enquiries
    



Experian

Don Robert
Chief Executive Officer
020 7495 0070

Paul Brooks
Chief Financial Officer
  

Fay Dodds
Director of Investor Relations
  

 
  
  

Finsbury
  
  

Rollo Head
  
020 7251 3801

James Wyatt-Tilby
  
  There will be a presentation today at 10.30am to analysts and investors at the King Edward Hall, Merrill Lynch Financial Centre, 2 King Edward Street , London , EC1A 1HQ . The presentation can be viewed live on the Experian website at www.experiangroup.com and can also be accessed live via a dial-in facility on 44 (0)20 8322 2180. The supporting slides and an indexed replay will also be available on the website later in the day.There will be a conference call to discuss the results at 3.00pm today with a recording available later on the website. All relevant Experian announcements are also available on www.experiangroup.com.Experian will issue its Third Quarter Trading Update on 10 January 2007. Its Preliminary Results for the year to 31 March 2007 will be announced on 23 May 2007.Certain statements made in this announcement are forward looking statements. Such statements are based on current expectations and are subject to a number of risks and uncertainties that could cause actual events or results to differ materially from any expected future events or results referred to in these forward looking statements.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 21 Nov 2006 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:36 GMT</publishDate>
<guid>{D55BFAA9-33F1-4AC5-9D00-4767F4234837}</guid>
</item>
<item>
<title><![CDATA[GUS plc £350,000,000 5.625% Notes due 2013 Noteholder Resolution ]]></title>
<description><![CDATA[
		13 November 2006
Experian, the global information solutions business, announces that,  following discussions with certain holders of the GUS 2013 notes, it  has today published the form of an Extraordinary Resolution for  consideration by noteholders.
In summary, the Extraordinary Resolution provides that:
    
  a) it is agreed that the recent demerger of Home Retail Group plc shall not be deemed to be an event of default under the notes;
  b) if there is a change of control that is accompanied by a downgrade  in the notes’ rating to non-investment grade, noteholders may either  put their notes at par, or continue holding them and receive a 2%  step-up in the coupon; and
  c) upon the passing of the Extraordinary Resolution, the Issuer will  pay noteholders a fee of 0.75% of the nominal amount of notes.
  

The Trust Deed provides that an Extraordinary Resolution may be  passed by written resolution of over 90% of bondholders by value (i.e.  without the need for convening a formal meeting of noteholders). GUS  has received confirmation from Cadwalader Wickersham & Taft (which  is acting as legal adviser to an ad-hoc committee of noteholders  co-ordinated by Cairn Capital and another hedge fund) that holders of  76% of the outstanding principal amount of the notes have undertaken to  vote in favour of the Extraordinary Resolution. Accordingly, the form  of the Extraordinary Resolution will shortly be sent by the clearing  systems to all noteholders, who will be invited to vote by return  through the clearing systems. If the 90% threshold is not achieved by  24 November 2006, GUS will proceed to convene a meeting of noteholders,  at which a 75% majority of those voting will be sufficient to pass the  Extraordinary Resolution.
Paul Brooks, Chief Financial Officer of Experian said “We believe  that this resolution, if adopted, will represent a satisfactory outcome  for all parties”. 
 
Noteholders are advised to refer to the notice of the written  resolution for the full terms and conditions of the Extraordinary  Resolution. Noteholders may obtain copies of the resolution from the  Principal Paying Agent,  HSBC Bank plc, Corporate Trust & Loan Agency, Level 24, 8 Canada  Square, London E14 5HQ.
The Notice will also be available for inspection at the UK Listing  Authority’s Document Viewing Facility which is situated at Financial  Services Authority, 25 The North Colonnade, Canary Wharf, London E14  5HS. 

  
    
      Enquiries
       
       
    
    
      Experian
       
       
    
    
      Peter Blythe
      Director of Corporate Finance
      020 7495 0070
    
    
      Cairn Capital
       
       
    
    
      Deniz Akgul
       
      020 7259 4805
    
    
      Cadwalader
       
       
    
    
      Richard Nevins
      Partner 
      020 7170 8624
    
    
      James Douglas 
      Partner
      020 7170 8646
    
    
      Allen & Overy LLP 
      (legal adviser to HSBC Trustee)
       
    
    
      Morgan Krone
      Partner
      020 7330 2410
    
    
      Finsbury
       
       
    
    
      Rollo Head
       
      020 7251 3801
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 13 Nov 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:50 GMT</publishDate>
<guid>{B63CA9D0-3D40-42B4-BBC3-B2C38F34205D}</guid>
</item>
<item>
<title><![CDATA[Further re Interim results]]></title>
<description><![CDATA[
		02 November 2006
    Experian Group Limited (Experian), the global information solutions company, will announce its Interim Results for the six months to 30 September 2006 on 21 November 2006.
    For information purposes, Experian is today publishing sales and EBIT before central activities by geography and by principal activity for the six-month periods to 30 September 2005 and to 31 March 2006.
    Following the demerger and Global Offer completed earlier in October, Experian has a total of approximately 1,021 million ordinary shares in issue. The number of Experian shares to be used for the purposes of calculating basic earnings per share on a pro forma basis is approximately 1,010 million.
    Experian will update investors on current trading at its Third Quarter Trading Update on 10 January 2007.



Enquiries
 
 

Experian
 
 

Paul Brooks
Chief Financial Officer
020 7495 0070

Fay Dodds
Director of Investor Relations
 

 
 
 

Finsbury
 
 

Rollo Head
 
020 7251 3801

James Wyatt-Tilby
 
 This announcement is available on the Experian website, www.experiangroup.com.View the full press release in PDF format.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 02 Nov 2006 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:35 GMT</publishDate>
<guid>{BE20F2C9-E6FB-492A-810E-CEC30C0BB8DB}</guid>
</item>
<item>
<title><![CDATA[Bank of Ireland selects Experian for launch of new UK Post Office credit card]]></title>
<description><![CDATA[
		11 October 2006
Bank of Ireland Personal Banking has signed a contract to use a  range of Experian solutions to support its new branded credit card on  behalf of the UK Post Office. 
Bank of Ireland is the largest Irish bank by total assets. With over  16,000 employees in eight countries worldwide, it is a diversified  financial services group with market leading positions in its chosen  domestic markets and other selected markets, including the UK. The new  card is one of a series of products launched by Bank of Ireland  Personal Banking in a joint venture with the UK Post Office.
Under the contract, Bank of Ireland Personal Banking has deployed  Experian’s credit reference information and Delphi for New Business  bureau scores for applications for the new Post Office credit card, and  ongoing customer management through its managed Link SM solution. This  assists Bank of Ireland to make informed, accurate and responsible  lending decisions in order to manage risk.
The Bank is also screening applications using Detect, Experian’s  credit application fraud service, to identify and prevent potentially  fraudulent applications from successfully obtaining credit by  automatically checking, in real-time, new applications against a shared  pool of previous application information.
"It is crucial that we have access to the most up-to-date  information available in order to make the right lending decisions for  both new and existing customers," said Liam Hand, Director of Credit  Operations. "The consumer credit reference information we receive from  Experian and the quality of its bureau scorecards meet this need and  provides us with the ability to ensure accurate, responsible decisions  are made."
"Experian has a wealth of experience in supplying products and  systems that meet our need to make fast and accurate decisions and  provide our customers with an efficient service," added Brian Foynes,  Head of Credit Scoring at BOI Credit Operations. 
"With Link SM we are able to change our strategies and credit  policies very quickly as we learn about the nuances of the UK market We  are also able to access information, including shared data from other  organisations, to get the full picture of our customers' wider credit  commitments and affordability. This ensures that we make the most  accurate and quick decisions to control bad debt and give appropriate  offers to the customer.
"Once again, Experian has proven its ability to deliver the project  on time and the signs are extremely positive. The quality of the  applicants we have taken on so far has exceeded our expectations and  early indications are that we are achieving a high level of quality  among customers accepted for the Post Office credit card."
Richie Smith, Director of Consumer Services at Experian Ireland,  said: "We have a long-standing relationship with Bank of Ireland Group  and are delighted that they have chosen to extend their relationship  with Experian further. The solutions provided by Experian are already  helping Bank of Ireland Personal Banking to take the necessary  proactive action with regards to customer management, retention and  collections."
This press release can be downloaded from http://press.experian.com.
ENDS
For further information on Experian, please contact:
PETER BROOKER
  Public Affairs Director
  Experian
  T: +44 (0) 115 934 4548
  M: 07889 186022
  E: peter.brooker@uk.experian.com
About Experian
Experian is a global leader in providing analytical and information  services to organisations and consumers to help manage the risk and  reward of commercial and financial decisions. Combining its unique  information tools and deep understanding of individuals, markets and  economies, Experian partners with organisations around the world to  establish and strengthen customer relationships and provide their  businesses with competitive advantage. For consumers, Experian delivers  critical information that enables them to make financial and purchasing  decisions with greater control and confidence. Clients include  organisations from financial services, retail and catalogue,  telecommunications, utilities, media, insurance, automotive, leisure,  e-commerce, manufacturing, property and government sectors.
Experian Group Limited is listed on the London Stock Exchange  (EXPN). It has corporate headquarters in Dublin, Ireland, and  operational headquarters in Costa Mesa, California and Nottingham, UK.  Experian employs more than 12,500 people in 32 countries worldwide,  supporting clients in more than 60 countries. Annual sales are in  excess of £1.7/$3.1/€2.5 billion.
For more information, visit the Group's website on www.experiangroup.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 11 Oct 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:54 GMT</publishDate>
<guid>{548950F5-B57A-415D-8455-F6C246B059DE}</guid>
</item>
<item>
<title><![CDATA[Experian extends its presence in Nordic region with acquisition of Krediidiinfo in Estonia]]></title>
<description><![CDATA[
		09 October 2006
Experian, the global information solutions company, has signed an  agreement to acquire Krediidiinfo A/S in Estonia from its management.  Krediidiinfo is the primary consumer and commercial credit information  group in Estonia and will complement Experian's existing global network  of consumer and commercial credit bureaux. 
Krediidiinfo, which will be known as Krediidiinfo A/S, an Experian  company, currently employs 30 people in Tallinn and Tartu. As well as  operating business and consumer credit bureaux, Tallinn also offers  credit management and B2B marketing services. Krediidiinfo's clients  include most of the country's leading financial services providers,  utilities, telecommunications and retail companies, as well as many  Nordic banks with operations in Estonia. 
Announcing the acquisition, Richard Fiddis, Managing Director, UK,  Ireland & Northern Europe, Experian, said: "Experian is already  well established in the Nordic region, where we provide major banks and  other organisations with decision support solutions, market and  economic analytics, fraud prevention and consumer and commercial credit  information services. Our clients in the region have benefited from  Experian's expertise in application processing, fraud prevention and  customer management solutions, and by combining these with the  products, local knowledge and reputation of Krediidiinfo, we can offer  our clients in Estonia the broadest range of solutions. 
“The acquisition will further benefit financial institutions and  telecoms companies in the region, many of whom are already our clients  elsewhere in the Nordic region, as well as of Krediidiinfo, by offering  them a region-wide infrastructure. This enables them to apply  consistent strategies and technologies wherever they operate in the  region. 
"It also reinforces Experian's position as a leading European  provider of customer management and information solutions. Krediidiinfo  has a strong market position, proven management and a consistent growth  record. We believe this acquisition will bring considerable benefits to  clients of both Experian and Krediidiinfo in the Nordic region. 
“Estonia is one of the fastest growing economies in the EU and,  together with the other Baltic states, has significant growth potential  driven both by their recent accession to the EU and a young,  well-educated workforce that is enthusiastically embracing the benefits  and lifestyles enjoyed by the populations of many of their European  partners.” 
Veiko Meos, Managing Director of Krediidiinfo, added: "We believe  that we have found the ideal new owner in Experian. Both companies have  a similar, client-centred ethos, Experian has a thorough understanding  of the business and Krediidiinfo people will benefit by being part of  the Experian organisation." 
The acquisition of Krediidiinfo is consistent with Experian's global  strategy of acquiring complementary businesses that provide new  products, new data or entry into new vertical or regional markets,  while leveraging the core assets of Experian. 
ENDS
For further press information, contact: 

  
    
      TIM WOLFF JACOBSEN  
       Regional Managing Director, Experian Northern Europe 
    
    
       T: (45) 23 46 98 83 
       E-mail: twj@experian.dk
    
    
       
       
    
    
      VEIKO MEOS  
       Managing Director, Krediidiinfo AS 
    
    
      T: (372) 665 9600
       E-mail: meos@krediidiinfo.ee
    
  


Notes to Editors
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.

About Krediidiinfo
Krediidiinfo AS is a limited company  founded by a group of Estonian banks in August 1993 in order to build a  credit information system in Estonia. Since then, it has become a  leading company in the field of credit information services in the  Baltic States, being the only member of FEBIS in this region.  Krediidisnfo supplies credit reporting related products on companies in  Estonia, Latvia and Lithuania to business information and credit  insurance companies worldwide to help them forecast future market  demands, assess new growth opportunities and make the right business  decisions. 

Krediidiinfo credit reports on Baltic business entities can be  delivered on-line for rapid delivery. Its database holds information on  all legal persons registered in Estonian Trade Register. Reports are  based on the companies' economic and financial data and include  financial analysis of their economic and financial status, including  debts to Estonian Tax and Customs Board and references to recent  developments at the companies. Information is gathered from different  nationally recognised sources. Krediidiinfo also offers Marketing  Information and a Direct Mailing service. 

For more information, visit the company's website on www.krediidiinfo.ee.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 09 Oct 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:54 GMT</publishDate>
<guid>{9224C1C5-AACD-463C-9D61-9FE2808758D9}</guid>
</item>
<item>
<title><![CDATA[DISCLAIMER - IMPORTANT]]></title>
<description><![CDATA[
		The following includes information regarding the demergers of Home Retail Group and Experian from GUS.
This material is for information purposes only and does not constitute an offer or an invitation to acquire or dispose of any securities.
No shares are being registered under the US Securities Act of 1933 and may not be offered or sold in the United States absent registration or an exemption from registration. No public offering of securities is being made in the United States.
We regret that for regulatory reasons you will not be able to access this information if you are located in the United States, Australia, Canada, Japan, or any other jurisdiction where it is unlawful to access this information.


  
    
      
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          Ireland 
           
          Israel
           
          Italy 
           
          Jamaica 
           
          Japan
           
          Jordan
           
          Kazakhstan
           
          Kenya 
           
          Kiribati
           
          Korea, Democratic People's Republic of
           
          Korea, Republic of
           
          Kuwait
           
          Kyrgyzstan
           
          Lao People's Democratic Republic
           
          Latvia
           
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          Lesotho 
           
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          Libyan Arab Jamahiriya
           
          Liechtenstein 
           
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          Luxembourg
           
          Macau 
           
          Macedonia, The Former Yugoslav Republic of
           
          Madagascar
           
          Malawi
           
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          Maldives
           
          Mali
           
          Malta 
           
          Marshall Islands
           
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          Mexico
           
          Micronesia, Federated States of 
           
          Moldova, Republic of
           
          Monaco
           
          Mongolia
           
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          Morocco 
           
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          Myanmar 
           
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          Nepal 
           
          Netherlands 
           
          Netherlands Antilles
           
          New Caledonia 
           
          New Zealand 
           
          Nicaragua 
           
          Niger 
           
          Nigeria 
           
          Niue
           
          Northern Mariana Islands
           
          Norway
           
          Oman
           
          Pakistan
           
          Palau 
           
          Panama
           
          Papua New Guinea
           
          Paraguay
           
          Peru
           
          Philippines 
           
          Pitcairn
           
          Poland
           
          Portugal
           
          Puerto Rico 
           
          Qatar 
           
          Reunion 
           
          Romania 
           
          Russian Federation
           
          Rwanda
           
          Saint Kitts and Nevis 
           
          Saint LUCIA 
           
          Saint Vincent and the Grenadines
           
          Samoa 
           
          San Marino
           
          Sao Tome and Principe 
           
          Saudi Arabia
           
          Senegal 
           
          Seychelles
           
          Sierra Leone
           
          Singapore 
           
          Slovakia (Slovak Republic)
           
          Slovenia
           
          Solomon Islands 
           
          Somalia
           
          South Georgia and the South Sandwich Islands
           
          Spain 
           
          Sri Lanka 
           
          St. Helena
           
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          Sudan 
           
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          Svalbard and Jan Mayen Islands
           
          Swaziland 
           
          Sweden
           
          Switzerland 
           
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          Tajikistan
           
          Tanzania, United Republic of
           
          Thailand
           
          The Republic of Ireland
           
          Togo
           
          Tokelau 
           
          Tonga 
           
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          Tunisia 
           
          Turkey
           
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          Wallis and Futuna Islands 
           
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          Yemen 
           
          Yugoslavia
           
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]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Sat, 07 Oct 2006 00:00:00 GMT</pubDate>
<publishDate>Mon, 10 Oct 2011 13:57:06 GMT</publishDate>
<guid>{AAAF7AE8-DE33-4CA1-B4D8-48174534FC65}</guid>
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<item>
<title><![CDATA[Experian appoints Chief Operating Officer for the UK & Ireland]]></title>
<description><![CDATA[
		28 September 2006
Experian®, the global information solutions company, has announced  the appointment of Tiku Patel to the role of Chief Operating Officer  for UK & Ireland. 
Tiku Patel joins Experian from Barclays Bank where he was Managing  Director, Barclays Premier Banking, responsible for 290,000 clients and  annual income of £270m and also led one of the bank's biggest business  integration projects. 
In his new role at Experian he will have direct responsibility for  some of Experian's fastest growing businesses. He will also be  responsible for the integration of acquisitions, ensuring the resources  and processes are in place to achieve maximum benefits and synergies. 
Announcing the appointment, Richard Fiddis, Managing Director,  Experian UK, Ireland & Northern Europe, said: "Experian in the UK  has grown strongly for over 25 years and is continually broadening its  offerings to clients. Recent history has seen a number of high profile  acquisitions with companies that are leaders in their fields, such as  QAS, ClarityBlue and Eiger Systems. I am delighted that we have now  reached a stage of development where we are able to attract high  calibre individuals such as Tiku. 
"Our continued success relies on our ability to work together as a  team, building innovative products and supporting our clients as a  single enterprise. Tiku's knowledge and vast experience in the  financial services sector make him a valuable addition to Experian's  management team as we take the business to the next level of  performance in an exciting independent future." 
This press release can be downloaded from http://press.experian.com . 
For further press information, please contact: 
    PETER BROOKER , Public Relations Director, Experian. Tel: +44 (0) 115 934 4548. 
  Mobile : 07889 186022. E-mail: peter.brooker@uk.experian.com 
NOTES TO EDITORS 
    About Experian 
  Experian is a global leader in providing value-added information solutions to organisations and consumers. 
Experian provides information, analytics, decision-making solutions  and processing services. Using its comprehensive understanding of  individuals, markets and economies, it helps organisations to find,  develop and manage customer relationships to make their businesses more  profitable. 
Experian promotes greater financial health and opportunity among  consumers by enabling them to understand, manage and protect their  personal information, helping them control financial aspects of key  life events and make the most advantageous financial decisions. 
Experian works with clients across diverse industries, including  financial services, telecommunications, healthcare, insurance, retail  and catalogue, automotive, manufacturing, leisure, utilities,  e-commerce, property and government. A subsidiary of GUS plc with  headquarters in Nottingham , UK , and Costa Mesa , California , more  than 12,500 people in 28 countries worldwide support clients in more  than 60 countries. Annual sales are in excess of £1.7 billion. 
For more information, visit the company's website on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 28 Sep 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:52 GMT</publishDate>
<guid>{68FC3D04-1E34-4BC2-B597-190A70EDAB64}</guid>
</item>
<item>
<title><![CDATA[Experian Trading Update]]></title>
<description><![CDATA[
		14 September 2006
Experian, the global information solutions company, which is part of  GUS plc, is issuing this update on trading to coincide with the  publication of its prospectus later today.
Don Robert, Chief Executive Officer of Experian, said:
"We are pleased with the performance of Experian in the first five  months of the year, which continues to show good growth in line with  our expectations. Sales grew by 18%, with organic growth of 7%,  reflecting the scale and strength of the Experian business around the  world."
% change in sales year-on-year for the five months to 31 August 2006


  
    Continuing activities only*
    At actual exchange rates % #
    At constant exchange rates %
  
  
  
  
    Americas 
    20
    20
  
  
     UK and Ireland 
    21
    20
  
  
     EMEA/Asia-Pacific 
    9
    8
  
  
    Experian
    18
    18
    
  

* As previously disclosed, two businesses have  been treated as discontinuing from 1 April 2006. These are MetaReward’s  incentive marketing websites which have been closed and large scale UK  account processing, where Experian has announced its phased withdrawal  by Autumn 2009
  # Experian is reporting in US dollars
In the five months to 31 August 2006, Experian grew its sales from  continuing activities by 18% at constant exchange rates. Organic growth  was 7% with the balance from acquisitions. 
By geography, Experian’s three regions all showed 7% organic  sales growth. This performance illustrates the benefits of Experian’s  successful strategy to broaden its portfolio of businesses by geography  and by product.
Americas
In dollars, sales from continuing activities in the  five months to 31 August 2006 increased by 20% in total. Organic growth  was 7% in the period with corporate acquisitions, largely in  Interactive, generating the remaining 13%.
As expected, sales in Credit Services excluding acquisitions were  in line with last year, a pleasing performance against a period where  the comparatives were very strong (H1 2005/6: +18%). Sales of products  used in account acquisition (profiles and prescreen) were weaker but  this was offset by good growth in risk management, collections,  recovery and account retention products. Sales of Decision Analytics  grew strongly, reflecting a recent contract win with Bank of America  and continued strength in fraud prevention products.
Sales in Marketing Solutions were marginally down year-on-year, with  the continuing trend of strong growth in email marketing and research  services offset by weakness in consumer marketing data and list  processing. Organic growth in Interactive was in excess of 20%, with  particular strength in Consumer Direct.
UK and Ireland
In the five months to 31 August 2006, sales  from continuing activities increased by 20% in total at constant  exchange rates. Organic growth continued at 7% in the period despite a  difficult consumer environment. The contribution from acquisitions,  largely ClarityBlue, was 13%.
Excluding acquisitions, there were solid performances from Credit  Services, Decision Analytics and Marketing Solutions, with particular  success in fraud prevention and in the telecommunications and public  sectors. Interactive sales more than trebled in the period.
EMEA/Asia-Pacific
In the five months to 31 August 2006, sales  from continuing activities increased by 8% in total at constant  exchange rates, of which organic growth was 7%. There was particular  strength in Decision Analytics, especially in Southern and Eastern  Europe. Sales in the French transaction processing business, which  accounted for about half of revenue in the period, were marginally  ahead of last year. 

Future announcements
Experian will announce its Interim Results on 21 November 2006. 
Enquiries

  
    
      Experian
      
      
    
    
       Paul Brooks 
      Group Finance Director 
      020 7495 0070 
    
    
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

 This announcement is available on the GUS website, www.gusplc.com.
All financial information is based on unaudited  management accounts. Certain statements made in this Trading Update are  forward-looking statements. Such statements are based on current  expectations and are subject to a number of risks and uncertainties  that could cause actual events or results to differ materially from any  expected future events or results referred to in these forward-looking  statements. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 14 Sep 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:53 GMT</publishDate>
<guid>{9A77D91D-733E-435D-A030-35EAFBB42F8E}</guid>
</item>
<item>
<title><![CDATA[Cheetahmail is top choice for leading retailers]]></title>
<description><![CDATA[
		15 August 2006
Brand leaders such as American Greetings, Bloomingdale's,  Camping World, Saks Fifth Avenue, and Virgin Mobile USA select  CheetahMail to manage their email marketing programs
New York, August 15, 2006 - CheetahMail, an Experian® company, and  trusted global service provider of email marketing and web analytics  solutions, today announced the addition of several key clients,  including American Greetings, Bloomingdales, Camping World, Saks Fifth  Avenue and Virgin Mobile USA to its already impressive client roster.  Organizations seeking to increase the sophistication of their marketing  programs are tapping CheetahMail to help advance their email programs  through highly relevant and response driven customer communications.
While CheetahMail's vertically diverse clientele consists of the  world's most recognizable brands in the US and abroad, CheetahMail  continues to maintain a strong foothold among the retail community.  According to the latest study by Internet Retailer Top 500 Guide to  Retail Web sites, CheetahMail serves 25 percent of the top 100  retailers which is almost double the number for the next leading email  service provider. The rankings are based on online revenues and number  of hits to a web site over the past 12 months. Appearing in the Top 500  are newly added CheetahMail clients: American Greetings (ranked 132nd),  Bloomingdale's (ranked 29th), Camping World (ranked 271st) and Saks  Fifth Avenue (ranked 54th).
“The landscape has shifted and consumers are demanding more relevant  and highly targeted communications from the brands they know and  trust,” said Matthew Seeley, president of CheetahMail. “The addition of  so many marquee clients reflects our commitment to providing them with  a 360 degree view of their customers through a seamless integration of  various data sources. By meeting our clients' growing needs for added  sophistication and campaign relevance, our clients are able to achieve  the results and responses they want.
“We have always heard exciting things about CheetahMail. Before  switching providers we had to ensure that deliverability was not going  to be a problem,” said Neal Scott, director of marketing at Camping  World. “After an exhaustive review process CheetahMail was the clear  leader. Their expertise in deliverability and deep reporting  capabilities in addition to their focus on customer relevance made it  an easy choice for us.
“Since switching to CheetahMail from our previous provider, our  mailing results have exceeded our expectations,” said Sally Babcock,  senior vice president at American Greetings Interactive. “We are  thrilled with the early results and very pleased with how the migration  was handled. CheetahMail's account team was extremely professional and  flawlessly executed on the implementation timeline. We are looking  forward to working with CheetahMail on our email strategy in the coming  months.”
For more information on this year's Internet Retailer Top 500, please visit: http://www.internetretailer.com/top500. This year's list was based on online retail sales volume throughout 2005.
About CheetahMail
  CheetahMail, an Experian  company, is the trusted global service provider of online marketing  solutions for Fortune 1000 enterprises, specializing in email  marketing, web analytics and database marketing. CheetahMail provides  clients with the ability to collect, integrate, manage, analyze and  automate web and email marketing campaigns to build data-driven,  relevant relationships with their customers. CheetahMail offers a broad  range of client services including best practices consulting, creative  design, program management, strategic analytics and technical  consulting. Servicing over 350 world class organizations, CheetahMail’s  clients include Borders Books, CompUSA, Discovery Communications,  H&R Block, J.Jill, Sears and Wyndham Hotels. CheetahMail, a  subsidiary of Experian (www.experian.com),  was founded in 1998 and is headquartered in New York City with offices  in Los Angeles, London, Dublin and Amsterdam. For more information,  please visit www.cheetahmail.com or email info@cheetahmail.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 15 Aug 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:45 GMT</publishDate>
<guid>{EC25C8CC-7A8E-4C1D-B9E2-EBCBDFC65F96}</guid>
</item>
<item>
<title><![CDATA[Experian acquires Eiger Systems]]></title>
<description><![CDATA[
		22 June 2006
Experian®, the global information solutions company, today announces  the acquisition of Eiger Systems, a market-leading provider of bank  account validation and payment processing software. Eiger Systems  strengthens Experian’s expertise in data integrity, and further extends  its services within the fast-growing payments arena.
Description of Eiger Systems
Eiger Systems develops bank account validation and payment processing  software, which reduce the risk and cost involved with electronic  transactions. Eiger Systems’ software enables organisations to validate  consumer and corporate bank sort code and account details, whether  captured on paper, online or over the telephone, and ensures they are  submitted securely to BACS, the UK’s automated clearing house. This  enables organisations to ensure that Direct Debits, such as the  collection of utility bills, and direct credit payments to suppliers or  employees are set up with accurate bank details and arrive at the  correct destination account. Around one in three of all UK Direct  Debits and direct credits are processed by Eiger Systems’ software.
Based in Rugby, UK, Eiger Systems was founded in 1997 and currently  employs over 80 people. More than 1,000 organisations and over one  third of FTSE 100 companies use Eiger Systems’ software, including many  of Europe’s clearing banks, insurance companies, telecommunication  providers, utility companies, building societies, charities, local  authorities and central government departments. These include  Nationwide Building Society, Standard Life Assurance, The Carphone  Warehouse, Scottish Power and BT Retail.
Rationale for acquisition
Building on the capabilities of QAS, Experian’s international address  and identity management software provider, this acquisition further  extends Experian’s data integrity capabilities – now providing clients  with access to both personal and financial data accuracy software. The  combination of both companies’ technologies will enable clients to  simultaneously validate customers’ name and address details, via QAS’  award-winning QuickAddress software, and customers’ bank information  using Eiger Systems’ data validation software. By doing this at the  point of data capture – whether on paper, online or over the telephone  – clients will be able to reduce the margin of error when entering  customers’ details, saving time and money in processing payments while  also improving customer service levels.
Harry Meikle, Group Managing Director of QAS, stated: “The  acquisition of Eiger Systems, a successful fast growing company,  reflects the strong strategic fit between both organisations. It also  reinforces Experian’s ability to provide clients in the UK and overseas  with a suite of complementary data accuracy software products to ensure  that the integrity of customer data – both personal and financial – is  captured with greater precision. Together, our joint proposition will  provide significant opportunities for future growth and add a new  dimension to the scope, scale and range of software solutions we are  able to offer our clients.”
Callum Johnston, Managing Director of Eiger Systems, added: “As an  Experian company we can now leverage its considerable resources to take  Eiger Systems’ business in Europe to the next level. Given the high  growth expected in electronic payments throughout Europe, combined with  the support and experience of QAS and Experian, Eiger Systems has a  great opportunity to deliver first-class software solutions to major  markets across multiple territories.”
The acquisition of Eiger Systems is consistent with Experian’s  global strategy of acquiring complementary businesses that provide new  products, new data or entry into new vertical or regional markets,  while leveraging the core assets of other Experian companies.
Eiger Systems will trade as ‘Eiger Systems, an Experian company,’  within QAS. It will continue to be led by the current management team  and will report to Harry Meikle, Group Managing Director of QAS.
ENDS…
This press release can be found on http://press.experian.com.
For further information, please contact:
Rebecca Hennessy
  PR Manager
  QAS
  Tel: 0207 819 5580
  rebecca.hennessy@qas.com
About Experian
Experian is a global leader in providing value-added information solutions to organisations and consumers.
Experian provides information, analytics, decision-making solutions  and processing services. Using its comprehensive understanding of  individuals, markets and economies, it helps organisations to find,  develop and manage customer relationships to make their businesses more  profitable.
Experian promotes greater financial health and opportunity among  consumers by enabling them to understand, manage and protect their  personal information, helping them control financial aspects of key  life events and make the most advantageous financial decisions.
Experian works with clients across diverse industries, including  financial services, telecommunications, healthcare, insurance, retail  and catalogue, automotive, manufacturing, leisure, utilities,  e-commerce, property and government. A subsidiary of GUS plc with  headquarters in Nottingham, UK, and Costa Mesa, California, more than  12,500 people in 28 countries worldwide support clients in more than 60  countries. Annual sales are in excess of £1.7 billion.
For more information, visit the company's website on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.
About QAS, an Experian company
QAS is an international provider of data accuracy and identity  management solutions. Its QuickAddress software helps organisations  holding data on prospects, customers, suppliers, employees or  distribution networks to benefit from efficiency gains and cost savings  through accurate address data capture and the management of data  integrity over time. QAS supports more than 9,500 customers worldwide  across all industry sectors. QAS is a wholly owned subsidiary of  Experian, the global information solutions company. Visit QAS on the  web at www.qas.com.

About Eiger Systems
Eiger Systems develops payment solutions to meet the requirements of  leading organisations worldwide. Focusing on the specific challenges of  bank account validation and payment processing, Eiger Systems’  solutions help organisations control costs, reduce risks and improve  customer service through the minimisation of payment errors. Visit  Eiger Systems on www.eiger.co.uk.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 22 Jun 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:45 GMT</publishDate>
<guid>{25F14712-A7FE-4CB7-81DD-B1FE93F2FB44}</guid>
</item>
<item>
<title><![CDATA[HSBC to use Experian-Scorex to improve its credit decisions globally]]></title>
<description><![CDATA[
		15 May 2006
    HSBC will use the Strategy Management business rules engine from Experian-Scorex, the global decision analytics business of Experian, to support lending decisions around the world. Strategy Management was chosen after an extensive vendor evaluation. The bank will implement the software within its global credit application processing environment to help it make more accurate and timely decisions. 
    Strategy Management is a software solution that provides the business user with the ability to consistently deploy scoring models, portfolio segmentation, decisions and actions to control and manage customer relationships and improve risk management decisions.
    George Lennox, Senior Manager, Group Credit and Risk at HSBC: "As one of the world's leading financial organisations, it is important to us that we make use of leading edge decision support technology.
    "We undertook a rigorous evaluation of the business rules engine market and identified Strategy Management as the solution that met our criteria. In internal trials we were able to satisfy ourselves that the solution would deliver more capability but with a significant reduction in processing effort compared to its rivals. We also know that Strategy Management is robust and runs in mission critical environments for organisations all over the world. Strategy Management's speed, flexibility, platform independence and multi-user capability will ensure that we deliver consistent decisions across our enterprise.
    "Like us, Experian-Scorex operates globally but has a local focus in the markets in which it operates. This global reach combined with its experience and technology made Experian-Scorex a logical choice for HSBC. Strategy Management will undoubtedly become an integral part of our business and we expect that it will make more than 50 billion customer decisions annually for us as we roll it out across our global business."
    Initially, HSBC will implement the Strategy Management business rules engine into its new business processing environment for 22 countries, replacing the existing decisioning technology, before extending it across its global operations. The solution will enable the bank to implement sophisticated decisioning techniques to define a strategy for each individual customer as they apply for new accounts. This strategic approach allows HSBC to identify the value of each customer and create tailored product packages, while meeting the needs of the business.
    Roger Aubrook, president of Experian-Scorex' global operations, said: "HSBC is a global market leader and one of Experian's largest worldwide clients. We are extremely pleased to be a trusted partner and to further extend our relationship. Strategy Management is already used by more than 600 major financial organisations worldwide, and is a tried and tested solution that will provide HSBC with the flexibility to manage its business more effectively in its competitive markets. We nearly match HSBC with our global span, with clients in more than 60 countries and more than 30 Experian-Scorex offices worldwide, so we are well placed to assist HSBC with its challenges now and in the future."
    This press release can be downloaded from http://www.experian-scorex.com or http://press.experian.com.
    ENDS…
    
      For further information, contact:
    
    
      KEITH GABRIEL, Head of Marketing, Experian-Scorex, Tel: +44 (0) 115 82 86492, E-mail: Keith.Gabriel@experian-scorex.com
    
      For further press information, contact:
    
    
      PETER BROOKER, Public Affairs Director, Experian International, Tel: +44 (0) 115 934 4548, E-mail: peter.brooker@uk.experian.com
    
      ROSLYN WHITEHURST, Public Relations, Experian Americas, Tel +1 714 830 5578, E-mail: roslyn.whitehurst@experian.com
    Notes to Editors
    Strategy Management provides the business user with the ability to deploy scoring models, portfolio segmentation, decisions and actions to control and manage customer relationships within the financial services and telecom industries. The solution is a multi-platform, multi-user decision support tool, allowing consistent deployment of strategies across the enterprise. As well as being able to define their strategies on their desktop, the business user is able to interactively test all aspects of their strategies as they are developed, ensuring accuracy and correctness when they are executed in the live, operational environment. 
    Strategy Management offers fully integrated Strategy Simulation to evaluate business scenarios to ensure the right strategies have been defined to achieve the user's targeted business objectives. The business user is able to simulate changes at every level of the system, enabling each strategy to be evaluated for overall effectiveness. In combination with Champion/Challenger testing, changes can be made safely, quickly and with business confidence. 
    About HSBC Holdings plc
    HSBC Holdings plc serves over 125 million customers worldwide through some 9,500 offices in 76 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. With assets of US$1,502 billion at 31 December 2005, HSBC is one of the world's largest banking and financial services organisations. HSBC is marketed worldwide as 'the world's local bank'.
    About Experian-Scorex
    Experian-Scorex is a global leader in the supply of decision support solutions. Its solutions support billions of customer decisions annually for clients in more than 60 countries. Experian-Scorex solutions bring together predictive analytics, decision support technologies and strategy optimisation to enrich customer data and allow organisations to proactively manage their relationships with their customers.
    Used across the full customer life cycle, enterprise-wide decision support solutions enable organisations to increase income, manage and control credit risk and fraud, reduce operational costs and so increase overall profitability. Experian-Scorex works closely with clients across diverse industries, including financial services, telecommunications, retail, leasing, automotive, insurance and utilities.
    Experian-Scorex solutions and services focus on extracting intelligence from all customer data sources in order to build a comprehensive picture of customer needs and financial stability. This customer level view and the ability to deliver customer level decisioning has proved to be particularly important in retail banking, where a customer may hold multiple products. For over 20 years, Experian-Scorex has provided these solutions to the majority of the world's largest retail banks to help them manage these complex relationships.
    As part of the global Experian organisation, Experian-Scorex has more than 30 years experience of managing bureau data, adding intelligence to that data and delivering scoring solutions. Experian-Scorex maintains connectivity with over 70 credit bureaux worldwide and, with over 30 offices around the world, it is uniquely qualified to support local, national, regional and global businesses.
    Its global headquarters are in Nottingham, UK, Monaco, and Costa Mesa, CA, USA. 
    For more information, visit the company's website on www.experian-scorex.com.
    Experian-Scorex is an Experian company. Experian's 12,000 people support clients in more than 60 countries and annual sales exceed £1.5 billion. For more information, visit the company's website on www.experian.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 15 May 2006 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:24 GMT</publishDate>
<guid>{0507BFC8-3AE3-493F-A697-114761BE6E29}</guid>
</item>
<item>
<title><![CDATA[Experian acquires Backgroundchecking.com]]></title>
<description><![CDATA[
		03 May 2006
Experian®, the global information solutions company, has acquired  Backgroundchecking.com, an organisation specialising in candidate  background checking for job applicants and contractors. The acquisition  will enhance Experian's existing verification and fraud prevention  offerings. It will enable clients to comply with regulations and  significantly reduce the risk and impact of taking on an unsuitable  candidate or failing to check existing employees and contractors. Given  the potential costs of poor hiring decisions, more and more companies  are placing a greater emphasis on robust recruitment practices.
 Backgroundchecking.com specialises in employee risk management,  offering a complete and detailed candidate pre- and post-employment  screening service to clients both in the UK and internationally. The  business was established in 2002 delivering CV verification of job  applicants, existing employees, contractors and temporary staff. The  services provided include rigorous verification of employment details,  Criminal Records Bureau checks, screening of educational, technical and  professional qualifications, through to a complete financial and fraud  check.
Chris Nightingale, Director of Experian's Consumer Business, said:  "Internal staff fraud and other criminal behaviour are growing problems  for businesses and other organisations. This acquisition cements our  commitment to providing our clients with the tools to protect their  businesses from risk, including fraud. According to the recent KPMG  Forensic Fraud Barometer, the cost of internal staff fraud in the UK  alone rocketed to £468m during 2005 - and this is just the tip of the  iceberg. There has also been an increase in the 'planting' of  fraudsters within organisations to gain information and funds to fuel  criminal activity. The need for effective background checking has never  been so pressing.
"Backgroundchecking.com is a great fit with our existing  verification solutions and will strengthen our ability to deliver and  leverage our data assets, infrastructure and technology to enable the  background checking business to meet its full potential."
Steve Bailey, Managing Director of Backgroundchecking.com, said: "We  have experienced substantial growth in the last four years, providing  high quality, cost effective, independent CV vetting to our clients.  Due to many well-publicised and often traumatic incidents that could  have been prevented by using an organisation such as ours, there has  been a huge increase in public awareness and support for these  services. The term 'background checking' is now a widely recognised and  well understood proposition.
"There are significant advantages in joining Experian and we firmly  believe it will be beneficial to existing and future clients, as well  as our own staff. This is an exciting development and we are looking  forward to a highly successful future as Background Checking, an  Experian company."
The acquisition is consistent with Experian's stated global strategy  of acquiring complementary businesses that expand distribution  channels, broaden product offerings, and expand into new regions or  vertical markets while leveraging the core assets of Experian.
ENDS...
This press release can be found on http://press.experian.com. 
For further press information please contact:
James Taylor, Corporate PR Manager, Tel: +44 (0) 115 934 4547, Email: james.taylor2@uk.experian.com
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 03 May 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:43 GMT</publishDate>
<guid>{F977715A-6D50-49BA-94BE-48C157F725FB}</guid>
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<item>
<title><![CDATA[Queen’s Award for Innovation goes to MCL for its anti-fraud system, Hunter]]></title>
<description><![CDATA[
		21 April 2006
MCL Software, an Experian® company, has joined in celebrations for  The Queen’s 80th birthday after winning The Queen’s Award for  Enterprise, the UK’s most prestigious award for business performance.  This was officially announced today (21 April 2006), The Queen’s  personal birthday.
The Queen’s Award for Enterprise has been awarded to MCL in  recognition of its outstanding achievement in Innovation. The design,  development and delivery of advanced anti-fraud solutions through its  Hunter software captured the judges’ attention for its continuous  success in intercepting fraudsters that would have exposed the  financial services, insurance, telecommunications and public sectors to  £billions worth of fraud losses.
Over 100 UK and international organisations, both public and private  sector clients, including The Royal Bank of Scotland, Lloyds TSB and  HBOS, use Hunter to respond to the threat of fraud. In 2005 alone,  MCL’s clients confirmed that Hunter successfully prevented fraud that  would have had an impact of over £1 billion in losses on their business.
Gavin Snell, General Manager for MCL Software, an Experian company,  said: “Winning the Queen’s Award for Innovation is an incredibly proud  moment for us all. The award recognises the achievements and talent of  everyone at MCL and also the support of Experian in enabling us to  continually push the boundaries in terms of innovation. It’s also  important that we recognise the contribution that our valued clients  and partners have played in this success.
“The Queen’s Award will further enhance our reputation and provides  independent recognition of the contribution we are making to reduce  fraud both in the UK and globally. We are expanding across all  continents and are committed to further growth and investment in both  our solutions and our people. The Award will further attract the best  talent to our business.”
Hunter is a fraud detection system that screens applications and  claims for potential fraud. It is used extensively in the financial  services, insurance, telecommunications and public sectors to identify  a range of fraudster ‘types’ such as identity theft, collusion and  fictitious insurance claims. MCL has also established data exchange  communities that share fraud and application intelligence in the  banking and insurance sectors. 
MCL Software, which is based in Southport, will be presented with  the award on 24 April 2006 at the Queen’s Award ceremony hosted by The  Princess Royal at Whitehall. This will then be followed by a reception  at Buckingham Palace on 10 July, hosted by The Queen.
The company employs 86 people within its custom-built site, which  opened in 2005 following a £2.3 million investment by Experian. The  Queen’s Award for Enterprise follows hot on the heels of other awards  presented to MCL, including the Inward Investment into Merseyside Award  from The Mersey Partnership and the Excellence in Information  Communication Technology Award presented at the Sefton Excellence in  Business Awards. 
MCL Software is part of the global information solutions company,  Experian, which has created more than 12,000 jobs worldwide, including  3,500 across the UK, and has built a global business with offices in 31  countries and clients in more than 60, making it an important  contributor to regional and national economies. Experian acquired MCL  Software in 2002 following a period of part ownership stretching back  to 1996.
For more information on MCL Software visit: www.mclsoftware.co.uk.
This press release can be downloaded from http://press.experian.com.
ENDS…
For further press information please contact:
ELLEN CARROLL, Press Relations, Experian, Riverleen House, Electric  Avenue, Nottingham, NG80 1RH. Tel: 0115 992 2515. Mobile: 07967 342824.  Email: ellen.carroll@uk.experian.com.

    About Experian
  Experian is a global leader in providing value-added information solutions to organisations and consumers. 
Experian provides information, analytics, decision-making solutions  and processing services. Using its comprehensive understanding of  individuals, markets and economies, it helps organisations to find,  develop and manage customer relationships to make their businesses more  profitable.
Experian promotes greater financial health and opportunity among  consumers by enabling them to understand, manage and protect their  personal information, helping them control financial aspects of key  life events and make the most advantageous financial decisions.
Experian works with clients across diverse industries, including  financial services, telecommunications, healthcare, insurance, retail  and catalogue, automotive, manufacturing, leisure, utilities,  e-commerce, property and government. A subsidiary of GUS plc with  headquarters in Nottingham, UK, and Costa Mesa, California, Experian’s  12,000 people in 31 countries support clients in more than 60  countries. Annual sales are in excess of £1.5 billion.
For more information, visit the company's website on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 21 Apr 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:44 GMT</publishDate>
<guid>{DE15CC07-BB80-4190-9516-EAA1259BBDC9}</guid>
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<title><![CDATA[Experian’s CreditExpert named ‘best consumer service’]]></title>
<description><![CDATA[
		21 March 2006
CreditExpert.co.uk, the market-leading online credit report  monitoring service from Experian®, has scooped the award for ‘Best  Consumer Service’ at the prestigious Revolution Awards, which recognise  and reward excellence in the digital business and marketing industry.
CreditExpert was named ‘Best Consumer Service’ 2006 for its  innovative credit monitoring service, which enables consumers to view  and monitor their credit report online in real-time. With the Internet  making it easier than ever to shop for financial services products and  with lending decisions based directly on an applicant’s credit report,  the CreditExpert service enables consumers to make more informed  financial decisions and protect themselves from the growing threat of  identity theft.
The Revolution Awards celebrate innovative new ways of doing  business and marketing brands within the digital industry. The judging  panel was impressed with the CreditExpert membership business model,  its distinct brand identity, the site’s ease of use and the brand’s  impressive list of online media partners, which includes MSN, AOL,  Yahoo!, Wanadoo and Autotrader.
“We are thrilled to have won this prestigious and highly sought  after industry award. Since its launch, CreditExpert has worked towards  demystifying public understanding of credit reports and creating a new  market for online consumer credit information,” says Jim Hodgkins,  Managing Director of CreditExpert. 
“For a credit report service to win this important industry award  demonstrates consumers’ increasing awareness of how a better  understanding of their credit report and credit score can help them  manage their finances more effectively.”
ENDS…
Notes to Editors:
For further information, please contact:
Vicky Perry, the red consultancy, T: 020 7025 6529, 
  E: vicky.perry@redconsultancy.com
  Lisa Sabin, the red consultancy, T: 020 7025 6413, 
  E: lisa.sabin@redconsultancy.com
For further information on Experian, please contact:
Peter Brooker, Public Affairs Director, Experian, T: +44 (0) 115 934 4548, 
  E: peter.brooker@uk.experian.com
Information security
With CreditExpert, Experian offers fast  and accurate credit reports combined with a high level of online  security and privacy standards. Experian has partnered with VeriSign,  Inc. (a trusted third party) and has also been through the rigorous  ICSA (International Computer Security Association) security screening  processes. Experian recognises the personal and sensitive nature of  information contained in credit reports and its secure systems are  designed to protect personal credit information.
When a credit card is used on www.CreditExpert.co.uk, the purchase is safeguarded like any other valuable transaction. The transmission of sensitive data to and from www.CreditExpert.co.uk is protected by SSL (Secure Sockets Layer), a proven data privacy  standard that allows a browser to automatically encrypt or scramble  data before it is sent. Only the receiver, Experian, can decode the  user’s encrypted SSL data. All personal information sent to or held by  CreditExpert is encrypted before it resides on Experian's CreditExpert  servers.
CreditExpert is a subscription membership service  priced at ₤5.99 per month, allowing unlimited online access to your  credit report. The service comes with a free 30-day trial period that  allows members to see and use all the service’s benefits.
CreditExpert provides UK consumers with unlimited  online access to their complete credit history. This means viewing not  only public information such as county court judgments, bankruptcies  and electoral roll entries, but also details of loans, loan terms and  their full repayment history, as well as the sources of the information  and details of any organisation that has searched the report. 
Experian responds to around one million requests for credit reports  from consumers every year and helps many consumers with credit-related  issues, including giving assistance to the victims of identity fraud.  As the threat of identity fraud shows no signs of slowing down and the  use of credit continues to grow in the UK, services like CreditExpert  will become more and more important as consumers want help to manage  their personal credit information and want to be alerted to changes on  their credit reports that could affect their financial future. 
About Experian
Experian is the global leader in providing  value-added information solutions to organisations and consumers. It  has an unrivalled understanding of individuals, markets and economies  around the world.
Experian provides information, analytics, decision-making solutions  and processing services. It assists organisations understand their  markets and customers and helps them find, develop and manage  profitable customer relationships to make their businesses more  profitable.
Experian promotes greater financial health among consumers by  enabling them to understand, manage and protect their personal  information, helping them control financial aspects of key life events  and make the most advantageous financial decisions.
Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce, property and government. A subsidiary  of GUS plc with headquarters in Nottingham, UK, and Costa Mesa,  California, Experian’s 12,000 people in 31 countries support clients in  more than 60 countries. 
For more information, visit the company's website on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 21 Mar 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:49 GMT</publishDate>
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<title><![CDATA[Experian acquires Catalist]]></title>
<description><![CDATA[
		16 February 2006
Experian®, the global information solutions company, has acquired  Catalist, a leading international provider of information on the retail  petroleum and garage forecourt market.
Charles Burton, Managing Director of Experian’s Business Strategies  division, which is an international provider of retail data, analysis  and consultancy, commented:
“The acquisition of Catalist will enable Experian to expand its  retail property offer into the new but important market place of fuel  and convenience retailing. This complements our existing services and  will enable us to provide retailers with a more complete view of their  market opportunities, combining analytical expertise with operational  management information.
“Catalist has a strong international presence and we aim to  capitalise on our combined strengths throughout Europe and Asia Pacific  with further expansion plans in North America. Our aim is to develop a  worldwide retail and property offering which will further consolidate  our market leadership.”
Description of Catalist
Catalist has established itself as the leading source of petrol  forecourt information and is the only company in the world to maintain  complete, consistent and current information on outlets in over 20  countries across four continents. Catalist maintains a team of some 200  surveyors and has collected information on over 130,000 retail sites  with more than 100 key data items per site in every country surveyed.  Data provided includes the daily fuel price, size of shop, range of  facilities, size of forecourt, location attributes and number of pumps.  The databases cover most of Western Europe, India, Japan and South East  Asia.
Catalist provides a comprehensive range of information to the retail petrol market including:

  daily fuel price data for competitive pricing
  demographic profiles for catchment area analysis
  site analysis and evaluation
  branch network planning
  sales volume forecasts
  drive time information
  sales territory planning.

Rationale for acquisition
The acquisition further strengthens  Experian’s aim to become a global retail and property intelligence  group with a worldwide offering, enabling it to take its service into  new markets. Catalist and Experian will build on each others’ strengths  to offer worldwide retail property consultancy, customer data and  analysis. Experian will use the Catalist data to develop new  international solutions to provide clients in all markets and sectors  with improved customer insight, market forecasting and operational  intelligence in their retail business performance.
Catalist will become part of Experian’s Business Strategies  division, which is already a leading provider of European retail  property data, analysis and consultancy. Experian’s Business Strategies  division currently provides strategic advice to many of Europe’s top  retailers helping them to evaluate and plan their networks, forecast  sales, optimise store space, manage their relationships with existing  customers and target new ones. Its Goad retail supply database is the  definitive source of retail property information in the UK and Ireland.
Nigel Lang, Founder and Managing Director of Catalist, added: “The  synergies between Catalist and Experian will allow us to offer our  diverse client base new and better products and add new data sets to  our existing services, thus allowing clients greater knowledge about  who their customers are and how to make the most of potential markets.  We are delighted to be part of Experian’s leading global offering.”
The acquisition of Catalist is consistent with Experian’s global  strategy of acquiring complementary businesses that provide new  products, new data or entry into new vertical or regional markets,  while leveraging the core assets of Experian.
Enquiries:


  
    
      Experian
    
    
      Bruno Rost
      Experian Press Office
      0115 968 5009
      07967 567012
    
  

This press release can be downloaded from http://press.experian.com.
About Catalist
Catalist provides a comprehensive range of information to the retail  petrol market including daily fuel price information for competitive  pricing, demographic data for catchment area analysis, site analysis,  branch network planning, drive time information, site performance  modelling, and sales territory planning.
Catalist maintains complete databases in Austria, Belgium, France,  Germany, Italy, Luxembourg, Netherlands, Norway, Portugal, Republic of  Ireland, Spain, Switzerland and the UK. In addition, sample databases  are completed with full surveys planned or underway in China, Hungary,  India, Japan, Malaysia, Nigeria and Singapore. Future priority  countries include Bulgaria, Canada, Czech Republic, Denmark, Estonia,  Finland, Latvia, Lithuania, Poland, Russia, Slovakia, Sweden and the  USA.
For more information about Catalist go to www.catalist.com.
About Experian Business Strategies:
Experian’s Business Strategies division provides an unrivalled  understanding of consumers, markets and economies in the UK and around  the world, past, present and future. The business is a market leader in  consumer profiling and market segmentation, economic forecasting and  public policy research, supporting businesses, policy makers and  investors in making tactical and strategic decisions. As part of the  Experian group, Business Strategies has access to a wealth of research  data and innovative software solutions.
Experian’s Business Strategies business has wholly-owned operations  in eight countries: UK, France, Netherlands, Spain, Norway, Sweden,  Finland and Hong Kong – China. This is supplemented by franchise  operations in eight other markets – Germany, Czech Republic, Ireland,  Greece, USA, Japan, Australia and New Zealand. It also owns the Future  Foundation, a London-based international strategic marketing  consultancy.
For more information about Experian Business Strategies go to www.business-strategies.co.uk.
About Experian Experian is the global leader in  providing value-added information solutions to organisations and  consumers. It has an unrivalled understanding of individuals, markets  and economies around the world.
Experian provides information, analytics, decision-making solutions  and processing services. It assists organisations understand their  markets and customers and helps them find, develop and manage  profitable customer relationships to make their businesses more  profitable.
Experian promotes greater financial health and opportunity among  consumers by enabling them to understand, manage, protect their  personal information, helping them control financial aspects of key  life events and make the most advantageous financial decisions.
Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce, property and government. A subsidiary  of GUS plc with headquarters in Nottingham, UK, and Costa Mesa,  California, Experian’s 12,000 people in 31 countries support clients in  more than 60 countries. Annual sales are in excess of £1.4 billion.
For more information, visit the company's website on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 16 Feb 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:50 GMT</publishDate>
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<title><![CDATA[Acquisition of ClarityBlue by Experian]]></title>
<description><![CDATA[
		26 January 2006
GUS plc, the retail and business services group, today announces that  Experian has acquired ClarityBlue, a leading provider in the UK of  bespoke marketing database solutions for major companies. ClarityBlue  complements Experian's existing marketing businesses which help clients  to target, acquire and retain customers. The purchase price is £85m  plus an earn-out of up to £15m over three years. This has been funded  from GUS' existing bank facilities.
Don Robert, Chief Executive Officer of Experian, commented: 
ClarityBlue is highly complementary to Experian's marketing  information and solutions businesses. Its addition to our existing  offer will better enable us to help our clients around the world to  respond more rapidly and send customers the right message, at the right  time and over the right channel. We are very excited about the growth  opportunities available to ClarityBlue which will be further enhanced  by becoming part of Experian." 
Description of ClarityBlue 
ClarityBlue designs, builds and  manages marketing databases for large companies with millions of  customers. These customers can undertake multiple transactions with the  companies often on a daily basis and through different channels.  ClarityBlue helps its clients to make better-informed decisions more  quickly about how to target and acquire new customers and retain  existing customers. It works for financial services providers,  entertainment companies, mobile phone operators and Internet Service  Providers. Its clients include Barclaycard, BSkyB, Morgan Stanley, O2  and Orange. Founded in 1999, ClarityBlue employs 165 people, primarily  in the UK.
When developing marketing databases for its clients, ClarityBlue  uses its own unique technology platform and analytics to integrate data  and software that best meet its clients' needs. In particular, it can  link companies' existing information on customers with external data  sources to create a complete picture of customer behaviour. Its key  competitive advantage is that its technology platform is very fast and  flexible, speeding up decision-making and reducing the lead time for  delivering marketing campaigns. This is all supported by ClarityBlue's  extensive board-level consulting expertise which helps to embed it at  the heart of its clients' marketing strategies and processes. 
Rationale for acquisition 
ClarityBlue has a leading position  in the marketing services industry in the UK, especially in sectors  such as banking and telecommunications where speed of response is  critical. With sales up by 25% in the current year, ClarityBlue has  further strong organic growth opportunities, selling more to existing  clients and attracting new clients in a broad range of sectors  including retail and telecommunications.
Experian expects to accelerate this growth. For example,  ClarityBlue will be able to embed more easily Experian's existing  marketing data and solutions, such as demographic profiling, e-mail  delivery and optimisation, in its offer to clients. In addition, the  ClarityBlue technology platform complements Experian's existing offer  in the US, opening up new markets such as serving mid-sized companies,  many of whom are already clients of Experian for other services. 
There will also be cost savings of several million pounds in areas such as data processing, data purchasing and technology. 
In the year to July 2006, sales are expected to be about £30m (an  increase of over 25% year-on-year) with EBIT of about £5m. This  excludes any expected revenue or cost synergies. 
Enquiries 



  
    
      GUS 
      
      
    
    
      David Tyler 
      Group Finance Director 
      020 7495 0070 
    
    
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

GUS announcements are available on www.gusplc.com. 
Certain statements made in this announcement are forward-looking  statements. Such statements are based on current expectations and are  subject to a number of risks and uncertainties that could cause actual  events or results to differ materially from any expected future events  or results referred to in these forward-looking statements. 
About ClarityBlue 
ClarityBlue, the customer intelligence  specialist, designs, builds and operates high-performance customer data  environments that link complex internal and external data sources to  build a rich picture of customer behaviour. This is used to predict,  and allows clients to manage, the future behaviour of its customers.  ClarityBlue's key competitive advantage is that it does this at speed,  because of its powerful combination of strategic thinking, a  configurable direct marketing platform, precision analytics and  exceptional processing capability. For more information go to www.clarityblue.com.
About Experian Marketing 
ClarityBlue will form part of  Experian's Marketing Services division, a leading provider of direct  marketing solutions in the UK, US and Continental Europe. The division  includes companies such as QAS, a leading address management software  developer, and CheetahMail, a leading provider of e-mail marketing and  web analytics solutions. The Marketing Services division provides a  wide range of solutions that enable organisations to acquire and retain  customers, improve the quality of customer data for marketing purposes  and enhance the value of customer relationships. For more information,  visit www.experian.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 26 Jan 2006 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:44:48 GMT</publishDate>
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<title><![CDATA[Experian launches Mosaic in Japan]]></title>
<description><![CDATA[
		13 January 2006
    Experian, the global information solutions company, has launched Mosaic Japan, a Japanese version of its award winning people classification system. Mosaic Japan classifies every Japanese household into 11 main groups and 50 different socio-economic types. 
    Mosaic Japan uses the Japanese National Census and a range of other statistical datasets to build a unique set of typologies and deliver detailed insight into the structure of Japanese society. The new system has been developed by Experian in association with Acton Wins, a Japanese lifestyle data specialist, and has taken over two years to develop. 
    The new typology is available at local area level and enjoys descriptive names such as Artisan Economy, Ancestral Homelands, Middle Japan, Fishing Ports, Inner City Tokyo, Nagaya Housing, Factory Towns, Coast and Mountain, Sprawling Infill, Osaka Terraces and Factory Accommodation. 
    Mosaic Japan is one of Experian's 25 country-specific consumer classifications and joins similar systems in Australia, New Zealand, Hong Kong, China, USA, Canada, Finland, Norway, Sweden, Denmark, Germany, Austria, Switzerland, Czech Republic, France, Spain, Netherlands, Belgium, Eire and the UK. 
    Shihori Nakamura from Acton Wins, commented: “Mosaic Japan will enable Japanese companies to gain intelligence on their existing customers and also to develop new markets for their products and services. Mosaic is also a key tool in retail site location and the system will help Japanese banks, retailers, and supermarkets to identify where to locate new branches and also plan their existing networks more effectively.” 
    Mosaic is widely used by organisations in the commercial and public sector to analyse the socio-economic composition of local neighbourhoods. It is a key tool in retail site location and is used by commercial organisations across the world to analyse potential and existing markets for products and services. Mosaic is also increasingly used by central and local governments to measure levels of deprivation and allocate resources more effectively. 
    A number of social trends in Japan and comparisons with Europe have been revealed through Mosaic Japan, including: 
    
      The differences between the demographics of cities and those of small towns and countryside are far greater in Japan than in Europe. Commuters do not generally locate to country villages. Also, rural areas have many more old people than suburban neighbourhoods due to record levels of longevity in rural Japan. The contrast in earnings between cities and rural areas is far greater in Japan than in Europe. 
      Due to lower levels of crime and public disorder in Japanese cities, inner city residential neighbourhoods attract people of much higher status than do equivalent areas in Britain and North America. The Japanese pattern of high status inner city living is similar to that of France, Spain and Italy. Poorer people live on the periphery of the city in less expensive housing and spend longer commuting. 
      As in other countries, many more inner city residents are single and urbanites tend to marry later and have fewer children. Because most big old houses were destroyed in WW2, young people live in very small purpose built apartments and do not share big old houses with their friends as they do in Britain. 
      Japan has very little social housing but what it does have looks very similar to social housing in Britain and France. As in Europe, this housing contains disproportionate numbers of low status immigrants. It also has disproportionate numbers of single parents. As in Europe a century ago, employers provide rented accommodation to their workers, particularly young singles who may have moved from another part of the country. 
      Japanese land ownership makes it very difficult for national volume house builders to acquire large tracts of land on which to build speculative developments. Consequently, few Japanese streets would have houses of the same design and built at the same time. Each house is different to its neighbour. Many homeowners have sold off small parcels of land on which a new house could be built. Some have built and now rent out micro-apartments. 
    
    This press release can be downloaded from http://press.experian.com. 
    ENDS....
    
      For more information please contact: 
    
    
      BRUNO ROST , Experian Press Office, Business Strategies division, Embankment House, Electric Avenue, Nottingham, NG80 1EH. Tel: 0115 968 5009 or mobile 07967 567012. Email: bruno.rost@uk.experian.com. 
    About ExperianExperian is the global leader in providing value-added information solutions to organisations and consumers. It has an unrivalled understanding of individuals, markets and economies around the world. Experian provides information, analytics, decision-making solutions and processing services. It assists organisations understand their markets and customers and helps them find, develop and manage profitable customer relationships to make their businesses more profitable. Experian promotes greater financial health and opportunity among consumers by enabling them to understand, manage, protect their personal information, helping them control financial aspects of key life events and make the most advantageous financial decisions. Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, healthcare, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, e-commerce, property and government. A subsidiary of GUS plc with headquarters in Nottingham, UK, and Costa Mesa, California, Experian's 12,000 people in 31 countries support clients in more than 60 countries. Annual sales are in excess of £1.4 billion. For more information, visit the company's website on www.experian.com. The word 'Experian' is a registered trademark in the EU and other countries and is owned by Experian Ltd and/or its associated companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 13 Jan 2006 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 10:21:09 GMT</publishDate>
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<title><![CDATA[Experian acquires FootFall Ltd]]></title>
<description><![CDATA[
		05 January 2006
Experian®, the global information solutions company and leading  provider of retail data, analysis and consultancy, has acquired  FootFall Ltd, the European market leader in customer counting  technology and retail information integration services. 
The combined businesses will create a global retail and property  intelligence group, offering worldwide retail property consultancy,  customer data and analysis. The acquisition will enable the development  of new international solutions for clients looking to gain customer  insight and operational intelligence into their retail business  performance. 
Since it was founded in 1991, Solihull based FootFall Ltd has  established customer counting as a key performance indicator, enabling  retail property professionals to achieve maximum operational efficiency  and assess performance on a continuous basis. It now operates  internationally in eleven countries including Spain, Hong Kong, France  and Germany, and across a number of markets including retail property,  leisure, airports and financial services. 
The Retail FootFall Index (RFI) is regarded as the industry standard  benchmark for shopper visits. Endorsed by the British Council of  Shopping Centres, it is used by a variety of parties, including the  Bank of England, which uses the Retail FootFall Index as an indicator  as part of the MPC discussions to determine interest rate movements.  The FootFall index is now available in the UK, Ireland, France, Italy,  Spain, Portugal, Poland, Switzerland and Hong Kong. 
FootFall will form part of Experian's Business Strategies division,  which is already a leading provider of European retail property data,  analysis and consultancy. Experian's Business Strategies division  provides comprehensive retail supply and demand solutions including  local economic forecasts, information on retail provision and site  availability, catchment profiles, local area expenditure, property  market forecasts, rents data, planning proposals and new property  deals. Its Goad retail supply database is the definitive source of  retail property information in the UK and Ireland. 
Charles Burton, Managing Director of Experian's Business Strategies  division, commented: “The acquisition of FootFall will enable Experian  to offer a complete retail property solution, combining our analytical  expertise with operational management information to strengthen our  position further in both the property and retail sectors. In turn,  FootFall can capitalise on our strengths throughout Europe and Asia to  develop their pan-European and Asian retail and property offering.” 
John Gallagher, Chief Executive and co-founder of FootFall Ltd,  added: “The synergies between FootFall and Experian will allow us to  offer our clients new products and add new data sets to our existing  products, thus allowing clients greater knowledge about who their  customers are and where potential customers are shopping. We are  delighted to be part of Experian's leading global offering.” 
The acquisition of FootFall Ltd is consistent with Experian's global  strategy of acquiring complementary businesses that provide new  products, new data or entry into new vertical or regional markets,  while leveraging the core assets of Experian. 
This press release can be downloaded from http://press.experian.com.
ENDS....
For further information on Experian Business Strategies contact: 
BRUNO ROST, Experian Press Office, Business Strategies division, Embankment House, Electric Avenue, Nottingham, NG80 1EH 
  Tel: 0115 968 5009 or mobile 07967 567012 
  Email: bruno.rost@uk.experian.com . 
For information on FootFall, please contact: 
MICHELLE SIMPSON,      at Bright on Tel: +44 (0) 121 711 5000 Fax: +44 (0) 121 711 5001 or 
  Email: michelle@bright-consultancy.co.uk. 
About FootFall Ltd 
FootFall Ltd is the European market leader  in the provision of customer counting information integration services  to both the retail and retail property sectors. Based in Solihull with  offices worldwide, its clients include nine out of the top 10 retail  property companies and funds in the UK, as well as many of the UK's top  100 retailers. FootFall's philosophy is to provide accurate audited  information and market knowledge to clients in a form that enables them  to maximise their strategic thinking.
For more information about FootFall Ltd go to www.footfall.com. 
About Experian Business Strategies: 
  Experian's  Business Strategies division provides an unrivalled understanding of  consumers, markets and economies in the UK and around the world, past,  present and future. The business is a market leader in consumer  profiling and market segmentation, economic forecasting and public  policy research, supporting businesses, policy makers and investors in  making tactical and strategic decisions. As part of the Experian group,  Business Strategies has access to a wealth of research data and  innovative software solutions. 
Experian's Business Strategies business has wholly-owned operations  in eight countries: UK, France, Netherlands, Spain, Norway, Sweden,  Finland and Hong Kong – China. This is supplemented by franchise  operations in eight other markets – Germany, Czech Republic, Ireland,  Greece, USA, Japan, Australia and New Zealand. It also owns the Future  Foundation, a London-based international strategic marketing  consultancy. 
For more information about Experian Business Strategies go to www.business-strategies.co.uk. 
About Experian 
Experian is the global leader in providing  value-added information solutions to organisations and consumers. It  has an unrivalled understanding of individuals, markets and economies  around the world.
Experian provides information, analytics, decision-making solutions  and processing services. It assists organisations understand their  markets and customers and helps them find, develop and manage  profitable customer relationships to make their businesses more  profitable. 
Experian promotes greater financial health and opportunity among  consumers by enabling them to understand, manage, protect their  personal information, helping them control financial aspects of key  life events and make the most advantageous financial decisions. 
Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce, property and government. A subsidiary  of GUS plc with headquarters in Nottingham, UK, and Costa Mesa,  California, Experian's 12,000 people in 31 countries support clients in  more than 60 countries. Annual sales are in excess of £1.4 billion. 
 
For more information, visit the company's website on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 06 Jan 2006 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:35 GMT</publishDate>
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<item>
<title><![CDATA[Acquisition of PriceGrabber.com]]></title>
<description><![CDATA[
		14 December 2005
GUS plc, the retail and business services group, today announces that  Experian has acquired PriceGrabber.com, a leading provider of online  comparison shopping services in the US. PriceGrabber.com operates in  fast-growing markets and complements Experian's existing operations  connecting consumers to companies over the Internet. The purchase price  is $485m plus expenses and was funded from GUS' existing bank  facilities.
Don Robert, Chief Executive Officer of Experian, commented: 
“As a trusted and preferred comparison shopping destination,  PriceGrabber.com has a leading position in a fast-growing market. When  combined with the complementary skills, expertise and scale of  Experian, in both Interactive and Marketing, we are very excited about  the future growth prospects for PriceGrabber.com.” 
Description of PriceGrabber.com
Founded in  1999, PriceGrabber.com is a leading provider of online comparison  shopping services in the US. It is based in California, employs 140  people and has been privately held. Its website enables consumers  instantly to obtain free and unbiased information before making a  purchase decision. Its database contains millions of products in over  20 categories such as consumer electronics, photography, computers,  home and garden and apparel. Consumers can then find the retailer or  seller which provides the most attractive offer. PriceGrabber.com  connects its online shoppers to over 9,000 merchants of all sizes, from  large traditional retailers to smaller local sellers. These merchants  pay PriceGrabber.com for each lead (or each consumer directed) to the  retailer's own website. PriceGrabber.com also powers comparison  shopping on over 300 websites, including About.com, Ask Jeeves, Bell  South, Comcast and MSN. 
In November 2005, PriceGrabber.com provided comparison shopping  services to over 17 million unique visitors. Through continued  innovation and consistent focus on providing the best comparison  shopping experience for consumers on the Internet, PriceGrabber.com has  established itself as a trusted and effective online destination for  Internet shoppers. Its service to consumers offers a wealth of options  and information about the products and retailers, with user and expert  reviews, generating high customer loyalty. 
For the 12 months to December 2005, PriceGrabber.com estimates that  sales will be $60m and EBIT $25m, representing an increase of about 50%  over the previous year. 
Rationale for acquisition
The acquisition  of PriceGrabber.com further strengthens Experian's position in  connecting consumers to companies over the Internet. In the six months  to 30 September 2005, Experian Interactive contributed about one-third  of sales in Experian North America and grew by nearly 40% excluding  acquisitions. Experian believes that it can enhance the competitive  position of PriceGrabber.com by sharing scale and expertise in Internet  marketing, by using Experian's data and analytics to improve the  services offered to consumers and by providing its retail clients with  another channel to sell to consumers. 
PriceGrabber.com operates in high growth markets. The  comparison shopping services market in the US was worth about $400m in  2004, with market projections for growth of around 40% per annum over  the next five years. This growth reflects increasing use of the  Internet by consumers to research and acquire goods and services,  driven in part by greater broadband penetration. The use of comparison  shopping services by online shoppers is also growing as consumers  benefit from the value these sites deliver. To reach these shoppers,  companies are advertising more online, especially as the return on  investment from online advertising is often superior to that from  traditional channels. 
PriceGrabber.com has strong organic growth opportunities.  As well as benefiting from the natural growth in its established  markets, PriceGrabber.com is expanding its presence in new vertical  markets such as auto, travel and wireless. It also has significant  international development opportunities as illustrated by its nascent  operations in the UK and Canada. 
PriceGrabber.com complements Experian's Marketing Solutions.  Retail and catalogue shopping is the second largest vertical market for  Experian globally. Excluding Experian Interactive, it accounts for  about 17% of Experian North America sales. The acquisition of  PriceGrabber.com will strengthen Experian's presence in this important  sector by giving its retail and catalogue clients another channel to  market, complementing the current multi-channel offer (direct mail,  email via CheetahMail and online lead generation via MetaReward). 
There are further synergies available from combining Experian and PriceGrabber.com,  especially as the latter can benefit from Experian's substantial  Internet marketing expertise and scale. These include the ability to  generate more traffic at low cost by encouraging consumers to visit  other Experian Interactive websites (Consumer Direct, LowerMyBills.com,  MetaReward, ClassesUSA.com and Affiliate Fuel). PriceGrabber.com also  expects to be able to improve the quality of leads referred to  retailers' websites by adding Experian data and analytics where  appropriate. 
Enquiries 

  
    
      GUS 
      
      
    
    
      Don Robert 
      Chief Executive Officer, Experian 
      020 7495 0070 
    
    
      David Tyler 
      Group Finance Director 
      
    
    
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

 GUS announcements are available on www.gusplc.com. 
There will be conference calls today at 10am and 3pm UK time to  discuss this transaction. Slides accompanying this call can be either  downloaded or viewed live in conjunction with the conference calls by  visiting www.gusplc.com. A recording of the calls will also be available later in the day on the website. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 14 Dec 2005 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:28 GMT</publishDate>
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<title><![CDATA[Experian named the UK’s ‘National business of the year’ for the second time]]></title>
<description><![CDATA[
		10 November 2005
Experian ®, the global information solutions company, has been named  the UK's National Business of the Year for the second time in three  years. The Award, sponsored by CMS Cameron McKenna, the City law firm,  was made in recognition of Experian's record of exceptional financial  performance, strong growth, innovative strategies and leadership in its  sectors. 
Experian is the first company to have won the Business of the Year award twice, having previously won it in 2003. 
The Award was presented to John Saunders, Experian's Chief Executive  of Global Operations, by CMS Cameron McKenna Managing Partner Dick  Tyler before a packed gathering of over 1,200 leading business people,  parliamentarians and the press. The Awards were compered by Fiona Bruce  and Declan Curry of the BBC. 
Presenting the Award to Experian, Dick Tyler said: “While the field  was exceptionally strong on paper, Experian stood out from the crowd  when in front of the judges. It has, quite simply, built and sustained  its success globally. Experian and all its employees should bask in the  glory of their ‘Oscar' moment. It's hard to create the kind of business  that wins this award and everyone involved deserves praise.” 
The Award was accepted by John Saunders, who said: “Winning this  award once was wonderful but winning it a second time makes me  incredibly proud of Experian and our people. The award recognises the  achievements of everyone at Experian, not just in the UK but of all our  12,000 people throughout the world, who have maintained the momentum  and their desire to exceed expectations over many years. Experian's  success and reputation have been built on its record of innovation,  customer focus and strong business ethics. All of us at Experian can be  very proud of this Award.” 
Experian reported worldwide sales growth of 29% in the six months to  September 2005 (after 24 consecutive years of growth), at a time of  economic slowdown in many of its markets. It operates across many  business areas and geographies, focusing its growth and innovation  across the entire business, which has enabled it to grow successfully  in all geographies and markets for 25 years. The company is an active  contributor to its local communities, taking a proactive approach to  community, environmental and social responsibilities. 
Experian has created more than 12,000 jobs worldwide, including  4,000 across the UK, and has built a global business with offices in 28  countries and clients in more than 60, making it an important  contributor to regional and national economies. Experian has played an  important role in helping the financial services industries in many  countries to develop and grow as well as helping its clients to manage  their relationships with customers, maintain customer loyalty, create  new sales opportunities and improve their profitability. 
The National Business Awards are the UK's most prestigious  independent Awards and recognise the achievements of British businesses  from the newest start-up to the largest FTSE-100 and blue chip  companies. They demonstrate the highest standards across every field  and celebrate success, leadership and exemplary business ethics. 
This press release can be downloaded from http://press.experian.com.
ENDS...
For further information, please contact: 
Peter Brooker
  Public Affairs Director 
  Experian 
  Tel: (0115) 934 4548 
  Mobile: 07889 186022 
  E-mail: peter.brooker@uk.experian.com 
About Experian
Experian is the global  leader in providing value-added information solutions to organisations  and consumers. It has an unrivalled understanding of individuals,  markets and economies around the world. 
Experian provides information, analytics, decision-making solutions  and processing services. It assists organisations understand their  markets and customers and helps them find, develop and manage  profitable customer relationships to make their businesses more  profitable. 
Experian promotes greater financial health among consumers by  enabling them to understand, manage and protect their personal  information and helping them control financial aspects of key life  events. 
Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce, property and government. A subsidiary  of GUS plc with headquarters in Nottingham, UK, and Costa Mesa,  California, Experian's 12,000 people in 28 countries support clients in  more than 60 countries. Annual sales are about £1.4 billion. 
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.  
For more information, visit the company's website on www.experian.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 10 Nov 2005 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:27 GMT</publishDate>
<guid>{F2C31B16-2052-4C7D-9794-7FD15AFACF6D}</guid>
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<item>
<title><![CDATA[Experian expands risk management capabilities in France with acquisition of Prologia]]></title>
<description><![CDATA[
		25 October 2005
    Experian®, the global information solutions company, has strengthened its leading position in the market for decision support, analytics for risk management with the acquisition of Prologia, a software company specialising in financial risk planning and management. Prologia is particularly strong in the French mortgage sector.
    Created in 1984, Prologia has been part of the Air Liquide services group since 2000. Prologia will become part of Experian-Scorex, Experian’s specialist decision support business, and will enable Experian-Scorex to enlarge its portfolio of risk management solutions. 
    “Decision solutions is a key activity of Experian and we continue to invest both in research and development as well as in acquisitions. Prologia brings us its expertise and knowledge of the property market, which is key to the banking and finance sectors. We will be better armed and positioned to answer their needs. This acquisition further emphasizes our market-leading role in the decision support arena,” said Roger Aubrook, President of Experian-Scorex.
    Anne-Françoise Douix, Managing Director of Prologia, added: “We are really proud of becoming part of Experian. The combination of our complementary product portfolios will strengthen both our companies, providing our clients with more advanced solutions, while giving Prologia immediate access to international markets for its solutions.”
    The acquisition is consistent with Experian’s global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian.
    This press release can be downloaded from http://press.experian.com.
    ENDS....
    
      For further information, please contact:
    
    Samuel BeauchefPeter Brooker Direction de la Communication Public Affairs Director Experian France Experian International tél. : +33 41 45 10 +44 115 934 4548 e-mail: peter.brooker@uk.experian.com 
    
      About ExperianExperian is the global leader in providing value-added information solutions to organisations and consumers. It has an unrivalled understanding of individuals, markets and economies around the world.
    Experian provides information, analytics, decision-making solutions and processing services. It assists organisations understand their markets and customers and helps them find, develop and manage profitable customer relationships to make their businesses more profitable.
    Experian promotes greater financial health among consumers by enabling them to understand, manage and protect their personal information and helping them control financial aspects of key life events.
    Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, healthcare, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, e-commerce, property and government. A subsidiary of GUS plc with headquarters in Nottingham, UK, and Costa Mesa, California, Experian’s 12,000 people in 28 countries support clients in more than 60 countries. Annual sales are about £1.4 billion.
    For more information, visit the company's website on www.experian.com.
    
      The word 'Experian' is a registered trademark in the EU and other countries and is owned by Experian Ltd and/or its associated companies.
    
    
      About Experian-Scorex
      Experian-Scorex is a global leader in the supply of decision support solutions. Its solutions support billions of customer decisions annually for clients in more than 60 countries. Experian-Scorex solutions bring together predictive analytics, decision support technologies and strategy optimisation to enrich customer data and allow organisations to proactively manage their relationships with their customers.
    Used across the full customer life cycle, enterprise-wide decision support solutions enable organisations to increase income, manage and control credit risk and fraud, reduce operational costs and so increase overall profitability. Experian-Scorex works closely with clients across diverse industries, including financial services, telecommunications, retail, leasing, automotive, insurance and utilities.
    Experian-Scorex solutions and services focus on extracting intelligence from all customer data sources in order to build a comprehensive picture of customer needs and financial stability. This customer level view and the ability to deliver customer level decisioning has proved to be particularly important in retail banking, where a customer may hold multiple products. For over 20 years, Experian-Scorex has provided these solutions to the majority of the world’s largest retail banks to help them manage these complex relationships.
    As part of the global Experian organisation, Experian-Scorex has more than 30 years experience of managing bureau data, adding intelligence to that data and delivering scoring solutions. Experian-Scorex maintains connectivity with over 70 credit bureaux worldwide and, with 30 offices around the world, it is uniquely qualified to support local, national, regional and global businesses.
    
      Its global headquarters are in Nottingham, UK, Monaco, and Costa Mesa, CA, USA.
    
    For more information, visit the company’s website on www.experian-scorex.com.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 25 Oct 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:34 GMT</publishDate>
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<title><![CDATA[Experian acquires Prediction Analytics]]></title>
<description><![CDATA[
		13 October 2005
Experian®, the global information solutions company and leading  provider of retail data, analysis and consultancy, has acquired  Prediction Analytics Inc. (PAI), a leading U.S.-based provider of  retail performance modelling, sales forecasting and site-location  analytics for markets with a retail channel strategy.
Since it was established in 1977, Texas-based PAI has advised major  retailers around the world where it has evaluated over 100,000  locations for retail outlets and restaurants. With an impressive list  of blue chip clients, PAI specializes in helping retail, restaurant and  real estate professionals achieve optimum sales performance and maximum  return on capital using its Retail Performance Modelling (RPM)  solution. 
The acquisition builds on Experian's existing retail capabilities  and now establishes a leading provider of multi-channel consultancy,  data and analysis to major world markets including the U.S., China,  Europe and Asia Pacific. Through its Business Strategies division,  Experian is already the leading provider of retail data, analysis and  consultancy across Europe. 
Charles Burton, Managing Director of Experian's Business Strategies  division, commented: “The acquisition of PAI will give Experian a firm  platform to develop its consultancy business in the US whilst providing  PAI with a springboard for international expansion through Business  Strategies' established global network of offices and franchises. 
“The combination of PAI's market leading sales performance modelling  systems and Experian's unique retail data and consultancy will create a  powerful new range of products and solutions for clients looking to  develop international retail networks across the global economy.” 
The acquisition builds on an existing international marketing  agreement between PAI and Experian for developing TAOS, their sales  forecasting and performance modelling tool, which is used extensively  by major U.S. retailers such as Rite Aid Pharmacies, Kirkland's Home  Furnishings and Books-A-Million to predict sales for new and existing  retail developments. Recently introduced to the European market, TAOS  is being deployed by a growing number of major UK retailers. 
“PAI is focused on providing retailers, property investors and  developers with highly accurate retail performance modelling and sales  prediction tools that reveal the risks and opportunities of specific  locations, while also identifying market gaps for new-store growth,”  said Mark Winters, CEO and co-founder of Prediction Analytics.  “Combining PAI with Experian allows us to offer our clients a deeper  level of customer insight. We are delighted to be part of Experian's  leading global offering.” 
The acquisition is consistent with Experian's global strategy of  acquiring complementary businesses that provide new products, new data  or entry into new vertical or regional markets, while leveraging the  core assets of Experian. 
 This press release can be downloaded from http://press.experian.com.
ENDS....
For further information please contact:
 BRUNO ROST  , Experian Press Office, Business  Strategies division, Embankment House, Electric Avenue, Nottingham,  NG80 1EH. Tel: 0115 968 5009 or mobile 07967 567012. 
    bruno.rost@uk.experian.com. 

    About PAI: 
  Prediction Analytics Inc  (PAI) helps retail, restaurant and real estate professionals achieve  optimum performance and maximum return on capital through the Retail  Performance Modelling (RPM) platform. It enables clients to conduct  predictive analyses on locations, marketing and operations in a way  that delivers visibility into the multitude of variables that  contribute to store performance. Users are able to interact with the  RPM platform to conduct dynamic “what-if” scenarios enabling real-time  decisions that impact results. 
Since it was established in 1977, Texas-based PAI has advised major  retailers around the world where it has evaluated over 100,000  locations for retail outlets and restaurants. 
PAI's acquisition by Experian combines new innovative approaches to  predictive modelling with Experian's extensive and unique retail data  sources. An essential element of TAOS is the ability to forecast demand  from a variety of different sources so that Experian data is  incorporated into each TAOS system to support the modelling process. 
About TAOS: 
  The technology behind TAOS has  been developed by mathematical psychologist Dr Richard Fenker, founder  of PAI and ex-NASA scientist. Dr. Richard Fenker has over 25 years  experience providing modelling solutions to global retail  organisations. ‘The Site Book', written by Fenker, is Amazon.com's  bestselling book on retail site planning. TAOS uses a process of  sophisticated forecast models originally developed for US government  agencies including NASA, but which has since been adapted to the retail  sector and used by major leading retail and restaurant chains in the  United States. 
About Experian Business Strategies: 
  Experian's  Business Strategies division provides an unrivalled understanding of  consumers, markets and economies in the UK and around the world, past,  present and future. The business is a market leader in consumer  profiling and market segmentation, economic forecasting and public  policy research, supporting businesses, policy makers and investors in  making tactical and strategic decisions. As part of the Experian group,  Business Strategies has access to a wealth of research data and  innovative software solutions. 
Experian's Business Strategies business has wholly-owned operations  in eight countries: UK, France, Netherlands, Spain, Norway, Sweden,  Finland and Hong Kong – China. This is supplemented by franchise  operations in eight other markets – Germany, Czech Republic, Ireland,  Greece, USA, Japan, Australia and New Zealand. It also owns the Future  Foundation, a London-based international strategic marketing  consultancy. 
For more information about Experian Business Strategies go to www.business-strategies.co.uk. 
About Experian 
  Experian is the global leader  in providing value-added information solutions to organisations and  consumers. It has an unrivalled understanding of individuals, markets  and economies around the world. 
Experian provides information, analytics, decision-making solutions  and processing services. It assists organisations understand their  markets and customers and helps them find, develop and manage  profitable customer relationships to make their businesses more  profitable. 
Experian promotes greater financial health among consumers by  enabling them to understand, manage and protect their personal  information and helping them control financial aspects of key life  events. 
Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce, property and government. A subsidiary  of GUS plc with headquarters in Nottingham, UK, and Costa Mesa,  California, Experian's 12,000 people in 28 countries support clients in  more than 60 countries. Annual sales are about £1.4 billion. 
For more information, visit the company's website on http://www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 13 Oct 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:42 GMT</publishDate>
<guid>{C90737A9-401F-4E56-8103-1F1290500AFC}</guid>
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<title><![CDATA[Experian acquires credit bureau in Romania]]></title>
<description><![CDATA[
		28 September 2005
Experian®, the global information solutions company, has signed an  agreement to acquire Expert Credit Bureau (ExCB) from UCS Romania.
ExCB has been in operation since early 2005, serving clients from  the banking and non-banking industries in Romania. ExCB currently holds  mostly negative data but plans to move into both positive and negative  data processing shortly. 
“This acquisition represents a significant increase in Experian's  consumer information activities in the new Europe,” said John Saunders,  Chief Executive Officer, Global Operations, of Experian. “It  complements the activities of our specialist decision support solutions  business, Experian-Scorex and consolidates its position in the region  as a leading provider of information solutions and risk management.  ExCB has been a pioneer in the credit bureau business in Romania and we  believe that this acquisition will bring considerable benefits to our  clients already operating in this country. 
“Experian is the world's leading credit bureau operator and has  built up considerable expertise and knowledge, and already operates  credit bureaux in 12 international markets, including the Bulgaria and  Russia. We shall combine this expertise with the predictive analytics,  decision support technologies and strategy optimisation skills of  Experian-Scorex to enhance ExCB's services to address issues such as  fraud, overindebtedness and controlling credit risk. 
“The consumer economy is growing rapidly in Romania and we believe  that introducing shared credit information via credit bureaux will  result in better risk management for lenders and sustainable financial  market stability for lenders and consumers.” 
The acquisition is consistent with Experian's global strategy of  acquiring complementary businesses that provide new products, new data  or entry into new vertical or regional markets, while leveraging the  core assets of Experian. 
This press release can be downloaded from http://press.experian.com. 
ENDS....
For further press information please contact:  
Peter Brooker , Public Affairs Director, Experian Tel: +44 (0) 115 934 4548. 
  E-mail: peter.brooker@uk.experian.com
Clementina Papagianni , Press Relations, Experian-Scorex Tel: +39 06 59293045. 
  E-mail: clementina.papagianni@experian-scorex.mc
About Experian 
  Experian is the global leader  in providing value-added information solutions to organisations and  consumers. It has an unrivalled understanding of individuals, markets  and economies around the world. 
Experian provides information, analytics, decision-making solutions  and processing services. It assists organisations understand their  markets and customers and helps them find, develop and manage  profitable customer relationships to make their businesses more  profitable. 
Experian promotes greater financial health among consumers by  enabling them to understand, manage and protect their personal  information and helping them control financial aspects of key life  events. 
Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce, property and government. A subsidiary  of GUS plc with headquarters in Nottingham, UK, and Costa Mesa,  California, Experian's 12,000 people in 28 countries support clients in  more than 60 countries. Annual sales are about £1.4 billion. 
For more information, visit the company's website on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.  
About Experian-Scorex 
  Experian-Scorex is a  global leader in the supply of decision support solutions. Its  solutions support billions of customer decisions annually for clients  in more than 60 countries. Experian-Scorex solutions bring together  predictive analytics, decision support technologies and strategy  optimisation to enrich customer data and allow organisations to  proactively manage their relationships with their customers. 
Used across the full customer life cycle, enterprise-wide decision  support solutions enable organisations to increase income, manage and  control credit risk and fraud, reduce operational costs and so increase  overall profitability. Experian-Scorex works closely with clients  across diverse industries, including financial services,  telecommunications, retail, leasing, automotive, insurance and  utilities. 
Experian-Scorex solutions and services focus on extracting  intelligence from all customer data sources in order to build a  comprehensive picture of customer needs and financial stability. This  customer level view and the ability to deliver customer level  decisioning has proved to be particularly important in retail banking,  where a customer may hold multiple products. For over 20 years,  Experian-Scorex has provided these solutions to the majority of the  world's largest retail banks to help them manage these complex  relationships. 
As part of the global Experian organisation, Experian-Scorex has  more than 30 years experience of managing bureau data, adding  intelligence to that data and delivering scoring solutions.  Experian-Scorex maintains connectivity with over 70 credit bureaux  worldwide and, with 30 offices around the world, it is uniquely  qualified to support local, national, regional and global businesses. 
Its global headquarters are in Nottingham, UK, Monaco, and Costa Mesa, CA, USA. 
For more information, visit the company's website on www.experian-scorex.com. 
About UCS Group 
  UCS Group is a group of  companies in Romania, providing services for communications and the  financial services industry. Among his customers are Romtelecom,  Connex, Raiffeisen Bank, BCR, Piraeus Bank, Unicredit Romania, ABN-AMRO  Bank, BCIT. 
UCS Group includes FiberNet (fibre optics operator), SmartTel  (mobile banking service company), Ingenio (software solutions developer  for retail banking), Neural Risk Management (scoring provider) and  Direct Credit (consumer credit broker). ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 28 Sep 2005 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:29 GMT</publishDate>
<guid>{8C393AFB-8D2E-456B-9749-531C91527456}</guid>
</item>
<item>
<title><![CDATA[Experian acquires Baker Hill]]></title>
<description><![CDATA[
		31 August 2005
    
      Acquisition strengthens Experian's commitment to the small-business marketplace and extends reach in commercial lending space
    
    Experian, a global information solutions company, today announced the acquisition of Baker Hill, a provider of relationship-management, credit-origination and risk-management solutions. By acquiring Baker Hill, Experian strengthens its commitment to the small-business market and furthers its ability to provide its clients with business solutions across the entire Customer Life Cycle. 
    Baker Hill provides services to more than 1,100 banking, credit union and financial services clients with installations across the United States. For more than 20 years, Baker Hill has been focused on the financial services and banking industry, delivering integrated solutions that address business process needs. The company introduced the first integrated relationship management solution for bankers and was the first to offer common platforms for loan origination across the lending process. Baker Hill's clients draw on the company's business expertise to improve critical processes and leverage its commercial loan origination and customer management-solutions as their enabling technologies. 
    “Baker Hill fits perfectly into our long-term business strategy. By integrating its software solutions with our data assets and analytics, we are able to provide our clients with a more comprehensive information platform that is single-sourced and unmatched in the industry,” said Mark Zablan, president, Experian's Business Information Solutions. “We are delighted to have Baker Hill join Experian and look forward to leveraging the many tangible business synergies and opportunities moving forward.” 
    Key initiatives of the newly combined company will include deepening the coverage of Experian's Small Business Credit Share SM program and the continued investment in Baker Hill Advisor®, the next generation of the organization's industry-recognized OnePoint® solution. 
    “Our unwavering focus on the banking industry, dedication to proven solutions, commitment to client success and our no-excuses philosophy of doing business will prove to be a real asset to Experian,” said Mark Hill, president of Baker Hill. “We are pleased to be a part of Experian's Business Information Solutions, and together we will be able to provide clients with enhanced offerings and functionality across the small-business lending cycle.” 
    Baker Hill will operate as a business unit within Experian's Business Information Solutions division and will be known as Baker Hill, an Experian company. The company will continue operations in Carmel, Ind., and current management and employees will be retained. 
    The acquisition is consistent with Experian's global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian. 
    
      About Experian 
      Experian is the global leader in providing value-added information solutions to organizations and consumers. It has an unrivaled understanding of individuals, markets and economies around the world. Experian provides information, analytics, decision-making solutions and processing services. It assists organizations in understanding their markets and customers and helps them find, develop and manage profitable customer relationships to make their businesses more profitable. Experian promotes greater financial health among consumers by enabling them to understand, manage and protect their personal information and helping them control financial aspects of key life events. Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, e-commerce, property and government. A subsidiary of GUS plc with headquarters in Nottingham, UK, and Costa Mesa, Calif., Experian's 12,000 people in 28 countries support clients in more than 60 countries. Annual sales exceed $2.5 billion. 
    For more information, visit the company's Web site at www.experian.com. 
    
      The word “Experian” is a registered trademark in the EU and other countries and is owned by Experian Ltd. and/or its associated companies. 
    
    
      Contact: 
      Roslyn Whitehurst Experian Public Relations 001 714 830 5578 roslyn.whitehurst@experian.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 31 Aug 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:35 GMT</publishDate>
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<title><![CDATA[Experian Marketing Solutions acquires Vente Inc]]></title>
<description><![CDATA[
		24 August 2005
    
      Experian Marketing Solutions acquires Vente Inc.
    
    
      Acquisition expands capabilities for providing insight on consumers across multiple channels 
    
    Experian Marketing Solutions, the world's largest provider of targeted, multi-channel, information-based solutions, today announced the acquisition of Vente Inc., a leading supplier of online consumer research and permissioned targeting. 
    Vente gathers information from consumers through permission-based online survey platforms. This self-reported data includes in-depth demographic information as well as over 4,000 descriptive variables such as hobbies, interests, ailments and purchase intentions. Vente averages over one million completed surveys per month allowing marketers to spot consumption trends before they reach a tipping point. Vente's database of over 28 million consumers, market intelligence, and market research programs provide marketers with the information they need to identify consumers, track brand perception, test new products and line extensions, and reduce both the time-to-field as well as the costs of ongoing research. 
    "We are very pleased to add Vente's online survey capabilities to Experian's Marketing Solutions business," said Deborah Zuccarini, group president of Experian Marketing Solutions. "This new asset expands our capability to provide accurate and timely consumer feedback across geographic regions and consumer groups within days or hours. Further, it broadens our portfolio of consumer information and services to quickly supply marketers with insight so they can more effectively match marketing offers with the customers most receptive to their messages." 
    "The combination of Vente and Experian Marketing Solutions allows us to link our respective consumer marketing capabilities to offer our clients a deeper level of customer insight," said Stephanie Healy, chief executive officer of Vente. "We are delighted to be part of Experian's industry-leading global capabilities and the integration of both companies' consumer information and research capabilities is an ideal match for our clients." 
    Founded in 1999, Omaha, Nebraska-based Vente has become one of the world's leading online consumer data and intelligence gathering firms. The acquisition is consistent with Experian's global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian. 
    ENDS....
    
      About Experian 
      Experian is the global leader in providing value-added information solutions to organizations and consumers. It has an unrivaled understanding of individuals, markets and economies around the world. 
    Experian provides information, analytics, decision-making solutions and processing services. It assists organizations in understanding their markets and customers and helps them find, develop and manage profitable customer relationships to make their businesses more profitable. 
    Experian promotes greater financial health among consumers by enabling them to understand, manage and protect their personal information and helping them control financial aspects of key life events. 
    Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, e-commerce, property and government. A subsidiary of GUS plc with headquarters in Nottingham, UK, and Costa Mesa, Calif., Experian's 12,000 people in 28 countries support clients in more than 60 countries. Annual sales exceed $2.5 billion. 
    For more information, visit the company's Web site at www.experian.com. 
    The word "Experian" is a registered trademark in the EU and other countries and is owned by Experian Ltd. and/or its associated companies. 
    
      For further press information please contact: 
    
    Matthew Besler, Telephone Experian 224 698 4415, Email: matthew.besler@experian.com]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 24 Aug 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:35 GMT</publishDate>
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<title><![CDATA[Experian Interactive acquires ClassesUSA.com]]></title>
<description><![CDATA[
		26 July 2005
    Experian positioned as key consumer destination for online education and acquisition channel for clients 
    Costa Mesa, Calif., July 26, 2005 - Experian Interactive today announced the acquisition of ClassesUSA.com, a leading online higher-education portal. ClassesUSA.com enables consumers to find an online degree or certificate program best suited to advancing their professional goals. 
    For prospective students, ClassesUSA.com provides extensive content on topics including online associate, bachelor's, master's and doctoral degrees; online certificate programs; education financing; and test preparation. Free, easy-to-use information request forms let students receive information quickly and efficiently from more than 125 schools regarding more than 1,600 accredited degree and certification programs. 
    For colleges and universities, ClassesUSA.com provides targeted and economical resources to reach potential students. The company's partnerships with major online portals and dozens of other Web properties make ClassesUSA.com a leading provider of prospects to schools on a cost-per-lead basis. 
    Each month, more than 1 million adults visit ClassesUSA.com. Since entering the online higher-education marketplace in 2001, ClassesUSA.com has fostered strategic content partnerships with major online portals and has built a reputation as the most trusted and recognized brand providing adults with access to online and campus-based educational opportunities. 
    "We are pleased to have the exceptional people of ClassesUSA.com as part of the Experian family," said Ed Ojdana, group president of Experian Interactive." ClassesUSA.com is a proven leader in the online higher-education space and supports our mission to become the market leader in multiple vertical sectors associated with large-scale financial transactions and attendant life events. This acquisition complements our recent addition of Affiliate Fuel, which is focused on the education space as well, and will allow us to leverage synergies with our other businesses, such as www.LowerMyBills.com™." 
    "We are delighted to be part of Experian Interactive as this will allow us to greatly expand our offer of quality products and services desired by our customers," said Jordon Keltz, president of ClassesUSA.com. "Our mission to help consumers access online education programs that fit their needs while helping college and university partners acquire quality leads supports Experian's goals from both a consumer and client perspective." 
    All employees and management for ClassesUSA.com will be retained. The company is located in New York, N.Y. 
    The acquisition is consistent with Experian's global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian. 
    ENDS.... 
    
      For further press information please contact: 
    
    
      Lorna McClement , Press Relations, Experian Tel: 0115 934 4547. Mobile: 07971 953528. Email: lorna.mcclement@uk.experian.com 
    
      Notes to Editors 
    
    
      About Experian 
      Experian is the global leader in providing value-added information solutions to organizations and consumers. It has an unrivaled understanding of individuals, markets and economies around the world. Experian provides information, analytics, decision-making solutions and processing services. It assists organizations in understanding their markets and customers and helps them find, develop and manage profitable customer relationships to make their businesses more profitable. Experian promotes greater financial health among consumers by enabling them to understand, manage and protect their personal information and helping them control financial aspects of key life events. Experian works with more than 50,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, e-commerce, property and government. A subsidiary of GUS plc with headquarters in Nottingham, UK, and Costa Mesa, Calif., Experian's 12,000 people in 28 countries support clients in more than 60 countries. Annual sales exceed $2.5 billion. 
    For more information, visit the company's Web site at www.experian.com. 
    
      The word "Experian" is a registered trademark in the EU and other countries and is owned by Experian Ltd. and/or its associated companies.
    ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 26 Jul 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:33 GMT</publishDate>
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<title><![CDATA[Experian acquires the Future Foundation]]></title>
<description><![CDATA[
		01 June 2005
Experian®, the global information solutions group, has acquired the  Future Foundation Group, a leading London-based consumer think-tank and  strategic consultancy.
The Future Foundation will become part of Experian's Business  Strategies division, one of the UK's leading economic forecasting  groups and foremost provider of market analysis, consumer profiling,  retail research and consultancy. 
The Future Foundation will  continue trading as an independent strategic consultancy but the  business will immediately benefit from close-fitting synergies within  Experian's Business Strategies division. In particular, the Future  Foundation will gain from Experian's established network of  international offices, providing rapid access to global markets and a  worldwide client base for the Future Foundation's highly successful  nVision service. 
nVision is a web-based consumer  intelligence service covering the UK and Europe and contains the Future  Foundation's views on the most significant changes in the consumer  environment. nVision draws on extensive research, containing more than  6,000 charts of trend data, over 500 forecasts, market analyses and  emerging consumer trends. Both nVision and The Future Foundation's  projects business will benefit from Experian's vast repository of data,  analysis and in-house economic forecasting expertise. 
Charles  Burton, Managing Director of Experian's Business Strategies division,  commented: “These are genuinely exciting times for Experian's Business  Strategies division as we look to establish, with the Future  Foundation, an international strategic consultancy offering unrivalled  analysis and understanding of consumers, markets and economies in the  UK and around the world, past, present and future.” 
Paul  Flatters, Chief Executive of the Future Foundation added: “This  acquisition will give the Future Foundation immediate access to  international markets for its consultancy products. Similarly, we will  work closely with Experian's Business Strategies division to provide  strategic insight and expertise in the design, interpretation and  marketing of its consumer profiling and analytics. The Future  Foundation's broader market positioning will help open up new sales  opportunities for Experian's Business Strategies division whilst  Experian's strong analytical resources will greatly enhance all aspects  of The Future Foundation's research and analysis.” 
The  acquisition of the Future Foundation Group is consistent with  Experian's global strategy of acquiring complementary businesses that  provide new products, new data or entry into new vertical or regional  markets, while leveraging the core assets of Experian. 
ENDS....
For further information on Experian Business Strategies contact: 
 BRUNO ROST ,  Experian Press Office, Business Strategies division, Embankment House,  Electric Avenue, Nottingham, NG80 1EH. Tel: 0115 968 5009 or mobile  07967 567012. Email: bruno.rost@uk.experian.com . 
 About Future Foundation: 
  The Future Foundation Group is a leading commercial think tank and  strategic consultancy. It has a very strong reputation for thoughtful  and credible futures research. Over the last 9 years it has produced a  number of high profile studies that have determined the strategic  development of organisations in the private, public and not for profit  sectors. The Future Foundation is structured to work with clients in a  variety of ways, but has two core offers: 
  - Future Foundation projects: its ad hoc strategic consultancy 
  - nVision: an online UK and European consumer insight service. 
About Experian's Business Strategies division: 
  Experian's Business Strategies division is a market leader in consumer  profiling, market segmentation, economic forecasting and public policy  research, supporting businesses, policy makers and investors in making  tactical and strategic decisions. As part of the Experian group,  Business Strategies has access to a wealth of research data and  innovative software solutions. 
Experian's  Business Strategies business has wholly-owned operations in eight  countries: UK, France, Netherlands, Spain, Norway, Sweden, Finland and  Hong Kong – China. This is supplemented by franchise operations in  eight other markets – Germany, Czech Republic, Ireland, Greece, USA,  Japan, Australia and New Zealand. 
For more information about Experian Business Strategies go to www.business-strategies.co.uk. 
 About Experian: 
  Experian is a global leader in providing information solutions to  organisations and consumers. It helps organisations find, develop and  manage profitable customer relationships by providing information,  decision-making solutions and processing services. It empowers  consumers to understand, manage and protect their personal information  and assets. Experian works with more than 50,000 clients across diverse  industries, including financial services, telecommunications,  healthcare, insurance, retail and catalogue, automotive, manufacturing,  leisure, utilities, e-commerce , property and government. Experian is a  subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa  Mesa, California. Its 12,000 people in 27 countries support clients in  more than 60 countries. Annual sales exceed £1.3 billion. 
For more information, visit the company's website on www.experian.com. 
The  word 'Experian' is a registered trademark in the EU and other countries  and is owned by Experian Ltd and/or its associated companies.  ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 01 Jun 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:41 GMT</publishDate>
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<title><![CDATA[Acquisition of LowerMyBills.com by Experian for $330m plus earn-out]]></title>
<description><![CDATA[
		05 May 2005
GUS plc, the retail and business services group, today announces that  Experian has acquired 100% of the share capital of LowerMyBills.com, a  leading online generator of mortgage and other loan application leads  in the United States. The purchase price is $330m, plus a maximum  performance-related earn-out of $50m over the next two years. The  acquisition is being funded from GUS' existing banking facilities.
LowerMyBills.com is complementary to Experian's existing  direct-to-consumer activities and operates in large, fast-growing  markets. The acquisition is expected comfortably to exceed GUS'  financial target of generating a double-digit post-tax return on  investment over time and is immediately accretive to earnings. 
Don Robert, Chief Executive Officer of Experian, commented: 
“This acquisition represents a step-change in building Experian's  direct-to-consumer activities. With LowerMyBills.com, we will now  assist consumers in making the most cost-effective financial services  decisions, while also providing our lender clients with high-quality  leads for new borrowers. The strategic fit could not be better and we  are delighted to welcome the talented people of LowerMyBills.com to  Experian.” 
Enquiries


  
    
      GUS 
      
      
    
    
      David Tyler 
      Finance Director 
      020 7495 0070 
    
    
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

GUS announcements are available on its website, www.gusplc.com. 
For further information on Experian Interactive, visit our websites: 
    www.LowerMyBills.com; www.ConsumerInfo.com; www.freecreditreport.com; www.MetaReward.com; www.AffiliateFuel.com.
Acquisition of LowerMyBills.com 
Development of Experian Interactive 
  Experian  is establishing leading positions in various markets in connecting  consumers with companies via the Internet. Its strategy is to offer a  wide range of products that assist consumers in managing the financial  aspects of key life events such as moving house or buying a car.  Experian enables consumers to find financial products and services that  best suit their needs, while helping companies to find new customers  quickly and effectively. 
As well as LowerMyBills.com, the newly-formed Experian Interactive  operation includes Consumer Direct (selling credit reports, scores and  monitoring products to consumers) and MetaReward and Affiliate Fuel  (both of which generate online leads for clients). 
Description of business 
  LowerMyBills.com's  vision is to provide consumers with a one-stop Internet destination to  obtain better deals on all their recurring monthly expenses. Founded in  1999, it has a leading position in the US market, connecting consumers  seeking home mortgages with lenders best suited to provide them. The  mortgage sector today accounts for the great majority of its revenue,  with the balance being in other sectors such as automotive lending,  credit cards and insurance. LowerMyBills.com was privately owned and  has 176 employees based in Santa Monica, California. 
It attracts customers for mortgage lenders and others by advertising  on a wide variety of websites, including the major portals such as MSN,  AOL and Yahoo!. Consumers who click through on mortgage ads, for  example, are taken to the LowerMyBills.com website, where they provide  information relevant to the mortgage approval process. This information  is then matched against the lending criteria of the clients of  LowerMyBills.com and qualifying leads are passed on to several  different lenders. The lenders then contact the consumer who can choose  the most appropriate offer. LowerMyBills.com is paid for every lead  passed on to each lender. 
On a pro-forma basis, sales in the year to 31 March 2005 were $120m  with operating profit of $26m. Further strong growth in sales and  profit is expected in the current financial year and beyond. 
This acquisition is attractive because: 
LowerMyBills.com operates in large, fast growing markets 
  More than 20m American households take out a new mortgage each year. In  2004, home lenders spent $22bn on acquiring customers, an amount which  has grown by over one-third in the last five years. 
Of the $22bn, about $1bn is currently spent online and this is  growing by about 30% a year. Consumers' use of the Internet for  information, products and services associated with key life events has  increased significantly, as they switch from more traditional channels.  For example, Experian estimates that the percentage of mortgages  originated online will treble between 2003 and 2008. 
LowerMyBills.com has a strong market position 
  LowerMyBills.com is the most visited home loan service on the Internet.  In a highly fragmented market, it is one of only two players of scale  with its online leads generating more loans than any individual lending  institution. It has strong relationships with more than 400 lenders,  including five of the top ten mortgage providers in the United States. 
LowerMyBills.com has attractive growth prospects on a stand-alone basis 
  Having grown its sales significantly over the last three years,  LowerMyBills.com has further exciting growth opportunities available to  it: 

  it can improve the performance of its operating model. For  example, it can increase the distribution of its ads through more  partnerships with top web publishers. It can also increase the number  of lenders it works with to improve consumer choice in more states  across the US; 
  it can strengthen its position in various parts of the mortgage market; 
  it can broaden its portfolio by offering new financial services products such as health, life and automotive insurance; 
  it can help consumers save money in other areas of recurring monthly expenses such as telephone and utilities bills; and 
  it can apply its operating model in new countries. 

LowerMyBills.com will benefit from becoming part of Experian 
  Over time, LowerMyBills.com will benefit from the skills, expertise and client relationships within Experian: 

  Consumer Direct, MetaReward and LowerMyBills.com all work  in the same Internet space and can share expertise and traffic.  Combined, these businesses have more than 29 million visitors to their  websites each month; and 
  there are also benefits of  LowerMyBills.com working more closely with Experian's Credit business.  The introduction of Experian's modelling and analytical capabilities  will allow it to improve the quality of leads passed to lenders.  Experian will also be able to sell LowerMyBills.com's services to its  existing financial services clients, where it has strong relationships. 
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 05 May 2005 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:20 GMT</publishDate>
<guid>{60203215-D70B-4431-9392-7AA6E778A75F}</guid>
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<item>
<title><![CDATA[Experian Interactive acquires Affiliate Fuel]]></title>
<description><![CDATA[
		25 April 2005
Experian Interactive becomes key channel for consumer-direct transactions via the Internet 
Experian® today announced that it has acquired Thermo Media, LLC,  also known as Affiliate Fuel, through Experian InteractiveSM, the new  name for the organization comprised of Experian Consumer DirectSM and  MetaReward. Affiliate Fuel is a leading pay-for-performance advertising  network and will add complementary products and services to Experian  Interactive's other businesses. 
Affiliate Fuel caters to the needs of hundreds of advertisers and  Web site properties on the Internet. The company works with more than  1,500 high-quality publishers to provide advertisers' products and  services to consumers. Through Affiliate Fuel's network, advertisers  gain access to a wide consumer audience and benefit from the low cost  per acquisition of new customers. The majority of Affiliate Fuel's  advertisers are educational institutions. 
"Affiliate Fuel is a natural fit as Experian Interactive continues  to focus on becoming the market leader in multiple vertical sectors  associated with large-scale financial transactions and attendant life  events such as buying a car or home, obtaining a credit card,  protecting family and assets, and saving money," said Ed Ojdana, group  president of Experian Interactive. "Experian Interactive will  assimilate new acquisitions and leverage marketing channels, customers  and technology. Experian Interactive empowers consumer choice by  helping them gain the products and services they desire by building  successful long-term relationships with our clients." 
"By joining Experian Interactive, we will be able to expand our  network and strengthen Experian's existing consumer product offerings,"  said Matt Simpson, managing partner of Affiliate Fuel. "Furthering  their education is a critical life event for most consumers and our  education offering helps them find a degree program that fits their  needs. We are excited to support Experian's dedication to helping  consumers find the resources they desire at certain points in their  lives." 
All employees and management for Affiliate Fuel will be retained.  Affiliate Fuel was founded in 2001 and is located in Marina Del Rey,  Calif. 
The acquisition is consistent with Experian's global strategy of  acquiring complementary businesses that provide new products, new data  or entry into new vertical or regional markets, while leveraging the  core assets of Experian. 
ENDS… 
Contact:
 Donald Girard 
  Experian 
  Tel: +44 (0) 714 830 5647 
  E-mail: donald.girard@experian.com  
About Experian 
  Experian is a global leader in  providing information solutions to organizations and consumers. It  helps organizations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 50,000 clients across diverse industries, including financial  services, telecommunications, health care, insurance, retail and  catalog, automotive, manufacturing, leisure, utilities, e-commerce,  property and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, Calif. Its 12,000  people in 27 countries support clients in more than 60 countries.  Annual sales exceed $2.5 billion. 
For more information, visit the company's website on www.experian.com.  
Copyright © 2005 Experian and subject to terms of use]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 25 Apr 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:34 GMT</publishDate>
<guid>{FAF803F6-D453-41F2-A1F8-2799592113DF}</guid>
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<title><![CDATA[Experian partners with leading credit bureau in Korea]]></title>
<description><![CDATA[
		20 April 2005
Agreement with National Information and Credit Evaluation Inc. to deliver added-value solutions to Korean financial sector
Experian®, the global information solutions provider, has entered  into a strategic relationship with National Information and Credit  Evaluation Inc. (NICE), the leading credit bureau in Korea, to deliver  a broad portfolio of ‘value-added' products, including fraud prevention  and credit scoring solutions. Jointly developed by NICE and Experian,  these solutions will be customised and delivered by the credit bureau  business solutions division of NICE. 
The strategic relationship with Experian enables NICE to deliver  Experian's application fraud prevention service, Hunter II . Experian  will also assist with the development of advanced credit bureau based  scoring products using NICE data. The new solutions will enhance the  ability of local financial institutions to conduct consistent and  transparent risk evaluation of their customers and are complementary to  the solutions that Experian has successfully introduced in the Korean  market over the past seven years. 
In particular, the introduction of the application fraud detection  service, a first for Korea, is expected to have an immediate impact on  the profitability of NICE's clients by detecting suspect applications,  which have been rising recently. Application fraud is an area of  increasing concern to financial institutions in Korea. 
Commenting on the agreement, Mr. Kang Suk-In, CEO & President of  NICE, said: “NICE is acknowledged as the leading credit bureau in  Korea, with a wealth of experience in information systems operations,  as well as credit bureau and value-added product offerings. This  agreement with Experian will enable NICE to deliver a broad portfolio  of high quality value-added products and services. 
“As the market leader, NICE is fully committed to initiating change  and contributing to the growth of the consumer lending market in  Korea.” 
Korea's GDP in the fourth quarter of 2004 grew by a seasonally  adjusted 0.9 per cent from the third quarter, with the economy expected  to continue its expansion in 2005. This growth is helping to fuel  demand for consumer credit in Korea but, at the same time, according to  official Korean government estimates, one in 13 of the nation's 48  million people was three months or more behind on debt payments at end  of 2004. 
When a bureau is able to offer value-added solutions to its clients,  the result is greater accuracy, freshness and quality of its data and  additional information about the creditworthiness of the consumer, of  which the lender may be unaware. Credit bureaux operated by Experian in  the US, UK and many other countries already offer these services. 
John Harker, Asia Pacific Regional Director for Experian, commented:  “Korea is a fast expanding market and is seeing a rise in domestic  demand for credit. This translates into a greater need for more  sophisticated and customised credit management solutions to support the  country's major lenders. 
“As well as offering our world-leading solutions in the Korean  market place, Experian is committed to introducing its wealth of  experience, skills and expertise to the market to ensure its solutions  add significant value to the consumer credit sector.” 
ENDS.... 
For further press information, please contact: 
 MICHELLE TOY , Experian, Level 4, 6 Riverside Quay, Southbank, Melbourne, 
  Australia Tel: +61 3 8699 0102. Email: michelle.toy@hk.experian.com 
 PETER BROOKER , Public Relations Director, Experian 
  Tel: +44 (0) 115 934 4548. E-mail: peter.brooker@uk.experian.com  
About NICE 
  NICE CB provides member  organizations with consumer credit information shared among members  composed of domestic financial and non-financial institutions. The  shared data includes both positive and negative information. In NICE  CB, members exchange credit information in accordance to ‘the Agreement  on Exchange of Credit Information' consented by all members. And  ‘Information Exchange Council' was composed under the Agreement to  promote efficient and streamlining communication and decision making  among members and to guarantee accurate and fair registration and  exchange of data. 
NICE CB has the largest number of members both in financial and  non-financial sector (distribution and telecommunications). Its members  in financial sector include banks, credit card companies, instalment  financing companies, insurance companies and mutual savings banks.  Credit information is registered based on the agreement among its  members and provided in the form of diverse value-added services. Based  on strict membership, NICE CB permits its data shared exclusively among  its members. 
About Experian 
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 50,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, e-commerce,  property and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 12,000  people in 27 countries support clients in more than 60 countries.  Annual sales exceed US$2.2 billion. 
For more information, visit the company's website on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 20 Apr 2005 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:26 GMT</publishDate>
<guid>{10086643-7024-414B-920A-9D72A16F3EBA}</guid>
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<item>
<title><![CDATA[Experian launches first consumer credit bureau in Russia with Interfax Information Services Group]]></title>
<description><![CDATA[
		13 April 2005
Experian, a leading global information solutions company, and Interfax  Information Services Group, Russia's leading provider of information  and services to the financial market, have announced that they have  signed a joint venture to create the first credit bureau in Russia –  the Experian-Interfax Bureau of Credit Histories. The new bureau is  ready to start operations and has begun to connect banks and other  lenders to the system.
Around 20 banks and lenders have so far agreed to co-operate with  the Experian-Interfax Bureau of Credit Histories, including  International Moscow Bank, Raiffeisen Bank, Baltiyskiy Bank, Bank  Vozrozhdeniye and International Industrial Bank. 
“Experian-Interfax is the first major operator to offer credit  bureau services in Russia and the first major international player to  operate in Russia,” said Experian's CEO, John Saunders. “We are happy  that our project is developing well in Russia and that the  Experian-Interfax system will be ready for launch in time for the  Russian Law on Credit Bureaux coming into effect in June. We are  excited and encouraged by the fact that about 20 banks and other  lenders are already co-operating with us.” 
Experian-Interfax was established in late 2004 and is the first  company to create a credit bureau system to cover all of Russia. From a  technical centre in Moscow, it intends to work with clients from all  over Russia which are interested in promoting the development of the  credit bureau institution and in protecting consumers' rights. 
“Experian has chosen to enter into the partnership with Interfax at  this time because of the size and potential of the Russian market,  which now benefits from a stable political and economic environment,”  continued John Saunders. “Consumer lending is growing very fast, and  has been for four years, and the legal infrastructure to enable the new  bureau to be created has been established with the new law for credit  reporting signed by President Putin at the end of 2004. 
“The prospects for the market are good," said Interfax Group  Chairman Mikhail Komissar, “because not only is the market stable and  growing, but Russian and foreign banks are investing heavily in their  systems, lending to consumers and businesses is increasing strongly and  this demand for credit from businesses and consumers continues to  increase. This, coupled with increasing disposable income of Russian  consumers, has created good conditions for sustained growth, providing  there is an infrastructure mechanism for assisting in controlling risk  properly – the credit bureau. 
"Experian and Interfax each have a 50% stake in the project.  Experian-Interfax, established jointly with a global leader in the  sector, has given Russian banks and companies access to well-tested,  reliable and convenient technical solutions, which are already used in  over 60 countries.” 
ENDS… 
For further press information, contact:
PETER BROOKER , Public Relations Director, Experian International 
  Tel: +44 (0) 115 934 4548. M: +44 (0) 7889 186022. E-mail: peter.prooker@uk.experian.com  
Notes to Editors
About Experian
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 50,000 clients across diverse industries, including financial  services, healthcare, telecommunications, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 12,000  people support clients in more than 60 countries. Annual sales exceed  £1.3 billion. Experian already owns and operates credit bureaux in 11  international markets, including the UK and the US. 
 
For more information, visit the company's web site on www.experian.com.
The word 'Experian' is a registered trademark in the EU and other  countries and is owned by Experian Ltd and/or its associated companies. 
 About Interfax Information Services Group 
  Interfax Information Services Group provides news and other information  products that are essential for decision makers in politics and  business. Since early 1990s, Interfax has been the main provider of  up-to-date news from Russia and countries of the former Soviet Union.  Over the past few years, Interfax has also become a leading provider of  political and business news from China and emerging markets of Central  Europe. 
A network of about 30 companies operates under the Interfax brand  all over Russia, the CIS, China and several Central European countries.  The Group publishes news in Russian, English, Ukrainian, Kazakh and  German languages and provides about 100 specialised services. 
 Apart of news, it offers a number of unique information products  based on the state-of-the-art technologies, among them SPARK, the  System for Professional Analysis of Markets and Companies, Russia's  largest and most comprehensive database on companies. Interfax Group  produces company news, industry analysis and ratings, co-operating in  this field with the largest brands of the information industry. Moody's  Investors Service is a partner in Moody's Interfax Rating Agency, which  provides indispensable information for banks and investors reaching out  to Russia's markets. 
For more information, visit the Interfax's web site on www.interfax.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 13 Apr 2005 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:26 GMT</publishDate>
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<title><![CDATA[Experian develops China’s first consumer classification system]]></title>
<description><![CDATA[
		12 April 2005
Experian®, the global information solutions company, has launched  Mosaic China, a neighbourhood classification system exclusively for the  Chinese mainland market.
Mosaic China is built from the latest census demographic data  officially sourced from China's State Statistical Bureau. It provides a  summarised description of all major consumer types across the country's  most vibrant cities, specifically Beijing, Shanghai and Guangzhou. 
The new classification divides the Chinese population at Resident  Committee level (the lowest available level of granularity in China)  into 34 distinct types, aggregated into 10 groups. The ten main  consumer groups identified in China Mosaic include Rural Inheritance,  Metropolitan Strugglers, Hard Working Blue Collar, Routine Service  Workers, Career and Family, Bourgeois Prosperity and Sophisticated  Singles. 
Mosaic China has been made possible following the establishment of  an Experian office in China in 2004 and the acquisition of Smartal  Solutions, a Hong Kong based market research and analysis organisation. 
Lucy Kwan, Managing Director of Smartal Solutions commented:  “China's rapidly expanding and increasingly prosperous urban  socio-economy provides an exciting new market place for international  trade, but it is highly competitive and new entrants need to quickly  understand the different kinds of Chinese consumers. Mosaic China will  help organisations fast track their understanding of Chinese consumers  and take advantage of the new opportunities in the market, providing  the vital intelligence for business decisions.” 
China Mosaic is one of Experian's 23 country-specific consumer  classifications. Mosaic Global is also available in Australia, New  Zealand, Hong Kong, Japan, USA, Canada, Finland, Norway, Sweden,  Denmark, Germany, Austria, Switzerland, Czech Republic, France, Spain,  Netherlands, Belgium, Eire and the UK. 
 
ENDS…
For further information please contact: 
 BRUNO ROST , Experian Press Office, Business  Strategies division, Embankment House, Electric Avenue, Nottingham,  NG80 1EH. Tel: 0115 968 5009 or mobile 07967 567012. Email: bruno.rost@uk.experian.com . 
Mosaic Global – Groups and Types 
  Mosaic Global  has been built in each country using country-specific data sources and  a range of typologies specific to the unique demographic and  socio-economic composition of the respective indigenous population. 
The ten consumer types identified in Mosaic Global are Rural  Inheritance, Post Industrial Survivors, Low Income Elders, Metropolitan  Strugglers, Hard Working Blue Collar, Routine Service Workers, Career  and Family, Comfortable Retirement, Bourgeois Prosperity and  Sophisticated Singles. 
Within the Group classification, each country contains its own  unique typology and these have country-specific names such as High Rise  in Paris (France), Local Shop Keepers (Greece), Busy Bush and Beach  (Australia), Green Idealists (Denmark), Expats and Super Rich (Hong  Kong), Celtic Roots (Ireland), Suits and Gumboots (New Zealand) and  Southern Blues (USA). 
About Experian Business Strategies: 
  Experian's  Business Strategies division provides an unrivalled understanding of  consumers, markets and economies in the UK and around the world, past,  present and future. The business is a market leader in consumer  profiling and market segmentation, economic forecasting and public  policy research, supporting businesses, policy makers and investors in  making tactical and strategic decisions. As part of the Experian group,  Business Strategies has access to a wealth of research data and  innovative software solutions. 
Experian's Business Strategies business has wholly-owned operations  in eight countries: UK, France, Netherlands, Spain, Norway, Sweden,  Finland and Hong Kong – China. This is supplemented by franchise  operations in eight other markets i.e. Germany, Czech Republic,  Ireland, Greece, USA, Japan, Australia and New Zealand. 
About Experian: 
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 50,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, e-commerce,  property and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 12,000  people in 27 countries support clients in more than 60 countries.  Annual sales exceed £1.3 billion. 
For more information, visit the company's website on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 12 Apr 2005 00:00:00 GMT</pubDate>
<publishDate>Mon, 24 Oct 2011 13:59:41 GMT</publishDate>
<guid>{3B894069-D25B-41C4-A1CC-8160AAF61243}</guid>
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<item>
<title><![CDATA[Experian acquires Autolocate]]></title>
<description><![CDATA[
		26 November 2004
Latest addition to Experian's automotive portfolio will enhance web-based data management solutions to the automotive industry 
Experian ® , the global information solutions company, has acquired  AutoLocate, the specialist software and e-business solutions  organisation, from RCP Consultants Ltd. The acquisition reinforces the  commitment of Experian's Automotive division to expand the range of  services it provides and invest in new technology to deliver innovative  web-based solutions to the automotive industry. 
As one of the first companies in the UK to realise the potential of  the Internet for both car buyers and dealers, AutoLocate has extensive  automotive market knowledge and specialises in the development of  web-based solutions, including dealer website development, automated  sales reporting and Internet-based data solutions. The company has an  established automotive dealer client base. 
Rob Whalley, Managing Director of Experian's Automotive division,  said: “Experian has had unrivalled success in the automotive sector and  is the number one supplier of vehicle data solutions, including our  marketing-leading provenance product, Car Data Check. As an innovative  business, we are always looking for new ways in which we can deliver  real business benefits to our clients to help them improve their  profitability and efficiency. 
“AutoLocate's technical and software expertise is a key strength in  which Experian will invest – to expand our data management capabilities  and web-based offerings. It will also help us to deliver new products,  value-added services and capitalise on new Internet broadcast  opportunities to distribute Experian's trusted vehicle data across an  extensive range of web portals. Our combined client base has many  synergies and we are delighted to welcome AutoLocate onboard.” 
This acquisition is consistent with Experian's global strategy of  acquiring complementary businesses that provide new products, new data  or entry into new vertical or regional markets while leveraging the  core asserts of Experian. 
 
This press release can be found on http://press.experian.com.
ENDS.... 

For further press information please contact: 

ELLEN CARROLL, 
  Press Relations, Experian, 
  Riverleen House, 
  Electric Avenue, 
  Nottingham, NG80 1RH. 
  Tel: 0115 992 2515. 
  Mobile: 07967 342824. 
  Email: ellen.carroll@uk.experian.com . 
About Experian 
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 50,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, e-commerce,  property and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 12,000  people in 26 countries support clients in more than 60 countries.  Annual sales exceed £1.3 billion. 
For more information, visit the company's web site on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and other  countries and is owned by Experian Ltd and/or its associated companies. 

About Experian's Automotive division 
  Experian's Automotive division delivers information solutions to  manufacturers, dealers, auction houses, finance and insurance companies  and consumers. Experian's range of solutions helps automotive clients  to increase customer loyalty, target and win new business, and make  better lending and vehicle purchasing decisions. Products include the  market leading vehicle provenance products, Car Data Check and Vehicle  Mileage Check, which are built on the most comprehensive vehicle and  mileage databases ever assembled. 
About AutoLocate 
  RCP Consultants Ltd is an  established software company specialising in the supply and maintenance  of high quality software to the banking and automotive industries.  Under RCP, AutoLocate developed proven technical solutions for used  vehicle inventory collection, enhancement and distribution. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Fri, 26 Nov 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:16 GMT</publishDate>
<guid>{64F67574-AB36-4251-B580-A67D4B059D2D}</guid>
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<title><![CDATA[Experian acquires Equifax Italy SRL]]></title>
<description><![CDATA[
		02 November 2004
Experian®, the global information solutions company, has acquired 100 percent ownership of Equifax Italy SRL.
Equifax Italy SRL's core business includes the provision of consumer  and business information to the financial services sector as well as  real estate information, which is required by banks prior to granting  secured credit. The company, which was originally known as SEK, has  been operating in Italy for nearly 30 years. During this time, SEK  secured its position as one of only four major data providers in the  Italian market and created a well-established data collection network  across Italy. SEK was acquired by Equifax in November 2000,  subsequently changing its name to Equifax Italy SRL. 
Announcing the acquisition, Nigel Fine, Managing Director of  Experian International, said: “This strengthens Experian's position in  the Italian banking sector and affirms our leading position as a global  provider of information solutions. 
“Experian is very active in Italy and our Information Services  division has experienced significant growth over the past nine years.  This acquisition will help Experian to complement its current offering  in Italy and strengthen its core consumer and business databases. It  will allow us in future to introduce more of our innovative, value  added products such as ID authentication and bureau scores to the  Italian market, delivering major benefits to our clients.” 
The acquisition of Equifax Italy SRL is consistent with Experian's  global strategy of acquiring complementary businesses that provide  further data assets, while leveraging the core analytic capabilities  within the Experian group. 
 This press release can be found on http://press.experian.com. 

ENDS…. 

For further press information, please contact: 

Peter Brooker 
  Public Relations Director,
  Experian International 
  Tel: 0115 934 4548;
  M: 07889 186022 
  E-mail: peter.brooker@uk.experian.com 
 About Experian 
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 13,000  people support clients in more than 60 countries. Annual sales exceed  £1.3 billion. 
For more information, visit the company's web site on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.  ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 02 Nov 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:17 GMT</publishDate>
<guid>{F4F8E7EB-13DE-436A-A8C4-55C1AEF09527}</guid>
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<item>
<title><![CDATA[Experian acquires Simmons Research]]></title>
<description><![CDATA[
		14 October 2004
Experian®, a global information solutions company, today announced it  has acquired Simmons Research. Simmons is a leading provider of  syndicated research information on what American consumers buy, where  they shop, their attitudes and lifestyles and the media channels they  use. This information is collected directly from more than 30,000  individuals who complete surveys about what brands they buy, what media  they use and which Internet sites they visit. Simmons is the leading  information survey used by media companies, advertising agencies and  marketers to target marketing offers to the most appropriate consumer  through the most appropriate media vehicle.
Since 1950, Simmons' consumer information has helped bring more  goods and services to market than any other research firm in North  America. Simmons' National Consumer Study, which is released twice per  year, provides an in-depth, statistically reliable view of the American  consumer. Simmons' National Consumer Study consists of five individual  segments: Kids, Teens, Adults, Hispanics and Households. The survey  measures virtually every TV network and cable television show, more  than 40 radio formats, over 200 magazine titles, all major national  newspapers and the top 75 internet sites. Survey respondents also  provide information on the purchase of approximately 8,000 brands in  more than 450 product categories. The information enables marketers to  advertise their products through the media vehicle most likely to  generate the best response. 
For the first time, the combination of Experian and Simmons data  provides a unique bridge for modeling consumer behavior from Simmons  surveys to virtually the entire US population through Experian's  consumer databases. As a result, clients can now apply the proven  techniques and principles of direct and database marketing to mass  media. 
"Simmons data is the standard for many marketers with its  media-neutral and consumer-centric focus. Their experienced management  team and innovative use of consumer research information are  impressive," said Deborah Zuccarini, president, Experian Marketing  Services. "By combining our resources, we bring about a revolution in  marketing precision. Clients will have the actionable consumer  information they need to understand customers in a common context  regardless of which media they're using." 
"The combination of Simmons and Experian allows us to link our  respective consumer marketing capabilities to offer our clients a much  broader range of communications solutions -- from contact strategies to  customer and prospect databases," said Bill Engel, Co-CEO of Simmons.  "While there are companies that focus on single segments of the total  customer view, this is the first time one holistic definition is  provided -- across all channels." 
"With its information, advanced data management and analytic  solutions, Experian serves more than 90 percent of Fortune 500  companies," said Bill Livek, Co-CEO of Simmons. "Simmons' consumer  preference data, combined with Experian's information assets, is the  key to total consumer insight. The Experian environment of unsurpassed  consumer information and database management solutions is an ideal  match for us." 
In a recent article by Inside Research, Simmons ranked as the second  fastest growing, privately held research company in America over the  past five years. The acquisition is consistent with Experian's global  strategy of acquiring complementary businesses that provide new  products, new data or entry into new vertical or regional markets,  while leveraging the core assets of Experian. 
About Simmons Market Research Bureau 
  Simmons  is America's leading provider of consumer product purchase, shopping  and media usage behavior, as well as detailed demographic,  psychographic, lifestyle and attitudinal descriptions. Simmons surveys  more than 30,000 individuals annually to produce the National Consumer  Adults (English-speaking and Spanish-speaking), Teens, Kids, Adults and  Household Studies. Each of these reports provides individual and  household information on approximately 8,000 brands in more than 450  data categories. Simmons' proprietary BehavorGraphics(TM) and other  segmentation systems provide unique and powerful capabilities to  segment consumers by lifestyle, attitudes, shopping frequency and  volume, price preference, entertainment consumption, media usage and  myriad other descriptors. Simmons Custom Media Studies and Data  Integrations provide specialized surveys and data applications using  Simmons' databases. 
About Experian 
  Experian is a global leader in  providing information solutions to organizations and consumers. It  helps organizations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 13,000  people support clients in more than 60 countries. Annual sales exceed  $2.3 billion. 
For more information, visit the company's web site on www.experian.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 14 Oct 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:16 GMT</publishDate>
<guid>{9FCEE7D7-9ADF-4F69-8060-6BB84DB90C5B}</guid>
</item>
<item>
<title><![CDATA[Experian acquisition]]></title>
<description><![CDATA[
		05 October 2004
GUS plc, the retail and business services group, today announces that  Experian has acquired QAS Limited, a leading supplier of address  management software in the UK. The purchase price for QAS, which has  £16m of cash, is £106m and will be funded from existing GUS resources.
QAS' software products enable organisations to maintain accurate  and up-to-date address information about their customers. When QAS'  clients collect information from a customer, such as house number and  postcode, QAS' software is then able to complete the customer's full  and accurate address instantaneously. The software works across many  channels, including call centres, the Internet and point of sale. QAS  helps clients to reduce costs, improve customer service and increase  the accuracy of data on their customers. 
QAS has 8,800 clients worldwide across all sectors, including  financial services, insurance, retail and government. About 90% of  revenue comes from the UK, where QAS is the clear market leader. It  also has nascent international operations in North America, Australia,  the Netherlands, France and Singapore. Sales in the year to June 2004  increased by 18% to £49m. QAS employs 370 people, of whom 270 are in  the UK. 
QAS will benefit from continued growth in the UK market, especially  in the government sector, and from international expansion. In  addition, there are opportunities to cross-sell Experian products to  QAS' client base in areas such as marketing information, customer data  integration, authentication and marketing databases. 
Commenting on the acquisition, John Saunders, Chief Executive Officer of Experian International, said: 
“The purchase of QAS is consistent with Experian's global strategy  of acquiring complementary businesses that provide new products, new  data or entry into new vertical or regional markets, while leveraging  the core assets of Experian. Working together, Experian and QAS will  bring to the market sophisticated data integrity solutions – further  enhancing the quality of our clients' data about their customers, both  at the first point of contact and over time.” 
Enquiries  

  
    
      GUS 
      
      
    
    
      David Tyler 
      Finance Director 
      020 7495 0070 
    
    
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

GUS announcements are available on its website, www.gusplc.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 05 Oct 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:16 GMT</publishDate>
<guid>{6B5A148B-A8F9-4281-9B33-5B6BA35777BC}</guid>
</item>
<item>
<title><![CDATA[Experian acquires Ireland Direct Communications]]></title>
<description><![CDATA[
		13 September 2004
Experian set to meet demand for its direct marketing solutions in Ireland 
Experian ® , the global information solutions company, today  announced it has acquired Ireland Direct Communications, one of  Ireland's leading direct mail and data specialists. The acquisition  further strengthens Experian's international presence and will meet the  demand for its direct marketing solutions from international clients  and Irish businesses. 
Based in Dublin and founded in 1998, Ireland Direct Communications  will operate as Experian's Marketing Services division in Ireland. With  a client base consisting of blue-chip organisations, Ireland Direct  Communications has gained the reputation as Ireland's premier provider  of consumer data, lifestyle and demographic profiling services and  database management solutions. 
Led by Ireland Direct Communications' co-founders, Lorcan Lynch and  Chris Clifford, Experian's new Marketing Services division in Ireland  will introduce into the local market Experian's award-winning direct  marketing products and services to help organisations better target,  acquire and retain customers. 
Announcing the acquisition, David Coupe, Managing Director of  Experian Marketing Services International, said: “Direct marketing is  fast emerging as the most effective method of attracting new customers  in Ireland. Experian's investment in the Irish market will raise the  bar for direct marketing standards using local knowledge and its proven  portfolio of products and services to help organisations identify and  target the most receptive consumer audiences in the country.” 
“There is strong demand for our direct marketing products and  services in Ireland. In Ireland Direct Communications, we have acquired  a business with a proven formula to deliver success first-class people,  insight into the Irish market and an enviable client base.”
“The combination of these qualities and Experian's reputation as a  world-class provider of direct marketing solutions puts Experian in the  best possible position to achieve the goal of becoming market leader in  Ireland.” 
Lorcan Lynch, who has been appointed Managing Director of Experian's  Marketing Services division in Ireland, added: “Our objective is  simple. To provide our clients with the best direct marketing solutions  and expertise available and, as an Experian company, we have the  people, resources and investment to make this happen. The Irish market  will now have at its disposal for the first time the full array of  Experian's direct marketing solutions to identify the best prospects  and use the optimal techniques to improve response rates through  highly-targeted direct mail campaigns.” 
Experian's new Marketing Services division in Ireland joins the  company's other international Marketing Services operations in the UK,  France, Germany, Spain, Italy and The Netherlands. 
The acquisition is consistent with Experian's global strategy of  acquiring complementary businesses that provide new products, new data  or entry into new vertical or regional markets, while leveraging the  core assets of Experian. 
For further press information, please contact: 
 Peter Brooker  
  Public Relations Director 
  Tel: +44 (115) 934 4548 / +44 (0) 7889 186012 
  E-mail: peter.brooker@uk.experian.com  
About Experian 
Experian is a global leader  in providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 13,000  people support clients in more than 60 countries. Annual sales exceed  1.3 billion. 
For more information, visit the company's web site on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 13 Sep 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:18 GMT</publishDate>
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<item>
<title><![CDATA[Experian acquires ISL]]></title>
<description><![CDATA[
		02 September 2004
Acquisition of ISL builds on Experian's risk portfolio for the Insurance industry 
ISL Intermediary Systems Limited, the risk modelling and analytics  company for the insurance industry, has been acquired by Experian ® ,  the global information solutions company. 
Announcing the acquisition, Mike Prentice, Managing Director of  Experian's Insurance Services division, said: “With over 90 customer  licences in place for its products and services, ISL is a market leader  in the supply of high quality risk models designed to analyse and  assist in the pricing of personal and commercial lines insurance. Its  reputation has been built on the accuracy and quality of its data  sources and its highly successful Whatif?™ and Perils products. 
“Experian recognises the expertise that ISL brings to the insurance  industry and its proven track record of developing innovative products.  With continued investment and support, clients can only benefit from  this development which will provide a secure platform for the  introduction of new and even more powerful risk modelling tools for the  insurance industry.” 
The Whatif?™ market analysis product is the standard in the  insurance market and the ISL perils models are recognised, along with  Experian products, as being the most accurate and of the highest  quality currently available. A number of the key data sets feeding into  the perils models are exclusive to ISL and the team has built up a  detailed knowledge base in this area over a number of years. 
Mark Harrison, ISL Commercial Director, added: “We expect to benefit  greatly from the synergies between the two companies and Experian's  support for our product development. Experian has been highly  successful in providing solutions to the insurance sector, which  include the Claims Underwriting Exchange (CUE) and Motor Insurance  Database (MID), and the wealth and variety of its information resources  will help in further enhancing ISL's offering and our commitment to  providing quality solutions for the insurance market”. 
 
ENDS....
For more information: 

ELLEN CARROLL,
  Press Relations, Experian, 
  Riverleen House, 
  Electric Avenue, 
  Nottingham, NG80 1RH. 
  Tel: 0115 992 2515. 
  Mobile: 07967 342824. 
  Email: ellen.carroll@uk.experian.com. 
Notes to Editors 
About ISL
  Intermediary Systems Ltd. (ISL) is a  risk modelling consultancy and software supplier providing a  comprehensive range of professional support services to insurers on all  aspects of risk selection and risk management. With over 90 customer  licences in place for its products and services, ISL is a high quality  niche player and the market leader in the supply of data to assist  general insurance risk pricing in the UK. 
The Whatif?™ market analysis product is the standard in the  insurance market and the ISL perils models are recognised as being the  most accurate and of the highest quality currently available. A number  of the key data sets feeding into the perils models are exclusive to  ISL and the team has built up a detailed knowledge base in this area  over a number of years. 
ISL started out in 1991 and focused initially on bespoke quotation  software and market analysis software for household insurance. 
In 1997 the company expanded its range of products, focusing on  market analysis software for other lines of general insurance and on  data models to assist risk pricing. 
The team is an experienced blend of software engineers, developers,  statisticians, PhD level flood risk specialists as well as geographical  information systems analysts and insurance professionals. 
ISL is now the established leader in the UK insurance market,  offering high quality software designed to analyse and assist in the  pricing of personal and commercial lines insurance. 
About Experian  
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 13,000  people support clients in more than 60 countries. Annual sales exceed  £1.3 billion.
 For more information, visit the company's web site on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 02 Sep 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:19 GMT</publishDate>
<guid>{61940157-DFD8-4B3F-81AF-D90E781B0447}</guid>
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<item>
<title><![CDATA[Experian acquires Smartal Solutions in its expansion into Greater China]]></title>
<description><![CDATA[
		30 August 2004
    
      Acquisition of business intelligence and solutions firm expands Experian Asia Pacific's Business Strategies division 
    
    Experian®, the global information solutions company, announced today that it has acquired Smartal Solutions, the leading business intelligence and solutions company in Hong Kong and China. The acquisition will expand and enhance Experian's analytics and decisioning capabilities in the Greater China region. 
    "The acquisition will leverage Experian's global market presence and expand our offerings in the Asia Pacific region to include business intelligence data and micromarketing solutions for Greater China," said John Harker, Regional Director, Experian Asia Pacific. "Clients will now be able to obtain the data knowledge solutions for Greater China such as geo-demographics and segmentation services, digital mapping, data hygiene and analytical software tools." 
    Smartal Solutions services are used by many industries such as financial services, communications, retail, utilities and insurance and by clients such as Caltex, Citibank, Café de Coral, CLP Power, DBS Bank, Hewlett Packard, Sun Hung Kai Properties, the Transport Department and SmarTone. Additionally, Smartal partners with government agencies, including the Hong Kong Census &amp; Statistics Department, Hongkong Post and Lands Department, to provide quality value-added solutions and services to its clients. 
    "We're very excited by this opportunity to be part of Experian as it expands into Greater China, bringing with it its expertise in knowledge solutions, local area planning and customer management solutions," said Lucy Kwan, CEO of Smartal Solutions. 
    Smartal Solutions will be rebranded as Experian Business Strategies and will operate as a business division of Experian Asia Pacific. "We are pleased that this acquisition will enable us to strengthen and broaden the existing partnership relationship between Experian and Smartal, and give us better access to the Chinese market. Our multinational clients are very interested in using Mosaic and other sources of business intelligence to make more informed decisions about their China market entry strategies," John Harker added. 
    Experian did not disclose the terms of the purchase. 
    ENDS.... 
    
      For further information, please contact:
    
    
      MICHELLE TOY , Experian, Level 4, 6 Riverside Quay, Southbank, Melbourne, Australia Tel: +61 3 8699 0102. Email: michelle.toy@au.experian.com 
    or: 
    
      BRUNO ROST , Press Relations, Experian, Talbot House, Talbot Street, Nottingham, NG80 1TH. Tel: 0115 934 4547. E-mail: bruno.rost@uk.experian.com 
    
      About Smartal Solutions 
      Smartal Solutions offers a range of knowledge management tools, applications and services in customer database solutions, local area planning and target marketing. Since 1992, Smartal has pioneered the integration of GIS-enabled applications with local data contents. Smartal launched SUPERMAP Hong Kong under an exclusive license for dissemination of micro census statistics. In September 2002, Smartal launched Hong Kong MOSAIC, the first neighbourhood segmentation system in Hong Kong and China, under support from Experian. Smartal is a member of Micromarketing International Network (MIN). 
    
      About Experian 
      Experian is a global leader in providing information solutions to organizations and consumers. It helps organizations find, develop and manage profitable customer relationships by providing information, decision-making solutions and processing services. It empowers consumers to understand, manage and protect their personal information and assets. Experian works with more than 40,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, property, e-commerce and government. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, Calif. Its 13,000 people support clients in more than 60 countries. Annual sales exceed $2.2 billion. 
    For more information, visit the company's Web site at www.experian.com. 
    
      The word 'Experian' is a registered trademark in the EU and other countries and is owned by Experian Ltd and/or its associated companies. 
    
    
      About Experian's Business Strategies division Experian's Business Strategies Division provides an unrivalled understanding of consumers, markets and economies in the UK and around the world, past, present and future. It is a market leader in consumer profiling and market segmentation, economic forecasting and public policy research. 
    The division's information and analysis supports businesses and other organisations in making tactical and strategic decisions. 
    It helps businesses to: 
    
      understand who their customers are, and their best prospects 
      maximise existing customer relationships 
      optimise channel mix 
      maximise returns from branch networks 
      position their brands in the marketplace. 
    
    It helps policy makers to understand and improve the performance of their local and regional economies and helps investors to optimise the returns on their property portfolios. 
    The division's analysis capabilities range from catchment area profiling to international macroeconomics, from understanding patterns of crime to forecasting the performance of the construction sector, and from market research to board-level strategy. As part of the Experian group, the division has access to a wealth of research data and innovative software solutions. 
    Client deliverables take many forms, including data licences, software applications, regular reports and bespoke consultancy. Deliver is available via any media, from face-to-face meetings and workshops to computer models, and from printed reports to interactive websites. 
    Experian's Business Strategies division has offices in Dublin, Edinburgh, the Hague, London, Madrid, Nottingham and Paris and now Greater China. It also has a presence in other markets through its Mosaic consumer segmentation systems, its international economic forecasting services and via Experian's global network of offices. 
    For more information visit www.business-strategies.co.uk. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 30 Aug 2004 00:00:00 GMT</pubDate>
<publishDate>Mon, 31 Oct 2011 15:18:32 GMT</publishDate>
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<title><![CDATA[Experian acquires Americas Software Corp]]></title>
<description><![CDATA[
		23 August 2004
    Combined company bolsters strengths in international fraud prevention, anti-money laundering and government compliance 
    
      Costa Mesa, Calif. – August 23, 2004 – Experian®, a global information solutions provider, today announced that it has acquired Americas Software Corporation (ASC), a developer and marketer of regulatory compliance software systems which provides anti-money laundering solutions for banks and other financial institutions worldwide. The two companies will combine their existing products to create the full range of global solutions companies need for identity verification, fraud and money laundering detection and compliance with government regulations. 
    Federal regulations imposed by Section 326 of the USA PATRIOT Act require companies to develop and implement a customer identification program to protect U.S. financial system from money laundering, terrorist financing, identity theft and other forms of fraud. In addition, financial institutions must screen customers opening new accounts to ensure they are not listed with the U.S. Treasury's Office of Foreign Assets Control (OFAC). Similar government regulations exist in many countries around the world. 
    Experian's strength in customer identification programs will bolster ASC's monitoring, screening and compliance technology to automate the detection, investigation and reporting of suspicious financial activity. Clients will benefit from reduced administrative burdens and costs associated with manual compliance. 
    “Americas Software is a leading provider of anti-money laundering software solutions and we're proud to have it become a part of Experian,” said Rick Gallagher, president of Experian's Fraud Solutions unit. “With an excellent management team, a strong international presence and formidable list of blue-chip clients, this acquisition furthers Experian's and Americas Software's position as a comprehensive global fraud and compliance solutions provider across a number of industries.” 
    ASC's operations will continue to be located in Miami, FL, and current management and employees will be retained. The company will be a part of Experian's Fraud Solutions business unit. 
    Experian and the Americas Software Corporation also will work together to market services to companies regulated by the USA Patriot Act, including those in the banking, automotive, real estate, brokerage and investment industries. Together, the two companies will have a stronger presence and customer base in several key markets in North America, Europe, Central America, Asia and the Middle East. 
    “Our reputation is built on flexibility, ability to work with multiple legacy systems, ease of implementation and ease of use by non-technical compliance personnel,” said John Daly, president, CEO and founder of Americas Software. “Combined with Experian's global fraud prevention capabilities, internal sales resources and excellent management, we'll be competing with industry players at the highest level.” 
    The acquisition is consistent with Experian's global strategy of acquiring complementary businesses that provide new products, new data or entry into new vertical or regional markets, while leveraging the core assets of Experian. 
    
      About Americas Software 
      Americas Software, headquartered in Miami, FL, helps financial institutions worldwide comply with international anti-money laundering regulations, including the USA Patriot Act. Founded in 1985, the company applies statistical analysis to account profiling and transaction trend monitoring software that helps banks, brokerage firms, insurance firms and other businesses detect, investigate, and report money-laundering activities. For more information, visit www.americasoft.com.
    
      About Experian 
      Experian® is a global leader in providing information solutions to organizations and consumers. It helps organizations find, develop and manage profitable customer relationships by providing information, decision-making solutions and processing services. It empowers consumers to understand, manage and protect their personal information and assets. Experian works with more than 40,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, property, e-commerce and government. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, Calif. Its 13,000 people support clients in more than 60 countries. Annual sales exceed $2.3 billion. 
    For more information, visit the company's Web site at www.experian.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 23 Aug 2004 00:00:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:43:26 GMT</publishDate>
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<title><![CDATA[FACT Act Cost Recovery Programme]]></title>
<description><![CDATA[
		12 August 2004
GUS plc, the retail and business services group, today announces that  Experian will introduce a revised charging structure on credit  reporting services to recover costs associated with implementing  provisions of the federal Fair and Accurate Credit Transactions Act  (FACT Act).
The FACT Act was signed into law in December 2003, permanently  extending the national standards for consumer credit reporting in the  US, thereby benefiting the financial services industry as a whole. The  Act also requires national credit reporting agencies to provide  consumers, on request from a centralised source, one free credit report  annually. 
To recover FACT Act compliance costs, Experian will apply an 8% cost  recovery charge to the total online credit services revenue for each  Experian business client, subject to a minimum of 8 cents per  transaction. Experian will initiate this cost recovery on 1 October  2004, but will begin at rates reduced by 50% for the three months to 31  December 2004. The full cost recovery programme will become effective  on 1 January 2005. 
In addition, Experian's charging structure will reward clients if  they improve the quality of the data provided to Experian's database.  This will be done by giving discounts on the cost recovery charge to  those clients supplying data who achieve targeted improvements in  consumer dispute rates and the overall quality of the data. 
Don Robert, Chief Executive Officer of Experian North America, commented: 
“We believe that our approach fairly distributes the cost burden for  providing free credit reports across the financial services industry.  We have also taken the opportunity to reward clients who improve data  quality. This will help to enhance credit decisions, making consumer  credit more affordable and accessible.” 
Jim Allen, Senior Vice President, Consumer Risk Solutions, Bank of America added: 
“When Congress passed the FACT Act, there was a recognition that new  burdens and costs would be placed not only on credit bureaux, but also  on the consumer credit industry as a whole. Experian's proposal appears  to be an innovative way to improve also the accuracy of credit data,  which was one of Congress' fundamental objectives.” 
Enquiries  

  
    
      GUS 
      
      
    
    
      David Tyler 
      Finance Director 
      020 7495 0070 
    
    
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

GUS announcements are available on its website, www.gusplc.com. 
Certain statements made in this announcement are forward-looking  statements. Such statements are based on current expectations and are  subject to a number of risks and uncertainties that could cause actual  results to differ materially from any expected future results in  forward-looking statements. 
Notes to editors 
About GUS 
  GUS is a retail and business  services group. Its activities comprise general merchandise retailing  through Argos Retail Group, information and customer relationship  management services through Experian and luxury goods through a  majority shareholding in Burberry Group plc. 
About Experian 
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian has headquarters in Nottingham, UK,  and Costa Mesa, California. Its 13,000 people support clients in more  than 60 countries. Annual sales exceed $2.3 billion. 
FACT Act objectives 
  The financial services  industry as a whole lobbied Congress for passage of the FACT Act in  order to set national standards on critical issues. The new obligations  follow two major themes: 

  Enhancing the accuracy of consumer reports, including the provision of a free annual disclosure to consumers upon request; and
  Establishing  systems and procedures to prevent identity theft and to assist victims  of identity theft in restoring their credit histories. 

Experian FACT Act compliance 
  The FACT Act  requires the three nationwide credit reporting agencies, including  Experian, to build, maintain and operate a central source through which  consumers may obtain a free report from each agency with a single  request. Federal Trade Commission rules require that the central source  efficiently handle at least 300% of the volume of credit reports  currently provided to consumers. 
As a result, Experian is expanding computer systems and  telecommunications infrastructure, and hiring and training the  additional staff needed to handle the anticipated volume of calls. This  free service will begin 1 December 2004, with a nine-month rollout  beginning in the western states and moving east. One additional region  will be added every three months. 
Experian data quality programme 
  From 1 January  2005, Experian will provide incentives by reducing the cost recovery  surcharge to clients that improve their data quality through a new Data  Furnisher Quality Certification programme.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 12 Aug 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:11 GMT</publishDate>
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<title><![CDATA[Experian’s new hunter system takes the fight against fraud global]]></title>
<description><![CDATA[
		20 May 2004
Experian®, the global information solutions company, has  launched a new fraud prevention system in the UK to fight fraud on an  international scale. 
Hunter II has been developed by MCL Software, Experian’s specialist  fraud prevention business, and will enable users of the system to share  data on fraudsters, across different product types and industry sectors  to help prevent fraud. As a result, the incidence and impact of fraud  on its victims, whether the financial impact on the business itself or  the personal distress of consumer victims, will be greatly reduced. 
David Usmar, Senior Fraud Manager, Barclaycard, said: “At  Barclaycard, we have used Hunter for a number of years and welcome the  new developments with Hunter II, including incorporation of the death  register and automatic identification where a fraudster is  impersonating a deceased person. This is a major step forward as not  only does it prevent fraud, but it also prevents a lot of heartache for  innocent parties.
"By incorporating dynamic workflow to allow users to choose what to  refer and to whom (including National and Corporate Hunter Matches), it  should enable the allocation of prioritised work automatically, which  should increase the fraud prevention capability by identifying the  fraud more quickly and easily.
"The Hunter development team has worked closely with Barclaycard and  other Hunter users, seeking our ideas and opinions to develop a product  that is able to meet our needs. We are now looking forward to trialling  Hunter II and measuring the benefits of the new system.”
“Fraud can wreak havoc on its victims,” commented Gary Wood,  Managing Director of Experian’s Fraud Solutions Business, “and it’s not  just the lender that is the victim. It is the genuine customer who  invariably ends up paying more for credit and other goods and services  as a result of fraud. In cases of identity theft, it is particularly  upsetting for its victims and, often, this type of fraud can go  undetected by its victims for up to four years. When it is detected, it  can take another two years to sort out the damage caused from  fraudulent activity – during which time it could make it difficult for  victims to get a mortgage, a credit card or a bank loan.
“The most cost-effective way of reducing fraud and its impact is to  not let it happen in the first place. Hunter II provides an effective  deterrent to fraud and, with the use of the latest innovative  technology, extends Hunter’s fraud-fighting and data sharing abilities  right across the world. 
Hunter II uses internationally proven software techniques to data  match credit applications and highlight inconsistencies – which may  indicate suspicious fraudulent activity.
Highly intuitive, Hunter II offers full global language support to  ensure that any language can be supported. And, because the system is  online, genuine applications can be identified and new business can be  rapidly accepted, whilst fraudulent applications can be quickly  identified and losses prevented from occurring. Hunter is already  established in the UK, Australia and South Africa and, with the new  developments, Hunter II will be rolled out across the world. 
Gary Wood concluded: “Fraudsters don’t abide by geographic  boundaries, nor stick to one form of fraud or business, product or  service to attack. Fraud is often a key part of organised criminal  activity and it is only through international cooperation and the use  of systems such as Hunter II, that businesses can keep ahead of the  game. It is important that businesses make a stand and employ the  latest fraud prevention tools to dramatically reduce fraud and its  impact on its victims.”
Hunter II works by automatically checking new applications and  claims against previous applications or claims, suspect information and  extensive fraud databases. This ensures that previously fraudulent,  suspect, declined or multiple applications can be identified, along  with any adverse or previous address information which an applicant may  be deliberately hiding so that adverse information at the missing  address would not be connected to that applicant. The use of an alias  or false names, false employment details and impersonation can also be  matched and highlighted through the Hunter II system.
For more information on Hunter II, contact Experian’s MCL Software division on +44 (0)1704 501001 or email info@mclsoftware.co.uk. 
ENDS....
 This press release can be downloaded from http://press.experian.com.
For further press information please contact: 
ELLEN CARROLL, Press Relations, Experian, Riverleen  House, Electric Avenue, Nottingham, NG80 1RH. Tel: 0115 992 2515.  Mobile: 07967 342824. Email: ellen.carroll@uk.experian.com.
About Experian
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 13,000  people support clients in more than 60 countries. Annual sales exceed  £1.2 billion.
For more information, visit the company's web site on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Thu, 20 May 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:11 GMT</publishDate>
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<title><![CDATA[Experian Acquires AutoCount]]></title>
<description><![CDATA[
		19 May 2004
    
      Schaumburg, Ill. – May 19, 2004 – Experian Automotive, a division of global information solutions company Experian ® , today announced it has acquired AutoCount, a leading auto research firm. The financial terms of the transaction were not disclosed. The acquisition is consistent with Experian's global strategy of acquiring complementary businesses that provide new products, new data or entry in new vertical or regional markets, while leveraging the core assets of Experian.
    “AutoCount is the premier resource for timely, accurate and comprehensive market share reporting on vehicle sales and financing,” said Scott Waldron, president of Experian Automotive. “AutoCount brings an exciting array of solutions for both financial institutions and automotive dealers.” 
    AutoCount offers “The AutoCount Report” which provides dealers and lenders with access to key information on new and used vehicle sales. These reports are designed to reflect sales by franchised and independent dealers and to assist dealers and financial institutions in making decisions about expansion, retention, competition, and brand positioning. 
    “AutoCount's clients can benefit from Experian's unique combination of automotive marketing and credit information, providing us the opportunity to continue our rapid growth” said Bob Starr, president, AutoCount. “We're excited to join forces with Experian Automotive, a leader in automotive information.” 
    The AutoCount team will continue to operate out of its Casselberry, Fla. headquarters as a key part of Experian Automotive and will be called AutoCount , an Experian Company. AutoCount's extensive client list includes nine of the top ten indirect lenders nationwide as well as franchised and independent dealerships, auto auctions, the media, and other auto industry related companies. 
    
      About Experian Automotive 
      Experian Automotive delivers information solutions to manufacturers, dealers, finance and insurance companies, and consumers. Experian helps automotive clients increase customer loyalty, target and win new business, and make better lending and vehicle purchase decisions. Its National Vehicle Database, housing more than 450 million vehicles, along with Experian's credit, consumer and business information assets, meets the industry's growing demand for an integrated information source. Experian's advanced decision support services help clients turn this information into improved business results. Experian technology supports several top automotive web sites including eBay Motors, CarsDirect.com, AutoTrader.com and NADAguides.com. For more information on Experian Automotive and its suite of solutions, visit our web site at www.experianautomotive.com. 
    
      About Experian 
      Experian ® is a global leader in providing information solutions to organizations and consumers. It helps organizations find, develop and manage profitable customer relationships by providing information, decision-making solutions and processing services. It empowers consumers to understand, manage and protect their personal information and assets. Experian works with more than 40,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalogue, automotive, manufacturing, leisure, utilities, property, e-commerce and government. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, Calif. Its 13,000 people support clients in more than 60 countries. Annual sales exceed $2.2 billion. For more information, visit the company's Web site at www.experian.com. 
    
      About AutoCount 
      AutoCount, a service that began in Florida in 1998, is the premier resource for accurate, timely information on new and used vehicle sales derived from DMV data. The company's dedication to providing quality information has resulted in AutoCount's rapid growth. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 19 May 2004 00:00:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:44:34 GMT</publishDate>
<guid>{289EE680-84F3-4704-9C0E-817CAB652598}</guid>
</item>
<item>
<title><![CDATA[Closure of Experian’s UK contact centres]]></title>
<description><![CDATA[
		20 April 2004
Experian has announced that it is to close its three contact centres in Preston, Bolton and Widnes between now and 2006.
Announcing the decision, Keith Valentine of Experian, said: "We have  carried out a thorough review of our contact centre business and  reluctantly concluded that it is not economically viable in the long  term. 
"The market place for contact centres has changed considerably in  the last two to three years and significant investment would be  required to bring the centres up to the level of economic efficiency  required to make them competitive with world-class specialists in this  area. 
"We have entered into a consultation period with everyone affected  and are negotiating the phased closure of the three centres between now  and 2006 so that our clients have time to source alternative  arrangements and to reduce the impact on our people." 
 Enquiries 

  
    
      Fay Dodds
      Director of Investor Relations 
      020 7495 0070
    
  
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 20 Apr 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:10 GMT</publishDate>
<guid>{1C9A43C5-EB12-440F-9DED-C83420DB85D5}</guid>
</item>
<item>
<title><![CDATA[Experian launches new international report service]]></title>
<description><![CDATA[
		09 March 2004
Experian ® , the global business solutions company, has launched a new  international service – providing financial and credit checking  information on over 220 countries worldwide. In total, information on  over 35 million companies globally will be available online with an  enhanced manual credit report service also available.
The new International Credit Report Service has been designed to  provide a fast and efficient service. All reports come in a standard  format, regardless of its origin and have a consistent look and feel in  keeping with Experian's UK credit report service. This ensures that  information is easy to use and read without any prior knowledge of  overseas accounting practices. 
Phil Cotter, Managing Director of Experian's Business Information  division, said: “We have listened to the requirements of our customers  within the credit and exporting industries and responded. Service, cost  effectiveness and the ability to access detailed, quality reports on  both UK and international companies, at the same time, in the same  place, were clear market needs that needed answering. As many companies  already rely on Experian credit reports to help minimise the risks of  trading with other UK companies, the combined access to UK and  international reports will be a major benefit to our clients' credit  management operations. Experian is well known as a trusted provider of  information and with the launch of our new International Credit Report  Service our customers can now get all the credit report information  they need from the one provider, saving time, valuable resources and  money.” 
All International reports can be all accessed using Experian's e-series business website at www.uk.experian.com/bi with European company reports and US company reports available online.  These countries account for 65 per cent of exports by British  companies. Reports for all other countries can be ordered online  through Experian's manual report service. 
Phil Cotter, concludes: “It is important that companies are  forewarned of any potential financial and trading problems with their  overseas customers, especially when reporting requirements for  companies vary so widely across the world, making it difficult to  locate the level of information required to make sound credit  decisions. Experian's new International Credit Report service provides  information of a high quality to ensure that UK businesses can easily  carry out regular checks to limit the risks of exposure to business  failures and bad debt.” 
Further information can be obtained, and International Reports can  be purchased, from Experian by calling +44 (0) 115 901 6017 or via www.uk.experian.com/bi.
 ENDS.... 
 This press release can be downloaded from http://press.experian.com.

For further press information please contact: 
 ELLEN CARROLL, 
  Press Relations, 
  Experian, Riverleen House, 
  Electric Avenue, Nottingham, NG80 1RH. 
  Tel: 0115 992 2515. 
  Mobile: 07967 342824. 
  Email: ellen.carroll@uk.experian.com . 
Notes to Editors 
There are three levels of International Reports available: 
European Company Reports  – containing a wide range  of information, including full company details, credit limit, risk  score, accounts, public record information, legal notices, judgments,  corporate structure and directors' information. 
US Company Report  – containing all or some of the following: company details, credit  status, risk score, payment profile, accounts, public record  information, legal notices, judgments, corporate structure and  directors' information. Where instant access is unavailable, the manual  report ordering process is as simple as ordering an instant online  International report. The manual report service offers a number of  different service levels based on the urgency of your request. 
    Manual International Report  – containing full company details, credit limit, financial data, public  record information, legal notices, judgments, corporate structure and  directors' information. 
Experian
Experian provides strategic support to organisations around  the world. It helps its clients target, acquire, manage and develop  profitable customer relationships. It does this by combining its  advanced decision support and outsourcing services with information on  consumers, businesses, motor vehicles and property. Experian works with  more than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Millions of consumers rely on Experian's  consumer credit services to meet their financial management needs.  Experian is a subsidiary of GUS plc and has headquarters in Nottingham,  UK, and Costa Mesa, California. It has a 175-year history and unbroken  sales growth over the past 23 years. Its 13,000 people support clients  in more than sixty countries. Annual sales exceed £1.2 billion. 
 
For more information, visit the company's web site on www.experian.com. 
The word 'Experian' is a registered trademark in the EU and other  countries and is owned by Experian Ltd and/or its associated companies. 
]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 09 Mar 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:14 GMT</publishDate>
<guid>{68A6BEC9-E456-48C7-8287-3E91E87D0856}</guid>
</item>
<item>
<title><![CDATA[Experian acquires CheetahMail]]></title>
<description><![CDATA[
		03 March 2004
    
      Acquisition offers catalogue, retail and financial marketers the most innovative retention solutions available in the email marketing industry
    
    
      Costa Mesa Calif – March 3, 2004 – Experian ® , a global information solutions company, today announced it has acquired CheetahMail, a leading email marketing and customer intelligence solutions firm. 
    By combining CheetahMail technology with Experian's broad range of marketing solutions, the acquisition empowers Experian clients to send highly targeted and relevant emails to their permission-based subscriber lists. Through this acquisition, Experian will help companies leverage the power of the web as a means of cutting costs and strengthening customer relationships. 
    “CheetahMail is the fastest growing email marketing company in the U.S. and Europe with a strong focus on customer retention and loyalty programs,” said Deborah Zuccarini, president, Experian Marketing Services. “We are confidant that CheetahMail's cutting edge technology and expanded professional services offerings will ensure successful campaigns for our clients who are increasingly turning to the Internet as a key component of their marketing mix.” 
    Recently ranked by Jupiter Research as one of the top three leading email service providers, CheetahMail's technology and professional services offerings are designed for companies that want to increase their brand equity through acquisition and retention of their customer base. According to Forrester Research, U.S. digital marketing is expected to grow from $7 billion in 2003 to $16 billion by 2008. 
    “CheetahMail's clients will benefit from Experian's proven success and expertise in multi-channel marketing solutions,” said Irene Pedraza, CEO, CheetahMail. “In return, CheetahMail's sophisticated email delivery platform will reach a broader customer base and market. We are excited to be joining the Experian family.” 
    Industry experts note that retention and development of customer relationships is dependent on timely and relevant communications. Companies like CheetahMail and Experian encourage deeper customer relationships between clients and their customers across multiple channels. This results in higher retention rates, lower campaign costs and increased customer satisfaction. 
    CheetahMail will operate out of its New York headquarters as a stand-alone entity within Experian Marketing Services and will be called CheetahMail, an Experian Company. CheetahMail's extensive client list includes Neiman Marcus, Starbucks, Discovery Channel and Bloomingdale's. 
    “Email marketing is an essential and growing element of our clients' marketing strategies,” added Zuccarini. “CheetahMail strengthens our ability to quickly deliver highly integrated, multi-channel campaigns and will immediately contribute to Experian's earnings.” 
    The acquisition is consistent with Experian's stated global strategy of acquiring complementary businesses that expand distribution channels, broaden product offerings, expand into new regions or vertical markets while leveraging the core assets of Experian. 
    
      About CheetahMail 
      CheetahMail, Inc, an email marketing and customer intelligence solutions firm, serves over 140 category-leading clients in many industries including retail, technology, financial, entertainment, B2B and not-for-profit. CheetahMail's technology and service offerings are designed for companies that want to increase their brand equity through customer retention and acquisition management. A profitable and privately held firm, CheetahMail is located in New York City and Long Beach, California and was founded in 1998. CheetahMail's UK subsidiary CheetahMail UK is located in Surrey, England. 
    
      About Experian 
      Experian ® , is a global leader in providing information solutions to organizations and consumers. It helps organizations find, develop and manage profitable customer relationships by providing information, decision-making solutions and processing services. It empowers consumers to understand, manage and protect their personal information and assets. Experian works with more than 40,000 clients across diverse industries, including financial services, telecommunications, health care, insurance, retail and catalog, automotive, manufacturing, leisure, utilities, property, e-commerce and government. Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa Mesa, Calif. Its 13,000 people support clients in more than 60 countries. Annual sales exceed $2.2 billion. 
    For more information, visit the company's Web site at www.experian.com. ]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Wed, 03 Mar 2004 00:00:00 GMT</pubDate>
<publishDate>Thu, 02 Feb 2012 10:44:14 GMT</publishDate>
<guid>{35CA7C4C-5282-49E0-B988-7C6A786BF75D}</guid>
</item>
<item>
<title><![CDATA[Experian acquires Marketswitch]]></title>
<description><![CDATA[
		16 February 2004
Acquisition of optimisation software firm expands Experian’s analytics and decisioning capabilities
Experian®, the global information solutions company, has acquired  Marketswitch, the leader in high-scale optimisation software. The  acquisition will expand and enhance Experian’s analytics and decisioning capabilities on a global scale.
“The acquisition will leverage Experian’s global market presence,  information assets, risk management and marketing expertise with  Marketswitch’s leading optimisation decisioning technology,” said Roger  Aubrook, president of Experian's global decision support business.  “Clients will now be able to obtain the best in optimisation software,  backed by one of the leading data, analytics and services organisations  in the world.” 
  Marketswitch TRUE Suite products are used in  diverse industries such as financial services, communications, retail  and e-commerce by some of the world's leading corporations, including  Capital One, Discover Financial Services, Vodafone Sweden and The Abbey.
"This is a unique opportunity to join Experian and contribute our  strategic enterprise decisioning applications to their already-rich  library of existing products and services,” said Drew Eginton,  president, Marketswitch. “We're very excited to take advantage of  Experian’s depth and global reach to extend our advantage in the supply  of high-scale optimization for B2C corporations." 
Marketswitch will operate as a product line within Experian-Scorex,  the global decision solutions company. It will be offered as a  stand-alone product and will also be integrated with Experian’s  Strategy Management Generation 3 product offering. “This acquisition  will enable us to strengthen and broaden the existing global working  relationship between Experian and Marketswitch,” Aubrook added.
This press release can be downloaded from http://press.experian.com.
ENDS....
 For further press information, contact:
PETER BROOKER, Public Relations Director, Experian. 
  Tel: +44 (0) 115 934 4548. Mobile: 07889 186022. 
  E-mail: peter.brooker@uk.experian.com
KEITH GABRIEL, Head of Marketing, Experian's Strategic Solutions division.
  Tel: +44 (0) 115 976 8675. 
  E-mail: Keith.Gabriel@experian-scorex.com

Notes to Editors 
About Marketswitch
  Founded in 1997,  Marketswitch designs, develops, and sells decisioning software  applications that maximize the value of every dollar spent on customers  and prospects. Marketswitch first applied its customer-level  optimisation technology to marketing optimisation and has expanded into  risk management, collections, pricing and revenue optimisation. The  Marketswitch TRUE Suite of outbound and real-time optimisation software  products dynamically determines the right offer at the right price for  the right customer through the right channel at the right time in batch  or real-time. It does this while simultaneously satisfying real-world  business constraints (such as limited budget, minimum sales, risk  tolerance, or eligibility requirements) and meeting customer needs.  Marketswitch TRUE Suite products are used in diverse industries such as  financial services, communications, retail, and eCommerce by the  world's leading corporations, including Capital One, Discover Financial  Services, Wells Fargo, The Abbey and Vodafone Sweden. For more  information, please visit www.marketswitch.com.
About Experian
  Experian is a global leader in  providing information solutions to organisations and consumers. It  helps organisations find, develop and manage profitable customer  relationships by providing information, decision-making solutions and  processing services. It empowers consumers to understand, manage and  protect their personal information and assets. Experian works with more  than 40,000 clients across diverse industries, including financial  services, telecommunications, healthcare, insurance, retail and  catalogue, automotive, manufacturing, leisure, utilities, property,  e-commerce and government. Experian is a subsidiary of GUS plc and has  headquarters in Nottingham, UK, and Costa Mesa, California. Its 13,000  people support clients in more than 60 countries. Annual sales exceed  £1.2 billion.
For more information, visit the company's web site on www.experian.com.
The word 'Experian' is a registered trademark in the EU and  other countries and is owned by Experian Ltd and/or its associated  companies.]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Mon, 16 Feb 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:12 GMT</publishDate>
<guid>{6E33C909-DFC6-4A49-BD65-1FBDCFF301A1}</guid>
</item>
<item>
<title><![CDATA[Disposal of Experian’s US Outsourcing business]]></title>
<description><![CDATA[
		06 January 2004
Experian, the global business solutions company owned by GUS plc, today  announces that it has sold its US Outsourcing activities to a  management group backed by Sterling Capital Partners, LP, a private  equity firm. Experian will receive total proceeds amounting to $28m, of  which $20m is receivable in cash and the balance in loan notes.
The Outsourcing business comprises one of the largest print and  mail operations in the United States, with around 1,400 employees and  four lettershop locations around the country. In the year to 31 March  2003, its sales were $87m. The business operated on a single-digit EBIT  margin. 
GUS expects to incur a loss on disposal against book  value of about $10m. In addition, a charge of about $40m will be  incurred in respect of goodwill previously written off to reserves when  the business was acquired in 1998 as part of the Metromail acquisition. 
Don Robert, Chief Executive Officer of Experian North America, said: 
"This  transaction will better serve the long-term needs of our print and mail  clients. We look forward to partnering with the buyers of the business  to meet the requirements of our mutual customers through our mutual  joint marketing agreements. 
"For our Marketing Services  business, this allows us to focus on what we do best – information,  data management, decision support and analysis. Sales synergies in  North America between the Outsourcing business and our other units have  been limited. In addition, sales growth and operating margins in this  business have been well below those in our other activities. 
"We would like to thank the employees of our print and mail operations and we wish them well for the future." 
 Enquiries  

  
    
      GUS 
      
      
    
    
      David Tyler 
      Finance Director 
      020 7495 0070 
    
     
      Fay Dodds 
      Director of Investor Relations 
      
    
    
       
      
      
    
    
      Finsbury 
      
      
    
    
      Rupert Younger 
      
      020 7251 3801 
    
    
      Rollo Head 
      
      
    
  

GUS announcements are available on its website www.gusplc.com. 
Certain  statements made in this announcement are forward looking statements.  Such statements are based on current expectations and are subject to a  number of risks and uncertainties that could cause]]></description>
<link>http://www.experianplc.com/news/company-news.aspx</link>
<pubDate>Tue, 06 Jan 2004 00:00:00 GMT</pubDate>
<publishDate>Fri, 23 Sep 2011 03:45:13 GMT</publishDate>
<guid>{6FD76E91-0B04-41FB-95E8-6AF6AC8BBF10}</guid>
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